My 1979

"It's good to be a driver!" Everyone knows that being a driver is good. After all, it is the most popular profession in the newspaper, and it is the best choice for girls to marry. Li He suddenly sighed, "If they really can't study, it would be good for young and old men to become drivers."

"You mean to let them borrow money from you and then let them buy a car?" As the only person around Li He who could negotiate, Qi Hua was shocked when he heard Li He's idea.

"That's it in a nutshell." Li He nodded in agreement. In order to quickly develop the local logistics army, he had to borrow money. Unlike the previous loan for BMW cars, which was only for the purchase of BMW micro-cards, this loan doesn’t matter, you can buy any car.

"The loan interest rate fluctuates by 10% based on the benchmark interest rate of the People's Bank of China. This is acceptable." Qi Hua listened to some of Li He's ideas and found nothing unacceptable. After all, people's business is business, and borrowing money requires interest. This is understandable, "But the down payment is too much, right? It's more than 10,000, more than 20,000."

Li He said with a smile, "The main risk is borne by China Commercial Bank. After all, a truck costs 50,000 to 60,000 yuan, and the cheapest microcard costs 20,000 to 30,000 yuan. What's more, according to our estimation, those who want to buy a car There must be a lot of people, but we can’t have 1 million people apply. Do we have to give approval to 1 million people? In this case, we will definitely not be able to withstand it, and the threshold must be set. We can do it step by step later.”

Qi Hua rubbed his head and asked curiously, "Mr. Li, is this too risky?"

"Nonsense, I'm afraid that the default rate is too high, and there will be no place to cry." Li He can definitely imagine that many people will drive away their cars, fail to repay their loans, and pay a down payment of 18,000 yuan in vain. A good deal for a car.

If there is GPS positioning, it will be easier to control, and you can clearly grasp the location of the vehicle. Of course, it is just a little better, because even if you find the car, it will be useless. The other party will not pay back the money or give the car unless you force it. Yes, it can be done by force. The whole family can go into battle together, no one is afraid of anyone.

Then, it is definitely another piece of hype by unscrupulous companies to bully consumers.

So this is going to test the risk control capabilities of China Commercial Bank. Not everyone who has the ability to pay a down payment can get a loan.

Li He asked Li Long and Liu Dazhuang to come over and build a driving training center that integrates traffic safety education base, car driving training, examination center and other functions.

To put it bluntly, we want to build a driving school together.

He has no interest himself, and he can't take care of him. Since his brother is determined to be a local leader, he can only help.

"Brother, this is definitely profitable. There is basically no risk." Needless to say, Li Long must be very excited. It is a business that is sure to make money. "It's no problem to open two or three stores."

Li He said with a smile, "Be smart and take care of the people below. Don't make it a mess. No matter what other people's customs are, you can't mess with your own. Otherwise, you don't have to open it. You might as well continue dumping waste products." and hotels.”

Da Zhuang nodded aside and said, "Don't worry, Da Zhuang and I have both passed the driver's license test. I know all the details inside, and we will handle it well."

Li He nodded and said, "Then it will be easy for you two."

Suddenly he remembered and said, "Do you want to take a taxi? If so, let's go together."

"You don't need to tell me?" Li Long said with a smile on his face, "It's hard to do business in the county, but there is no problem in the city. I told Da Zhuang two days ago that we would go to a big city to take a photo. The management rights are back.”

Lan Shifang came in a hurry on behalf of Dongfeng Express. Lan Shifang was accompanied by Huang Bingxin, a group of twenty or thirty people. Li He was not notified in advance.

Li He was relaxed, leaving the matter to them, while he wandered around with nothing to do.