Lin Mingzhen was really efficient in his work. It didn't take ten days at all. After filling out a bunch of forms according to his requirements, it only took seven days for the bank loan to be credited to the account of Xingsheng Development Co., Ltd.

But I heard that Hu Mingchen actually gave him a kickback of 30,000 yuan, and Hu Jianjun had some objections.

In his opinion, this so-called handling fee is too high. How much can you do with thirty thousand yuan? Those people just took advantage of thirty thousand yuan with just a word or a pen, let alone a meal for them.

, too unauthentic.

But in Hu Mingchen's opinion, let alone 30,000, even 100,000, he felt it was worth it.

Hu Mingchen is not a cheap person. Is he willing to give people kickbacks for no reason? Of course he is not willing. Hu Mingchen also hates this kind of hidden corruption. He also hopes to get a good crackdown and deal with it from the institutional level.

But the reality is like this, and he has no choice. If there is no way to change, then he has to accept the rules of the game. He is not the only one who needs to pass this level. I believe that if other private enterprises want to obtain financial support from banks, most of them will also have to

Submit.

How else could Hu Mingchen know about the five percent thing? Before he was reborn, he heard his boss mention that he went to a bank for a loan of one million, but only got 950,000. If he didn't want to, he wouldn't have done it at all.

If you can't get a loan, you can't do the project without a loan. This is a last resort.

"Xiaochen, the money has been received, are you really going to do what you and Lin Mingzhen said?" With hundreds of thousands of funds in his hand, Hu Jianqiang felt excited and uneasy.

Two years ago, Hu Jianqiang's access to funds was often only a few hundred yuan, and rarely reached thousands. After Hu Mingchen's family opened a movie theater, he could often control thousands or tens of thousands, and at that time he felt it was incredible. Waiting for Xingsheng Development Co., Ltd.

After its establishment in the city, Hu Jianqiang took over

The amount at his disposal has become tens of thousands. At that time, Hu Jianqiang felt that he could barely control it, but now it suddenly increased by two to three hundred thousand, and these two or three hundred thousand were loaned from the bank with interest. Hu Jianqiang

I feel a little hot inside and feel a heavy burden.

If the money goes missing, I can't afford it, and Hu Mingchen's family can't afford it either.

"Haha, once the money is in our hands, it's our business how to operate it. They can't control it. As long as we can repay the principal with interest within two years, how can we listen to him?" Hu Mingchen looked like a rogue.

The face said.

What Hu Mingchen said is true. Banks lend money to companies, but they cannot supervise and urge companies on how to use the money. They have no control over it. In a word, once the money is obtained, the lender is the boss.

"Then how do you plan to use the money? In addition to what we still have, it's over 300,000 yuan." Hu Jianqiang asked cautiously.

"Of course it is to buy land. Just buy it in the three places I mentioned. Expand the scope of buying. As long as it is connected into a piece of land, the price can be as low as possible. It doesn't matter if it can't be lower. In a word, by the end of this year and the beginning of next year

, we must spend this money." Hu Mingchen waved his hand and said proudly.

Generally, the task given by the boss to the manager is how to make money in, but what Hu Mingchen gave to Hu Jianqiang is to spend the money. There is also a time limit and amount. This made Hu Jianqiang a little confused in time and space.

In the minds of many people, they think that spending money is easy. Who can’t spend it if they have money? But in fact, spending money is really a science. Money must be spent in a valuable and meaningful way and not in a random way.

Do it.

If these 300,000 yuan are spent, Hu Mingchen hopes to turn it into more than 3 million yuan next year, or even more than 30 million yuan.

"Just buy the land? Then will the chicken farm and pig farm you mentioned be repaired?" Hu Jianqiang asked.

"Cultivation, as I said before, it is still how to cultivate, how to make it simple, you know, we are not really raising chickens and pigs, it is just a pretense. We will not start raising chickens until the end of the year, and the extra area will be all made of stones.

Or the meaning of bricks

Just one circle is enough. The purpose of the fence is not to contain chickens or pigs from escaping. The real function is to delineate our scope. Haha, third uncle, with hundreds of thousands in hand, does it feel a bit like being a real general manager?

?" Hu Mingchen finally said with a smile and teasing.

"Without the money you loaned me, I felt more relaxed. Having so much more money made me a little breathless. I always thought that more money would be good, but this time, for the first time, I felt that more money was more.

It’s a tiring burden. I’m afraid that if I don’t do it right, I’ll go bankrupt or even lose my reputation.” Hu Jianqiang said worriedly.

"Hahaha, Third Uncle, don't be burdened. You can continue as before. Be relaxed. You must be relaxed and free. I'm not afraid. What are you afraid of? Now you can continue to deepen the relationship with the two committees of Fenghuang Village.

Buy the right land, there is nothing to worry about, the sky will not fall." Hu Mingchen said carelessly, as if he was not talking about hundreds of thousands but dozens of dollars.

