Hundred Times Rebate At The Beginning, Please Call Me The Sponsor Daddy

Zhongzhou, Shangdu City.

In the Jiangnan Courtyard community, a gray Buick sedan parked in the parking space. The driver sitting in the driver’s seat reminded the middle-aged man with his eyes closed in the passenger seat:

“Brother, wake up, we’re home.”

Zhang Wenchang opened his eyes dazedly, exhaled a strong breath of alcohol, and asked:

“So fast, how much is it this time?”

“Just give me thirty.”

“Okay, I’ll transfer it to your WeChat.”

After paying, Zhang Wenchang took out two bottles of mineral water from the trunk, opened one bottle and drank most of it in one breath.

After the driver took out the electric scooter from the trunk, Zhang Wenchang handed him another bottle of mineral water and said:

“Thank you, take a bottle of water.”

After that, he pressed the key to lock the car, walked home dizzy, took the elevator to the 15th floor, and took out the key to open the door.

“You’re back, have you been drinking again?”

Zheng Suyun heard the noise and stood up and greeted:

“Tell me, why do you drink so much every day? Do you want me to make you a bowl of noodles?”

“My wife loves me, so help me lay an extra egg.”

Zhang Wenchang replied while changing his shoes:

“I was busy drinking at night and didn’t eat much…”

“Okay, wait a minute.”

Zheng Suyun first poured a cup of hot tea and handed it to the man, and asked:

“Is the payment for the goods coming?”

“Oh, don’t mention it!”

Zhang Wenchang sighed and said depressedly:

“Fuck, from the beginning of the year to now, I have been looking for Li Wen and Zhao I have invited Feng several times, and I have invited them to dinner twice. As a result, these two bastards eat, drink and smoke every time. When I ask them to pay the bill, they start to cry poor, saying that they are short of money and can’t pay. ”

“It cost me more than a thousand dollars to eat tonight. When the show is over, these two bastards still want me to arrange for them to go to the club. I arranged it for them!”

“Calm down, it’s not worth it to get angry and hurt yourself.”

Zheng Suyun stroked the man’s back and comforted him:

“If they keep dragging it out, we can just find a lawyer to sue them!”

“Well, that’s the only way.”

Zhang Wenchang sighed again and said:

“But the bank loan The loan will be due in half a month. I will go to Wu Sheng and Xiao Min tomorrow to see if they have enough money recently. ”

“No matter what, we have to pay the money first, otherwise it will be troublesome if the bank sues us. If it doesn’t work, we can mortgage the house first.”

Hearing that the house should be mortgaged, Zheng Suyun sighed in her heart and replied:

“Hundreds of thousands of dollars, how can the two families have so much spare money? Otherwise, you can just mortgage the house, just mortgage ours…”

“Definitely mortgage ours, our son’s wedding house must not be touched!”

Zhang Wenchang sighed:

“It’s good if you agree. I’m afraid you won’t agree. After all, Wusheng and Xiaomin’s families are not very well-off. ”

“In your eyes, am I so unreasonable?”

Zheng Suyun hit the man and couldn’t help complaining:

“What did I say at the beginning? You want their interest, and they want your principal! Now it’s good, the house is going to be mortgaged to the bank!”

“Am I doing it for that little interest? I’m willing to guarantee it because I think we have a good relationship…”

The Zhang family was still in the countryside in the early years. Both of them were civil servants in the township. In the township institutional reform in the past few years, each family could only keep one job. Zhang Wenchang left the quota to Zheng Suyun and went to work in the city.

About ten years ago, the two saved some money, and Zhang Zhe was about to enter junior high school.

In order to give their son a better education, the two borrowed some money from relatives, gritted their teeth and bought the current house, and finally settled down in the city.

In the past few years, the family saved some money again. Zhang Wenchang thought that working all the time was not a solution, so he found a way to run a small soy product processing factory.

Although it is called a factory, there are only a dozen workers in total. They mainly produce bean products such as yuba and dried bean curd and sell them to surrounding towns and villages.

After working hard all year round, after deducting the cost of raw materials, workers’ wages and other expenses, they can earn about 200,000 yuan.

In addition, the treatment of towns and villages has also improved a lot in recent years. Zheng Suyun can get about 5,000 yuan every month after deducting the five insurances and one housing fund.

The annual income of the two people adds up to 200,000 or 300,000 yuan, which is not too good in the local area, but it is definitely not bad.

