Rebirth of the Strongest Tycoon

"Then chairman, what is the name of this company?"

"Would you like to put it under the Jiuding Financial Group?"

After understanding the positioning of this asset management company, the pressure in Wang Qi's heart was reduced by most, but there were still some things that were not clear, so he took the initiative to ask Xia Yu.

Xia Yu smiled and shook his head: "Don't put it under Jiuding Financial Group."

"The new company will be called Kirin Capital."

"We are an asset management company that brings auspiciousness and wealth to investors."

Wang Qi applauded it and flattered: "This name has a good meaning, and people can leave a deep impression when they hear it."

Xia Yu laughed and scolded: "Okay, don't come here with these falsehoods."

"The asset management business of Jiuding Bank, Jiuding Securities Company and other companies will not be split to Kirin Capital, so after the new company is established, you have to find a way to raise funds immediately."

"But I give you the power to transfer people. In the entire Jiuding Financial Group, you can poach people to new companies, but the premise is not to have a big impact on the original company."

Wang Qi nodded hurriedly and said, "Don't worry, Chairman, I will take care of this degree."

"Um."

Xia Yu nodded slightly, and after pondering for a while, he reminded: "There is one more thing you need to remember, Kylin Capital needs to raise funds, and it needs to be different from Jiuding Securities Co., Ltd., so that investors should not be misunderstood."

"Otherwise, the low management fees and low commissions of Kirin Capital will easily make Jiuding Securities' investors unbalanced. If there is an advantage here, other conditions must be added, such as the length of the closed management period."

"Investors in Jiuding Securities Co., Ltd. cannot be allowed to transfer funds to Qilin Capital Co., Ltd., so it will be boring."

"Kirin Capital is going to grab the cake of its peers outside."

Wang Qi solemnly assured: "Chairman, don't worry, I will do my best to control this degree."

"When the company is established, I will immediately formulate a company management plan, and I will ask you to check it when the time comes."

Xia Yu smiled and responded, "Okay."

"Do you have any other questions?"

"temporarily unavailable."

"Okay then, go ahead and do your work."

"Okay, Chairman, I'll go first."

After watching Wang Qi leave, Xia Yu got up and walked back and forth in the office, moving his muscles and bones.

After ten minutes of relaxation.

Xia Yu entered the working state again.

Before sorting out the assets, but found three categories of problems.

And the establishment of a Kirin Capital company did not solve any of these problems.

Just found a seemingly good solution for the second type of problem found.

The faster Kylin Capital develops and the more assets it has, the less such problems will be.

when is it really resolved,

Even Xia Yu couldn't estimate it.

After all, the future is full of infinite possibilities, and he may be short of money forever...

He did the money-raising thing.

But spending money can't be left behind.

Because there is a market where money is spent, and the future is infinitely bright.

That's the credit card market!

This is a market where the total consumption exceeds the total global cash consumption before Xia Yu's rebirth, and it is destined to be the first to enter the digital currency era in the future.

Before Xia Yu's rebirth, the global credit card consumption scale exceeded 26 trillion US dollars, and it is still expanding at a very high growth rate every year.

The later-generation credit card giant, Visa, has a market value of more than $500 billion, and Mastercard has nearly $400 billion, and there are some giants behind.

Of course, a large market and high potential are one thing.

The most important reason to set foot in this market and become bigger and stronger is that this is a general trend that no bank can resist.

Behind this is a global payment network system with infinite power hidden underneath!

Unless Xia Yu doesn't want to build thicker barriers for his financial empire, this must be done!

In later generations, there are six major credit card unions in the world, occupying more than nine layers of the global credit card market.

They are American Visa, American Mastercard, American Express, American Diners Club, Island Country Jesse Card, and Huaxia UnionPay!

The credit card alliance has many functions, and the most important one is to provide a payment card system for multi-currency clearing and settlement.

This function can speed up the settlement speed between financial institutions and greatly improve the transaction efficiency.

And Xia Yu's banking empire spreads all over the world, involving a lot of currencies, such as British pounds, U.S. dollars, Japanese yen, Canadian dollars, Hong Kong dollars and so on.

It can be said that, except for some small countries, most countries in the world now have his bank branches.

These bank branches belong to different banks, and the relationship has not been fully opened up.

Although Xia Yu's Jiuding Consortium, Guangming Consortium and Polaris Consortium have all established cooperative relations, and the cooperation is particularly close.

But the resources of the banking empire were only partially mined.

