rebirth of cataclysm
Chapter 374 Borrowing money is not as good as investing
"How's it going? What do you think? I think it's pretty good." Chen Xuesheng said after walking out of the village committee.
"Uncle Chen, yes, yes, but we should carefully consider how to buy, what do you think?" Hu Mingchen stopped and asked as he walked down the steps.
"Yes, yes, it is not a small amount after all. You should add it up." Chen Xuesheng said awkwardly, "Then let's go back first. It's almost time. Let's go have dinner. We are eating Hunan cuisine today, are you afraid of the spiciness?"
"Hunan cuisine is good, but I'm afraid it's not spicy, but I still like Mao's twice-cooked pork, which is not spicy." Chen Xuesheng changed the topic to eating, and Hu Mingchen followed his lead. Anyway, there were some things that he couldn't say to him yet.
Hu Mingchen had to make a clear discussion with Hu Jianqiang and reach a unified opinion and understanding before discussing with Chen Xuesheng.
They have a cooperative relationship. Regardless of their past personal relationships, since it is cooperation, the interests must be clearly distinguished and explained first, otherwise, factors for future troubles will be laid.
"I know an authentic Hunan restaurant nearby. Their specialty is Mao's twice-cooked pork. I can sometimes eat two portions by myself. Haha, it seems that our hobbies are really very similar." Chen Xuesheng walked over.
Next to the car, open the doorway.
During the meal, everyone only talked about feelings, not business, and the meal was quite enjoyable. The friendship between each other seemed to have improved.
This is often the case between people. As long as finances are not involved, emotions are often easy to improve and get better.
After dinner, Chen Xuesheng sent Hu Mingchen and the others back to the hotel where they were staying to rest, while he went back to the factory to handle an order.
"Xiaochen, do you really want to buy a factory here? It's worth several million. We don't have that much money anymore." Hu Jianqiang looked anxious as soon as Chen Xuesheng left.
"I know, but that factory is really not expensive. From an investment point of view, if nothing else, you can make several times the profit just by relying on that factory. Of course, it will take a few years for the price to rise.
"Hu Mingchen said.
"The price is going up? Xiaochen, didn't you hear? The house price in Pengcheng is already very high. It's nearly 10,000 yuan in the urban area. The price next to the factory we just looked at is several thousand yuan. How can such a high price go up?
If it goes up any more, it will reach the sky." Hu Jianqiang said worriedly.
If Hu Mingchen had not been reborn from the future, then he might think that the current price is high enough. House prices outside the customs are more expensive than those in the city center of Langzhou Province.
But after all, Hu Mingchen is different from people's thinking today. He came from ten years later. At that time, the biggest headache for ordinary people was housing prices, and housing prices became the most concerned information for the whole people.
More than ten years later, if the house price in Pengcheng has not doubled tenfold, it will at least be five times more than that. What's more, what Hu Mingchen and the others are looking at today are still the kind of factories with independent courtyards, and their premiums may be even more exaggerated than those of commercial housing. If there is development
Shang's request for this piece of land is simply not something that can be justified by 20 million.
"Uncle San, the prices here are indeed much more expensive than ours, but don't forget, the economy here is also much more developed than ours. The current prices are relatively not expensive, and can even be said to be quite expensive.
It’s cheap. We don’t need to consider the price factor at all. I believe its potential appreciation space is huge,” said Hu Mingchen.
"Even if I follow what you said, there will be a lot of room for appreciation in the future, but we can't afford that much money. Don't forget, there are still a lot of things to spend money on at home. Should we invest here and forget about the home?
?”
"This is the most realistic problem. Guan, how can we ignore it? The agreement with the township has been signed. If we give up and ignore it, how can we still live in Duge in the future? But even if I buy it, I don't plan to pay it all at once.
It’s a lot of money, but we can’t pay it.” Hu Mingchen picked up the tea cup and took a sip of tea.
"Are you going to take out a mortgage?"
"Mortgage payment is the most feasible way now. But... I haven't thought about how to cooperate with Chen Xuesheng. I know about him from Wang Zhan. His character and conduct are quite good.
, and more importantly, I once got
I have received his help and favor. If I didn't meet him, then it would be fine. Now that I have met him, he really wants me to give him a hand. It would be unreasonable for us to ignore him." Hu Mingchen stood up and walked to the window.
He stood aside and looked at the traffic coming and going outside.
"Then let's lend him some money, maybe five hundred thousand, or if that doesn't work, just lend him one million. That's alright. He can relieve his urgent needs, and we don't need to bear too much pressure and risk." Hu Jianqiang suggested.
.
"It's better to invest than borrow money. We take a little risk, but we can also get huge returns. Third uncle, actually, I have always wanted to plant a flag and set up a point on the coast. Our place is too closed. The real
Business opportunities are still in coastal cities. The electronics industry is an industry that I am very optimistic about. Even if we don't do it now, we will still find opportunities to enter in the future." Hu Mingchen said thoughtfully.
