Reborn in Hong Kong: The Tycoon Grows Up

Just when the chartering king brought his son-in-law to the Chuang Hing headquarters and began to take over the bank. Li Chaoren and Li Shauji also came to Wing Lung Bank together to prepare to take over. Originally, the two wanted to hold a press conference, but they heard that the charter king had successfully acquired Chong Hing Bank. We are all old friends, there is no need to compete with Pao Yugang for the limelight.

In fact, there is another point, the size of the bank. The scale of Wing Lung Bank is smaller than that of Chuang Hing, so the acquisition funds will inevitably be less. The media and the public all rely on numbers. Neither of them has as much money as the Charter King alone. Aren't they just helping others with publicity in disguise? As the most astute person in Xiangjiang, he would never do such a thankless thing.

Li Chaoren was responsible for the entire negotiation process, and Li Shauji also promised that Li Chaoren would be responsible for managing the bank in the future. Their family only has the power of supervision, so at this time, they must not steal Li Chaoren's limelight.

Li Chaoren said to the depositors who came to withdraw money: "Hello, fellow depositors, I am Li Chaoren. From now on, I and Mr. Li Shauji have reached an agreement with Mr. Wu Yisun regarding Wing Lung Bank; the two companies will jointly acquire Wing Lung The entire equity of the bank.”

"That is to say, Wing Lung Bank will be jointly owned by the two of us in the future. I hope you can give us some time; when the bank accounts are cleared, you can come over to handle business. At that time, no matter what you do, we will welcome it; and we will also I will give you a beautiful gift, I hope everyone can understand.”

Worried that he would not have enough weight, Li Chaoren found a lot of extras.

I saw someone among the depositors saying loudly: "Since the two Li Shengs have acquired the bank, then what do we have to worry about? I believe that with their financial resources, they will never be short of us."

"Instead of forcibly withdrawing money here and losing interest, it is better to take a gift home in two days."

That's the way people are, if someone takes the lead, others will follow. After all, not everyone is so opinionated, and soon the crowd dispersed.

The Wu family can only envy this. If their family continues to operate, the savers will definitely not buy it. This is the gap in strength, and it may be a chasm that cannot be jumped.

Wu Yisun lamented that the Wu family was really no longer suitable to continue operating the banking industry. In the future, Hong Kong's banking industry will be an era of big capital competition; if I were 30 years younger, I would definitely have a good fight with these people, but let's forget it now!

The bank handover was very smooth, and Li Chaoren was well prepared. If it is said that other tycoons in Hong Kong entered the banking industry on a whim, they immediately took action when they saw the opportunity. So Li Chaoren definitely has a careful plan, and the idea of ​​owning a bank of his own is no longer a day or two.

Whether it is Zheng Yutong, Bao Yugang, or even if it is a joint venture of Huo, Dong, and Hu, after the bank takes over, it will need to rely on the previous staff in a short period of time, and there must be a smooth transition period.

Li Chaoren has directly appointed the presidents of each branch, which shows that he has spent time preparing for this matter and has made careful plans. At the same time, Lee Shau Kee admired the efficiency of bank account review. It seems that the choice of partner is indeed the right one.

Seeing this scene, Wu Yisun said very seriously: "It is said that Li Sheng is a master of business management in Xiangjiang. It seems that the media's evaluation of you is still a bit low."

"I'm not complimenting you. In terms of business management, maybe Bao Zixuan is no match for you. I'm relieved to leave Wing Lung Bank to you."

After saying that, he left directly without any nostalgia. But everyone knows that it is definitely a superficial phenomenon; how can outsiders know the pain inside.

But his words still made sense to the people present. Heiyun Group is developing so fast and its revenue is so high. It really has little to do with Bao Zixuan's management ability. This guy knows how to delegate power better. Not keen on business management. I will devote more time to scientific research. Compared with the direct management of the company, he is definitely not as good as Li Chaoren.

It's just because Heiyun Group has grown so fast, and Bao Zixuan is very good at employing people, that to a certain extent people can't see its shortcomings. Jiang is still old and spicy, but Wu Yisun is living beyond the realm.

Li Chaoren didn't dare to say anything. If it was magnified by the media, he wouldn't be wiped out. Everyone in Xiangjiang knows that the richest man in Heiyun Group, Bao Bao, is the number one entrepreneur. And he is still the kind of person who ranks first when it comes to business. He can have a large number of fans in Hong Kong and even the world; if anyone knew that he was so immodest here, his life would never be pure.

Now that Wu Yisun has left, I don't know whether the old man did it intentionally or not; it doesn't matter anymore. The top priority is to clean up the bank's assets as soon as possible and get it running as soon as possible.

Careful preparation and active cooperation from the other party. The bank cleanup work went very smoothly and was completed in less than a day.

