Reborn Tycoon Rise
Chapter 387 Kill three birds with one stone
Afang said: "Let's go in the afternoon. I have so much money at home that I don't dare to sleep at night."
Last night, she stayed up all night, partly because she lost a huge sum of interest, and partly because she was afraid that something would go wrong with the money. No matter which bank she deposited in, she had to deposit it first.
"Okay." Ah Wei nodded and agreed.
After looking at the time, the two of them heated up some dry rice and pickles, and started eating together. The children were not at home, so they could just eat whatever they wanted. Fortunately, it was not summer yet, so the vegetables were usually saltier, which can be eaten with rice. Save it for a longer time and kill two birds with one stone.
After finishing the meal, Ah Wei drank two glasses of cold water to dilute the salty taste. Xiangjiang people like light and sweet food, but this has nothing to do with the poor, who have no choice.
Afterwards, after finishing packing, the two got on the bus, transferred once and then came to the Hang Lung Bank they had just left yesterday.
Compared to the huge crowds of people lining both sides of the road yesterday, the place was much colder today, but there were also many people gathered. Ah Wei did not go directly into the bank, but stood next to this group of people. After listening for a while, he realized what had happened. These people were all people who had successfully withdrawn their deposits a few days ago. Now that they knew that Hang Lung Bank had turned the corner, they immediately regretted it. They probably came here to see if there were any remedial measures, but obviously, Hang Lung Bank ignored them. They and the security guards have begun to restrict the behavior of this group of people to prevent them from affecting other people's normal banking business.
Although he was a little surprised as to why his family could receive special care, Ah Wei was not stupid and didn't say a word, just listening to all kinds of useful information.
After 15 minutes, Ah Wei also obtained some information. He already knew that the benefits and discounts mentioned in the phone call he received at home were indeed true, but they were limited to this. Obviously, Ah Wei's family had obtained a higher level of benefits. preferential treatment.
"Hello, I'm looking for Manager Shen. I've made an appointment with her. My surname is Zheng." Ah Wei calmly left the group and came to the front desk counter.
"Okay, please wait a moment, Zheng Sheng." The front desk immediately called Manager Shen's office. After getting a positive reply, he said to Ah Wei: "Please wait a moment, Manager Shen and I will be here soon." .”
"Thank you." A Fang replied politely.
After waiting for a while, a 40-year-old middle-aged man came to the bank lobby. Under the instructions from the front desk, Manager Shen found Mr. and Mrs. Awei and said, "You two, there are many people here, so we'd better go to my bank." Office."
"Okay, no problem." The couple nodded and agreed.
Dr. Shen took the two of them around a few detours and came to his office. He said, "You two, I have already introduced you to the general information on the phone. If you have any questions, feel free to ask."
"Manager Shen, I would like to know if you could explain in detail what you said about the real estate on the phone before." Ah Wei asked directly. Nothing is as important as the house.
Manager Shen smiled and said: "Okay, let me explain this briefly. Starting yesterday, Hang Lung Bank has been officially acquired by Bank of East Asia, and we have also officially received orders from the new company. In addition to maintaining normal operations, we also have to deal with a large number of previous For customers who withdraw money, we will also launch corresponding preferential services to reduce customer losses.
One of them is aimed at a group of qualified customers. Our bank can provide very favorable real estate loan services, as long as you purchase the designated real estate! "
Although the run on Hang Lung Bank was less than a week ago, the deposit losses were as high as 500 million. If Bank of East Asia had not quickly mobilized funds after the acquisition and relied on its own reputation to suppress further runs by depositors, otherwise, the bank would have gone bankrupt. .
But every loss must have its gain. Although more than 500 million deposits were lost, the original deposit interest on these funds no longer needs to be paid. This alone saved the bank 60 million Hong Kong dollars in interest expenses.
After the Bank of East Asia took over Hang Lung Bank, the first step was to check all previous accounts, but this took time, and the bank itself had to operate. Therefore, in order to regain its former customers, Hang Lung Bank decided to provide some high-quality services to attract Depositors who have already withdrawn their funds will withdraw their funds again.
Many of the policies provided are indeed very attractive, but the wool comes from the sheep. Only by depositing the money can you get the benefits, and no matter how great the benefits are, it is impossible for the bank to subsidize a penny.
"Which property?" Ah Wei asked.
Manager Shen smiled and said: "Cathay Garden, have you two heard of it?"
"Never heard of it?" Ah Wei and Ah Fang both shook their heads and said.
"Do you two from Evergrande Real Estate Company know that Cathay Garden is a property owned by Evergrande Company? This location is in Tin Shui Wai, New Territories." Manager Shen added.
"Tin Shui Wai?" Ah Wei's expression changed immediately after hearing this. Although he couldn't afford a house, he liked to find some newspapers and books about real estate when he had time to learn about the current real estate situation in Xiangjiang.
