Reborn Industrial Tycoon

Chapter 210 The Overlord takes up the bow (please subscribe)

Xu Zhilong opened his mouth to borrow five million, which immediately made Li Weidong sneer.

"I'm telling you, leader, you really think too highly of my little electric stove!" Li Weidong said with a smile.

"Director Li, don't get me wrong. I will return the five million to you after I use it." Xu Zhilong said, "These five million should actually be considered an advance payment by your factory for the district. Inside the district

This money will be used to repay part of the company's debts.

And the companies that received the repayment did not get the money for free. They have to take the money and pay it back to their creditors. The creditors then collect the money and pay it back to the next creditor. If this goes on and on, the triangular debt will eventually become

will be cleaned up.

The triangular debt cleanup working group in our district is personally led by me. I will track where the repayments go and ensure that after the company gets the money, it will return it to the next creditor.

When the money reaches the last creditor, their repayment will be collected by our triangular debt clearance working group. At that time, the five million will be returned to you intact, and I will give you some interest.

I have already calculated that with these five million, the triangular debts of 80 to 100 small and medium-sized enterprises can be repaid, and these 80 to 100 small and medium-sized enterprises can repay even more triangular debts after receiving the money.

.

It's like a chicken lays an egg, and the egg gives birth to a chicken. Not only will it be able to solve the triangular debt problem in our district, I can also use this to collect debts from companies in other counties.

For example, if we repay 500,000 yuan to companies in other counties, their companies will also have to pay us 500,000 yuan. Then as long as the money flows, everyone will have money to repay debts, and the triangle debt will naturally cease to exist."

Li Weidong smiled slightly and said: "Boss, your idea is quite good. But this five million is not a small amount. Since you have such a good plan, why don't you go to a bank for a loan? If the district provides a guarantee,

, you should be able to borrow five million from the bank, right?"

"Well, there are also loans from banks." Xu Zhilong replied vaguely.

"I don't think so!" Li Weidong snorted coldly, and then said: "If the bank is willing to lend money, does the leader still need to come to me to borrow money?"

"We are still talking with the bank, but it's just that it has been difficult to get loans recently. Not only here, but also at banks across the country, it's hard to get loans," Xu Zhilong defended.

Li Weidong ignored Xu Zhilong's excuse and said, "Boss, haven't you thought carefully about why the bank didn't grant you a loan? Isn't the guarantee provided by the district worth five million to the bank?"

"I've told you that it's difficult to get approved for recent loans," Xu Zhilong said.

Li Weidong shook his head and explained: "The bank did not approve the loan because they knew that if the five million were loaned out, the district would not be able to pay it back.

"How can the district not pay it back! I have already said that this money is just an advance payment. As long as the money can flow, each enterprise will repay the triangular debt. In the end, the district will naturally recover the five million." Xu Zhilong

Continue to argue.

Li Weidong waved his hand this time: "You can't get the money back because the plan you just proposed has loopholes!"

"What loophole?" Xu Zhilong asked hurriedly.

"Leader, if you want to solve the problem of triangular debt, you must first find the root cause of the triangular debt. You don't really think that the root cause of the third-level debt is that I owe you money, you owe him money, and he owes me money, right?"

Li Weidong asked.

"Isn't that what triangular debt is like? Companies owe each other debts and refuse to pay back, and eventually they are all trapped. As long as one person pays back, everyone can get out of the trap," Xu Zhilong said.

"This is just the surface phenomenon of triangular debt. The source of triangular debt is not that companies refuse to repay, but that companies have no money to repay." Li Weidong replied.

"Aren't the consequences of being unwilling to repay and having no money to repay the same? In the end, it results in a triangular debt." Xu Zhilong asked.

Li Weidong had no choice but to explain: "I will briefly introduce three situations here, and you will understand. First of all, as an enterprise, it must do some infrastructure construction, right? It must do some technological transformation, right? All of these require money, right?

However, neither basic investment nor technological transformation can recover the cost in a short period of time. To recover this investment requires a process, which results in the funds for basic investment and rapid transformation being unable to be repaid in a short period of time. Therefore,

There is a funding gap, which can only be made up by arrears, which forms debt.

The second is that some companies are actually operating at a loss. If they are in other countries, companies should close down if they are losing money, but this is not the case in our country. After all, the national conditions are different. Some companies in our country, even if they are losing money,

Production must continue.

This type of loss-making enterprise borrows money for production if they have no funds. If they cannot get the loan, they default on production, which naturally results in debt. I think there are many such enterprises in our district that have been losing money and rely on bank loans and blood transfusions in the district to survive.

Enterprise right?

The third is that the products produced by the company no longer meet market demand and have no sales at all, resulting in a product backlog. If the products cannot be sold, they cannot be converted into funds, and the company cannot continue to maintain production.

The final situation is that these companies have products worth millions that they cannot sell, and at the same time they owe hundreds of thousands in debt. From the perspective of assets, this kind of company is still in trouble. After all, as long as the products are sold,

You can pay off the debt easily. But from a market perspective, those so-called products are all outdated waste products.

None of the three situations I have listed can be solved by giving money. This is a problem of industrial structure. If the industrial structure is not adjusted, this will be a bottomless pit, and no amount of money will be enough to fill it.

The plan you mentioned to mobilize funds and revitalize triangular debt sounds feasible, but in actual operation, when the money goes to those loss-making and backward enterprises, it will turn into new debt, which is simply not possible.

It will not be transferred to the next creditor.