Li Chaoren and Li Shauji are not stingy. They will re-evaluate bank employees; those who pass the exam will be re-trained, and then their wages will be increased by 10%. Everyone has no objection to this. One emperor and one courtier, this applies at all times.

In the evening, when Li Chaoren and Li Shauji were still discussing the situation in the office of the chairman of Wing Lung Bank, the accountant walked in. He said very directly: "The two bosses have finished understanding the accounts of Wing Lung Bank; they are much better than we imagined."

I heard it was much better than I thought before, so what's going on. Why would the Wu family give up on such an excellent bank? Is there any conspiracy here? There are many things that have to be guarded against.

Li Chaoren: "Please tell me in detail what the situation is."

The accountant was hired by Li Chaoru, and Li Shauji would not give orders at this time; that was a taboo in the workplace. And since it has been promised that the bank will be managed by Li Chaoren, his authority must be maintained in the bank. Therefore, he will never speak easily. When it comes to expressing opinions, it is only him and Li Chaoren.

It can be said that Lee Shau Kee understands this very clearly, and he also started a business in partnership with others before, so he knows the truth behind this.

Accountant: "We conducted a detailed investigation on the loans of Wing Lung Bank. We found that there are basically no non-performing loans. This is unimaginable in the process of bank operation."

"Even if the Wu family has a good vision and the investigation is accurate, unexpected situations will inevitably happen from time to time. For example, the lender dies unexpectedly or other matters. You must know that Wing Lung Bank has been in business for more than 50 years since the 1930s. How it is possible that there are no bad loans at all is simply unimaginable.”

"Only after asking the Wu family did they find out that all the non-performing loans of Wing Lung Bank had been exchanged ten days ago. To be precise, it was the day before Zheng Yutong acquired Far East Bank that the Qiu family came to them. They were willing to exchange high-quality loans for the loans in the hands of Wing Lung Bank. Non-performing loans. There is no time limit or amount limit; the condition is that the Qiu family will be compensated for part of the difference."

"At that time, the Wu family thought that the Qiu family was going bankrupt and wanted to use the last remaining value of the bank. So they didn't say anything. After all, this was a good thing for Wing Lung Bank."

"Who would have imagined that the next day I would receive the news that Far East Bank was acquired by Zheng Yutong; then it is obvious that all the previous non-performing loans of Wing Lung Bank have been transferred to Zheng's Bank."

"In fact, it's not just Wing Lung Bank. According to the Wu family, the non-performing loans of all banks in Hong Kong have basically been transferred to Far East Bank, which is now Zheng's Bank. Of course, this also includes Heiyun and HSBC."

"Based on my investigation and understanding of non-performing loans in Hong Kong, Zheng's Bank should hold more than 10 billion Hong Kong dollars in non-performing loans; this is why Zheng Yutong spared no effort to issue bonds for rare earth mineral companies."

Hearing that there was such a thing inside, Zheng Yutong, who had always been shrewd, was actually dug into such a big hole by Qiu Degen. The most important thing was that he actually jumped in.

Li Chaoren: "Thank you for your hard work. Bring the employees who are still working. Give us a good meal and don't save money for me and Li Sheng."

The accountant was also a smart man and knew that the two bosses still had important matters to discuss, so he withdrew.

Everything that needs to be reported has been clearly reported. As for what the boss will do next, that is not his concern. However, the accountant is not without any ideas at this time. After all, this is a good opportunity to make a fortune. It can be said that everyone in Xiangjiang stocks stocks, let alone professionals in the financial field.

Far East Qiu Family also exchanged bad loans with Black Cloud Bank, and Bao Zixuan must know about this. With the character of the richest man Bao, how could he not take revenge; after all, Zheng Yutong had caused him a lot of trouble before.

Things are definitely not that simple. It's not that the richest man doesn't take revenge, but that he is waiting for the opportunity. Absorbing so many bad loans will be reported by the media. Companies owned by the Zheng family will inevitably bear the brunt.

Chow Tai Fook is not a listed company, so there is no good way to deal with it. But the Zheng family's New World Real Estate is definitely the target of attack. With the popularity of rare earth bonds in recent days, the stock price of New World Real Estate continues to rise.

After the accountant analyzed the mystery, he remained silent and decided to make a vote according to his own ideas. For this reason, he even mortgaged his two houses, not to mention making a lot of money and even being able to retire early. After Li Chaoren found out about this, he didn't say anything; he just asked him to work hard. It also sold a portion of Cheung Kong Holdings shares at internal prices to allow it to successfully join the board of directors.

In fact, it was good luck, and it happened that Li Chaoren was employing people. The better financial professionals in Hong Kong all hope to work in Black Cloud Bank. Lao Li had no choice but to make a compromise.

But it also reflects from the side that we are not afraid of you being bold or capable; we are afraid that you will do nothing. This is also the rule of the business game.