Rebirth of Cyber ​​Hegemony

Vol 3 Chapter 303: : Ten million is too little, should we lend one hundred million?

| | |  -> ->   "Comrade, are you the Credit Business Department of ICBC?"

   "Yes, hello, what business do you need to handle?"

   "That's it. I am the person in charge of hot pot Xi Shi. Recently I want to expand my business and want to borrow 10 million yuan from your bank. Do you think it is okay? This is my ID card and the registration information of our hot pot Xi Shi."

   Chen Simian took the documents and went to an industrial and commercial bank in the CBD center of Shenzhen City.

   "Hot pot Xi Shi, you are the owner of hot pot Xi Shi, your hot pot restaurant is very famous in our deep city."

"thanks."

   "You're welcome, I've also eaten at your hot pot restaurant, and the service is very good. However, I want to ask, do you have a mortgage?"

   "Pledge?"

   "Such as real estate, fixed assets or something?"

   Chen Simian shook his head: "No."

   "I'm sorry, it is difficult for our side to provide you with such a large loan without mortgage."

   "Didn't you say that our hot pot Xi Shi is very famous."

   Chen Simian has some embarrassment.

   I have known for a long time that bank loans are not so easy to take.

   I even believed Xiaoyu's words for a loss.

"Mr. Chen, I'm really sorry. There are bank rules for bank loans. Your hot pot Xi Shi is indeed very well-known, but after all, it has not been established for a long time. In addition, you have no fixed assets. If you look at your scale, we can at most Give you hundreds of thousands of credits."

   "What's the use of hundreds of thousands."

   "Mr. Chen, it is because you are the person in charge of hot pot Xi Shi that we have a credit loan of hundreds of thousands. Otherwise, ordinary people can only have a credit loan of 20,000 yuan at most."

   "Forget it, no more."

   Chen Simian no longer wants to talk, he is going to leave.

   "Mr. Chen, are you the legal person of Huanyu Technology?"

   suddenly saw another information displayed on the computer, ICBC Credit Officer asked.

"Uh……"

   Chen Simian was a little confused, but still said, "Yes."

   At the time when Huanyu Technology was founded, it used Chen Simian's ID card, so Chen Simian was also the legal person of Huanyu Technology.

   "Mr. Chen, you are so humble, why didn't you say that you are a legal person of Huanyu Technology."

   "This, this, I mainly use loans for hot pot Xi Shi."

   "It's okay, 10 million is not a big deal, it's the same for any company."

   "Don't you just say that 10 million is huge?"

   "Mr. Chen, don't laugh at me. I was wrong. Can't I be wrong?"

   The credit officer of ICBC kept apologizing to Chen Simian: "Well, Mr. Chen, would it be too little for you to borrow 10 million?"

   "10 million is a bit less."

   Chen Simian has also studied these days. If these channels are to be broken down, in the initial stage, he would have to invest more than 20 million yuan. But this was just the beginning. Chen Simian didn't have the guts, so he first borrowed 10 million yuan as Chen Yu said.

   "Yes, I'll just say 10 million is too little, or you can modify it and lend 100 million."

   "100 million?"

   Chen Simian was stunned: "Just kidding."

"how come."

   The credit officer of ICBC has a serious face.

   "You really lend me 100 million?"

   "Is this still fake?"

   "Are you not afraid that I will run away with money?"

   "Look at what Mr. Chen said, you can run away, but Huanyu Technology can't run away either."

   "But Huanyu Technology doesn't seem to be worth 100 million."

   Although Chen Simian knows that his son's Huanyu Technology is very powerful, it is very powerful, and 100 million is too scary. And the company that my son started hasn't seen any products appear, and I don't know if it's worth 100 million.

   Anyway, Chen Simian never knew what his son was doing. He only knew that there were hundreds of employees.

   "Don't don't don't... I don't want to lend 100 million, I really want to lend 100 million, you said you can't ask me to mortgage 100% of the equity of Huanyu Technology to you."

   Although Chen Simian is a legal person of Huanyu Technology in reputation, he belongs to his son, so how can he move.

