Number One Game Designer

In the last time and space, Fang Xi was asked to select the most humane invention, and the first one was naturally the smartphone.

Smartphones have really accelerated the arrival of the Internet age, bringing more entertainment and a faster pace to the entire society.

The other is the era of fast payment brought by smartphones.

What is interesting about smart payment is that credit cards have been developed in Western societies through bank credit, and payment by swiping cards.

However, credit cards also have their own disadvantages. It is not that many people imagine that credit cards are inconvenient, etc. To be honest, one needs a mobile phone and the other needs a credit card. Not many people choose credit cards for small payments, why?

Because the credit card is provided by the bank, this thing is actually an extension of the giant crocodile of the bank. The user feels nothing about using the credit card, but the merchant has to pay the handling fee. As far as Fang Xi knows, the general handling fee is the lowest 0.7, the highest is consumption during meals, which can reach a 2% handling fee, that is to say, if you eat 200 yuan for a meal, and then choose credit card payment, the merchant can actually receive 196 yuan, of which Four dollars to the bank.

It’s a stomachache for merchants. It’s hard for me to open a store to do business. Not only do I have to spend money to buy your bank’s POS machine, but your bank also takes a percentage of every money? Adding in the tax and other money for opening a store, it is no wonder that merchants like this thing.

To put it bluntly, the fast payment by scanning the QR code in China at that time was won by the arrogance of the bank. The bank itself has various financial channels, and the idea is very simple. Since my credit card can extract a handling fee for every transaction, I can eat a lot of money. , then why should I give up this part of the proceeds?

So a certain treasure realized overtaking in a curve, and Fang Xi also planned to do such a thing today.

The principle of Fang Xi's realization is also very simple, all thanks to the almighty god of death.ァ新ヤ~⑧~1~中文网ωωω.χ~⒏~1zщ.còм

After more than a year of exploration, Fang Xi discovered that the strongest function of the Reaper server is not only data processing capability, but also strong security performance.

In the past year when the Reaper server has provided backup for itself, Hongyi has never had the server hacked, or lost user information. The server has never fluctuated, oscillated, or unstable, which is very Reassuring.

After confirming that the server has reassuring security performance, the most suitable one is naturally to store financial information.

So a few months ago, people in Hongyi's financial department also received Fang Xi's proposal with a look of bewilderment. The new 81 Chinese website is updated the fastest Mobile terminal: https:/

As for the plan of the chairman of Hongyi, as long as the employees of Hongyi have heard of it, the problem is that they can understand the plan of the game, but the plan of finance...? What should I do, how can I tactfully reject the chairman without being deducted from my salary? Waiting online, very urgent.

But after opening the planning book, a group of financial staff calmed down. From Fang Xi's explanation of the concept of fast payment, it can be seen that this talented chairman is not ignorant of finance, but what the person in charge is more concerned about is , Fang Xi provided a so-called "absolutely safe" server and the "absolutely safe encryption algorithm" supporting this server, which is also the core difficulty in finance: the encryption of data streams and the confidentiality of customer information.

If the two points mentioned by Fang Xi can really be realized, then all other problems can be said to be not a problem.

Can these two points be achieved? Of course.

Reaper's own gold finger is the best server,

This world may not be broken by anyone.

Reaper server's built-in golden finger Reaper babble provides an encryption algorithm, which is also stable and reliable.

With these blessings, Hongyi's internal fast payment app has actually been completed a long time ago, and the recent period has been relying on Gu Qin's relationship with the bank. As for quick payment, it is obvious that you are poaching the corner of the bank. If you go directly to the head office for cooperation, Fang Xi feels that his game empire will be wiped out the next day. He chose the one that was first used by a certain treasure. Method:

Embed the fast payment into the bank's branch, use it to replace the electronic bank, and finally complete the overall payment replacement from the bottom up. This is the method of Moubao, and it is also the strategy used by Hongyi now.

In order to make this plan go smoothly, Gu Qin was almost tired and vomited blood in the past two months. He was tirelessly lobbying the local branch in Beiyang City every day, persuading them to be the first to open this kind of interface, and to receive the interface directly from Fang Xi. With all the proceeds from the game Left 4 Dead, a financial team and a public relations team were recruited at a price of 800 million US dollars. Finally, through the good relationship with the city government, Hongyi opened the first door of fast payment.

At the local press conference held by Hongyi, the financial executives hired by Hongyi showed reporters the latest version of Honghu APP with payment function.

Scanning code payment, fingerprint and face verification made the reporters present exclaimed amazingly, and wrote an article on the spot: The era of digital distribution of video games has begun.

To be on the safe side, Fang Xi didn't even invite a financial-related reporter, and the slogan was just a quick discount for buying games. After all, game reporters are not familiar with finance, so they can't see that Hongyi is hiding in it. The "sinister" intentions of traditional bank payments.

The press conference ended amicably in an atmosphere of hello and me. Hongyi immediately launched the latest payment method that night, and forced all users to update to the latest version directly. Most users are just strange about the new APP There is an extra code scanning function, but after using it, it is good and convenient to use, but it is not convenient to only bind a limited number of bank cards for the time being.

In terms of big news, Hongyi's press conference is neither a new game nor Fang Xi's personal release. For many people, it is just a small news and skips it. It is not until a few years later that the person in charge of the bank regrets it. Concerned about the news of this day, Hong Yi's department has gradually grown into a new predator, making the bank completely lose the market in the future fast payment.

Watching the new head of the financial department molesting the reporters of various game media with ease at the press conference, Fang Xi smiled and asked Gu Qin beside him:

"Where did you recruit the talent?"

Glancing at Fang Xi angrily, Gu Qin has been really exhausted for the past two months. Not only did he have to find all kinds of suitable financial bosses, but he also had to deal with the municipal government and the bank. From the outside, it looks like a lot of vicissitudes.

"I spent the 800 million dollars you gave me to find a team of 24 people. Even so, this person can stand out from the team and become the person in charge, what do you think? If it weren't for your share of the future According to the plan, it is estimated that no amount of money will be able to hire such a big boss, and he was previously known as the youngest bank president in Canada."

Fang Xi nodded: "Sister Gu, thank you for your hard work. This is a very important step for our Hongyi. Next, take a break? Count your paid vacation for two months."

Gu Qin shook his head:

"I don't want to come back in two months and find that the entire financial sector has no place for me. The new financial team is much better than you imagined. Everyone is like a hungry wolf. If I don't do anything for two months, I will You can resign."

"Xiao Xi, do you know that I originally retired from the city's banking system to help your father, and I thought I had stepped into retirement life early, but now I realize that you can bring too many changes, and Aunt Gu and I are also very excited. I look forward to the day when you can completely change the world, before that, I don’t want to fall behind.”

Hearing the determination in Gu Qin's words, Fang Xi nodded, and the payment layout was completed by scanning the QR code. Next, there is one less constraint on Hong Yi, and the next plan can be more arbitrary!

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