Inherit For Three Thousand Years

"The third investment project is 8% of the shares of Lujin. This part of the shares is still replaced by cash. The total value is 720 million US dollars, which is about 4.5 billion yuan when converted into RMB."

Xiao Yao knew that his parents might not have heard of Lufax, so he briefly introduced: "When I exchanged this part of the shares, Lufax was valued at 9 billion U.S. dollars, and now it has been valued at 11 billion U.S. dollars. If I put If this part of the shares is resold, many people are willing to buy it at a premium, and it is absolutely no problem to make 1.5 billion yuan from resale.”

"Really or not? How come you can make more than ten or two billion in just one project you invest in? Is it so easy to make money?" Xiao Zhenshan felt as if he was listening to a story, and his son said something casually. The numbers are beyond his imagination.

The world he lives in and the world his son lives in seem to be in different time and space. He has worked hard for half his life, but he has only bought three houses. His son can easily invest in any project and make a billion or two billion. For the son, money is really like a number, and it is very easy to make money.

"This is the importance of connections. These people who exchanged industries with me owe me a lot of favors. Otherwise, I wouldn't be able to get involved in such a good investment project."

Bai Yuzhen asked directly: "What kind of favor do I owe you? How dare you be willing to pay such a big cost? Now our family is not short of money, we don't do dangerous things, safety is the most important thing."

"It's not a dangerous thing. My master has passed on a lot of special knowledge to me, such as fortune-telling. I have obtained the master's true biography, and I am very capable in this area. These people owe me favors. Naturally, I will find a way to give I will compensate. This is how these investment projects came about. If these people were not eager to return my favors, I would really not be able to get involved in such a good investment project." Xiao Yao didn't want to say too much, but simply explained for a moment.

"Isn't fortune-telling a lie? Son, do you really understand these gossips?" Bai Yuzhen was surprised.

"It's not all lies. My master is the kind of real tall hermit." Xiao Yao specifically warned, "You don't want to spread the fact that I know how to read and tell fortunes. Just know it yourself. I don't want to make a mess of it." God is being harassed."

"I know, I know, your dad and I will definitely not spread it to the outside world. Everyone has their own opinions on this kind of nonsense, so it's better not to let people know." No matter whether the son's ability is true or not, Bai Yuzhen will I don't want others to look at my son in a different light.

"Dad, Mom, what do you think of these three investment projects?"

"These three investment projects seem to be giving you free money, of course." Bai Yuzhen no longer objected to her son's investment in these three projects, "It's just that the funds needed are a bit too much, you should get these three projects as soon as possible." Prepare the relevant procedures, shares and fixed assets can be used as collateral, but I must review it before I can determine the specific amount that can be loaned to you."

"It doesn't need to be so troublesome. I'm not going to use these three items as collateral. I'm going to use gold as collateral directly. Is this the head office?"

Xiao Yao has a lot of gold in his hands, and the gold that Pan Wu bought in the past few decades has complete procedures, and he is not afraid of being traced by others. The current price of gold is very low, and he is not ready to sell it, but it is still possible to use it as collateral. When the price of gold rises to a high level again, it is also possible to sell it directly to the bank.

During these 3,000 years, there were too many golds collected by Panwu in the Qiankun Ring, but most of the gold before modern times can be regarded as antique collections, and its value far exceeds the value of gold itself. Only in the past few decades, most of the gold collected by Panwu has no collection value, and it can be considered to be sold when the price is right.

"The sum of the funds you need for these three projects is 10.5 billion. Do you have so much gold as collateral?" Bai Yuzhen was surprised.

She couldn't imagine how much gold worth 10.5 billion was worth?

"The current price of gold is about 260 yuan per gram.

If the loan is 10.5 billion, I will take out 40 tons of gold as collateral, and that will be enough. "Xiao Yao said lightly.

Xiao Zhenshan was really frightened, and his voice trembled a little, "You actually managed to produce forty tons of gold! Is it true? Your master is too rich, right?"

"Forty tons of gold! Isn't that a mountain of gold?" Bai Yuzhen was also shocked.

Xiao Yao shook his head, "The same volume of gold is more than 19 times the weight of water, and 40 tons of gold is two cubic meters in volume. It sounds like a lot, but in fact there is really not much in front of you. It is not far from a golden mountain. Far."

"That's not too old or young. Two cubic meters of gold is exciting just thinking about it. Are you really planning to use gold as collateral? Is it too high-profile?" Although it represents the same value, using gold to make Mortgage is far more shocking than using shares and fixed assets as collateral.

"The gold is hidden in the secret room by my master. I always feel that it is not safe. It is more reassuring to put it in the bank. It is just a mortgage, not a sale. I think it is more reassuring than mortgage shares. The procedures can also be a little easier." There are many things in Xiao Yao's hands that can be used as loan collateral, but gold is definitely the most convenient.

Other mortgage items, whether it is shares, fixed assets or antique jewelry, need to be evaluated by the bank, and the procedures are cumbersome, but mortgage gold is not so troublesome. After the inspection and weighing, the whole process can be completed in a few days. Loan procedure.

Now he is a shareholder of Huahui Bank, and his mother is the vice president of the provincial bank in charge of credit. Now that he needs a loan, he naturally has to borrow from his own bank.

In his capacity, and using gold as collateral, he would definitely be able to keep the loan interest rate down to a minimum, and at the same time solve his mother's work problems, which happened to be the best of both worlds.

Xiao Yao took out such high-quality collateral, and the loan procedures were processed very quickly. It took only three days for the loan of 10.5 billion to be transferred to his account.