rebirth of cataclysm

"Xiaochen, you invested 20 million in a small company? Is this why you came to Pengcheng?"

Today, Chen Xuesheng drove Hu Mingchen and Hu Jianqiang outside the customs to see the industrial zone. He was surprised to hear in the car that Hu Mingchen and the others had completed the investment.

"Well, that's the goal. I'm pretty lucky. Huang Tian lived up to his hard work and achieved his goal."

"Xiaochen, then don't you consider investing in my company. I don't need 20 million, just 2 million. I want to expand the factory now, but I have no funds." Chen Xuesheng said.

"Uncle Chen, will you still ask for funds? Aren't there many banks in Pengcheng? Why don't you want to find a bank loan?"

"You think those banks are charities, and you have a darker heart than anyone else. People don't look down on small factories like mine at all. Even if you get some loans through connections, the interest rates are terrifyingly high. There are many people here.

You don’t even go to the bank to borrow money at usurious rates. Once you take the bank’s money, you basically have to listen to them.” Chen Xuesheng complained about the banks.

It's true. It's the same everywhere. Banks really don't think highly of small OEM companies like Chen Xuesheng's.

State-owned banks like to lend money to state-owned enterprises and governments, while foreign banks focus on high-quality enterprises with development prospects. If Bloomberg Electronic Technology Company is a brand, the factory has hundreds or thousands of people and has its own factory buildings.

For land, there would be some banks willing to provide guaranteed credit services, but Chen Xuesheng did not have these conditions, so he could only accumulate hard work step by step.

Penguin Technology is at the forefront of high technology and can also find venture capitalists and angel investors. In traditional industries like Bloomberg Electronic Technology Company, no one will take a serious look at it.

"That's true. Banks are really not easy to deal with. Moreover, it's frustrating to have to ask grandpa to sue grandma to face them." Hu Mingchen was deeply touched by this point.

When they were investing in Fenghuang Mountain, Hu Mingchen and the others asked someone for a loan, bowed their heads and invited them to dinner, and even publicly gave them rebates.

That was Hu Mingchen's business that was very profitable, or else?

"So, I would rather find outsiders to cooperate. How about it? Are you interested in investing some money and let's cooperate?" Chen Xuesheng said with a smile.

Chen Xuesheng's tone was half-joking, but he was not entirely joking. Otherwise, he would not have said this again and again, nor would he have taken Hu Mingchen and the others to see the factory today.

"Uncle Chen, of course I have nothing to say if you have a need. The key is that you haven't encountered a project suitable for expanding investment yet. With your current business scope, you can maintain the current scale." Hu Mingchen did not agree.

He didn't say anything to death either.

Chen Xuesheng helped him, and Hu Mingchen is the kind of person who remembers to be grateful. If Chen Xuesheng really needs it, no matter whether the benefits are big or not, Hu Mingchen won't mind giving feedback and helping him.

"What you told me that day, I thought about it carefully later, and I think it is very feasible. Now I have a plan. I want to get some small things to make my own brand. It doesn't matter whether it works or not. Anyway, give it a try.

Try." Chen Xuesheng drove up the driveway.

"Uncle Chen, what are you going to do?"

"MP3, a manufacturer asked me to help OEM MP3. In the end, I didn't take it, but I still made some efforts. If I can get new capital injection, I will expand the factory and add production lines. I will look for it again.

They see, I can do OEM work and make my own brand at the same time. The threshold for MP3 is low, and we have experience in making headphones, so it will be no problem to assemble it." Chen Xuesheng said.

"Well... this is okay. MP3 will indeed become more and more popular among students in cities now. Uncle Chen, your entry point is good. Hey, do we just want to come here to watch it?" At this time

Chen Xuesheng drove the car into a large industrial area.

"Yes, this industrial zone was built in their village. There are more than 20 buildings, the small one is three floors and more than 7,000 square meters, and the large one is five floors and more than 10,000 square meters. I saw a small factory here last time

, there is also a staff dormitory next to it.”

While talking, Chen Xuesheng's Jetta turned left and right in the industrial zone, and finally stopped in the yard of an empty factory building.

As soon as their car stopped, a security guard came over. After Chen Xuesheng communicated with the security guard for a few words, the security guard ran away to get the keys and opened the door of the factory for them to visit.

"If you don't count the aisles and stairwells on each floor here, the workshop alone has 2,000 square meters. It can be separated or not." When the workshop door opens, what comes into view is a large long room with security guards.

He came in and introduced.

The good thing about this factory is that it has an independent small yard where you can park and store goods, and there is also a security room built at the entrance of the yard, which only needs to be installed with an iron gate.

