Reborn Xiangjiang Tycoon Growth

Far East Bank is a small bank, and many things do not follow the rules. Although HSBC has lost its status as a quasi-foreign bank, it is still a behemoth in Hong Kong. If it rashly attacks small and medium-sized private banks, it will inevitably encounter resistance and disgust; in serious cases, it may even It triggered an investigation by the Governor's Office and the financial department.

Although Shen Bi doesn't care about this, no one wants to cause trouble for themselves. It would be better if the acquisition is successful, or the small and medium-sized banks are run and collapsed; if they are still alive, then it is really a loss of rice. Now Shark Daredevil has unexpectedly If you want to deal with small and medium-sized banks, this may be an opportunity.

There is no need for HSBC to come forward, the bad guys let Shark Dan do it, and even the Hong Kong government can't find any fault. Black Cloud Bank is putting more and more pressure on Shen Bi. If they can't find a way, then HSBC's position will be even more embarrassing.

If all small and medium-sized banks in Hong Kong are acquired or merged, HSBC's survival space will undoubtedly increase. And with the advantage of the European market, although it is impossible to defeat Heiyun Bank, it will definitely be able to fight in separate courts. The more I think about it, the more feasible it becomes. , after all, HSBC won’t be responsible for any real trouble, and the blame will be thrown directly to Shardantong.

We must plan carefully and never let the government departments find out what is wrong with HSBC. In this matter, HSBC must appear as a powerful savior and must not be the culprit who takes advantage of the situation or provokes a war.

Shen Bi: "I don't know what Zheng Sheng has in mind. If the plan is feasible, HSBC will definitely support it fully."

Shen Bi was not optimistic about Shadantong's strategy before, but the other party came with a very strong purpose. The exchange of bank loans with HSBC was more of a cover; its real purpose was to borrow money and cooperate. As long as the loan was made with high-quality assets as the Collateral, then everything is easy to negotiate.

As for other cooperation, Shen Bi really dare not agree. Far East Bank has such a big hole, and it has just started. It has too many business dealings with such a bank, and it is easy to suffer losses. But letting the other party stir up trouble will bring trouble to other small and medium-sized banks in Hong Kong. It is very feasible to create trouble and reap the benefits for HSBC.

Even if something goes wrong and the shark can be pushed out, HSBC will never suffer any loss.

Zheng Yutong: "First of all, I plan to use rare earth minerals as a cover to issue rare earth bonds in two banks, Far East and HSBC. After all, with the popularity of Bao Zixuan, rare earth minerals have become very popular."

"As long as the income from the bonds is higher, it will definitely attract more savers. This time the bonds are only issued to people in Xiangjiang. After all, the customers of various small and medium-sized banks are basically local people in Xiangjiang."

"They will definitely withdraw funds from other banks and then purchase rare earth bonds, and then the funds will inevitably flow to Far East Bank and HSBC. When the deposits of small and medium-sized banks are almost consumed, then we can take advantage of the opportunity."

Sha Dantong said it very simply, but Shen Daban was a smart man and immediately understood what he meant. He used rare earth minerals as a cover to promise high returns and absorb funds from the market.

But there are a lot of variables here. What will happen when the funds are insufficient or the yield is not so high when the payment is made in the future? He doesn't care about the collapse of Far East Bank, but HSBC must not be involved.

Shen Bi: "Zheng Sheng's strategy is very good, but how to solve the redemption problem? If you want depositors to withdraw money from other banks, they must use high returns to attract them. But if the returns are too high, the returns from rare earth minerals may not be able to .And now it seems that Zheng Sheng is not the only one who has the final say in rare earth companies. In addition, Zheng Sheng’s ability to cash out mining companies is still worse than Bao Zixuan; these are issues that savers will consider."

They are more professional, and their worries are justified. Fortunately, Shardantong has already had a response strategy; he said with a smile: "I will design the bonds into two modes. One is very short-term, but the returns are relatively average, only higher than the current Bank interest rates are higher; this is to let people see the exchangeability of rare earth minerals."

"The other way is longer, and the income will be considerable. Sign the agreement at the same time, and when the rare earth mineral company goes public, you can exchange the corresponding stocks. This gives us a buffer period and we can use the funds to do many things."

Shardantong’s design is quite reasonable. It uses short-term gains to convince savers and then buys long-term bonds. After all, no one will refuse if they can get shares of rare earth mining companies.

If he didn't know the situation of Far East Bank and was a financial practitioner, Shen Bi might be interested himself.

