Raise A Million Bees At The Beginning

"Li Yang, what type of card do you have for this bank card?"

After hearing what An Yitian said, Li Yang also realized that he had never considered this issue before. From the beginning of the company to the present, this bank account has always been an ordinary savings account.

It wasn't until the balance in my bank card exceeded 100 million that the bank staff took the initiative to contact me once, raised the interest rate on my account, and then let me continue to save money in this bank.

There was even an agreement signed, but Li Yang didn't sign it in order to be able to use his own money flexibly.

But now the deposits in the bank have exceeded one billion, and there are daily deposits from various flagship stores, so Li Yang thinks it's time to talk to the bank.

They should give themselves the highest interest rate for such a large amount of money deposited in the bank.

Otherwise, Li Yang can switch to another bank to continue depositing. I believe that there are many banks that can offer high interest rates for his more than one billion deposits.

An Yitian has studied financial knowledge in this area before, and the current interest rate on ordinary accounts in most banks is 0.3 to 0.35.

Those who have been on a regular basis for more than three months may be a little higher, reaching 1.3% to 1.4%, and some people even open it at 1.5%.

But no company will choose to deposit money on a regular basis. After all, the company's development money may be used at any time.

And Li Yang's current bank account is a current account, and the interest rate was raised to 0.6% when the deposit in Li Yang's account reached 1 billion yuan.

This interest rate is already the interest rate standard of the bank's VIP customers, but Li Yang's current account is on the scale of one billion.

This scale is completely the standard of VVIP customers, the kind that the bank will send someone to Li Yang to give gifts to say hello every year and holiday.

At this scale, the interest rate also varies from person to person. Li Yang can completely ask the bank to give the highest interest rate that can be given.

If the interest rate of 100 million can be increased by 1 percentage point, then you can get 1 million more interest in that year, and 1 billion is 10 million.

No need to do anything for a year, just throw money in the bank, the interest alone is more than 10 million, which Li Yang naturally wants to fight for.

If it wasn't for security, and the company's development may use the money back at any time, Li Yang would consider investing the money in the fund market, and the interest rate starts at a few percent.

After chatting about this, Li Yang also became interested. After dinner, Li Yang drove directly with An Yitian to the branch where he had put his card before.

After entering, it is obvious that someone knows Li Yang inside, and the bank will show the general information of VIP and VVIP customers to the employees to avoid any unpleasantness when they get there.

"Mr. Li, hello, you are a VVIP customer of our bank, please come to the VIP channel here."

After hearing what the bank receptionist said, Li Yang nodded slightly, and then took An Yitian into a separate living room, which was not like the counter outside where he had to bow his head to communicate with the bank staff.

The banker who came to entertain Li Yang was also an account manager. When he came in, he smiled and said:

"Hello, Mr. Li, as a VVIP customer of our bank, we have prepared excellent Pu'er tea for you and your companions, please take it easy.

Li Yang just nodded slightly, he knew in his heart that now An Yitian had to show her domineering side of a strong woman.

Sure enough, after the account manager finished speaking, An Yitian spoke in a cold tone.

"Oh? You also know that Li is always your VVIP customer? Then I'm curious, why does your bank give Mr. Li an interest rate level that is the level of a VIP customer?"

After saying this, An Yitian raised her head and continued to speak sharply:

"If your bank thinks Mr. Li is not suitable to be your VVIP customer, then I think many banks outside will be happy to let Mr. Li become a VVIP customer.

After An Yitian said a few words in such a flat but sharp tone, the account manager of the bank opposite Li Yang was already sweating slightly on his forehead.

The sense of oppression brought by this woman is too strong, and everything she said is true, which directly pinpointed their bank's "".

When the funds in Li Yang's account reached 100 million, they had someone to deal with, and they were responsible for keeping this customer in their bank for a long time, so the interest rate was raised.

But after Li Yang reached one billion recently, they had a little bit of an idea of ​​taking advantage.

One is that Li Yang himself never inquired about the interest rate at all. If they do it a few days later, their sub-branch can save a lot of interest. For Li Yang, it is a difference of a percentage point.

But for their sub-branch, it is real money. If you delay it for a day, you can save tens of thousands of yuan, and if you delay it for a month, you can have a million dollars.

If the bank makes more than one million yuan at the end of the year, all of them can get a commission.

That's why they chose this method of not actively contacting Li Yang.

But now they are obviously coming to force the palace.

Thinking of this, the account manager felt guilty, and immediately said:

".~Mr. Li, this is our negligence. We sincerely apologize. In this way, I am willing to use my maximum authority to adjust your interest rate to the highest level, reaching the level of 1.15%. What do you think? "

Regarding this point, he did tell the truth, and the authority in his hand can indeed be given the highest percentage.

But An Yitian (Zhao Dehao) obviously understood it very well, and after a slight upturn of the corner of her mouth, An Yitian spoke directly to Xin:

"I won't bother you about this. We, Mr. Li, want to see your president, and he will handle this matter."

After the customer manager had no choice but to inform the president, Song Wen, the branch president, cursed secretly, and then immediately came to the reception room.

If the person who owes a billion to the bank is someone he can't afford to offend, then the person who can save a billion in the bank will have to wait until his "father" comes to finish his business.

After coming to the living room, Song Wen saw Li Yang and An Yitian who were drinking tea leisurely there. They were not short of money, and it was the bank asking them to save money, not them asking for a bank loan. Naturally, they were very leisurely.

"Hello, Mr. Li, I am Song Wen, the branch manager."