Rebirth of the Entrepreneurship Era

Hearing what his son said suddenly, Zhao Hansheng asked curiously, "What's wrong with you?"

Zhao Quanbin said very seriously: "Among so many people who have closed down their businesses, the most common reason is that the capital chain is broken. This kind of business he engages in has a great hidden danger. Once a run occurs, the capital chain will definitely be over!"

After finishing speaking, he waved his hand and sighed: "This young man almost means nothing in doing things!"

"Really?" Zhao Hansheng's expression became serious, and he said, "Then tell Xiao Xu later that young people are sometimes too aggressive, so it's better to be more steady."

Zhao Hansheng nodded: "Okay Dad, let me find a chance to chat with him and remind him a little bit, who made him the favorite student of your old friend."

When the father and son went upstairs, Xu Yiyang was in class.

Zhang Aixue, who had been waiting for a long time, warmly received the two.

The old man was originally, so hurry up and touch the lesson plan with Zhang Aixue first, and feel Zhang Aixue's foundation by the way.

But when he heard that Xu Yiyang was in class, he wanted to ask Zhang Aixue to take him to visit.

When Xu Yiyang was giving lectures to the students, he looked up and found an old man, accompanied by Zhang Aixue, standing outside the window watching him in class with great interest.

Besides Zhang Aixue, beside him was a middle-aged man in his forties.

Seeing this, Xu Yiyang also guessed that this old man must be Zhao Hansheng, so he quickly raised his hand to greet him.

The other party also nodded, and then waved at him, which means that you are busy with your work and don't be influenced by me.

Xu Yiyang nodded and resumed his lectures.

Zhao Hansheng had been listening outside for the last ten minutes of the class, and his expression on his face changed from a serious one at the beginning to an approving smile.

Although he has taught mathematics for most of his life, his English level is also good. Just listening to it, you can tell that Xu Yiyang's English level is indeed very good, far better than ordinary English teachers.

Moreover, Zhao Hansheng has so many years of teaching experience, a teacher's teaching ability is strong or weak, and he can know the whole leopard in a few minutes.

Xu Yiyang's lecture rhythm is perfect, and the atmosphere is also very good. Ordinary teachers with many years of experience may not have such proficient control ability as him, which really impresses him.

It seems that what my junior brother Hu Bingwen said is true, this kid is a genius!

When it was time for get out of class to end, Xu Yiyang announced the end of class after explaining everything to the students.

Afterwards, he stepped out of the classroom, walked quickly to Zhao Hansheng, and said politely, "Professor Zhao, you have worked so hard for coming so early."

"It's not hard." Zhao Hansheng pointed to the middle-aged man beside him, and said with a smile, "Xiao Xu, let me introduce you. This is my son, Zhao Quanbin."

Xu Yiyang hastily stretched out his hands, shook hands with Zhao Quanbin, and said, "Brother Zhao, hello!"

Although Zhao Quanbin could quickly keep up with his father's age, after all, Zhao Hansheng was from a teacher's generation, so Xu Yiyang still called him big brother.

Zhao Quanbin was very interested in Xu Yiyang, and while shaking hands with him enthusiastically, he said with a smile: "Xiao Xu, the scale of your training class is quite large, the business must be very good, right?"

Xu Yiyang said modestly: "The main reason is that the place is cheap."

After that, he said again: "Let's go to the next classroom and sit and talk, don't stand here."

There is a classroom next door with forty desks, originally intended to be used for Zhang Aixue's lectures, but later Zhang Aixue's training class registration was too small, so Xu Yiyang recruited Zhao Hansheng, and the math class will be taught in the big classroom on the third floor. So this room is temporarily unoccupied.

Zhao Hansheng said at this time: "Xiao Xu, I just came up to say hello to you, and immediately go downstairs to discuss the lesson plans with Mr. Zhang. You can talk to Quan Bin. He has been in business for more than ten years, so he might be able to give You have some useful advice."

Xu Yiyang nodded,

So he invited Zhao Quanbin to sit down, and said apologetically, "I'm sorry, brother Zhao, the conditions are a bit rough. I'll set up a reception room on the third floor later, so you can have a place to rest next time you come."

Zhao Quanbin smiled and said, "Xiao Xu, you don't have to trouble yourself, I can do whatever you want."

As he said that, he looked at Xu Yiyang with great interest, and asked, "Xiao Xu, when I came up just now, I heard that you were promoting pre-stored cards?"

Xu Yiyang nodded and said, "Predeposit 2000 to get 2500 training fee."

Zhao Quanbin hummed, and said with the attitude of an old senior: "The pre-stored card can indeed hold a large amount of cash in advance, and can be used to quickly expand business. Can I get a full refund?"

"Yes." Xu Yiyang said: "2000 yuan is not a decimal. If parents want to refund, they can refund after 60 days."

