Reborn Business Tycoon

Chapter 237: Super Company (7) Mei Shengcai said: "For example, if we take out 500 billion Chinese dollars, we will exchange it for 100 billion U.S. dollars from the National Bank of China, and this 100 billion U.S. dollars will be given to

Mr. Guo, if you enter the short-term investment state, an average annual profit of 50% will be 250 billion in three years. And after three years, one US dollar will be exchanged for 8 Chinese dollars, and 250 billion US dollars will be

Two trillion Chinese dollars, with a profit rate of 300%."

After everyone heard this, they were all stunned.

Yao Yi also said in surprise: "It's incredible. We make money like this. It's a bit exaggerated. We don't do anything, we just exchange it like this, and 500 billion becomes 2 trillion?"

Mei Shengcai said: "You can't say that. I have conducted extremely detailed analysis and calculations, and the value of intellectual labor is far higher than physical labor. Look at the big international chaebols. Once they have enough money in their hands,

They will all enter the financial field to make money on a large scale by analyzing the current situation. Of course, there are high profits but also high risks. Once the situation changes and the funds are not withdrawn in time, then the money will be lost.

It is possible to be deeply trapped and a Ruishida situation will occur."

Yao Yi asked: "How do you know that if the exchange rate is five yuan to one dollar, it will depreciate to eight yuan to one dollar?"

Mei Shengcai said: "This is the approximate data I got through careful calculations. I made an international comparison through international commodity prices and roughly converted the price. The current exchange rate is an unsustainable exchange rate.

The government has an artificial exchange rate, and the government is experimenting with a market economy. The final result must be to price the currency through the market, so I am sure that in two to three years, the government's exchange rate will change significantly."

Yao Yi thought to herself: "This Lao Mei is really awesome, even better than my rebirth. He can actually predict the future currency exchange rate trend, awesome!"

Yao Yi deliberately asked: "If the current situation changes and the exchange rate still maintains its current status, what should we do then?"

Mei Shengcai smiled and said: "What I just said can be said by ordinary financial talents after a little analysis. However, for me, the greatest value is to answer your question. This is also the greatest

The risk. From my personal point of view, according to the current direction of the government, by then, even if the government is unwilling to change the exchange rate, maintaining the current exchange rate will make the government face a domestic crisis, which can be said to be a crisis of internal and external difficulties.

With poor external export channels and domestic price inflation, the country will have no choice but to devalue externally, increase exports, ease the domestic crisis, and tighten money internally, forcing prices to fall and causing inflation to drop. Therefore, I dare to believe that by then China will

The currency will inevitably depreciate, and what I just calculated is just normal data. Maybe the government, as a last resort, will depreciate the exchange rate even more to use it for exports to earn foreign exchange."

Yao Yi extended his thumb to Mei Shengcai.

Yao Yi and Mei Shengcai both knew it, especially Yao Yi, because Yao Yi clearly remembered that in his previous life, at the end of 1990, the Chinese dollar against the U.S. dollar was 8.98 yuan per U.S. dollar.

Yao Yi asked: "Then how should you establish your bank?"

Mei Shengcai said: "At the beginning, our bank could not grow as fast as other banks. Now several major cities are carrying out fixed asset construction, building higher buildings, owning more land, and constantly

By absorbing funds and converting them into fixed assets, within two to three years, our bank's fixed assets will reach at least 200 billion to 300 billion, covering basically all county-level cities."

Yao Yi asked in confusion: "Our funds have been used for foreign exchange, where are the funds for construction?"

Mei Shengcai said: "We still have a thousand tons of gold."

Yao Yi said: "Aren't these thousand tons of gold being mortgaged into foreign exchange?"

Mei Shengcai said: "Our gold has not been mortgaged into foreign exchange, but is just a qualification level for foreign exchange trading. The gold is still in our hands and under our control."

Yao Yi asked: "What should the country do if it does not have 100 billion US dollars in foreign exchange?"

Mei Shengcai said: "We don't need to worry about this. In China, if the government retains one thousand tons of gold in the country, it will be able to use this gold to obtain US$100 billion in foreign exchange, so we don't need to worry about this. These are two concepts.

That is all a matter for the government. In fact, to a certain extent, the repatriation of one thousand tons of gold from abroad is actually equivalent to bringing back one hundred billion U.S. dollars of foreign exchange to the country. There is no difference between the two. Of course

, this gold is still under our own control. We can use this gold as collateral to obtain 100 billion yuan priced at domestic standards from the National Bank of China, or use gold as collateral to obtain tens of billions from other banks.

Another channel is to gather funds by absorbing the savings of depositors. Besides, we also have about 100 billion in funds in hand. Generally speaking, we are not short of funds. After three years, foreign exchange funds will

Once it is withdrawn, we will become the largest bank in the country in one fell swoop."

Yao Yi said in disbelief: "Once these thousand tons of gold are mortgaged, it will be difficult to get them back. Especially if our foreign funds cannot be withdrawn in time and an accident occurs, we will really cry.

Without tears in the sky, a thousand tons of gold will be completely wasted. This risk cannot be taken. We can find ways to collect money from the people, and we cannot borrow from banks. Which banks are not good things. They are so

Who doesn’t want to get gold? Especially the government. The current gold reserves are not as good as those of the small country Switzerland. If it weren’t for the policy closure, the gold would have gone into chaos. They are eager to buy this gold at the lowest price. Beat me to death.

Don’t even do it.”

Mei Shengcai said: "Then we can find ways to absorb savings from the country. What I just said is just an idea of ​​mine."

At this time, Guo Changsheng finally couldn't help but speak, and said: "I just listened to Brother Mei's talk, which made me enlightened and benefited a lot. I also thought a lot just now. Let's do a combination of boxing at home and abroad.

This method is very good, and I strongly agree with it. At the same time, I also heard Brother Mei talk about domestic inflation. He uses methods to convert funds into fixed assets, such as real estate, land, etc., to preserve value.

, But, I have a brilliant idea, this method can allow us to make a lot of money, and can help us build a strong sales and logistics network in the country."

Everyone's appetites were whetted and they asked eagerly: "In what way?"