"The ventilation is OK, there are windows on both sides, and every floor is the same. The first and second floors can be transformed into workshops, and the third floor can be used as offices." Chen Xuesheng has been here before. He is very familiar with finding the switch at the door and turning on the lights in the workshop.

Open the way.

"Uncle Chen, how much does it cost to rent a factory like this, and how much does it cost to buy it?" Hu Mingchen asked.

"I asked last time. If you rent it, it costs 30,000 yuan a month and 350,000 yuan a year. If you buy it, it costs 5 million yuan. You just need to pay a management fee of 10,000 yuan a year." Chen Xuesheng said.

"If you think about it this way, it is better to rent than buy. If you buy, you will get your money back in more than ten years." Hu Jianqiang said.

"Mr. Hu, I also know that it is a lot more cost-effective to buy it. This location is good, not far from the city and the highway, and there is a lot of room for appreciation in the future. However, even if you sell it to me for five million, I can't get it out.

For me right now, even if I rent, the pressure is not small." Chen Xuesheng said clearly.

Chen Xuesheng's view is correct. The housing prices in Pengcheng have not yet risen. When the housing prices in Pengcheng rise, the factory building and the yard will not be expensive even if it is not worth five million, even twenty million. As far as Hu Mingchen is concerned,

, you can definitely make a profit if you buy it. Even if it is not a factory but just a real estate investment, it is still a good deal.

"It's a pity that we can't come up with so much money at one time. We still have a development project in the township that needs to be spent. Otherwise, I would be really interested." Hu Mingchen stood at the window and looked at the yard outside.

.

"Boss, our factory can be mortgaged, so you don't need to pay so much money at once." The security guard standing nearby suddenly said.

"Can I get a mortgage loan? How to get a loan?" Hu Mingchen asked curiously.

"I'm not sure about this. You need to go to the village committee office and ask the leader," the security guard said.

"Damn, it's the same village. There are so many factories in one village. I just noticed that there are banks, post offices, snack streets, and basketball courts on the roadside. I am also in charge of a village. Why is there such a big gap?

Hu Jianqiang, who just became the director of Huangni Village, said with emotion.

"This is incomparable. A village can have assets worth hundreds of millions, and every household in the village has assets worth more than a million. Let alone a village over there, even a township or a town cannot compare. Even if these villagers have nothing,

You don’t need to do anything. You can live a very comfortable life just by relying on dividends. Besides, many people also rent very spacious houses. You may not have seen it just now. The two rows of houses on the right are all six and seven floors.

The villagers built their own rental houses. Without any dividends, they can live comfortably on the rents," said Chen Xuesheng.

"Those are basically second-time landlords collecting rent. Very few locals stay in the village. They either live in Hong Kong or immigrate overseas. The locals in the village only work at the end of the year when there is a meeting to share dividends and collect rent collectively.

Come back together." The security guard added.

"Holy shit, that's so awesome." Hu Jianqiang exclaimed.

"Third uncle, it seems that your burden is heavy. We have sent people, which is a thousand miles away, to come here for a walk, to inspect, and to inspire you. We are just building a road now.

, let alone building a collective enterprise. But I believe you will put our Huangni Village on the fast track of development." Hu Mingchen patted Hu Jianqiang's back and said.

"Don't believe me. Don't you know how capable I am? I, the village chief, was also caught up by you. People are so irritating. What happens to Huangni Village in the future depends on you. It's ugly.

Yeah, I'm doing it for you, even building roads, that's what you want." Hu Jianqiang is self-aware, and he completely shirks his responsibility in one sentence.

"You adults are really... OK, just look at me. Anyway, I don't owe anyone anything."

"Mr. Hu, should we go to their village committee to have a chat now and see what the situation is like?" Chen Xuesheng asked tentatively.

"Since you've come here, of course you have to go. Is it possible? There's no harm in understanding it. It can also be regarded as an experience in the future. Third uncle, don't you think so? Haha."

"It may be difficult to use this experience directly. This is a coastal area and a special zone, opposite Hong Kong, and ours is an inland mountainous area. The conditions are so different that they are completely different," Chen Xuesheng said.

Chen Xuesheng is from Liangcheng and has been in Pengcheng for a while. He is familiar with the situation on both sides, so he said this.

"The key is thinking. The rest, of course, has to be adapted to local conditions. We can't build so many factories for rent or sale over there. The geographical conditions are very different. But the ideas can be used for reference instead of having to be copied mechanically. Let's go, go

Ask how to get a mortgage, and if possible, you might as well consider buying it." Hu Mingchen's knowledge today is very different from the Hu Mingchen of the past, and his demeanor is even different.

The security guard personally took them to the village committee, which is also a development company. When the director of the village office heard that they were interested in buying a factory, he warmly entertained them and introduced various situations in detail.