"Do you really want to make a mobile phone in the future?" Hu Jianqiang remembered that Hu Mingchen gave Chen Xuesheng such strong advice, so he thought so.
"Yes, uncle, don't think it's impossible. Nothing is impossible in the world. The communications industry will play a very important role in the future, and the market will be huge."
"Of course I know it's not impossible. You've already proven it to yourself, but he has no intention of entering. The most realistic thing about us is that we don't have the strength to enter."
"That's why I said it's investment. As long as we invest, there is no doubt that the dominance of Bloomberg Electronics Co., Ltd. will be in our hands. Judging from Chen Xuesheng's current strength, there is no way for him to hold a large share.
At that time, we will have the final say on where the company will develop and what direction it will enter, not Chen Xuesheng. At most, he will be an executive agent standing at the front desk, and he will do whatever we tell him." Hu Mingchen
Thinking about the future.
"You mean, he's just like me, what do you think should be done, right?" Hu Jianqiang pointed to his nose.
"Third uncle, you are still different. What is your relationship with me, and what is his relationship with me? From what you said, it seems that you are still a little dissatisfied with me? I don't seem to be giving you any advice on what you do.
Besides, if we invest, he will not only listen to me, but also to you. Bloomberg Electronics Co., Ltd. is equivalent to a subsidiary company of Xingsheng Development Co., Ltd., and the real power is still in your hands."
Hu Mingchen said.
"If we invest, his factory will belong to our company, and it will be under my management? If this is the case, then borrowing money is indeed not as good as investing." Hu Jianqiang's attitude changed as soon as he heard that Chen Xuesheng would become his subordinate.
You have to be complacent, as if you manage more than one factory, you will appear to be very capable.
In fact, it is not that simple. Even if Chen Xuesheng has a minority shareholding rights, he does not necessarily have to obey Hu Jianqiang. Chen Xuesheng still has a certain degree of autonomy. Moreover, Hu Jianqiang does not understand this industry at all. If he is allowed to command Chen Xuesheng
, wouldn’t that be a recipe for failure?
However, Hu Mingchen did not tell the truth and continued to keep the beauty for Hu Jianqiang.
"What, you agree and think it can be done?" Hu Mingchen asked.
"If it's like you said, then of course we can do it. After all, we have the final say and he has to listen to us. So how many shares do we plan to hold and how much do we want to share with him? I think it should be at least 28%. We can't lose it.
More than 80%, after all, his factory is really small and does not have much capital." Hu Jianqiang readily agreed.
"We have to discuss this with him. Anyway, it is certain that we will account for the majority. How much is specific? Since it is a cooperation, we must get his sincere approval. In my heart, it doesn't matter even if it is 30 to 70."
In the evening, Hu Mingchen planned to give Chen Xuesheng an invitation to discuss cooperation with him.
Chen Xuesheng was very happy to hear that Hu Mingchen and others were willing to invest, and drove over without stopping.
"Uncle Chen, let's open the window and speak frankly. If we invest, your company may have to make changes. In fact, isn't it good for you to work alone? You can make your own decisions on everything, be free.
What do you think?" Hu Mingchen didn't have that much time to stay in Pengcheng, so he didn't make any detours and went straight to the topic as soon as they met.
"If you do it alone, you have to accumulate step by step, which is very hard. Before coming to Pengcheng, I also did whatever I liked by myself, but when I came here, I only relied on working alone to become bigger and stronger.
, it’s very difficult. There is full competition here, and no one will sell anyone’s face easily. As for the company change, no problem, I will give up as much as you pay.” Chen Xuesheng seems to be fully prepared in his heart.
Yes, I didn’t find Hu Mingchen abrupt.
"Okay, Uncle Chen, if you think so, that would be great. Only in this way can the cooperation be smoother. To put it bluntly, we can invest up to 2.5 million in Bloomberg Electronics Co., Ltd. No matter how much more we can
Can’t take it out.”
"Two and a half million..."
"It's a little less, but I think the factory building I'm looking at today can be bought with a mortgage of 2.5 million, and the company can move there. As for repaying the loan, it will come from the company's daily profits. If you invest this little money,
The company has to support itself, and we have no money at all. We even need help here as a last resort," Hu Mingchen added.
"Who is responsible for the daily operations of the company?" Chen Xuesheng looked at Hu Mingchen and then at Hu Jianqiang and asked.
Hu Jianqiang wanted to say that of course he was responsible, but Hu Mingchen stopped him and didn't let him say that.
"Of course it's still you. We are beyond our reach, at least for the time being. We can't take responsibility even if we want to."
"If that's the case, how about I take 30% and you take the seventh floor? In addition, my salary and bonus must be calculated separately."
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