In the past two years, they bought a three-bedroom apartment of more than 130 square meters for Zhang Zhe in the best community in the city, intending to keep it for Zhang Zhe’s marriage in the future.

However, last year, a friend of Zhang Wenchang opened a financial company. It is said that he made a lot of money and directly bought a top-of-the-line Range Rover. He was so glorious all day long.

Later, he approached Zhang Wenchang many times, saying that he could put the money with him, and he would pay 2% interest every month, aThe monthly interest is more than the interest of a year’s deposit in the bank.

Because they grew up together, the elders of the two families are old friends. Unable to resist the other party’s soft and hard persuasion, Zhang Wenchang gave him the only 300,000 yuan of savings left in the family after buying a house for Zhang Zhe.

Not only that, he and another friend also guaranteed a loan of one million yuan for him at the bank, saying that the money was considered a loan for both of them and the interest would be settled in the same way.

I thought that I could get more than 10,000 yuan in interest from my friend every month, plus my factory could make a lot of money every year, maybe in a few years I could save enough money to pay a down payment for my son in Shanghai.

But Zhang Wenchang never thought that this person suddenly lost contact half a month ago, and the so-called financial company was empty.

Now it’s not just Zhang Wenchang who is looking for him, there are dozens of people who put their money with him who are looking for him, and they have also reported to the police, but I don’t know if this person has gone abroad or something, and there has been no news.

It would be fine if the deposit was gone, but Zhang Wenchang and another person helped to guarantee a loan of one million. Now that this person ran away, the bank naturally found the guarantor.

The loan will expire on the 20th of this month. At that time, Zhang Wenchang and the other guarantor must pay back the principal and interest of the one million, otherwise they will face the bank’s lawsuit…

Originally, more than 500,000 yuan was not a big problem. The two customers who had dinner together today had a total of 300,000 yuan in payment for goods that have not been settled last year.

If this payment can be collected, plus the money in my hand, it can almost make up more than 500,000 yuan.

But I don’t know if they heard about this and knew that Zhang Wenchang was in a hurry to use the money. Not only are they unwilling to pay, they even said in both open and secret ways that they would only pay half.

More than 300,000 goods can only make a few tens of thousands of yuan in total. If only half is collected, it will definitely be a loss. Zhang Wenchang naturally doesn’t want to do that. He would rather mortgage his house than suffer this loss.

……

Zheng Suyun quickly made a bowl of sour noodle soup, put two eggs in the bowl, and brought it to the living room and said:

“Eat quickly, and rest after eating. We’ll talk tomorrow if there’s anything.”

“Okay, my wife is so virtuous. This noodle is better than the one in the big hotel!”

Zhang Wenchang took a bite of sour noodle soup and felt much better in his stomach. He said while eating:

“By the way, which bank does your classmate Sun Qing work in? Why don’t you contact her tomorrow? If you have an acquaintance, you can get a loan earlier.”

“In the Industrial and Commercial Bank of China.”

Zheng Suyun replied, and suddenly remembered something, and asked:

“How much money do you need now?”

“About 300,000 yuan. The money in the factory was enough, but I just paid her a sum of money for beans last month.” Zhang Wenchang replied.

“Three hundred thousand…”

Zheng Suyun muttered, and said:

“I suddenly remembered that I seemed to have heard Sun Qing say a few months ago that ICBC has a loan that can be borrowed with provident funds. Generally, civil servants like me can get about 200,000 yuan, and the annual interest rate is only three or four cents…”

“So good? It seems that having a regular position is still popular!”

Zhang Wenchang’s eyes lit up, and he didn’t even bother to eat the noodles, and hurriedly said:

“Then you should call her and ask, 200,000 yuan will be fine, and I will find a way to get her. Just transfer some money!”

“It’s late at night, maybe everyone is resting.”

Zhang Suyun picked up the phone and said:

“I remember she said that it can be done on mobile banking. It happens that my salary card is from ICBC. I’ll check it myself first. If it doesn’t work, I’ll contact her tomorrow…”

“Okay, then you study it first. If it works, you don’t have to mortgage the house.”

Zhang Wenchang replied and continued to eat noodles. Before he had taken two bites, Zheng Suyun suddenly grabbed his arm and shook it hard.

Zhang Wenchang almost choked on the noodles and coughed hard a few times. Then he was a little puzzled:

“What’s wrong? So excited?”

Zheng Suyun handed the phone over directly, pointed at the screen and said:

“Lao Zhang, please help me check if there is a problem with my bank card. Why does it show that there are 2.02 million in my account? !”