"Xiaochen, how sure are you? Wang Zhan and Xu Tiancai have been doing business in the city for many years, and their connections are wider than ours. They are cautious and don't dare to say they are sure.

Why are you so sure and crazy? It doesn’t matter if you don’t have a loan. It doesn’t matter if you can’t make money.

So, it’s just a different path. But now that we have so much debt, it will not be simple if your assumptions are wrong. Even if the mountain here is to be developed, if it is not developed until ten years later, we will be trapped.

." Hu Jianqiang truly revealed his pressure, he could not be as wild and uninhibited as Hu Mingchen.

"Nothing is wrong, believe me. Are connections important? It is important, but can you make big money with connections? It's not necessarily big. Otherwise, there are so many people in the municipal party committee and government, why don't they become thousands one by one?

Millionaire? Networking can only be the icing on the cake, that is, you have the right direction and are willing to do it.

When you are desperate, connections can give you a boost. However, connections cannot help you in times of need. If you are not sure of the direction or dare not take action, what can others do? A person cannot become the second richest man just because he knows him.

Rich people, some people are just like Adou, no matter how much you help them, it’s useless. Look at my dad

Mom, they also harvested ginger, but they didn’t make any money. One year, my aunt, your eldest cousin, took them into the pesticide business, but they still didn’t make any money. Has anyone lent them money? Yes.

, has anyone brought them into the industry, yes. But others have made money, but they have not made any money. In one sentence

I can't control what other people do, but I have to go all out for the things I've set my sights on. Wealth can be found in danger, and money will not fall from the sky." Hu Mingchen stood up as he spoke, and kept talking.

He was pacing back and forth in the room, seemingly unable to suppress his inner excitement without taking a single step.

"I'm a little afraid that I won't be able to operate well, and I'm also a little afraid that I won't be able to earn back the money." Hu Jianqiang lit a pipe.

"Haha, I said you don't have to be afraid. What are you afraid of? Just go ahead and do it. I was delayed for two days last week, and I will come again this weekend. I may not come in the next period of time. It all depends on you.

, Third Uncle. But the summer vacation will come soon. During the summer vacation, I will help you." Even though Hu Mingchen is smiling, does he really have no pressure? That is impossible. He has never been involved in such a big business.

Never done it.

The biggest risk facing Hu Mingchen now is what Hu Jianqiang said. Even if Phoenix Mountain is to be developed, what if it is a few years or ten years later? If that is the case, Hu Mingchen will be finished. Although this debt is on Hu Jianjun’s head

As a minor, it is impossible for him to bear legal responsibility. Even so, it will be difficult for his family to turn around for many years.

Hu Mingchen had no idea whether the current leaders in the city were the same leaders who promoted the development of Phoenix Mountain before his rebirth. At this time before his rebirth, Hu Mingchen had no access to news in the city. Even if there was TV news or newspaper news, he would not know.

Impossible to notice.

A butterfly in South America flapping its wings may cause a whirlwind in the Pacific Ocean. Then whether his rebirth will make the original world different is something Hu Mingchen dare not think about, nor can he imagine.

Practically speaking, Hu Mingchen is betting that his memory is correct and that there is no deviation in the historical trajectory. As long as these two things remain unchanged, he will win. Once these two things deviate, he may lose his pants.

Not many people in the city knew about the fact that Hu Jianjun's Xingsheng Development Co., Ltd. had borrowed hundreds of thousands of dollars in the city. On the contrary, many people in Duge knew about it after the news spread like wildfire.

The more people knew about it, the more Hu Jianjun faced two types of people.

One kind of person expresses admiration and envy for his family's exaggeration to have so much money, while the other kind of person makes sarcastic remarks out of jealousy and waits to see his family's jokes.

I don’t know who leaked the news. It could be Zhang Qingping bragging to fellow villagers, or it could be Hu Jianjun himself.

"Hu Jianjun, your family's business is huge. It's worth hundreds of thousands in one go. What are you doing in the city? How come you need so much money?"

"I've never heard that your family has connections in the city before. Haha, you are really secretive. We couldn't get a loan of five thousand yuan from a credit union, but your family only borrowed hundreds of thousands.

Please help me if you can."

"I heard that your family is going to build a house in the city? Do you need someone else? If so, I will go with you to build it. We two brothers have done it together. It's not like you don't know my craftsmanship and my personality. You will definitely not take me with you.

deficit."

"In our Huangni Village, your family is the only one rich. According to me, it won't be long before the village director may give you back. Then I don't believe that everyone will not support you."

These similar words were all said to Hu Jianjun in person. At first, he was still happy, but after hearing more, he also felt bad, especially when someone indirectly mentioned that he would go to jail for at least several years if he did not pay the money.

In the village, the ones who were indifferent to his family's loans were undoubtedly his sister-in-law Liu Chunhua and his mother Zhong Ying.

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