Rebirth of the Evil Life

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"Don't ban it? Can you afford the collapse of the four major banks?" Mr. A pressed forward step by step.

Now he has no choice but to use the importance of the four major industries to force the two gentlemen. The four major banks are also a tool used by the state to control economic trends. If this tool is abolished, then we can only count on the newly established "China United Bank", but this "China United Bank" is Lin Feng's final decision. As far as the current share structure is concerned, Lin Feng personally holds 15 % of the shares, plus the dominant 8% of the 'Second Bank', Lin Feng alone holds 23% of the shares. Although he does not have actual controlling rights, the other 27 banks, including the largest bank, only hold 23% of the shares. Only 6%, even less than 1%. In this case, it is almost easy for Lin Feng to achieve his intention.

In this case, what should Lin Feng do if he doesn't comply with the decree from above? When China United Bank takes a firm foothold and becomes the largest bank in China, it will be difficult for you to deal with it.

Therefore, Mr. A used this to threaten the two gentlemen. Let’s see if they still compromise.

Unexpectedly, the two gentlemen made a decision after pondering for a while.

"Now is the era of market price economy, and everything requires competition. Policy protection alone cannot promote economic development. Especially in the banking industry, it is necessary to break such monopoly. If the four major banks have all the advantages, there will be no way to promote economic development. Being wiped out by the market is because they did not manage well," Mr. Xi said solemnly.

What! Mr. A did not expect such an answer from the two gentlemen. This surprised him greatly. He did not expect that the two gentlemen were actually willing to risk losing the four major businesses to support Lin Feng. This was something he never expected.

"Why is this?" Mr. A frowned, looking puzzled.

"This is the natural law of social development. Thousands of years of history have proven that isolation is backward, and only by moving towards a free economy can we truly take off. The economies of Western countries are so developed because of the free economy. And our country The economic development in the past two decades is also based on Comrade Xiaoping's reform and opening up. Without reform and opening up, there may be many problems like this and that, but the flaws brought about by reform and opening up are not hidden. The disadvantages can all be changed. But what we see is that now the Chinese can have enough to eat and wear warm clothes. At least like in the past, large-scale starvation will no longer occur in the event of natural disasters. . Moreover, telephones, televisions, refrigerators, and cars have gradually entered the doorsteps of millions of households. The progress of the times is based on the free economy, which will be a setback to the achievements of the past two decades! The gentleman said solemnly.

Mr. A groaned.

"good,

I won't argue with you. Since you think this ‘China United Bank’ is good, let’s wait and see. You'd better hope that he doesn't make big mistakes in the past few years! "Mr. A walked away with a puff of his sleeves.

Mr. Xi smiled slightly.

"Are you really that optimistic about Lin Feng?"

"Well. I believe I'm not wrong about the person. He is different from those who rely on policies to get rich. He will not take advantage of national laws and policies. And he is patriotic enough. I think, at least from the perspective of patriotism, he is no better than We are weak. Although his views are very different from ours in some areas, he really loves this country." Mr. Xi sighed, "In that case, why don't I support him! Will the family survive? I think this is what we have to work together in these two decades.”

"What about the four major industries? Have you really decided to give up?"

"Give up? No. The four major banks actually have many inherent advantages." Mr. Xi sighed.

The four major banks are the Industrial, Agricultural and Commercial Bank of China, China Construction Bank and China Construction Bank. Also known as the four central banks. It represents China's most powerful financial capital. The four major state-owned banks have gone through the stage of professional banking with separate division of labor at the beginning of the founding of the People's Republic of China. In the new century, each of them has basically become a comprehensive large-scale listed bank, and they have all entered the development strategy of the world's top 500 companies; today's business scope of the four major banks They are no longer single, and are moving together towards the goal of a comprehensive, international, and modern commercial bank.

ICBC has the largest customer base in the country and occupies a leading position in commercial housing loans and corporate financing.

Agricultural Bank of China, as its name suggests, its main business covers urban and rural areas. Its most important business is rural credit, and it has now developed into a diversified business.

Bank of China mainly focuses on personal credit consumption and provides comprehensive and customized customer service.

CCB mainly focuses on companies and provides various credit services.

Of course, the businesses of these four major banks are no longer as detailed as in the past and have been assimilated in many areas. This is naturally the effect brought about by today's competition.

