> Deng Che has been active at ICBC since he became the general manager of Xingmai Technology.
After all, this is related to whether he can get the shares.
However, although he was full of confidence at the beginning, after actually taking over this task, there were still many difficulties.
The most troublesome issue is the issue of responsibility.
Let a private enterprise access the bank, who will be responsible for the problem?
But Deng Che's face was still there, after communicating with several old leaders of the capital.
ICBC is finally willing to do a pilot in Feicheng first, and if there is no problem, then continue to talk about the next cooperation.
Of course, relying on Deng Che's face alone, it will definitely not be so smooth.
Among them, in addition to the recent limelight of Starlight Group, the valuation of 26 billion shocked the whole country.
There is also the reason why Xingmai Technology deposited all the funds into ICBC.
WeChat wallet has been online for three months, relying on the transaction needs of "Monster World" players.
At present, the amount of recharge received by WeChat wallet has exceeded 400 million.
Some Monster World players have adapted to keeping their money in their WeChat wallets.
This part of the fund is about 100 million, and it has not been withdrawn.
The money that Deng Che deposited into ICBC is this 100 million.
That is, relying on this 100 million deposits, and Deng Che kept drawing a pie for the leaders of ICBC, he finally won the opportunity to pilot.
However, this pilot has very harsh conditions.
First of all, although the pilot place is Feicheng, only one bank supports the pilot.
The user wants to withdraw the balance in the WeChat wallet to the ICBC account.
You must go to the bank designated by ICBC and reapply for a bank account exclusive to WeChat wallet.
Then bind this re-applied bank account to the WeChat wallet.
The money in the WeChat wallet can be withdrawn into the bank card.
This WeChat wallet exclusive bank account is independent of the ICBC system.
Other ICBC branches could not withdraw it either, so they had to go to this pilot bank to withdraw money.
Even if it is a transfer, I will go to this bank in person.
Online transfers, only WeChat exclusive accounts can transfer to each other.
It is completely to limit this account to this pilot bank.
For users, it is very cumbersome to use.
Individual users have no possibility of taking the initiative to apply for exclusive accounts.
And although ICBC allows users to come and withdraw money, how much users withdraw, Starmark Technology has to deposit as much as they want.
If the 100 million deposited before is consumed, then this pilot will fail, and ICBC will also reconsider its cooperation with Starmark.
All risks need to be borne by Starmark Technology.
Although the conditions are harsh, it is finally a start.
The pilot work has been going on for a month and a half.
After this one-and-a-half-month pilot, it can now be done, and the user will arrive within 24 hours after withdrawing, and the whole process does not require manual participation.
Although it cannot be compared with the second to the second in the future, in this 2004, it has been a very good breakthrough.
Of course, in addition to communicating with the bank, Deng Che also has a task.
That is, to promote WeChat wallets to major Internet companies.
E-commerce platforms, in particular, are the absolute workhorse target.
Just relying on the Monster World Treasure Pavilion, there are still too few users that can be attracted.
The most demanding demand for fast payment is those e-commerce platforms.
Although the number of domestic Internet users has reached 70 million, the number of people who have used online shopping is not even 10 million.
The biggest reason is that it is too troublesome to pay for this piece.
It is not only the trouble for users to pay, but also for merchants to collect money.
The money received, and a large handling fee.
And when it comes to remote remittance transactions, there is a very big trust problem.
If at this time, there is an authoritative and reliable third party to come forward to guarantee, it will naturally be solved.
......
"Mr. Deng, do you mean that Xingmai Technology provides a guaranteed account and allows eBay to use the WeChat wallet quick payment function?"
eBay CEO Wang Leilei frowned and asked Deng Che.
"Yes, WeChat wallet currently has withdrawal Internet cafes across the country, and with the blessing of fast payment, I believe that eBay's sales can be higher."
Deng Che nodded and smiled.
"How can Star Pulse Technology provide a guarantee, what if something happens?"
Wang Leilei has already become interested in WeChat Express Pay and directly asked the doubts in his heart.
"After the WeChat wallet is connected to eBay's system, the money paid by the user will directly reach the guarantee account of the WeChat wallet.
The money will only reach the merchant's account after the user clicks to receive the goods, or after the default receipt is seven days after the arrival of the goods.
And if there is any property loss in this process, Star Pulse Technology is willing to compensate.
I believe that this answer has been able to answer Mr. Wang's doubts.
Deng Che replied with a smile.
When Wang Leilei heard this, he fell into deep thought.
If it can really be according to what Deng Che said, it is indeed a great guarantee for the security of online transactions.
It ensures the security of transactions, and does not need to be as worried as before, thereby stimulating users' desire to consume.
"Mr. Deng, I personally support eBay access to WeChat wallet.
It's just that eBay has been acquired by eBay, and I still need to discuss with the board before I can reply to you.
Wang Leilei said helplessly.
From the communication just now, he also knows that the introduction of WeChat wallet is not small for eBay.
But now eBay is no longer something he can make decisions alone.
And he is not optimistic that eBay can agree to access WeChat wallet, after all, his voice in the company is getting weaker and weaker.
The contradictions within the company are also becoming more and more acute, and they do not care what they propose.
At the slightest risk, they have reasons to oppose it.
Unless WeChat Wallet can prove its worth first, it will be difficult for the board to agree.
"It's okay, Mr. Wang can contact me at any time."
Deng Che smiled slightly.
He had never expected cooperation in a simple meeting.
After leaving eBay, Deng Che did not stay.
and visited Dangdang, Excellence, Ah Tanuki Baba one after another... and many other e-commerce platforms.
And they detailed WeChat wallet, as well as third-party guaranteed payments.
The effort pays off.
After many meetings with Li Guoqing, president of Dangdang.com, Deng Che finally made Dangdang.com willing to access WeChat wallet.
Dangdang.com has also become the first e-commerce website willing to use WeChat Quick Pay.
Originally, this was just a small matter, even on the side of several e-commerce sites, it did not make any waves.
Even Li Guoqing, who agreed to cooperate, actually had little hope.
After all, when it is a B2C model, the introduction of WeChat wallet is just to attract a little WeChat wallet users.
WeChat wallet has indeed accumulated a lot of users through the Monster World Treasure Pavilion.
Most of the user groups of Dangdang basically coincide.
However, what Li Guoqing didn't expect was that after the introduction of WeChat wallet, this effect was a little scary.
In just seven days, Dangdang's book business actually increased its daily sales by 20%.
Dangdang.com's main customers are basically college students, which means they have the need to buy books many times.
And many of these college students have contacted WeChat wallets through the game "Monster World".
There are even some people who still have a balance in their WeChat wallet, and have no doubt about the security of WeChat wallet.
Immediately tried to use the balance of the WeChat wallet to buy the books you needed online.
After discovering that I could trade, I continued to recommend it to my classmates.
Just like that, ten pass on ten, ten pass on hundred.
WeChat wallet has not only gained a lot of growth among college students, but even the number of registered users has also risen a lot.
Once again, a win-win!
......
PS: There are actually 2480 ... So strong~!
Add one more chapter.
Thank you all for yesterday's gifts, Xiaopu Street is here to thank you.
The target urges 2400, and continues to change three times after the achievement!!
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