rebirth of cataclysm

It is impossible for Lin Mingzhen to lend money to Hu Mingchen purely because of his so-called feelings. Let alone him, even Xu Tiancai is unlikely. They are a private economy. Even if the feelings are there, they must have some assurance or guarantee. No

Maybe you repay the loan that is obviously impossible to recover, otherwise you will be in trouble with your future.

Therefore, Hu Mingchen had to protect Lin Mingzhen no matter what, so that he could not have any worries.

In the past two days, Hu Mingchen has been thinking about how to persuade Lin Mingzhen. After much deliberation, he wanted to highlight this point. He himself knew that Fenghuang Mountain would be developed, but others did not know, even the city secretary and mayor

It’s still unknown whether the director has that thought in his head.

"Then when you take out a loan, is it to buy land or to engage in breeding? This is different. If you focus on breeding, you have to build chicken pens and pig pens, buy other facilities and cubs, and

Invite people and buy feed. Money is spent on this. All we can do is

Naturally, less land will be purchased. Vice versa, if a large amount of land is purchased, it will be difficult to raise chickens and pigs. There is a contradiction between the two." Lin Mingzhen lit a cigarette.

He leaned back in his chair, took a comfortable puff and asked slowly.

Lin Mingzhen's question seems casual, but it is a difficult question to answer. As he said, there are contradictions between the two. It is not easy to be compatible, and it will be difficult to do it well.

To reveal the truth and influence his tendency.

"Uncle Lin, I admit that what you said is true to a certain extent, but... it's not necessarily the case. I know that you can't have your cake and eat it too, but balancing the two is not entirely possible.

If you don’t have enough land to buy, you need to raise chickens and pigs alike. There are two modes of raising pigs and chickens. One is to raise them in confinement.

In the circle, this method naturally requires a lot of investment as you said, but there is another way of breeding, which is free-range breeding. If you do free-range breeding, you don’t need to invest too much in facilities, as long as there are

Just surround it with a wall..." Hu Mingchen thought quickly and thought of an emergency explanation.

"Then you mean that your company adopts free-range breeding? Just build a fence and raise it?" Lin Mingzhen asked in a skeptical tone.

Hu Jianqiang, who was sitting next to him, was still secretly admiring and happy for Hu Mingchen's ability to adapt to the situation. However, before the joy was over, Lin Mingzhen immediately added a follow-up question.

This follow-up question seemed a bit pessimistic. Hu Jianqiang felt that if he answered it himself, it would be difficult to satisfy the other party.

If it is admitted that it is just a fence, it proves that the so-called breeding is a bit fake. Currently, there is no such breeding method in Liangcheng.

"Uncle Lin, of course not. If it were just a circle of walls, it would be too much fun. We plan to combine the two. We need a circle, but we also need an open space for activities. A complete free-range breeding method.

The area required is very large, even a mountain, and the actual conditions are basically impossible for us. So we will combine captive and free-range breeding. Captive breeding helps to grow meat, and some feed will be used, but

Giving livestock a certain space to move and letting them eat more lettuce or even grass can make the meat quality better. Only by combining the two can we better adapt to and occupy the market. While ensuring the health of livestock, our

The price will not increase, because of the scale of operation, we even have the appropriate space to adjust the price downward, so we are not worried about sales." Hu Mingchen answered immediately without having time to think seriously and in detail.

If Hu Mingchen could not answer immediately, it would mean that they had not considered and weighed this issue carefully, which would make Lin Mingzhen have doubts and doubts.

Therefore, regardless of whether he passed the test or not, Hu Mingchen at least wanted to let Lin Mingzhen know that they were not a temporary move, but had a plan or plan. To get his funds, he had to trust him.

Lin Mingzhen did not immediately comment on Hu Mingchen's answer, but took two puffs of cigarette in succession, seemingly to measure the feasibility of what Hu Mingchen said.

"Your plan seems feasible, but... the risk is not small, you know, it is on the mountain." After a while, Lin Mingzhen said calmly.

"There are some risks, but we can completely overcome them, and it won't cause much of an impression at all. There is some inconvenience on the mountain, but the cost can be saved to a certain extent. The pros and cons, it depends on how you look at it." He knew it well.

Hu Mingchen also responded unhurriedly.

"Brother Genius, your name is Xu Tiancai, but in comparison, you don't seem to be such a genius. What do you think of what Xiaochen said?" Lin Mingzhen turned to Xu Tiancai with a smile.

"Don't you just want to slander me for not being as good as Hu Mingchen? You just said so. Why are you joking about my name? I bet I know nothing about raising pigs and chickens. I have never raised them or studied them. It's not easy to comment. You are still on your own

Let's figure it out." Xu Tiancai didn't want to influence Lin Mingzhen's judgment, so he simply dismissed it in two sentences.

It is really hard for Xu Tiancai to agree or disagree now. If he disagrees, he will offend Hu Mingchen and Hu Jianqiang, and may not even look good with Wang Zhan in the future. But if he agrees greatly, if they really don't pay the money in the future, they will cause trouble.