Zhao Quanbin asked again: "I also heard that in addition to the discount of 500 yuan on the pre-stored card itself, you also gave an extra 100 yuan in vouchers to allow parents to reduce tuition fees?"

"Yes." Xu Yiyang nodded again.

"Oh..." Zhao Quanbin said regretfully, "You are still young, isn't this leaving a big loophole for them and driving them to take advantage of it?"

As he said that, Zhao Quanbin said with a serious face: "Xiao Xu, I run a large supermarket. My supermarket also sells pre-stored cards and gives them discounts, such as 5% off, or even 10% off. Sometimes the unit buys 100,000 yuan at a time. More than that, the discount is even greater.”

Xu Yiyang nodded, waiting for his next words.

Zhao Quanbin added: "Most of these anonymous cards are sold to enterprises and institutions as benefits, or used as private gifts. They can quickly gather cash flow and lock in future profits, which are of great help to their own development. However, there is one The premise is that all pre-stored cards, once sold, cannot be returned or exchanged.”

Xu Yiyang said: "Brother Zhao is afraid of a run on you, right?"

"That's right!" Zhao Quanbin slapped his thigh: "So you understand this truth!"

Xu Yiyang smiled slightly, and said: "Understood, once there is a run on the bank, if you can't get the money out, it's easy to go wrong."

Zhao Quanbin couldn't help asking: "You know all these reasons, so why did you offer them a refund? Isn't this laying a minefield for yourself?"

Xu Yiyang smiled and said: "Brother Zhao, I have given a 60-day hesitation period for this pre-stored card. It is said to be a hesitation period, but it is actually a rigid time limit. If you want a refund, you can refund it after two months. I don't care even if it's all gone."

Seeing Xu Yiyang's strategizing face, Zhao Quanbin suddenly realized, exclaimed, and said, "Brother, it seems that you have a reliable short-term project to do!"

Xu Yiyang nodded and said, "Brother Zhao guessed right, there is a short-term project to be done."

He felt that even if he didn't know it clearly, he would be able to see it if he gave Zhao Quanbin a little time, so there was no need to hide it from him.

It was only then that Zhao Quanbin realized that he really underestimated Xu Yiyang. His real purpose was not to sell these cards, but to sell these card sets for a sum of money and use them for two months.

Thinking of this, Zhao Quanbin admired Xu Yiyang a little more in his heart, and couldn't help asking him: "Xiao Xu, how much money have you raised through this method?"

Everyone in Yingzhou knew that Xu Yiyang received more than 10 million yuan, and Xu Yiyang also said generously: "The pre-stored card has already received more than 12 million yuan."

"Hey!"

Zhao Quanbin's eyes widened and he sighed, "Twelve million?! Bro, what are you doing with so much money?"

Xu Yiyang smiled slightly, and said: "Didn't Brother Zhao guess just now, do a short, flat and fast project, and resolve the battle within 60 days."

Zhao Quanbin sighed: "What a big project you are! Once it's done, it will cost more than 12 million!"

Xu Yiyang smiled and said, "Not only that, I'm also going to put all my own money in it, about fifteen million."

Zhao Quanbin was dumbfounded!

He had already forgotten that he planned to mention Xu Yiyang at the beginning, and he just thought in his heart, this kid, at such a young age, how can he speak so boldly?

More than 10 million yuan was in his mouth, and it was as easy as saying more than 1,000 yuan.

The key is that I still believe him inexplicably...

He couldn't help but look at Xu Yiyang with admiration, thinking that this kid might really be very difficult.

So while he was amazed, he couldn't help asking: "Brother, are you sure about this short-term project?"

Xu Yiyang nodded, and said: "It's very sure, there is no risk, otherwise I wouldn't invest so much money in it."

Zhao Quanbin asked with interest: "Xiao Xu, it's inconvenient for you to disclose to my elder brother, how high is the return rate of your short-term project?"

Xu Yiyang looked at Zhao Quanbin as if he was very interested, maybe he also wanted to take a ride to make a fortune.

So he was about to whet his appetite, and said with a smile: "Brother Zhao, the rate of return goes up with the increase of the principal, with a period of 60 days, if it is less than one million, it is about 10% .”

At this time, Zhao Quanbin was shocked and speechless when he heard that under one million, he would give 10% for sixty days.

From 1996 to the present, the central bank has cut interest rates eight times in three years, and the deposit interest rate has dropped from more than 10% to less than 3%. How can there be financial management channels with high interest rates now?

Xu Yiyang can give 10% of the income in two months, which is indeed very high!

Moreover, this is only under one million!

So he hurriedly asked: "Brother, what about more than one million?"

Xu Yiyang said with a smile: "Over two million, 15%; over three million, 20%; over five million, 30%."

Zhao Quanbin asked: "Two months?!"

"Yes." Xu Yiyang nodded, and said firmly: "When the two-month period expires, the principal and interest will be paid at the same time."