My Fintech Empire

Fang Hong has no doubt about this. A lot of fans have left him private messages on Weibo a long time ago, hoping that he can do asset management and develop a financial product to help everyone manage their finances. of.

To this day, no one who is ignorant of the investment market will question Qunxing Capital’s ability to make money from investments. Coupled with Fang Hong’s credibility and appeal, if he stands up and raises his voice, thousands of people will definitely respond. .

The target group is the family unit. Fang Hong’s move is obviously to encourage people to get married and have children. After all, the national fertility rate has been on a downward trend. If you don’t get married or have children, you will have low desire. , how can we boost consumption in the future?

The maximum investment limit is set at 1 million yuan to help some people who are expected to enter the middle class to enter this level.

For a so-called middle-income family, if 2010 prices are used as the standard, the annual income of a middle-income family should be in the range of 200,000 to 500,000 yuan, the family net assets should be more than 5 million yuan, and the current assets should be more than 500,000 yuan. With certain financial knowledge, the annual household consumption should reach about 80,000 to 200,000 yuan, of which food consumption accounts for one-quarter to one-third.

At any time, in any era, and in any country, the middle-income group is definitely the backbone of society. They are the main force in paying taxes, buying houses and cars, and the absolute main force in consumption.

In fact, what is a bit unpleasant to say but is an objective fact is that when it is time to harvest, it is easiest to target the middle-income group.

The rich are often smart, and harvesting is not that easy. The poor at the bottom also have little luck. When they are in a hurry, they hold a sickle and hammer in their hands, and everyone looks like a nail.

Only this middle-income group needs money and water, and scale. If they are cut off, they will find reasons for it within themselves.

Not surprisingly, in the upcoming epic leveraged bull market, a large number of people in the middle-income group will be brutally reaped. The wealth accumulated for more than 20 years will be wiped out by greed, and they will fall from the existing class.

It's just that rather than harvesting this class, Fang Hong is more willing to harvest the real wealthy class, to be precise, the group that is unkind for the sake of wealth, such as the group that has created a large amount of illegal income and then wants to profit from it.

This group has a lot to harvest, and it is far from reaching the point of affecting the middle-income groups.

The "pocket array" in the cryptocurrency market has been set up, just waiting for these people to take the initiative to jump into the trap.

They will definitely jump into the trap.

Due to the state's control over foreign exchange transactions, an individual's annual exchange limit is only 50,000 US dollars, and the wealth they want to transfer is far more than this amount, so they will definitely find other ways.

There are also risks in underground banks, and they will eventually target the cryptocurrency market, and they will find that cryptocurrency products such as Bitcoin are an excellent way to make money by donating money.

After a while, Fang Hong thought for a while and added: "Add one more, the lock-in period is three years. If there are other details that need to be added, you can ask the people below to come up with a plan later."

Tian Jiayi nodded: "Yes, okay."

The implementation of wealth funds will definitely not be slow. Not only is the energy of Qunxing Capital put aside, but the current capital market environment cannot be ignored. The village also needs the stock market to boost confidence.

The Wealth Foundation brings huge liquidity, so the approval process will definitely be very fast, and the green light will be given all the way.

After a while, Tian Jiayi asked: "How much capital do you plan to raise this time?"

Hearing this, Fang Hong thought for a while and then replied: "Based on an average of 400,000 yuan per family, if we absorb the funds of 5 million families, that would be 2 trillion. The first phase of raising funds should be 2 trillion. We will strive to raise funds in 2015." The fundraising task was completed in the first quarter.”

There are about 5 million families. Based on the standard of a family of three, 15 million people will benefit. Counting the parents of both men and women, there are also 20 million people who will benefit indirectly. The total number of direct and indirect beneficiaries will be Reaching a huge population of 35 million.

…

As the big BOSS has made the decision, Qunxing Capital has also begun to form a team to speed up the progress, and the time is still relatively tight.

Wealth fund companies want to set up offices in cities across the country, but the country is so big that if they really want to set up offices in every city, they would probably need to recruit tens of thousands of people.

But I didn't do that, because it would be busy for a while, and after everyone had finished applying, these tens of thousands of people would have nothing to do, and the wealth fund would not be able to use them at all, let alone support tens of thousands of people and pay them wages.

So just set up offices in major cities.

This matter still requires cooperation with third-party financial institutions. Stars Capital undoubtedly chose to cooperate with the four major banks.

The four major banks have branches all over the country, allowing investors to apply through the bank window. This is not only convenient, but seeing the presence of the four major banks, it is a far-fetched alliance and looks more reliable.

…

It’s the weekend of November 9th.

In the morning, Fang Hong logged into his personal Weibo account and updated a new news:

[Aren’t there many people who want to hand over their money to Qunxing Capital for investment and management? Let me break the news in advance. We are setting up a wealth fund company. This organization is mainly for the middle and lower class people across the country who are “those who want to be rich.” , providing investment and financial services.

Taking a family as a unit, it can accept investment and financial management services for a family of no more than 1 million yuan. In the first phase of the plan, we expect to raise 2 trillion yuan and accept investment and financial management services for about 5 million families.

In investment and financial management, what everyone is most concerned about is naturally the issue of income. However, the financial management of wealth funds is not capital guaranteed and there are still certain risks. Our goal is to bring investors an average annual return rate of about 15%.

The specific plan will wait until the company staff further discloses the details.

If you believe in our investment ability, you may give it a try after considering it. 】

Fang Hong's Weibo account is watched by many people at all times. His latest blog post was released on the same day, which directly caused a huge sensation in the capital market.

Two trillion!

Oh, be good!

This is absolutely an astronomical sum. It not only caused a sensation in the capital market, but also caused a huge response among the people. Fang Hong's Weibo was also very lively.

[support! Wall Crack Support! ]

[Looking forward to the stars, looking forward to the moon, finally hoping that God K will take care of me and Xiao San! ]

[If you are rich and noble, don’t forget each other! ]

[Hahahahahaha, no offense but I really can’t help but laugh. I treat the rich group, don’t I mean the poor group who have no money? It’s the first time that the poor people are spoken of in such a refreshing and refined way. It’s worthy of God K. ]

[God K knows how to take care of the feelings of the poor... (manual funny)]

[High EQ: the group waiting to be rich; low EQ: the group of poor people! ]

[The best investors in China and even the world will help you invest and manage your finances. The annualized return can be 15%. Xiangxiang, this wave must be studded——! ]

[Note, it didn’t say it’s a guaranteed 15% return, it said it was a target return, and financial management does not guarantee capital. ]

[Oh, don’t you understand? God K said this because of the regulations. But this financial product must have a stable 15% return. No one will still question the earning ability of Stars Capital and God K. earning power, right? Or is your investment ability better than that of God K? ]

[As long as you dare to come out, I dare to stud! ]

[You would rather believe in Qin Shihuang than in my K-god? ]

[Hahaha……]

[Come, rush, sell the RV stud, stud is a kind of wisdom! ]

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