Rebirth of the Evil Life

Today, China United Bank has become the most watched bank in the world with its high-quality services and astonishing guaranteed income of 10%. Because no bank, including investment banks, has ever dared to guarantee a 10% return. In particular, the revenue guarantee for all customers is incredible.

The 10% guaranteed profit has become the headline of major media, newspapers and magazines around the world.

"Times" comments - 10%, this is a number comparable to a "Ponzi scheme", but it is guaranteed by the newly established China United Bank, so this is similar to a "Ponzi scheme" Will venture capital funds fulfill their promises?

USA TODAY - Amazing ROI. Lin Feng, on the pretext of making everyone rich, launched a venture capital fund for all ordinary Chinese people. If he succeeds, he will be the first person in the world to lead a country to wealth. He will become a hero to this country. On the contrary, if he fails, he will become the sinner of this country because he has let down all Chinese people. We will wait and see whether Lin Feng can succeed! However, regardless of whether Lin Feng can lead all Chinese people to become rich, China United Bank has become the most popular bank in China!

The praise from major media around the world was also transferred to the country through the Internet, and these remarks also inspired more people to go to the four major banks to request transfers to China United Bank. Wave after wave of requests, wave after wave of cancellations of time deposits, and shouts for transfers resounded in the business halls of the four major banks.

In the end, the four major banks could not withstand the pressure of the public and began to release floods. All the people's requests are approved. If you want to transfer money, OK. Transfer money now. However, there is no interest, and high inter-bank transfer fees are charged.

The four major banks state that if you want to transfer immediately. Yes, there is a 0.5% inter-bank transfer fee. Before this. There is a cap of 50 yuan. But the reason given by the four major banks this time is that China United Bank is a newly launched bank and has interface problems in all aspects, which requires a lot of manpower to access. Therefore, the handling fee is 0.5%, but there is no upper limit.

This was originally 10,000 yuan, but when transferred, there was a handling fee of 50 yuan. 100,000 yuan, or a handling fee capped at 50 yuan. But now. 100,000 yuan turns into a transfer fee of 500 yuan. And if it's 1 million, it becomes a transfer fee of 5,000 yuan.

This is undoubtedly a very high fee. And this is also a disguised means to prevent people from transferring money to China United Bank. This behavior is extremely shameless. But it still cannot stop people's enthusiasm for transferring money. And the more you block it, the more I want to turn around.

Isn’t it just 500 yuan? With Lin Feng's guaranteed profit of 10%, he would have a minimum profit of 1,000 yuan in that year! I took half of it out and used it as a beggar. I won’t come here anymore, okay? ——People across the country cursed and roared, and chose to continue transferring money. Isn’t it just money? I don't care. As long as I can move away, that's fine.

Immediately, accounts with funds below 100,000 transferred all their money to China United Bank, no. As for those with more than 100,000, they have chosen to wait and see for the time being. After all, the upper limit of Lin Feng's "Fengshen Venture Capital Fund" is 100,000, and each person can only buy 100,000 at most. If you want to buy a fund, you can only buy 100,000. Therefore, these large investors with funds of more than 100,000 are basically Shangdu only transferred 100,000 to China United Bank. As for the more money, it will be temporarily placed in the four major banks to see the consequences.

Let's see who can win this time. It is Lin Feng who is omnipotent. The four major industries are still stuck in their stereotypes. For those who have become rich in China,

It doesn't matter where the money is, the key is which one is more in their interests. The existence of the four major banks will provide some loan benefits. And if Lin Feng exists, can he still get benefits? In particular, the background of state-owned enterprises behind the four major banks is something that every wealthy person must consider.

Although at present, local governments have not issued any policies related to the four major banks, requiring local wealthy people to deposit their money in the four major banks and not to transfer it to China United Bank. However, as a wealthy person, The attitude of the local government must be understood clearly. Nowadays, the era of crazy investment promotion by local governments has passed. In those days, as long as you had money, you would be the boss.

Now the economy has long been on the right track, and due to over-exploitation of the economy, it has become a situation where supply exceeds demand. Everyone is doing business now to grab business. Investments in various places are basically based on the cheap local labor force or the local preferential policies that come with it. In this case, it is undoubtedly an extremely unwise choice to irritate the local government. Unless your industry has spread all over the country and has become a large-scale national enterprise, the local government will still be afraid of you. Otherwise, you will be the only one to please the local government.