If he doesn't do well, he will be complained by Lin Mingzhen, which will affect the relationship between the two of them.

Therefore, the best thing for Xu Tiancai to do is to push it forward. Anyway, he had already agreed with Hu Mingchen before. He was only responsible for making an appointment with Lin Mingzhen. He was not responsible for whether the negotiation was successful or not. It was entirely between them.

This is a bit like Hu Jianqiang's promise to help Wang Zhan. He was only responsible for inviting Chen Jianbo and Cao Wangcai out for them to meet and discuss. How to discuss it was their mutual business.

Seeing that Hu Jianqiang didn't speak for him, he scolded him in his heart for being unreasonable. What kind of favor are you doing? Of course, you have to speak for me when you help. Doesn't that mean that the meal that I spent a lot of money on today was in vain?

Hu Mingchen was indifferent, Xu Tiancai didn't comment, and he didn't have any reaction. Xu Tiancai was willing to help talk things over, that's because of his feelings, and if he didn't want to say it, it wasn't his fault. In this case

, why should we be happy or happy? There is no need at all. If you don’t make an inappropriate expression appear on your face, it will have a bad effect.

So Hu Mingchen just sat there calmly, with a smile but not a smile on his face, neither happy with things nor sad with himself.

"You guys are really naughty. Mr. Hu, how much do you plan to cost for this project?" Lin Mingzhen teased Xu Tiancai and then asked Hu Jianqiang in a jumpy voice.

"Ah...oh, the more the better, no matter what, it will cost hundreds of thousands." Hu Jianqiang did not expect that Lin Mingzhen would suddenly ask him something. He was a little unable to react for a while, and after looking at Hu Mingchen, he answered

road.

Before eating this meal, Hu Mingchen and Hu Jianqiang discussed that if they could get a loan, the best would be 500,000, and the worst would not be less than 100,000. That's why Hu Jianqiang gave a vague number of hundreds of thousands.

"Hundreds of thousands, haha, 110,000 counts as hundreds of thousands, and 990,000 counts as hundreds of thousands. Is it possible that you don't have a planning budget? Without a planning budget, there is no income assessment to a certain extent?" Hu Jianqiang's

It seemed that Lin Mingzhen was not very satisfied with the answer. He felt a little perfunctory.

"Uncle Lin, of course we have all this. Our target value is 500,000. If you can lend me 500,000, we can ensure that we pay it back within two years, because whether it is raising chickens or pigs, the rate of return will not be

If it is less than 25%, two allocations will be made in one year, and four allocations can be made in two years.

, in this case, there is no problem in paying it off in two years. Of course, when doing it specifically, it cannot be sold in batches. It must be sold every day and replenished every day. In general terms, two years

There's no problem with the fourth wave, it's just the bottom line." Hu Mingchen quickly took over and said.

If Hu Mingchen had some confidence in what he said before, this explanation was really nonsense. The key was that he had to deal with it and couldn't just let Lin Mingzhen continue to doubt.

Lin Mingzhen nodded thoughtfully: "Don't even think about five hundred thousand. It is more than ten times your registered amount. This is not in compliance with the principle of proportionality. Besides, this is your first loan and your credit foundation has not been established yet.

, it’s impossible to give you as much as half a million at once.”

As soon as he heard Lin Mingzhen say this, Hu Mingchen felt happy. If he could say this, it meant there was something going on.

"Haha, that's just our need. Uncle Lin has the final say on how much we can borrow, isn't it? Anyway, you are Uncle Xu and a good friend, so what do you say?" Hu Mingchen said with a shy smile.

"You're smart enough to push everything to me at once. Do you know the rules of the loan?" Lin Mingzhen sat up straight and looked at Hu Mingchen with a smile and asked.

"I have never taken out a loan, so I have no experience. But I heard someone said that there should be a 10% handling fee. Uncle Lin, right? If so, you can charge whatever you want. We have no problem at all." Hu Mingchen

Said half truthfully.

It was true that Hu Mingchen had never taken out a loan, but as far as he knew, the handling fee, the so-called kickback, was not 10%. That was too much. What he knew was 5%, which meant a loan of one million.

Only 950,000 yuan was obtained, and everyone knew where the 5% went.

But Hu Mingchen deliberately said it was 10%, which is what he meant.

"Although you have no experience, you still know it very well. Okay, since it was introduced by my brother, I will find a way to get you two hundred and seventy thousand. Tomorrow, I will take all the information about your company and write another one.

Please come to our company to apply for it. If you hurry, the money will be credited to your company account within ten days." Lin Mingzhen was stunned for a moment, and then he readily made a promise that was not bad for Hu Mingchen.

Hu Mingchen knew that the 270,000 he said was actually a loan of 300,000, but 30,000 had already been deducted at 10%.

In fact, the fact that he was able to get a loan of 300,000 yuan was the result of Hu Mingchen deliberately accepting a 10% handling fee. Otherwise, according to Lin Mingzhen's calculation, he would have been given a loan of 100,000 yuan at most.