Reborn Tycoon Rise

The next day, morning:

"How's it going?" Ah Fang asked hurriedly after seeing Ah Wei come back, but she became quiet again when she saw his downcast expression.

Ah Wei sat on the bed in the room - it was the only place in the house where he could get down.

At the same time, he also lit a cigarette, and soon the room was filled with smoke.

Ah Fang smelled the smoke in the air and frowned, but didn't say anything else.

"It's nothing at work. The boss also knows why I asked for leave. He just deducted my salary for these few days." Ah Wei said after taking a few puffs of his cigarette.

After hearing this, A Fang immediately felt relieved and said, "That's good, as long as the work is fine."

"That's also because I have worked in the company for more than ten years and have some skills. Otherwise, there may be no good fruits to be gained this time." A Wei explained: "In recent months, many capable people are preparing to immigrate overseas. , it has been difficult for factories to recruit qualified engineers recently.”

Afang nodded and said, "That's fine. Without these people, maybe you can still get promoted."

"Let's talk about it later. Is the money ready?" Ah Wei asked.

"I put it in the rice cooker. The most important thing now is to deposit the 50,000 yuan in the bank. In a place like the one we live in, it is too dangerous to keep so much cash at home. "Afang said with some worry. He had already lost 10,000 yuan in interest due to a mistake in judgment. If there is another problem with the principal, life would be really unbearable!

In Xiangjiang, the ultimate dream of all ordinary people is to own a house of their own. The same is true for their family. For more than ten years, the couple has worked hard to make money, but they cannot keep up with the rise in housing prices. The little hard-earned money they earn can only Deposit in the bank. When the deposit cannot afford the down payment and the income cannot match the monthly loan, earning some interest is the only option for ordinary people.

At present, their family lives in a low-rent house provided by the government. The place where they live is naturally not a high-end community. There are often cases of petty theft here. Even if the police are called, no one will take care of it. So many things have just been taken out. It’s too unsafe to keep money here. If some special people find out about it, I’m afraid they won’t steal it!

"That's right. Tomorrow I will go to HSBC and Standard Chartered to see whichever one has the higher interest rate, we will save money with that one!" Ah Wei nodded and said.

A Fang hesitated for a moment and said: "Husband, I just received a call from Hang Lung Bank. They hope that we can deposit this money into their bank again!"

"What? You want us to save. I have lost so much, how can I still choose them?" Awei was suddenly furious. Although all his actions were his own choices, he still didn't want to go back.

Afang said: "Hang Lung Bank now is different from before. Bank of East Asia is much larger than Hang Lung Bank, and the boss behind it is the richest man in Hong Kong. In terms of assets, it is comparable to HSBC. Our money deposits Get in there and there shouldn’t be any more problems.”

"How do you know this?" Ah Wei asked strangely. Common people generally know a little about the basic situation of some rich people in Xiangjiang, but due to limited culture, usually only these people are rich, but the specific situation It's hard to tell clearly.

A Fang said: "That's what the person on the phone just said."

"I won't go. HSBC is the central bank of Hong Kong. This is the real stability." Ah Wei shook his head and refused. The four words "Hang Lung Bank" have become a thorn in his heart. He doesn't want to have them in his future life. Have any dealings with this bank.

Afang said: "Don't worry, I haven't finished speaking yet. Someone from Hang Lung Bank just said on the phone that because many depositors had withdrawn time deposits from the bank and suffered heavy losses, their bank has proposed a compensation strategy. .”

"Compensation?" Ah Wei interrupted before his wife could finish her words: "What kind of compensation? Can it restore our savings?"

Ah Wei also knew that it was almost impossible, but he still asked subconsciously.

Afang shook his head and said: "Of course it's impossible, but those of us will be classified as preferential customers by their banks. If we want to loan, transfer, buy funds, and invest, we will have great discounts, but the premise must be that we will also withdraw money." Deposit the money back.”

"I'm just saying, the wool comes from the sheep, and none of these capitalists are good." Ah Wei said matter-of-factly: "The nice things they say are actually just to get us to save more money!"

Afang was silent for a moment and asked: "Husband, have you ever thought about buying a house of our own now?"

"Now?" Ah Wei was stunned for a moment, and then said in a low mood: "I want to, but how to buy it? Our 50,000 yuan is not even enough for the down payment, not to mention that even if I don't lose my job, we still have to pay I can’t afford the subsequent loan repayments!”

Although the housing prices in Xiangjiang have dropped a lot in the past year, and have even been cut in half in many places, the comparison is with the highest price period at the peak of the bubble. For most ordinary people, even if the housing prices have been cut in half, they still cannot afford it. .

In other words, they are afraid to buy. Traditional Chinese people are largely afraid of incurring huge debts. They have always been hesitant about buying a house. When house prices rise, it is easy to miss the best time. When house prices fall, I am also worried that house prices will fall further after buying it.

50,000 in cash is actually enough as a down payment at the current housing prices, but as ordinary people, their income is not enough to pay the monthly payments for decades to come, so naturally they dare not buy a house.

Afang said: "The manager of Hang Lung Bank just said on the phone that their bank has a group of high-quality commercial properties that can be disposed of at low prices to internal customers, while our group who suffered losses due to early withdrawal of money will be given priority. , there is also a big discount on bank loan interest, and I also talked about our family’s current situation, but the other party still insisted that we met their conditions.”

"Then where is the house he mentioned? How big is the area?" Although he didn't believe that the capitalist would be so kind, he was still a little moved.

"The minimum area is 500 square feet. I don't know the location. The other party just said that I couldn't tell clearly on the phone. I hope we can go to their bank and have an interview with him." A Fang said.

"500 feet."

Ah Wei was a little excited after hearing this. A 500-square-foot house is considered a medium-sized suite in Xiangjiang. If he could own one, he would be satisfied for the rest of his life!

"Okay, let's go and have a look. There's nothing to lose anyway." After thinking for a moment, Ah Wei decided to go back again.