Reborn in Hong Kong: The Tycoon Grows Up

Chapter 1265 The Banking Industry Changes 1

In my previous life, I only saw Seven Times in One Night on the Internet or in novels. Unexpectedly, I would actually experience it myself in this life. While feeling refreshed, my body also felt extremely tired. Looking at the beauty in front of them, no one could imagine that the demand would be so great. It is true that people cannot be judged by appearance, and sea water cannot be measured.

However, a good biological clock allows Bao Zixuan to wake up on time at 7 o'clock. I just have some pain in my waist, but fortunately I am young enough; if I were a few years older, it would definitely be too much for me. On the other hand, Angela Rothschild seemed to be fine, got up smoothly, and started preparing breakfast.

You must know that it has been thirteen hours since the two met at 6 o'clock last night. And she almost never rested. It was admirable that a woman could maintain such strong energy.

Angela Rothschild said with a smile: "You continue to have a rest, and I will prepare breakfast. Your performance last night was very satisfactory, so I will reward you."

If you don’t get up yet, you probably won’t be able to get up in the future. This woman really understands men's thoughts and is also very good at teasing. For the sake of your own happy life in the future, it is better to put on clothes.

Bao Zixuan: "I have to exercise every morning when I get up, and watching you make breakfast is also a pleasure."

The relationship between men and women is like a layer of window paper. As long as it is pierced, nothing will happen. Therefore, there is no need to pay special attention to anything when speaking.

After kissing the man on the mouth, Angela Rothschild began to prepare breakfast. Bao Zixuan went to the gym to do restorative exercises; he didn't dare to do strenuous exercise, as his body would definitely be unable to bear it.

After a while, breakfast was ready. After a brief meal, they left immediately. I don't dare to stay here for too long. Even if I don't die, I will only have half a life left at most.

Seeing Mr. Bao leaving, Angela Rothschild did not stop him in any way. Only by casting a long line can you catch big fish. I believe that after last night's night of love, this man would never forget her. And why did she stay to say something? Could it be that she wanted money or benefits? So what's the difference between herself and a prostitute? At most, she can be sold more expensively.

While Bao Zixuan was still on his way to the company, things had changed at Chong Hing Bank and Wing Lung Bank.

First, Bao Yugang took Wu Guangzheng to Chong Hing Bank, preparing to start taking over banking business.

Seeing that there were still many depositors coming to withdraw money, Bao Yugang knew that it was time for him to take action. So he said very formally: "Hello, fellow depositors. My name is Bao Yugang. From now on, Chong Hing Bank has been acquired by the Bao family. In other words, the money you deposit in Chong Hing Bank in the future will be paid by the Bao family on your behalf." Keep it safe. If there is any loss, it will be borne by the Bao family."

"I hope that everyone will give me a favor and wait until the bank accounts are sorted out before coming to withdraw the money. The Bao family will not stop it at that time and will pay in full. If you want to buy the bonds issued by the rare earth mineral company, you can also Will give priority to satisfaction.”

Hearing such a domineering announcement from the charter king, the depositors who were withdrawing money on the spot dared to say anything. After all, if you don't give face, you will definitely offend others. Shipping King Bao Yugang has always been the richest man in Hong Kong, of course before Bao Zixuan rose to prominence. But even if Bao Zixuan rises and becomes the richest man in Hong Kong, Bao Yugang will definitely still be in second place.

This person is richer than the Zheng Yutong family, and is the largest shareholder of a bond-issuing rare earth mineral company. If even the Bao family is not trustworthy, then who else can be trusted?

Some depositors are still very good at being a good person and immediately said: "We absolutely believe in the chartered ship king, and there is no need to withdraw money. We will not cause trouble to the Bao family, and we will deposit money in after everything is sorted out smoothly."

Bao Yugang was very satisfied when he saw the speaker. However, his words were not meant for Bao Yugang, but more to express goodwill to Wu Guangzheng. The charter king's status is too high and he is out of reach. But I still met Wu Guangzheng a few times and talked to him.

After Wu Guangzheng saw the face of the speaker clearly, he immediately nodded to him. The meaning is very simple, this friendship will be remembered by everyone. The person who just spoke felt Wu Guangzheng's kindness and left happily.

