My Fintech Empire

Fang Hong looked at the feedback from the outside world and it was in line with his expectations. When most people saw the news, basically no one questioned that he was here to make money. On the contrary, the eyes of many people who had no way to invest lit up, especially Invigorate.

Having the most talented people manage your wealth and preserve and increase your wealth is one of the few opportunities for the poor.

If you miss it, you may really miss it.

There can be a 15% return on investment in one year. Assuming that 1 million is invested, under the rolling effect of compound interest, the return on principal and interest will reach about 2 million after five years, and more than 4 million after ten years. In fifteen years, it will exceed 8 million.

This is a very attractive investment for the general public. More than 90% of people will never achieve such results if they are asked to invest by themselves. They can win more than 70% of the money without losing their pants. People.

After seeing the news, many people have already begun to take inventory of their family assets or start to raise money. Among them, some brave people even thought of leveraging, that is, going to the bank for a loan.

Because they calculated it and found that even if calculated based on a loan interest rate of more than 6 percentage points, if the annual income is steadily 15 points, excluding the capital cost of the loan, they can still earn 8 percentage points, and the interest rate difference is still very huge. .

It is foreseeable that when the time comes for the cooperative banking institutions, the bank clerks there will definitely encourage investors to take out loans if they don't have enough money, and strive to fill up the quota.

In this way, banks can also get a piece of the pie and have enough motivation to promote it.

And they will try their best to find people who have no money. The more people who have less money, the more they can borrow, and the banks will have more to eat.

Are there any risks in doing this?

There must be some.

The repayment ability of these people is very poor. If they cannot repay, the bank will have to face a large number of bad debts.

But in fact, the risk exposure in this matter is not that big. Because of the special circumstances, the money will not be sent to the lenders, but will change hands and flow into the wealth fund company of Qunxing Capital.

If the loan money flows into the hands of the lender and he is allowed to invest the money himself, the bank will not dare to lend the money out even if it kills him.

But in fact, it is very different if it is controlled by a wealth fund. It can ensure that the money will not be messed up by the lenders themselves, and behind the wealth fund is Qunxing Capital.

This credit is leveraged, and it will definitely cover it. At the same time, it also has the ability to cover the bottom line. The bank will not question it, nor will it question the investment ability of Qunxing Capital.

Therefore, you can completely lend money out, the risk is completely within control, and the interest rate difference can be earned steadily.

This was actually within Fang Hong's expectation. Otherwise, why would the bank cooperate with you and provide you with channel resources?

However, it can be regarded as an indirect help to the middle and lower class people. In fact, the only opportunity for this group to increase leverage in their lifetime is when they take out a loan to buy a house. Apart from buying a house, it is difficult to get a loan.

This time, it is equivalent to giving this group an additional opportunity to increase leverage, and the bank actively provides them with loans, and the threshold is even lower than that of buying a house.

However, when the real opportunity is in front of you, not everyone can seize it, and it still requires a certain amount of courage.

…

The next day came, Monday, November 10th.

The A-share market opened. The three major stock indexes jumped sharply and opened higher today. The Shanghai Stock Index opened sharply higher at +1.56% during the call auction. After the opening, it retreated slightly for five minutes and fell back to the +0.94% water mark. After that, It is a short squeeze all the way.

A Weibo update by Fang Hong over the weekend, this matter is definitely a major benefit to the capital market.

Qunxing Capital is going to set up a wealth fund with the goal of raising 2 trillion yuan. This is undoubtedly an astronomical figure. Judging from the public opinion over the weekend, it is highly likely that the wealth fund can achieve its 2 trillion fundraising goal. .

Good guy!

Where will such an astronomical amount of liquidity go?

Fang Hong did not say it clearly in his Weibo post, but everyone firmly believed that it would definitely flow into the stock market. The best situation is that all 2 trillion yuan would enter the stock market, but no matter what, there would definitely be a large amount of money entering the stock market.

With such strong positive expectations, it is no less powerful than a RRR cut and an interest rate cut, or even more powerful than a RRR cut and an interest rate cut. This is the expectation that real money and OTC funds will enter the market.

Therefore, the stock market skyrocketed today, showing a short squeeze situation, and the short sellers had no power to resist.

By the close of trading, the three major indexes all had a long positive trend. Among them, the Shanghai Composite Index exploded and closed at +5.36% that day, setting the largest single-day increase in recent years. It closed at 2532.23 points, directly reaching the 2500-point integer mark in one breath. A new high for the year.

It can be said to be a great Yang line, thousands of troops and horses are coming to meet each other.

This big positive line also broke through the high point of 2444 points in early February 2013. This high point was the high point reached when the galaxy concept stocks collectively suppressed foreign investment for 18 consecutive days and fell to the limit in 18 consecutive days. Finally, it was reached directly today Breakthrough.

Since the Shanghai Composite Index fell below the 2,000-point mark for the last time on May 21 this year, it has exceeded 2,500 points today, with a cumulative increase of more than +26%. The main board index has entered a technical bull market stage.

Many investors don't even realize that the market has risen so much without knowing it.

Judging from the K-line graph, the main board index has completely gone out of the shock range in the first half of the year. It has risen in shock throughout the second half of the year. After each correction, it will rise again quickly, and it can further reach a new high in the year without hitting a new low. There are new lows and new highs, one wave after another.

From a technical point of view, the current increase is less and less like a rebound, but a reversal, and the reversal trend is becoming more and more obvious.

There is no doubt that K God has become a god again. At the beginning of the year, he predicted the trend of A shares this year during the first live broadcast on Lingke TV: in the first half of the year, we will see shocks, and in the second half, we will see breakthroughs.

Now that we are about to enter the end of the year, investors look back at the trend of big A this year, and it is almost exactly as K God predicted at the beginning.

So much so that I can’t figure out whether it was God K’s prediction that was accurate, or whether Big A just walked out because God K said so.

But this also makes investors more convinced of K God's investment ability. To leave their money to his institution to handle, they must have investment ability and investment ability, as well as a credit conscience and a credit conscience.

What else is there to hesitate about? Given the chance, just get in the car with your eyes closed and that's it.

Today's market trend that is sweeping through Changhong is unanimously recognized by everyone as being caused by K God's Weibo. This blog post has brought too strong future expectations to the market.

The two trillion OTC funds account for almost 10% of the total market value of the current A-share market. This is undoubtedly an unimaginable amount of liquidity.

The stocks that have surged today are all heavily weighted blue-chip stocks, the core asset targets of A-shares.

If the money from wealth funds is to enter the market, it must go into these heavyweight blue-chip stocks, and it is impossible to hold those junk stocks, so today's big move is all heavyweight blue-chip stocks, which will also have a leverage on the market index.

However, the outside world obviously did not understand Fang Hong's problem with the capital flow of the wealth fund. The funds raised by this organization were mainly used to hold the stocks of listed subsidiaries of Future Galaxy.

As for other blue-chip stocks in the A-share market, some targets will also be selected to hold small amounts, such as Maoti and Wuliangye.

The vast majority of the money from wealth funds will definitely be used to hold listed targets such as Xingyu Technology and Quantitative Capital.

However, this true idea must not be disclosed to the outside world. If the outside world knows it, the stock prices of the listed companies in the galaxy will definitely be bought up by market funds, and a spectacular scene of collective daily limit will be staged. Even if you want to, you can't suppress it.

Fang Hong doesn't want to overdraw the upside potential of these subsidiaries now. The stock prices of these companies are still being suppressed and not allowed to rise.

…