Rebirth of the Evil Life

China United Bank has great service! efficient! Moreover, it has also launched the ‘Fengshen Venture Capital Fund’ with a 10% return guarantee, which is currently only available to users of ‘China United Bank’.

Although the capital limit is 100,000, it is enough for the vast majority of ordinary savers. In this way, it surpasses the four major banks in terms of service, efficiency, and income. In this case, it is almost obvious what choice savers will make. In particular, due to word of mouth, hundreds of thousands of savers went to withdraw money and deposit funds to China United Bank almost on the same day.

Before this, Lin Feng's "Fengshen Venture Capital Fund" was still a little bit worrying for many people. After all, although Lin Feng has a good reputation, this is real money. For the Chinese people, it is really worrying for the Chinese people to invest this money in Lin Feng. What if there are any risks? After all, the money they deposited was all in the coffin book. In this case, if the money is wasted, it will be over.

Although there is a "Second Bank" in Linfeng, the "Second Bank" only has bank windows in a few places such as Beijing, Shanghai and Guangzhou, and does not exist in other places. This caused some inconvenience. Moreover, Lin Feng launched the "Fengshen Venture Capital Fund" in the name of "Fengshen Investment Co., Ltd." and not in the name of "Second Bank". This is naturally worrying.

But it is different now. It is issued in the name of China United Bank, which is an essential difference. With such a big bank here, even if it loses money, are you still afraid that the bank will run away? This is obviously impossible.

Therefore, at this time, there were crowds of people, and all branches of China United Bank were packed. The service number of this queue. The queues all reached three digits, and there was still a steady stream of people waiting in line.

Of course, the other side. The four major banks are also crowded, and the service numbers in the queue are well beyond three digits. And there are still many people coming and waiting in line. However, the emotions on the faces of the staff of both banks were completely wrong.

One side is smiling, the other side is frowning. One side is here to deposit money, but the other side is constantly coming to withdraw money. Although the four major banks had previously announced rules for making appointments 15 days in advance to withdraw money from time deposit books, this time, everyone is not here to withdraw cash, but to transfer money. You said you don't have cash, that's fine. We won't make things difficult for you. But why are you not even allowed to transfer money from us! Why is this! Does this require cash?

You don’t need any cash to transfer money! Just rotate between the numbers. According to the rules between banks, this money will be settled together later. It does not mean that if you transfer money from one bank to another bank, the bank will settle the account immediately. it's out of the question. The accounts are usually settled at the end of the month. Everyone will offset the transfer items between each other's banks, transfer the excess, and make up for the deficit.

This is entirely a transfer of book figures, so why don’t you allow me to transfer it! Why!

On this side, everyone is smiling and depositing the money into the ‘Fengshen Venture Capital Fund’. Sit back and count the money. On the other side, there was endless noise, and the staff and depositors were arguing with each other.

There is a strong contrast between the two sides. This makes depositors even more tempted to defect. And this naturally gives the four major banks even more headaches.

"What should I do? What should I do?" The four major bank presidents were worried at this moment.

Now, the other party refuses to withdraw cash and directly requests a transfer. This reason is a matter of course and is written in the contract. The bank has no power to stop it.

And the state also encourages exchanges between banks. If they stop it, they will definitely face a lot of criticism. If they don't stop it, they will be in big trouble if all their customers are lost. It’s not just a matter of churn. It is more likely to cause problems with their accounts. After all, their funds are lent out. And these funds want to be recovered. That doesn't mean you can take it back if you want. Because these funds have either been used by the company for turnover, or they have become dead debts that cannot be recovered. In this situation. If you collect all the depositors' funds, wouldn't that kill them?

Therefore, for the four major industries, this moment is almost a matter of life and death. But they found that there seemed to be no countermeasures on their side. How to deal with it? How will the depositors cope if they want to leave on their own?

Up here, we are also in a state of panic at the moment. Now the answer from the China Banking Regulatory Commission is that the qualification certificates are all valid. Although they are special cases, they are real and valid. If we want to forcibly ban them, then these 28 banks, except Lin Feng's "Second Bank", the other 27 banks will probably suffer heavy losses. Because their funds have been combined, the merger is not easy, and it is even harder to separate them.

