Rebirth Starts From 2006
Chapter 53
My mother taught me that in the face of customers' questions, don't get entangled, just change the subject, not to mention that this topic is what she cares about the most.
She will definitely not let go of high-quality assets that can pay back their capital within five years. I believe the risk control department is the same. She will definitely handle this additional loan.
In fact, as early as the second evaluation, Zhou Na had already learned from her mother that the market would not be relocated, and she has been waiting for the result since then.
And it just so happened that just last night, my mother told her that the results of this negotiation have basically been finalized, and only the last details can be finalized. If it is as soon as possible, it will be announced in a week. At this time, all major banks have received The news, and ready to intervene in this big project, so she must firmly grasp this big customer, although a Chen Yang is nothing to the bank, but to Zhou Na, it is the best shortcut to improve performance ,
She didn't believe that Chen Yang had spent so much effort just to earn tens of millions from speculating in stores. He would not be tempted by the new market transformation project. Perhaps, the subsequent transformation project was the real goal of this young man. , and the fried shop is just to pry the entrance of that project!
My mother just told Zhou Na about this last night, but today Chen Yang came out like this. It is no wonder that she was a little panicked just now, but also because of this, she believed that this Chen Yang must have deep feelings. The background, otherwise, how could his news always be one step ahead of the bank, and he even knew about the bank's internal secondary evaluation?
It's just that she can't figure it out, since Chen Yang has this condition, why did he take the initiative to come here to handle the mortgage loan business? Otherwise, with his conditions, any big bank would not refuse.
Just when Zhou Na's mind was spinning wildly, Chen Yang nodded and said calmly, "Yes, I will do as you said, but I hope that this kind of thing will never happen again in the future."
For Zhou Na's proposal, Chen Yang has nothing to do. His next plan is to get involved in the real estate agency industry. If this industry wants to become bigger and stronger, it is absolutely inseparable from the support of the bank and maintain a long-term cooperative relationship with Min'an Bank. , which is beneficial to both parties, not to mention that Zou Rong is still working in another bank.
As for the cancellation of the restrictions on the use of funds, it is also due. It is best for her to propose it on her own initiative, otherwise she will ask for it herself, otherwise it will be too troublesome to transfer money secretly.
Since Lang has a lover and concubine, it's easy to say anything,
As usual, Zhou Na and Zhang Jin, one expertly counted and verified the real estate certificate, and the other quickly signed the contract and went through the formalities. It only took more than an hour. The largest loan since the two parties cooperated was finally finalized, and Chen Yang will also Get nearly 10 million funds.
Sending Chen Yang away, the two returned to the office, Zhou Na slapped Zhang Jin on the back,
"What are you doing?" Zhang Jin immediately turned around and glared,
"Why do I still have to ask you?" Zhou Na glared at her viciously, "What were you doing just now? He's just so handsome, did you stare blankly?"
"Who's crazy," Zhang Jin gritted her teeth and refused to admit it. She raised her head and said, "I'm just curious, how did he know that we did a second evaluation?"
"How else can I know, I can guess," Zhou Na returned to her seat and sat down, and said angrily, "I'm also inexperienced. Direct intervention, even our manager does not know, where did he inquire about it? But if it is related to the provincial bank, then it is impossible for my mother not to know, so it is obvious that he is defrauding us, this time he is very powerful , let him succeed, next time I must make him look good!"
"Do you want him to look good?" Zhang Jin leaned on the desk, squinting at her, "How much more credit will you give him? Or show yourself to him?"
Zhou Na rolled her eyes, "Get lost!"
Rolling is impossible, Zhang Jin sat down on her chair,
Then he kicked his feet, rolled over on the chair, put his arms around Zhou Na's shoulders, and whispered, "Oh, you said, he wants to increase the loan again, why does he need so much money? Could it be some big project? "
Zhou Na shrugged, and while sorting out the materials, she said, "There must be a big project, but I don't know if he can handle it."
When Zhang Jin heard it, his eyes lit up, "Ho Ho, do you have inside information? Tell me quickly."
Zhou Na looked at her helplessly, then looked at the closed office door, and said in a low voice, "Actually, this news will be officially announced in about a week, but don't talk nonsense."
"Where is there so much nonsense?" Zhang Jin shook her arm twice, "You don't know who I am, tell me quickly."
"Hey, according to sources," Zhou Na said mysteriously, "the city government is planning to make drastic changes around the fruit and vegetable wholesale market,"
"Reformation?" Zhang Jin interrupted her with an exclamation, and said with wide eyes, "Isn't it rumored to relocate? It turned out to be just a remodel!"
Zhou Na's pretty face collapsed, "Are you still listening?"
Zhang Jin immediately raised her hands in surrender, and said with a giggle, "Listen, you say it."
Zhou Na patted her head and said, "I also heard from my mother yesterday that the city government didn't plan to really relocate at the beginning, but later..."
Two minutes later, Zhou Na took a sip of water, shrugged and said, "This is the way things are. My mother guessed that this Chen Yang probably got the news in advance and wanted to eat a big cake in the renovation project, so this The ultimate goal of the three-month bargain-hunting shop was to renovate the project, and today he proposed to do a second evaluation, which further confirmed this point, otherwise why did he raise so much money, use it to speculate in stocks?!"
"Oh, so that's the case," Zhang Jin nodded suddenly, and after thinking for a while, curled up the corners of her mouth, and said, "I thought he was really good, but it turns out he is also the kind of person who suffers from poor information."
She has seen a lot of this kind of second generation who eats policy bonuses, thinking that Chen Yang is also this kind of person, although Chen Yang is not a second generation, but he is not based on real skills, and feels a little disappointed in him instantly.
"It's not that simple," Zhou Na shook her head lightly, and said, "You forgot the provincial background information I secretly showed you? He is just an ordinary fresh graduate with ordinary family studies and ordinary studies. Funds are still obtained by borrowing money to sell vegetables. It is reasonable to say that with his background, it is impossible to get the news in advance, but he got it, but it is a white glove. Funds, as for taking risks to sell vegetables, let alone us, even my mother can't figure it out."
When Zhang Jin heard this, she couldn't help frowning,
At this time Zhou Na said again, "My mother said again, the more moves, the more flaws, the project is not like speculation shop, if you want to grab food from so many big crocodiles, you can't do it without showing some real skills , when the time comes, he will naturally know his origin. Besides, there is no project that can make money without losing money. The money in his hand is not small, but it is not too much. It's not sure whether to pay, unless he can show the real hole card,
Of course, it is also possible that he does not have any hole cards, and he obtained these things by himself. If this is the case, then this person is a real business genius, the kind that is more worthy of long-term investment than having hole cards! "
Zhang Jin pursed his lips and wanted to say something, but he felt his head was bewildered and he couldn't say anything. Finally, he shook his head, "Forget it, I'm dizzy. I don't care if he loses or earns. Anyway, there are hundreds of dollars. There are two shops here, even if he loses all his money, the bank will not lose money."
Zhou Na nodded silently. That's true. Since the market will not move, it is obvious that the store will appreciate in value in the future. Maybe the risk control department really hopes that his investment will fail so that these stores can be taken back. Anyway, there is no need to shy away from the city government now. Yes, you can definitely earn more when you get it back, which is why she dared to promise just now that she will not limit the scope of fund use.
Anyway, no matter from which point of view, it is beneficial to the bank and itself to have a good relationship with this person.
...
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