Now, the two sides are fighting, and the government has not made any statement for the time being. Those rich people cannot just transfer money like ordinary people. They worry too much. This is what is called a shipwreck turning around.

"Mr. Lin, almost all small depositors across the country have transferred their funds, but for those big customers, most of their money is still in the four major banks? How can we transfer their money?" Many bank executives ask.

They are eager to make the four major industries suffer a big loss this time. Because over the years, they have suffered many losses from the four major industries. But no matter what kind of suffering they suffer, they can only hold it in and endure it. This time, they finally had an opportunity, and they naturally didn't want to miss it.

"Transfer the money from those big depositors?" Lin Feng chuckled, "I'm afraid they won't do it for the time being. Now it's good to be able to transfer the money from these ordinary savers. Moreover, this time, our real test is still Not coming yet!”

"What test?" Many bank executives asked without knowing why. They feel that things are going well now. The deposit collection has been very successful. Now there are trillions of capital reserves in the bank (of course, for now, they are all book funds. Although ordinary depositors' funds have gone to China United Bank, at least on the books, the cash has not been transferred). From now on, whether it is used for investment or lending, they will be very confident.

"Real estate!" Lin Feng said softly, "Currently, real estate developers across the country have stopped working. They rely on the four major banks to survive. If they throw these orders to us, can we bear it?"

Throw it to us? The bank bosses frowned. Why did the four major banks throw this loan contract to real estate developers? Why should they take their bad debts?

"It's very simple. Now ordinary savers' money is in our hands, right?" Lin Feng asked.

Many bosses nodded. This is several trillion in savings. This is far better than before. Moreover, many people are concerned about the uncapped interest rate of 0.5%, so they decide to wait for a period of time, withdraw it, and then deposit it. It is estimated that there will be several trillions in revenue by then. In this case, they were already happy. Of course, they know that the reason why so many depositors trust them is because of Lin Feng. Without Lam Feng's popularity, China United Bank would not have so many customers, and there would not be so many retail investors who would rather deposit money in their bank without interest. All of this must be attributed to Lin Feng.

Therefore, although Lin Feng only holds 15% of the shares and does not hold absolute control, they are still willing to promote Lin Feng as chairman and are willing to let Lin Feng appoint the bank president. All this is because they are optimistic about Lin Feng's ability and future prospects.

"But has all the money been in our hands?" Lin Feng asked.

Do you have the money? The bosses blinked. What is this? All the money has been transferred, why don't you get it? etc! Could it be that Lin Feng's lack of interest meant that the four major guilds would default on their debts?

"They can't be so shameless!" the bosses exclaimed.

"Shameless? Haha..." Lin Feng smiled and shook his head, "Their survival is now at stake. Do you think they will care about etiquette, justice and shame? Besides, when have they ever complied with it? Regulations can be formulated such that all interests belong to the bank. There’s nothing you can’t do!”

Many bosses have dark faces. If that's the case, that's a problem. This money has all arrived in their bank account. What if all these people come to withdraw money? They don't have money to give to the people. If so, wouldn't they go crazy! That would be forced to death by the common people. But what does this have to do with the bad debts of those real estate developers?

"Haha, they will swallow these bad debts better than we do!" Lin Feng said coldly, "I guess they suddenly released funds, just to prepare us to swallow this bitter pill, and the bad debts of these real estate developers , as long as real estate can sell houses again, these dead and bad debts can still be brought back to life. But I want to suppress housing prices, so it is impossible for these real estate developers to sell houses in this situation, then we will be forced to eat these bad debts! Bad debts, and given our current economic situation, we will go bankrupt!" Lin Feng said coldly, "That's what they have in mind. If we don't agree, they just need to issue a positive, for example, they launch 20%. If there is a savings policy, the people will go crazy and we will not be able to come up with the funds. Then we will have to accept this unequal treaty.”

"We can also use transfers to hedge!" Many bank CEOs said angrily.

"Haha, as long as they temporarily close the port and say that the transfer was unsuccessful, there will be nothing we can do! Or, in other words, they will charge an additional 1% handling fee, what do you think?" Lin Feng asked.

(This is the first one today. It’s a bit late. I’m really tired and out of shape! Keep up the good work!)