Rebirth of Cyber ​​Hegemony

"Pay?"

Zhang Jianming was taken aback, but then he came to understand.

really.

What is the most important thing for e-commerce? If it is placed on the entity, it is logistics, and if it is placed on the line, it is payment.

In fact, logistics and payment are the most core factors.

Without logistics, products purchased online cannot be sent home.

Without paying, you even have problems shopping.

Because logistics is a heavy asset and the cycle is too long, it is very difficult for Huanyu Technology to compete with Amazon.

However, if payment is achieved to monopolize the world, even if it cannot monopolize the world, as long as half or even one third of the global market is obtained, the e-commerce battle between Huanyu Technology and Amazon will win.

In the past, JD’s logistics was so good, why couldn’t it beat Tmall?

That's because JD does not have its own payment system.

Many times in previous lives, whenever Dong Ge recalled it, he regretted it.

Therefore, Chen Yu believes that payment actually takes precedence over logistics.

Moreover, this is also the best part of Huanyu Technology for overtaking in corners.

"Chen, payment is indeed the core factor of e-commerce."

Zhang Jianming didn't even react.

This is not to say that Zhang Jianming does not understand the importance of payment, but it is precisely that payment has been almost monopolized by Huanyu Technology in China. Therefore, Zhang Jianming did not consider paying this amount at the time. However, when Chen Yu talked about payment, Zhang Jianming still said: "But we have been pushing payment to the world before. However, in addition to Asia and Southeast Asia, where the performance is good, North America, Europe and the United States, including Japan and South Korea, they We are not particularly interested in our Paypass."

After thinking about it, Zhang Jianming continued: "It's not just that they are not interested in our payments, but they are not particularly interested in all electronic payments."

On the domestic side, there is Huanyu Technology's PayPass.

Similarly, there is also a payment tool called paypal abroad.

But regardless of whether it is PayPal or Paypal, their development is not very good.

"People in Europe, America, Japan, and South Korea still prefer credit cards, and they are not very interested in this kind of electronic payment."

As for why the domestic Alipay can do so well, it is because most people in China don't use credit cards much.

So when electronic payment tools appeared on the Internet, most people jumped into the era of electronic payment.

But foreign credit cards are too powerful, and credit cards used by everyone are too common.

Regardless of the market or habit, everyone will not accept electronic payments at once.

For this, Chen Yu naturally knows.

However, even if he knew, Chen Yu didn't take it seriously.

"Brother Jian, the credit card systems in Europe, America, Japan and South Korea are indeed relatively developed, but this does not mean that they are not interested in electronic payments. Nothing is constant, and habits can also be changed."

"It's not just habit, it also includes the financial power behind the credit card."

"It's not irreconcilable."

"It is true in theory, but it is too difficult and difficult."

It's not that Zhang Jianming has no confidence.

In fact, they have spent a lot of money on Alipay over the years, but they have not been able to open up overseas markets.

"Actually, it is not difficult. In many cases, the difficulty we think may become much simpler if we change the method."

While talking, Chen Yu retrieved the backend data of Alipay.

"Brother Jian, take a look, have you noticed that our payment pass has been used more than 10 times more frequently than it was a year ago."

"Mr. Chen, we have studied this area because we successfully launched the Pear Smart Phone, and. On these super apps, we have bound our Paypass, which has also allowed their frequency of use to grow rapidly. "

"That's right, it's because of our smartphones."

"But this piece doesn't work overseas. People don't like to use Alipay. If you want to pay online, they will directly bind the credit card."

Although this method of binding a credit card is also an electronic payment, it is actually bound to a bank, and it is still a system that does not leave the bank.

"Then if we launch an app, do we have to let them use our Alipay to pay?"

Due to market reasons, Pinduoduo and WeChat can only choose various payment methods in overseas markets, and cannot bind the only payment channel.

But if you open a new app, it will be different.

"Are you talking about a taxi app?"

"right."

Chen Yu nodded.

Of course, it's not just a taxi app.

But Chen Yu believes that the taxi-hailing app can be the first super app to popularize payment.

In the past life, Didi fought so badly with Kuaidi and Uber. Not only did the two struggles not make a penny, but they also lost a lot of money.

But they are still fighting?

What for?

In addition to the market, the most important reason is to fight for payment.

Therefore, even if it is a loss, as long as the payment is universal, it is worth it.

It is precisely this kind of war that domestic electronic payment has penetrated into almost every corner.

In the end, not only the aunt used electronic payment, but also the beggar used electronic payment.

However, Zhang Jianming hasn't seen the prospect of a taxi app for the time being.

After hesitating, Zhang Jianming said: "Currently, few taxi-hailing software are used. Popularizing our payment system is also a very difficult challenge."

"This is actually not too much of a challenge. As long as some users use taxi-hailing software, they will no longer like to take a taxi in the future."

This is the same in the United States.

The Chinese are quite lazy, and the Americans are even lazy.

Uber taxis are very popular in the United States, which proves that many things are connected between China and the United States.

Just because of some special reasons, there are many differences.

But unfortunately, Uber did not think of making payments at the time, or they were temporarily unable to make payments.

Of course, this step is not enough, there is also the entire credit card financial system.

This is also a difficult task.

However, this is the next thing.

As long as these super apps are launched first, then Chen Yu will have a way to influence the financial giants behind them.

"Well, Brother Jian, have you ever taken a Didi taxi?"

Suddenly, Chen Yu asked.

"No."

Zhang Jianming shook his head: "Judging from the downloads of the app store, they have very few downloads, and the general consumer response is that they can't get a taxi."

"Really, let's use it."

For this, Chen Yu didn't care.

The new taxi-hailing software is like this. UU reading www. uukanshu.com

When there are not many users, how many cars can be called.

This is just like when there were no users in e-commerce and instant messaging in the past?

Either you open dozens of communication numbers, or you buy and sell yourself.

Don't a lot of domestic Internet companies do this?

Even if Huanyu Technology, when there was no traffic on 5173, didn't it also find a lot of people to write guns, and be 50 cents.

Even in online games, there is also the existence of trust.

"Let's go, Didi, I have downloaded it, we will try a taxi later."

Without saying more, Chen Yu and Zhang Jianming walked out of the Huanyu Technology Headquarters building. He was going to take a taxi to try the situation.

(End of this chapter)

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