My Fintech Empire

As the time came into the early hours of the morning, the tens of billions of red envelope activities officially began.

Hundreds of millions of netizens scattered across the country have gathered to open the WeChat APP and furiously click on their mobile phone screens. With so many people concentrated on WeChat at one point in time, the general operating platform may have crashed long ago.

However, WeChat has always been running smoothly and smoothly. There were no major accidents last year. Now with the experience accumulated last year, this time it is also running smoothly throughout the process, which also reflects the strong strength of the technical team.

The hottest topic on the Internet right now is this red envelope carnival, and it is second to none.

People are very enthusiastic about this kind of thing where there is an opportunity to get rich overnight without any capital, and they all think that they might be able to grab the highest-end million-level super red envelope. They still have to have dreams, just in case they are defeated. Goddess of luck is with you...

"Wow~~, am I not dreaming? I got a red envelope of 100,000 yuan? There is a chance of winning, good guy..." A man somewhere in the south was sitting at home grabbing a WeChat red envelope. When he saw the screen of his mobile phone, he suddenly He jumped up and down excitedly and said excitedly: "If you click on the phone screen, you will lose two years of work, hahaha!"

100,000 yuan is already a huge amount for him, and his current annual income is barely 50,000 yuan, which means he has lost two years of work.

At this moment, everyone who has grabbed a large red envelope is so excited that it is difficult to sleep. Almost all major social platforms on the Internet are talking about it, and netizens have posted the denominations of the red envelopes they have grabbed.

The person who grabbed the million-yuan super-large red envelope can still become a small hit on the Internet at this time, attracting the attention of many people, and netizens who believe in metaphysics have come to take a breath.

Facts have proved that other Internet manufacturers' platforms are not wrong in their file upgrade operations, and they simply cannot compete with this popularity.

All the people are participating in this red envelope carnival and discussing this matter at this moment.

As the initiator of the event, Fang Hong no longer pays attention. What he wants to pay more attention to is the current popularity of WeChat payment offline.

At dawn, the WeChat operation team also compiled a piece of data. WeChat was the biggest beneficiary of the tens of billions of red envelopes last night. This is because the money was not paid by WeChat, but by Fang Hong personally. , but WeChat has experienced real user growth.

Data shows that this tens of billions of red envelope carnival has brought a net increase of more than 41 million users to WeChat’s payment platform.

At present, the number of WeChat Pay users has exceeded 650 million, and the popularity offline is also getting higher and higher. The advantages have begun to show. Last year, those young people who wanted to grab red envelopes used their parents’ ID cards to open WeChat Pay. Accounts are gradually being "awakened from their slumber". Most elderly people are still trying to learn how to use smartphones. Now that WeChat payment is available, they will use this first.

Entering 2016, there are now more and more offline scenes where scanning QR codes are used for payment. Many restaurants, clothing stores and even small vendors have displayed WeChat QR codes for scanning QR codes to pay.

Of course, this is also inseparable from the WeChat operation team’s investment in popularizing QR code scanning and payment offline. Similarly, Zhifu Bao is not far behind.

An increasingly obvious trend is that China is entering a cashless era. Many people, especially young people, have rarely used cash for a long time, and have not even used cash throughout the year. Basically, just scan the QR code with your mobile phone to pay. Solve many offline transaction activities in settlement scenarios.

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During the annual holiday, the capital market is not calm. People from all walks of life in the capital circle are staring at the foreign exchange market. The same is true for people engaged in the foreign trade industry. Many people, including big A investors, are also concerned about the exchange rate trend, because the trend of the foreign exchange market is also It will affect the trend of Big A.

As the Spring Festival holiday gradually comes to an end, on Friday, February 12, the exchange rate trend of the RMB against the US dollar in the offshore market has gone up for the fifth consecutive time in the five trading days during the Spring Festival holiday.

Today, it broke through the 6.5 mark during the session, and once appreciated to the 6.4989 level. It appreciated by more than 700 basis points during the entire holiday.

Now anyone with a discerning eye can see that the international short sellers have failed, and some people who chose to side with Fang Hong can't help but breathe a sigh of relief. There is nothing wrong with taking the team this time, and following Duokai has also received the expected rewards.

On weekends, stay in the villa quietly.

"I did some sorting out what happened during the annual holiday. During the A-share holiday break, overseas markets intensified and the decline did not change. Although European and American stock markets rebounded sharply on Friday, driven by soaring oil prices, the Dow Jones Industrial Average's weekly decline still exceeded 1.4 percentage points, and the Franco-German index fell by more than 3 percentage points." Tian Jiayi said clearly and logically on the sofa in the living room, and Fang Hong was also sitting here and listening.

Tian Jiayi continued: "In addition, Asian stock markets fell even more, with the Nikkei Index falling by -11% and the H-share Hang Seng Index falling by -5%. Oil prices continued to decline, and Deutsche Bank's huge losses can be called the European version of Lehman Brothers. This The two major negative factors have intensified investors' concerns about the global economic outlook, market risk appetite continues to decline, and safe-haven assets have become popular."

She turned a page of the manuscript in her hand and continued: "The trend of international gold prices is the best reflection. During the Spring Festival holiday, although the domestic gold exchange was closed, the international gold price was quite lively. The New York gold futures price on February 11 It once again reached the $1,240/ounce mark, reaching a maximum of $1,263/ounce, a new high since March 2015. Although there was a correction on Friday, the price of gold rose by more than 7 percentage points throughout the week, hitting a record high of December 2008. The highest weekly gain since January."

Tian Jiayi closed the manuscript and looked at Fang Hong and added: "In addition, according to media reports, there was a wave of gold rush across the country during the Spring Festival. Physical gold sales were booming, and some categories of gold jewelry were even bought out. You have also contributed a lot to the popularity of the gold market."

Fang Hong was noncommittal when he heard it. Judging from the current situation, it was indeed the case.

The domestic gold market ushered in a rush for gold during the Spring Festival holiday, mainly driven by two major factors. One factor is that global asset prices have been falling since the beginning of 2016, but the price of gold has been outstanding. Since the beginning of the year, the growth has been gratifying. The main reason is that It is its value preservation and hedging function.

Another factor is that Fang Hong clearly expressed his optimism about gold in his first Weibo post in the new year. Needless to say, the market influence of K God is that the domestic gold market has become hot even before the Spring Festival. It is because of K God. God flipped the mark, coupled with the plummeting stock market and the plummeting foreign exchange market, all are strengthening expectations for gold's strength.

During the Spring Festival holiday, the gold craze reached a new level.

This also allowed Fang Hong's myth to continue again. People all admired him. Many people went back to read the Weibo post he posted in the new year. During the same period, the price of gold happened to be at the lowest level in history, which was proved once again. God K’s terrifying and accurate prediction ability.

At the end, Fang Hong suddenly said: "It seems that the U.S. stock market has not changed, but this is a historical bottom. Not to mention other factors, international short sellers failed to attack the offshore RMB this time. The remaining funds have to flow back, and the wounds need to be licked." , repair it, then it won’t fall down.”

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