Banks often lend money to companies, and they have some understanding of the operating conditions of each company. Banks know very well that if the money is lent out, it will not be returned, and it will eventually become a bad debt, so even if it is

Even if there is a guarantee from the district, the bank will not dare to approve the loan.”

After listening to Li Weidong's words, Xu Zhilong frowned slightly and said, "According to your statement, isn't there no solution to the triangular debt?"

"Of course there is no solution. If you want to solve the triangular debt, you need to take a multi-pronged approach. For example, the adjustment of the industrial structure I just mentioned requires suspending and limiting production of certain enterprises. This alone is a troublesome matter.

The district can’t solve it.”

Li Weidong paused and then said: "So I think that cleaning up the triangular debt requires the national leadership and local cooperation, such as the cooperation of the Planning Commission, Economic Commission, Finance, Bank and other departments. Just one of our districts can get

Millions invested in it, it’s useless!

So I definitely can’t lend out these five million. Once I lend this money, I can’t get it back. This is five million, not fifty thousand, and I can’t afford to lose it!”

What Li Weidong said were some conclusions drawn by later countries when they cleaned up the triangular debt. However, these heartfelt words did not convince Xu Zhilong.

At this time, Xu Zhilong even felt that what Li Weidong said was just an excuse not to borrow money!

"There's so much nonsense, isn't it because I don't want to borrow money? I've already expected that you capitalists won't happily pay for it. Fortunately, I have prepared a second plan!"

Thinking of this, Xu Zhilong said, "Director Li, what you just said makes sense. I felt enlightened after listening to it. But since our superiors asked us to clean up the triangular debt, we must implement it. Not only must we implement it,

We still have to work hard to get things done! Therefore, this plan to clean up the triangular debt must continue.”

"Come on! Good words can't persuade a damned person! You have to bang your head against the wall, and there's nothing I can do about it!"

Li Weidong secretly thought in his heart, but said with a smile on his face: "Then I wish the leader success! Although I can't lend out five million, I can still come up with fifty thousand. This can be regarded as my

Some support for the Triangle Debt Cleanup!"

The meaning of Li Weidong's words is very simple. Even if I give this 50,000 yuan to you, just take this 50,000 yuan and leave quickly!

Xu Zhilong also smiled slightly, and then continued: "Director Li, I don't want your fifty thousand yuan, but I want to take something from you and use it, and I hope you can agree."

"Are you going to lend me my head?" Li Weidong complained in his heart, and then said expressionlessly, "I am a small electric furnace factory. I have nothing to ask for, so how can I lend you anything good?"

Li Weidong's words already contained the meaning of rejection.

Xu Zhilong, who was opposite, pretended not to hear it, and said: "Director Li, it is your electric furnace factory that I want to borrow!"

"Leader, what do you mean?" Li Weidong asked.

"You lend me your electric furnace factory, and I will use your electric furnace factory to mortgage it with the bank, and I should be able to get a loan of five million." Xu Zhilong finally showed his fox tail.

"Leader, are you kidding?" Li Weidong asked with a half-smile. At this time, he really hoped that Xu Zhilong was joking.

Xu Zhilong shook his head: "Of course I'm not joking. Director Li, don't worry, during the process of mortgaging the electric furnace factory to the bank, production and sales will continue as usual, there will be no impact, and you can continue to take the products to the Canton Fair

Make money on the road, and there will be no interference from the district. After the work of cleaning up the triangular debt is completed, I will redeem the electric furnace factory, and you will not suffer any loss!"

"If you can't redeem it, then my electric furnace factory will be owned by the bank, right?" Li Weidong sneered, and then asked: "There are so many companies in our district, and many are larger than mine, why do you choose this one?"

Is my electric furnace factory mortgaged to the bank?"

"I won't hide it from you now. Your electric furnace factory owes no foreign debts or loans to banks, and the benefits are very good. In the eyes of banks, you are a high-quality asset. If you use your factory as collateral, you can lend

Money coming!

Although other factories are larger than yours, they still have a lot of arrears and loans. If the company has debts, it cannot borrow much money, and banks are not willing to bear additional liabilities!" Xu Zhilong said.

"Besides that, it's also because I am affiliated with a company, right? The other factories are all district-owned companies. When it comes time to sell the babies, they must first pick up the stepmothers and sell them, and the biological ones will be reluctant to sell!"

Li Weidong's tone became gloomy.

Xu Zhilong said nothing, which was equivalent to admitting this.

Li Weidong snorted coldly, and then said, "In that case, please forgive me for offending me, but I will not lend it to this electric furnace factory!"

"Director Li, I'm afraid this matter is not up to you!" Xu Zhilong continued with a hint of threat: "Don't think that if you spend your own money to build a factory, then the factory will be yours. Don't forget that your factory is called Xiangyang Town.

The electric furnace factory is a township collective enterprise!"

"Don't you know what kind of enterprise I am? I am just a fake collective enterprise, affiliated to Xiangyang Town! I even signed an affiliation contract with the town at that time, and even if there is a lawsuit, the truth is on my side.

." Li Weidong said loudly.

"Don't talk to me about the affiliation contract. This thing is simply taking advantage of a policy loophole and is illegal! Even if I directly take over the electric furnace factory, I am ensuring that state-owned assets are not lost!"

Xu Zhilong smiled sinisterly and then said: "Director Li, I advise you to cooperate and lend out the electric furnace factory obediently, so that at least you can continue to make money with the electric furnace factory. If I wait until I forcefully close the factory, this electric furnace will

The factory won’t have your share!”

"You can give it a try!" Li Weidong curled his lips disdainfully, and then said: "If you want the Overlord to take the bow, then I will let you feel what it is like to be surrounded on all sides!"

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