Shen Bi: “Currently, if you want to issue bonds in the name of a company, you must obtain the consent of the chartering king.”

In fact, this is one of the reasons why Sha Dantong came to find Shen Bi. With his current relationship with Bao Yugang, the other party will definitely not buy it. But when Shen Bi comes forward, the situation will immediately be different. The relationship between the two is extraordinary. Generally, it is difficult for charter kings to refuse. The most important thing is that the Bao family still needs to rely on HSBC for many things, and they cannot do things too well.

Zheng Yutong: "This is also the purpose of my coming to see Shen Daban. On my own, Bao Yugang may not buy it. But if Shen Daban takes action, not many people in Xiangjiang will refuse."

She really let herself go to Bao Yugang to negotiate. Shen Bi then thought about it; maybe it was really a rare opportunity. Only by continuously reducing the living space of small and medium-sized banks, HSBC's life will be better.

Although HSBC is an old bank, Heiyun Bank has more obvious advantages. In Xiangjiang, because of Heiyun Group's huge business volume and hundreds of thousands of employees, these are the best customers. And they also have There is the most advanced ATM machine in the world. There is no handling fee for deposits at all. It only charges a nominal fee of two thousandths when withdrawing money; and there is a cap of 50 Hong Kong dollars. This trick has attracted many customers, especially in the middle of the night. Small traders and nightclub operators who still need to save money.

Since he can't compete with Heiyun Bank, he can only think of ways from other aspects. Small and medium-sized banks in Xiangjiang are undoubtedly a good target. And with Zheng Yutong coming forward this time, Shen Bi doesn't have to take any risks at all.

HSBC helps to issue bonds and can also get a considerable amount of handling fees. No matter how you calculate it, you will not suffer a loss; Shen Bi will certainly not refuse such a good thing.

Shen Bi: "I'll call Bao Yugang right now to see where he is. We'll go over and see him."

Hearing this, Sha Dantong immediately understood what it meant. It seems that as his wealth continues to increase, Shen Bi also knows the gap between him and the Hong Kong super tycoon. If this were mentioned before, you would definitely come to the office to discuss it in detail. Want to To gain respect from others, you must have equal strength.

Since it was decided, Shen Bi didn't talk nonsense; Zheng Yutong was very anxious and even couldn't afford to delay.

As for the shipping king Bao Yugang, he was listening to his second son-in-law's work report in the office at this time; he did not expect that the matter would be so serious. He just wanted to let out a sigh of relief, but he did not expect that in the end it was all easy for him; and his fellow villagers would definitely think that The Bao family is an accomplice.

After all, in the eyes of others, Bao Yugang and Zheng Yutong are partners. Helping outsiders acquire companies from the same hometown will inevitably be criticized by others. He has been busy and acted as a bad guy, but in the end, he helped Shark Dantong. At this time, Bao Yugang

The Ship King felt as if he had eaten a fly, not to mention how uncomfortable he was.

Wu Guangzheng: "After our family canceled all their accounts in Far East Bank and transferred all funds away, major companies and citizens in Hong Kong followed suit, causing Far East Bank's capital reserves to decrease at a speed visible to the naked eye. In the end, it was really

I couldn’t hold on, so I was taken advantage of by Zheng Yutong.”

"Currently, the Qiu family has packaged and sold Far East Bank to Zheng Yutong, and has completed all handovers."

"After Zheng Yutong took over Far East Bank, the situation immediately changed. With just a guarantee, depositors stopped withdrawing money; many people even re-deposited the funds they had previously withdrawn."

Wu Guangzheng was not a banker, so of course he didn't know that Qiu Degen had dug a big hole for Shadantong. In his opinion, the Bao family had been busy for most of the day; they had been evil people, and in the end they had made wedding dresses for the Zheng family.

At the same time, I also lamented that Zheng Yutong not only had a good life, but also had the ability to grasp time very accurately. He was thinking about how to take revenge on the Qiu family, but he never thought of acquiring Far East Bank.

The Bao family is definitely much stronger than the Zheng family. The chartering king has been the richest man in Hong Kong for a long time, and his foundation is better than Zheng Yutong.

Then, as the founding shareholder of Bao Huodong Mining Company, he directly doubled his wealth. Although Shadantong acquired a lot of shares, it was still far behind compared with the Bao family. However, he did not expect that the other party would directly acquire a bank; if it developed

, then it may be a matter of time before the wealth and influence surpass the Bao family.