In fact, this is really not the entrustment brought by Wu Guangzheng, but a merchant in Harbor City. Opened a bakery in Harbor City, business is very good. Now that I see the Bao family acquiring Chong Hing Bank, of course they will fully support it. After all, doing business in Harbor City, a subsidiary of Wharf, relies on the support of the Bao family.

Since someone is taking the lead, plus the charter king’s past reputation. Of course, depositors will believe that their money in Chong Hing Bank is absolutely safe. In addition, he will have priority to purchase the bonds of rare earth mineral companies in two days. If he doesn't leave, it will be a slap in the face.

Liao Liewen said with a wry smile: "The Bao family is still famous. I tried to persuade them for a long time before. But no one bought it at all. It seems that the banking industry in Hong Kong will not be suitable for small and medium-sized capital investment in the future. The Liao family also has some wealth and is engaged in other businesses. Bar!"

Unlike Wu Yisun and Feng Yaojing, who are already over eighty years old, he is only in his fifties today; far from the age of retirement. If you just wait to die with a huge sum of money, you absolutely can't do it.

Bao Yugang said with a smile: "There are many other industries under the Bao family. If Mr. Liao has ideas, we can cooperate with each other."

Although this was just a sentence and no agreement was signed; it had no legal effect, Liao Liewen was very happy to hear it. Now if the family wants to develop and grow, it is basically impossible unless the next generation has a super genius. So it is not impossible to rely on the Bao family for development. See what everyone in the family likes, maybe there is a way out.

Liao Liewen said with a smile: "Then I will thank Mr. Bao first. Whenever there is an assignment, the Liao family will go all out."

When acquiring any company, as long as the original controlling family fully cooperates, things will be much easier to handle. In fact, the main thing is to check the number of bank deposits and the size of the funds in the vault; of course, these will be written on the documents, and no one dares to fake them.

Another top priority is bank loans. It looks very profitable on the books, but if there are too many bad loans, it will be impossible to collect them. Then if you buy it, you will have to put a lot of money into it.

What surprised Wu Guangzheng was that Chong Hing Bank had almost no non-performing loans. Unexpectedly, Liao Liewen had such a precise vision. It seems that these bankers still have their own unique skills.

I just wanted to go over and ask, but the accountant gave a different opinion. If you take the initiative to say that there are no non-performing loans, the purchase price will inevitably increase accordingly. After all, the purchase price includes bearing part of the non-performing loans.

Wu Guangzheng was right when he thought about it. If he gets the benefits and spreads them everywhere, isn't he just looking for trouble?

In this way, the Bao family missed asking why there were no non-performing loans and lost the knowledge that Zheng's Bank was a huge hole. This paved the way for the subsequent collapse of rare earth bonds and the delay in mobilizing funds, which resulted in heavy losses!

As for Liao Liewen, he would not say so much. If someone else acquired it, maybe they could show it off. But the charter king and Zheng Yutong are close partners. Him speaking ill of the Zheng family behind their back is tantamount to sowing discord.

Both of them are super families. Zheng Yutong knew that it was him, Liao Liewen, who was the instigator, and he would never let him go.

As the saying goes, a landed phoenix is ​​not as good as a chicken, but in front of the super tycoon, he is not a phoenix at all. In addition, now that Chong Hing Bank has been acquired, it no longer belongs to the Liao family. Although he has received billions of Hong Kong dollars, in the eyes of Shark Dan, he is no different from a drowned rat. If you really want to deal with him, there are still many ways.

And even if we can't clean up now, won't the Liao family come out to do business in the future? Therefore there is no need at all as the contract has already been concluded. Exposing other people's faults is just looking for trouble; no one wants to cause trouble!

The bank accepted it very smoothly, even smoother than Wu Guangzheng imagined. In less than a day, all the accounts have been sorted out, which is definitely very efficient. The main reason is that Wu Guangzheng knew his father-in-law's thoughts and seconded many professionals from HSBC. In addition, all professional accountants under the Bao family are involved.

Shen Bi has no objection to borrowing people from HSBC and even fully supports it. Because before acquiring the bank, the chartering king had revealed that as long as Mr. Shen Daban wanted to, he could definitely invest in Chong Hing Bank. Even if you retire from HSBC in the future, you can still use your spare time at Chong Hing Bank.

This is also a good retreat. Shen Bi feels that with his physical condition, he will still have no problems at all after working for ten years. And going from a professional manager to a boss is itself a kind of progress. Faced with the goodwill released by the charter boat king, he did not refuse.

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