   In case the hot pot Xi Tzu loses money and hurts his son’s company, it would be too costly.

   "Mr. Chen joked again. The current market value of Huanyu Technology is at least 30 billion. If you borrow 100 million, you only need to mortgage 1% of the equity to us."

"What?"

   Chen Simian was stunned: "You said Huanyu Technology is worth 30 billion?"

   "Sorry, sorry, what I said is at least, some experts estimate 40 billion. However, we will make a comprehensive assessment of the specific number, and will never underestimate you."

   "Well, that's it for today, I'll go back to the company first."

   "Mr. Chen, don't go. If you have something to discuss, you can discuss it. I ask our manager to come over and talk with you. What do you think?"

   "Don't go, don't pledge equity, how about we give you a personal guaranteed credit loan of 10 million?"

   However, Chen Simian left the ICBC with the information.

   As for the reason, he had to go back and calm down.

   more than 30 billion.

  40 billion...

   Is this really a company run by my son?

  ……

   "Son, dad asks you something."

   "Dad, you say."

   "How much is your Huanyu Technology worth?"

   "This, I don't know."

   Chen Yu shook his head.

   Huanyu Technology is currently not listed, and he does not know how much it is worth.

   "Why don't you know, how can I hear others say that your company is worth a lot of money."

"Who said that?"

   "People from ICBC."

   "Dad, did you take a loan?"

"Well, I asked about it today, and I said that I had a loan of 10 million. They didn't lend me at first. Then they checked the information and found that I was a legal person of Huanyu Technology, so they changed my mind and said they would lend me 1 Hundred million."

   "Since you can borrow money, it's good to dare to love."

   "Xiaoyu, do you have anything to do with me."

   "Dad, what do I have to do with you."

   "Then tell me how much your Huanyu Technology is worth?"

   "This is..."

   Chen Yu has some headaches: "I don't know the specifics, but some experts have given a valuation, about 30 or 40 billion."

   "Thirty or four billion, my goodness... it turned out to be true."

   Chen Simian is completely stupid.

   He did not expect that his son turned out to be a billionaire.

  No, no...still a billionaire.

   "Dad, dad...what's wrong with you?"

   "No, nothing."

   It took a long time for Chen Simian to wake up from shock: "Son, do you think I still need a loan?"

   "Loan, why not take a loan."

   "But son, you are already tens of billions of dollars. Why am I going to make money?"

   "This is not something to make money, this is not your business."

   "Hey...it seems to be right."

   Chen Simian scratched his head: "Let's do this first, Dad is dead."

   There are still some things I didn't think about clearly, and Chen Simian hung up the phone.

   "Oh, dad..."

   Chen Yu smiled.

   This news is indeed a bit shocking.

   But Chen Yu believes that Dad will accept it soon.

  ……

   "Chen Yu, what path did your hot pot restaurant take?"

   "Aren't you stealing the teacher these days~www.wuxiaspot.com~ why didn't you see it?"

"Did not see it."

   Yang Bin shook his head: "At first I thought it was service, but later I realized that it didn't seem to be service. But the problem is that all customers come to the store, and the highest evaluation of us is also service."

   "You should continue to study."

   Chen Yu didn't answer directly, he clicked on the YY music player and prepared to listen to the song and relax.

   Recently, the YY music player has added the setting of proofreading lyrics, and the YY music player has suddenly exploded.

  Various karaoke-style lyrics that are accurate to the word have become a highlight of YY music player.

   The hottest song of the week.

  Chen Yu chose the hottest song of the week to audition.

   [I hear your voice, I have a special feeling...]

   Closing his eyes, Chen Yu only felt the exhaustion of his whole body as he listened to the song.

   "Chen Yu, what's the name of your song?"

   "Which one?"

   "Is this one now?"

   "Mouse loves rice."

   Chen Yu blurted out.

   Just finished speaking, Chen Yu was also taken aback: "Mouses love rice?"

   Isn't this the most popular Internet Divine Comedy in the past life?

   opened his eyes, and when he saw "Mouse Love Rice" appeared on YY Music Original Channel, Chen Yu understood what was going on.

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like