In particular, the people have already accepted the merger, and if you take it apart, the people will be even more confused. This will cause the common people to have the idea that this bank is reliable or not. After all, if you say merging, you merge, and if you say split, you split. This is too childish. If this is not done well, it is possible that these 27 banks will collapse. If they collapse, China's financial order will inevitably be in chaos. Although people may continue to return to the four major banks, their trust in banks will definitely decline. Moreover, it will be even more difficult for private capital to operate again. The Chinese economy is retreating instead of advancing. If this continues, China's modernization process will also be affected.

Such a difficult problem makes it impossible for Mr. A to forcefully ban it. Because many people would disagree. For this matter, I can only blame myself for being held back by the two gentlemen, which caused the matter to be settled so quickly.

"Special case, special case, special case!" Mr. A gritted his teeth.

"Isn't this bad? In a market economy, everything must be determined by the market. The modern economy must flow. If we stick to the same rules as in the past, it will be like a trip to stagnant water, then China's economy will never take off! China wants to achieve universal It is even more impossible to be well-off. As for becoming a developed country, it is just a dream. Only in this way can the Chinese dream be realized by allowing funds to circulate and let banks enter the competition!

"Huh, this Chinese dream may also bring disaster. The flow of capital will lead to the formation of plutocrats. Just like in capitalist society, the evil capitalists will control the society. The common people will be preyed upon by the capitalists. Such a society , is that okay?" Mr. A countered.

"Capitalist society is certainly bad. But it also has its good sides. We must look at this problem dialectically. They can provide high welfare to the people, and this is what we need to learn. Our country is still very poor, and the people have not yet We are not yet able to provide a wealthy and high-welfare society. But it is the goal of our efforts. Now, we are making little progress," Mr. Xi said with a smile, "I think this time, we have made a big step forward. You should see the positive side. Common prosperity, this time, Lin Feng has achieved a guaranteed return of 10% per year, which can not only prevent the people's money from depreciating, but also make a fortune. In this case, I think. This is great. We should support it!”

"What if he can't guarantee 10% annual income? Then it becomes a Ponzi scheme!" Mr. A sneered.

"I think he can do it. If he can't do it, China United Bank will naturally be responsible. And in this regard, I believe he will not deceive the public." Mr. Xi looked confident. He was somewhat worried about Lin Feng's character. This guy was too impulsive. But he was extremely confident in Lin Feng's abilities. Since Lin Feng promised, he will definitely do it. Lin Feng will not promise anything that cannot be done.

"Okay, even if he can do it, what about the four major banks? Are you planning to let the four major banks collapse? Don't tell me about free competition. In this matter, the consequences of the collapse of the four major banks will be greater than those of you. I know the seriousness better! Especially, Lin Feng has never been an obedient person. What will happen if he doesn't listen to you in the future? I wonder how you can control the macroeconomic trend in the future! explain.

Four major industries! The two gentlemen looked solemn. Indeed, free competition is good, but it will not work if the four major banks collapse. In that case, China's economy will still suffer heavy losses. After all, with the presence of the four major banks, the country can regulate the economy more conveniently from a macro perspective. Without the four major banks, to be honest, although Lin Feng's "China United Bank" can completely replace it in terms of business, it will not be able to do so in terms of national policies. Speaking of which, it doesn't work. Because this bank is not decided by them, but by private banks. What if Lin Feng doesn’t cooperate? It's really possible that this kid won't cooperate. Then, it will be troublesome. Moreover, although they support Lin Feng, they do not want an absolute monopoly to emerge.

Lin Feng's current methods are all about monopoly. Everyone can compete with each other for this high-quality service, but the four major banks do not have "Nuwa", and even the four major banks do not have this 10% profit guarantee. If this comes to competition, the four major banks simply cannot compete. Finally, collapse. That's trouble.

It is never a good thing for one family to dominate. Especially in China's banking industry, it is not a good thing for one company to dominate.

"Humph, you know the seriousness. Let me see, this time, we must ban this 'China United Bank'. Banning it now will cause a lot of trouble, but it is better than not being able to survive in the future. He is not what you think. You can control the person you want!" Mr. A suggested.

ban? The two gentlemen refused directly.

This situation is what they want. Banning it, isn’t that a slap in the face? Absolutely not!

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