There is an urgent need for a global transaction and payment network to link these banks to achieve further exchange of funds and resources.

Without this network, let alone the future, even the current banking competition will suffer.

Of course, in fact, the major banks under Xia Yu have basically joined the major credit card organizations.

For example, HSBC has joined the European International Payment Organization and issued a Continental card.

Standard Chartered Bank, Wells Fargo and Northern Trust joined MasterCard International and issued MasterCard.

Australia's Westpac Bank joins the US Visa Card International Organization and issues Visa cards.

Many banks in the island country, such as Chiba Bank and Shizuoka Bank, join the island country's Jesse Card International Organization and issue Jesse Cards.

Their own banking resources are all fueling these credit card organizations.

Because these credit cards are issued, the standards and rules of these credit card organizations must be followed.

Most importantly, these organizations can control the data information of these credit card users.

And these organizations, although still in the nature of alliances, are not for profit.

But Xia Yu, who is familiar with the future trend, is very clear that it is still in the pioneering period, and major credit card international organizations are still competing for customers. Making money is not the goal. Winning the right to set standards and market leadership is the most important thing at present. .

Once the landscape is solid, these credit card international organizations will be transformed into a for-profit company.

At that time, the standard setters are in control, and both banks and individual users can only abide by the rules changed later, such as card issuance fees, card replacement fees, handling fees, and so on.

This kind of routine is the old routine of capital. One trick is used all over the world. Unless it encounters the iron fist of socialism, it can almost be said to be effective forever!

Fortunately, major international credit card organizations are still vying for the market, and the pattern that Visa and Mastercard will occupy 72% of the global credit card market has not yet taken shape.

Huaxia UnionPay has not even appeared.

Morgan Stanley was dissatisfied with the Diners Club being controlled by Citibank, and started a new business. Last year, it also created a Discover Card International, the sixth-largest credit card company in the United States.

And now the largest Visasa International organization in the U.S. market is behind the Bank of America, a California consortium.

The second largest MasterCard International is supported by established consortia such as Mellon Consortium, Texas Consortium, and Boston Consortium.

Needless to say, the third largest international organization of express cards, American Express, which was deeply influenced by the Rockefeller consortium, was created, and giants such as Chase Manhattan Bank are fully supporting it.

...

In Xia Yu's long-term planning.

Southeast Asia is his basic market, and the mainland market is also his big rear.

In the past life, Southeast Asia was basically eaten up by Visa and Mastercard.

Even though China UnionPay has been established in mainland China, more than 90% of the more than 600 million credit cards that have been issued are Visa and Mastercard.

Although the accounts of these cards are managed by the issuing bank, the card issuing rules, business specifications, technical standards, transactions, and clearing all follow the unified regulations of Visa and MasterCard, and the card data is centrally and uniformly managed by them. done through their network.

Under this pattern, the issuing banks have become the brand distributors of Visa and MasterCard, and the regional or domestic bank card networks and organizations mainly transfer transactions for them, and have actually become the mainstay of their global network. component.

The essence of this pattern is that multinational companies such as Visa and MasterCard dominate the global personal payment system.

This kind of power, he also aspires to have!

Therefore, when Wang Qi tried his best to build Kylin Capital Company.

Xia Yu asked people to take out two floors in a building in Central, and registered an international organization called "Universal" credit card.

After the registration, Xia Yu did not list it immediately.

Instead, it mobilizes consortium resources and recruits globally.

In addition, Xia Yu also used money to smash a credit card organization in the western United States and the United Kingdom.

With the experience of these two credit card organizations, coupled with the resource support of the consortium.

Universal Credit Card International is taking shape at a rocket-like pace.

But the time to go to the end of March.

While the Global Credit Card International Organization was still being built, Kirin Capital took the lead in getting everything ready.

Xia Yu was named chairman, and Wang Qi was the president of Kylin Capital Company. Various financial elites gathered under his command, and many funds were also prepared.

Xia Yu gave an order.

The financial media took the lead, and Kirin Capital appeared in front of the world with a very high profile.

At a time of heated debate in Asia.

A series of beautiful brochures introducing Kirin Capital were sent out.

Those who are eligible to receive the brochure are high-quality customers with bank deposits of more than one million Hong Kong dollars.

Jiuding Bank, HSBC Bank, Standard Chartered Bank and other banks have provided Kirin Capital with these customer information.

And the boss with assets of more than 100 million Hong Kong dollars not only received a brochure, but also received a beautiful invitation to the reception!