Rebirth began in 2004

Withdraw loan?

You have to be able to pay back the loan before you can withdraw the loan!

Chen Wei also knew that withdrawing the loan was simply unrealistic. It would be great if they could pay the loan interest on time.

"Are there any collateral/pledges for these loans?"

Yang Hongmei shook her head gently: "All of them are credit loans."

Chen Wei: "In the future, banks will not accept corporate credit loans."

"In this case, you will give up most of the business of small and medium-sized enterprises!"

After Hengtong Group took over Yangcheng City Commercial Bank, it was destined to receive strong financial support.

For example, if Hengtong Technology places part of its settlement business in Yangcheng City Commercial Bank, it will be able to have sufficient cash flow.

With sufficient deposit funds, the money must be loaned out to earn interest.

Chen Wei was prepared for this: "It doesn't matter, we do personal consumption loans. In the future, we will mainly focus on personal loans and business loans, but we still have to be more cautious. Many companies have various problems in their operations."

Loans to companies can easily cost millions, tens of millions or even hundreds of millions. If a company encounters problems, how much will the amount of bad debts suddenly increase?

As for personal loans, big data analysis can provide a comprehensive analysis of a person's repayment ability.

"As for the name change of the bank, the application has been submitted. The application has been changed to Yangcheng Hengtong Commercial Bank. We plan to rectify the bank first and then consider the development of future business."

Chen Wei: “Is there a candidate for the new president?”

"It was already confirmed before the acquisition. His name is Kong Wenlin. He was a branch manager at ICBC before. I think his ability is quite good. His information is at the end."

Chen Wei flipped through the pages quickly: "Yes, I saw it."

After browsing for a while, just looking at his resume, Kong Wenlin is definitely pretty good.

Starting from working as a teller in a bank, it is really a step-by-step process.

This kind of person is absolutely amazing in terms of work ability.

If you let them do things step by step, there will definitely be no problems and things will be done beautifully.

However, if they are asked to formulate and adjust the company's development direction and strategy, they will be somewhat unable to do so, and it is not something they are good at.

Of course, Yangcheng Hengtong Commercial Bank does not need Kong Wenlin to worry about these matters. He just needs to execute them.

Stability There is currently a somewhat chaotic situation within the bank.

"He participated in the entire bank acquisition."

Chen Wei: "Okay, I can meet him sometime. By the way, move the bank's headquarters to Chengdu. The future of Hengtong Bank cannot just be nestled in a small city."

Yang Hongmei: “I’m already applying to open a branch in Chengdu.”

As the economic center of the entire southwest, Chengdu has concentrated a large number of financial institutions, and some foreign banks can also be found in Chengdu.

He briefly talked about the bank again. Now it is obviously impossible for Hengtong Bank to carry out business on a large scale.

It still takes time to control and adjust before it can develop.

If you hit the road without preparing anything, your car will overturn.

"By the way, starting from the day after tomorrow, we will officially start moving!"

Chen Wei asked in surprise: "Moving?"

It's good to move, but the house is indeed a bit smaller now. It's quite cozy to live in, but it's also quite inconvenient.

If someone comes, there will be no place to stay.

"It's a company move!"

Yang Hongmei looked around at the office. She had been working here for several years and now that she had to move, she was really not used to it.

Of course, I also have a little expectation in my heart.

Chen Wei slapped his forehead: "I really forgot about this!"

"Go and take a look at your office. If you are dissatisfied with anything, I will change it for you!"

Chen Wei pretended to be surprised and asked: "And my office?"

"You are the chairman of the company, how can you not have your office?"

Although Chen Wei usually does not work in the company, he must have an office.

And the office must be cleaned at all times.

Otherwise, others would think there is something wrong within Hengtong Group.

Management discord means falling into internal consumption, and the entire company's business will be seriously affected.

It can even put the entire company directly into a business crisis.

It’s not like this kind of thing has never happened before. In fact, it happens often. Everyone has seen it so often that it’s no surprise.

"The headquarters building will be officially opened. There will be a simple launching ceremony. You have to attend the ribbon cutting."

Chen Wei: "Just cutting red cloth with scissors?"

Yang Hongmei chuckled and said: "If you like it, I will arrange it."

In the morning, Hengtong Group held a meeting. Since Chen Wei is back in Chengdu, he needs to make his presence felt!

Chen Wei is not worried about being ignored in the company. With Yang Hongmei here, why worry about this? He might as well think more about what to eat for the next meal.

Throughout the meeting, Chen Wei didn't say anything. He just listened to the group's official report on last year's operations.

In the afternoon, Chen Wei went to Hengtong Technology.

The office of Hengtong Technology has been moved to Hengtong Building.

Next, Hengtong Group will also move here, and Jiuqi Interactive Entertainment will also have offices.

The headquarters of Hengtong Bank will also be established here.

Hengtong Building consists of three 31-story buildings, with a total construction area of ​​465,000 square meters and a construction cost of 1.488 billion.

Of course, the entire Hengtong Headquarters Building not only cost this amount of money, but Hengtong Group actually invested as much as 2.1 billion.

The decoration of the entire building and the greening all cost money.

Seeing Tang Yan again, she is still charming.

The charm has been engraved into her bones. Even if Tang Yan is dressed in formal clothes, she still makes people awe-inspiring!

Tang Yan was a little surprised when she saw Chen Wei. She naturally knew that Chen Wei would be coming back in the near future, but she really didn't know when.

She didn't ask either.

She was worried that knowing Chen Wei's specific return date would mean that she would not be able to devote herself to her work wholeheartedly.

A smile appears on the face, like the spring breeze, making people's hearts sway.

If there weren't so many people coming and going, Tang Yan would really want to pounce on him.

Tang Yan did not look at the document in her hand carefully, she signed it directly, handed the document to the person, and greeted Chen Wei: "Welcome Mr. Wei to our sales department!"

Now Hengtong Technology can be considered proud and proud, finally no longer having to stay in that small office.

The entire sales department occupies one floor.

The area of ​​​​one floor is not small, it is several thousand square meters!

Chen Wei and Tang Yan shook hands normally. There have always been some rumors in the company, so naturally they would not clarify anything externally.

Of course, in public places, they will not behave too much, just be normal.