Inherit For Three Thousand Years
Ninety-eight huge loans
After sending all the guests away, Xiao Zhenshan was still in high spirits, and even Bai Yuzhen became a chatterbox, dragging her son to talk non-stop, and there was only one topic, that is, Cindy is a good boy, beautiful and capable, and in the future She must be a good wife and mother. Whoever marries her will enjoy happiness in the future.
After returning home, in order to avoid the brainwashing destruction of his mother Tang Seng, Xiao Yao took the initiative to shift the topic to his mother's work, "Mom, you are now the vice president of the provincial bank, are you tired from work?"
"It's not tiring, but the responsibility is very heavy. I have to find a way to increase the amount of loans, but I can't relax the risk control. After all, my work experience is a bit lacking. I am afraid of getting a loan every time I approve it. If there is any problem, then the responsibility will be great." Bai Yuzhen also has a strong temper, and the work pressure is still very high.
"Mom, you forgot that you have a good son. Tell me if you have any difficulties, and I will definitely find a way to help you solve them." Xiao Yao said in a big way.
"You really think of yourself as a fairy, and you can come to you for any questions. Do you know what the annual loan quota of our provincial bank is?" Bai Yuzhen didn't believe her son's big words at all.
"After all, Huahui Bank has not been established for a long time. Even if it is going to go public this year, if you want to improve its performance, I estimate that your provincial bank's annual loan quota should not exceed 10 billion, right?"
"I didn't expect you to know quite a lot about the work of our provincial bank. In order to welcome the listing, the head office set a loan target of 8 billion for our provincial bank this year. We have only completed the 3 billion target until now, and we are about to arrive It's the end of the year, and such a heavy burden is entrusted to me all at once, and I'm really under a lot of pressure." Thinking that there are still 5 billion loan tasks that have not been completed, Bai Yuzhen feels a lot of pressure.
"There is still a loan task of 5 billion yuan, which is not too much. If you had told me earlier, I would have solved the problem for you. I don't know how to use the resources around me. You are a bit incompetent as a vice president. Too competent." Xiao Yao said terribly.
"Is it a friend you know who is ready to take out a loan? This is really great!" Bai Yuzhen knew that her son was no longer what he used to be, so she didn't look at people with old eyes, "I didn't expect your circle of friends to be so big now. , even Fan Shichang is your friend, and it's not unusual to know a few powerful business leaders."
Xiao Yao shook his head and said, "Mom, there's no need to go to someone else for a multi-billion loan task. I can help you complete this task myself."
"You brag, do you know how much 5 billion is? Although I am the vice president in charge of loans, every loan I make needs to be reviewed by the head office. Grasp it very tightly, if I relax the risk control and lend you a loan, I'm afraid I won't be able to work as a vice president for long, and then you won't be afraid of embarrassment, but I will be ashamed." Bai Yuzhen refused without thinking. up.
"Isn't it just a 5 billion loan? Are you worried that I won't be able to use it, or that I don't have anything to use as collateral?" Xiao Yao disagreed.
"I'm worried. A loan of 5 billion yuan is not a small amount. It's scary to think about it! What are you going to use for such a large sum of money? And what are you going to use as collateral?" Bai Yuzhen's expression became serious.
When it comes to the 5 billion loan, Xiao Zhenshan is also very concerned. He also interjected: "Son, Dad knows that you are rich now, but we can't spend it recklessly if we have money. If the investment of such a large sum of money fails, it will It will hurt your muscles and bones, I advise you to play it safe."
"Is your son so unreliable? If I hadn't been absolutely sure, I wouldn't have dared to spend such a large sum of money."
If it wasn't for his mother to solve work problems, Xiao Yao was not going to tell his family about the project he invested in, so as not to worry them.
But now I have to solve work problems for my mother, and if I don't explain it clearly to them, such a large sum of money is involved, the old couple will definitely not be able to eat well and sleep.
"Have you done anything reliable before? If so,
You say it, and your parents will keep it from asking about you in the future. "Xiao Zhenshan said confidently.
Xiao Yao was speechless for a moment.
He was quite unreliable in the past, and his trust in his parents' hearts was indeed not high.
"Isn't that all the old calendar? I'm not what I used to be now, okay? Don't always look at people with old eyes."
After complaining, Xiao Yao continued to explain: "I now have three investment projects that need money, and the investment in these three projects combined, 10 billion is not enough."
"You want 10 billion! You really scared me to death! Are these three investment projects reliable? You must be careful. What will happen to our family if we lose all our money?" Pass it!" After Bai Yuzhen became the vice president, although she passed a lot of money, it was all the bank's money, and his son's investment was her own. These are two completely different feelings.
Now Xiao Yao regrets arranging his mother to work in a bank.
If it weren't for supporting his mother's work, he wouldn't need to tell his parents about these things. Fortunately, these three investment projects are all stable profits. As long as the details are explained clearly, his parents should not be worried.
"The first investment project is 10% of Huahui Bank's shares. I replaced this part of shares with 3 billion in cash. What do you think of this investment? Is it reliable?"
Xiao Zhenshan and Bai Yuzhen looked at each other, and Bai Yuzhen said, "Of course it's reliable. Huahui Bank is going to be listed soon. With such a good performance, after the listing, the share price appreciation is inevitable."
How many people rushed to get the shares of Huahui Bank at a premium, but without sufficient background, it can only be wishful thinking.
Not to mention that this building was purchased at cost price, and they could earn more than 2 billion yuan by changing hands. Even if it was purchased at current price, the husband and wife would not object because it was a relatively safe investment in fixed assets.
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