"The four major banks have so many innate advantages. If they can't compete with Lin Feng's China United Bank, they can only blame themselves. We can't take action. Taking action means falling behind. Moreover, I also I believe they will not collapse! It can only be said that they will no longer make money as easily as they do now!" Mr. Xi judged.

Nowadays, the four major banks are making money while lying down. But in the future, I'm afraid they will have to rack their brains to make money. In this case, he was also happy to see it. Making money without any pressure is not a bank. He also hopes that Lin Feng can put enough pressure on these banks to bring real competition, instead of the current situation where all the competition is just divided among the family themselves. In fact, there is no competition. This is like a piece of cake that should be divided among many people. As a result, there are four sons in the family, competing with others. The others were all alone, and they could not defeat the family of four sons, so they were all driven away. After driving away, the family divides the cake again. Is this called competition? At least not real market competition.

Lin Feng was the one who broke the situation where the four sons of this family monopolized the cake. Although he is only one person, he is powerful enough, far more powerful than the four sons, and he will also unite with others. This is awesome.

The ‘China United Bank’ craze continues to rage. The number of customer groups is increasing, and within three days, almost all the original customer groups have changed their cards. The most heartwarming thing is that for the elderly who have limited mobility, the staff also take the initiative to come to their homes and replace their cards. This service is far more considerate than the bank's previous services. China is gradually entering an aging society, and many elderly people have extremely inconvenient mobility at home. Often, when withdrawing money, relatives and friends are asked to withdraw money on their behalf, but sometimes for business such as card replacement, they must come in person. Otherwise the bank will not recognize it.

This brings trouble to those old people. Especially for some elderly people who have suffered strokes or are paraplegic. If you want to replace your salary card or something, you have to push it to the bank. This is inconvenient for the elderly, and they have to push it. Isn't that a scam? This is especially inconvenient if there is no bank near your home. And the most annoying thing is that it requires a signature. He is already hemiplegic, and his arms can hardly be used, and you still want him to sign. Isn't this a lie? But the bank said the signature was required for security reasons.

If you have no choice, just sign. Although the signature was messy, the bank recognized it.

In this case, the door-to-door service launched by China United Bank will be much more friendly. This makes all the elderly feel warm. The slogan of "banking services come to my home" can be said to be truly implemented, instead of the previous practice of launching a mobile banking service even if it comes to my home.

And not only that, various conveniences will be provided to all customers who enter the bank. For example, on rainy days, the bank also welcomes people without umbrellas to take shelter from the rain to provide convenience. On severe cold and hot days, a small isolated area will be provided at the 24-hour ATM, with the air conditioner turned on, for homeless people to stay warm and cool.

These are small measures, but they are very popular and make all customers feel comfortable. Of course, the most important thing is the benefits.

10% profit, this is Lin Feng’s promise. It is also the commitment of China United Bank. But it’s the same thing, you have to save for a full year before you can reap the 10% guaranteed return. But what if a customer needs money urgently? You can naturally withdraw it from other banks, but after withdrawing it, all your previous interest will be cleared. It is equivalent to saying that there is not a penny. It was all in vain, and all the interest was given to the bank.

But it is different at China United Bank. If you want to withdraw it, you can naturally withdraw it. You can withdraw it at any time, and you will receive earnings based on your deposit date. For example, if you save for 5 months, you will be given 5 months of guaranteed income. However, since you withdraw it in advance, a 5% handling fee will be deducted.

Although it is said that a 5% handling fee will be charged, at least it will give you a guaranteed profit. This is something that other banks cannot have. Therefore, the public is still very supportive of China United Bank, and they use this to criticize other banks' overbearing clauses of no interest for regular withdrawals.

"Mr. Lin, look at this situation, it won't be long before our China United Bank will become the largest bank in China. The four major banks will be completely unable to compete with us!" The bosses of each bank are now 'China United Bank' Board members are all smiling about the current situation of the bank. Although it is currently said that I am making more money than before, I haven’t seen it yet. But he is far more proud than before. This is the most important thing.

Lin Feng showed a solemn expression.

"They still have moves!" Lin Feng said solemnly, "They still have their ultimate move yet to be unleashed! That's the moment of our life or death!"

(There may be only one today. A relative passed away during the Chinese New Year. I have to go to the funeral home. It depends on the situation. If I come back, there will be another one at night! It’s too late to come back, so I’ll give it to everyone tomorrow. I wish everyone a happy New Year!) To be continued r655

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