Tin Shui Wai is located in the northernmost part of Hong Kong, far away from the economic center of Hong Kong Island and Kowloon Peninsula. In the past few years, housing prices in Hong Kong have skyrocketed. Many people have turned their attention to the suburbs for home ownership, but most of them choose Hung Hom, Yuen Long, Tseung Kwan O, etc. In areas such as Tin Shui Wai, even real estate companies are unwilling to go there. In Ah Wei's memory, it should be a place where some people who fled Hong Kong gathered. The main residents are also local aborigines, most of whom are engaged in agriculture and Mainly fisheries.
Ah Wei shook his head and refused: "Manager Shen, I'm sorry, we don't plan to buy real estate in Tin Shui Wai."
Manager Shen understood the thoughts of the two people in front of him and said: "Don't worry, you two, I am also very aware of the situation in Tianshuiwei. Under normal circumstances, no one would buy a house there, let alone at this time.
But this time our bank serves the head office, and although our head office has real estate business, it will never only pursue the sale of real estate. What we pursue is a win-win situation for both parties.
There are many people withdrawing money from Hang Lung Bank this time, but very few people are recommended by us to buy houses in Tin Shui Wai. Zheng Sheng, your conditions meet our requirements, so we will give you this opportunity. "
"What's so special about me?" Ah Wei didn't understand.
Manager Shen smiled and said: "Zheng Sheng's profession is an equipment maintenance engineer, which meets our requirements. In Tianshuiwei, our head office not only has a real estate company, but also several large factories. These factories also need professionals like you. Therefore, our recommendations are mainly job recommendations. As long as you obtain a position in our head office factory, you can purchase real estate near the factory at a discount. At the same time, our bank can also provide you with preferential low-interest policies. This Isn’t it possible to kill three birds with one stone?”
"What factories are there in Tin Shui Wai?" Ah Wei asked.
Manager Shen opened the drawer, took out a bottle of Taurus canned drink, and said, "This is the factory that produces this drink!"
"Golden Bull!" Ah Wei's eyes lit up. This drink has been on the market in Xiangjiang for more than a year, but the price is quite expensive. Although he can afford it, there is no need for it, so he has never drank it.
Manager Shen smiled and said: "The production factory of Jinniu is Tianshuiwei. As far as I know, the sales volume of this drink overseas is good. Xiangjiang is preparing to expand its production base on a large scale. It is the time when people are urgently needed. Ordinary people in Tianshuiwei Quite a few, but there is still a certain gap for technical personnel like Zheng Sheng. And as you know, our boss is the richest man in Hong Kong. The employees of his company are treated very well. The Tianshuiwei factory is expanding too fast now. , the production task is urgent, otherwise, it would not be so easy for you to get in."
"Do I have to buy a house to join their company?" Ah Wei asked with some confusion. The treatment of the company owned by the richest man in Hong Kong is at least much higher than the average level in the whole of Hong Kong. And because the company is large enough, it does a very good job in welfare insurance. Perfect, if he could get into this company, he would probably laugh out loud in his dreams, but if he could get in only by buying a house, then the risk would be too great for him.
"No, these are two things." Manager Shen said: "As long as your ability meets the requirements, you can go to Tianshuiwei for an interview. Whether you want to buy a house nearby is your personal freedom, but if you want For purchases, by virtue of our status as internal employees, our bank can give you extremely high preferential policies.
Of course, I personally recommend that you consider it carefully. House prices in Tin Shui Wai are very cheap now, and a house with a thousand square feet only costs just over 100,000 yuan. If you miss this opportunity, it will be gone. "
"Even if I have to consider it, I should wait until I can enter the factory in Tianshuiwei!" Ah Wei said helplessly.
"Yes, I thought too far." Manager Shen patted his legs, took out a business card from his business card holder, and said, "Boy, this is the phone number of the HR department of Jinniu Beverage Company. If you have any experience in this field, If you have any ideas, you can contact him.”
"Can I go in too?" Afang asked, pointing at herself.
"Of course, Jinniu Beverage Factory now welcomes married employees." Manager Shen nodded.
Ah Wei and Ah Fang looked at each other, turned around and said, "Okay, thank you, Manager Shen."
"Haha, I hope you two can get off to a successful start and find a suitable position for yourself." Manager Shen said with a smile.
"Thank you." Ah Wei nodded and said, "But what should I do with the money?"
Manager Shen thought for a while and said: "Well, you two are also in line with our preferential policies. This money will be placed in your bank account first, considering that you two may need it as a down payment for purchasing a property. , I will deposit the money on demand first, but the interest can be calculated on a regular basis, but it is only for one month. After one month, you two can decide how to use the money."
"Thank you very much, Manager Shen." Ah Wei and Ah Fang thanked him with a smile.
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