Reborn Xiangjiang Tycoon Growth

Hearing this, Shen Bi really wanted to hit someone. What do you mean by Shark Dantong? It seems that he is too secure in his position as HSBC's top class officer! HSBC has lost its dominance and monopoly position in Hong Kong's financial industry, making the board of directors no longer treat him as such. So trusting. I finally exchanged the non-performing loans, thinking that I would get a good profit today. Unexpectedly, Shark Dantong actually asked him to operate illegally and deceive the board of directors.

He is not the only one who has the final say in HSBC, and now the general manager is always watching him. If he makes a mistake, London will definitely not let it go. If he really agrees to do this, he will also be looked down upon by the sharks. A part-time job is just a part-time job, and you really can't do anything big. Because you sell out the company's interests for a small amount of money. I wonder who will use such a person in the future, and which company will dare to use it!

Shen Bi smiled and said: "Zheng Sheng may not understand the bank's operating models and processes very well. It's no wonder; after all, you were mainly engaged in the jewelry and real estate industries before."

"Bank loans must be reported to the board of directors, even if the loan is only one dollar. London already knew about it the day after the loan was exchanged with Far East Bank; so now I have no choice."

Shen Bi's intention is very clear. Now that the exchange loan has been registered with the board of directors, should he be allowed to take the blame directly? This is not how to make money, at least not at the expense of professional reputation.

Although he didn't know whether what Shen Bi said was true or false, the other party even brought up the board of directors; the meaning was already obvious, and it was hard for Shark Tantong to say anything. Moreover, he didn't expect that Shen Bi would agree, and he wouldn't even think about it. Maybe you agree. You just want to make the other person feel embarrassed. They say they are friends, so how can you refuse a friend's request right away?

Next, if Zheng Yutong makes a request, Shen Bi will naturally not refuse it if it is not a particularly excessive request. This is the real purpose of Shark Dantong. In short, he must gain some advantage from Shen Bi today.

Zheng Yutong said with a smile: "Since Shen Daban has reported it to the board of directors, I will pretend that I didn't say anything."

"But there is one thing that I am worried about now, and that is the Far East Bank loan issue. With so many bad loans, it is basically impossible to recover them. Please help me find a way."

"The bank will collapse immediately. I can't afford to lose that person without talking about it; more importantly, the Zheng family's business reputation will plummet. But if you want to revitalize Far East Bank, you will need at least 15 billion Hong Kong dollars in funds. Although the Zheng family can solve part of it at present, But it’s still a little bit worse. So I hope that Mr. Shen can help me a little bit.”

Once you hear that the other party is here for a loan, things will be much easier to handle. Zheng Yutong's family still has a lot of good assets. As long as they are willing to mortgage, everything is easy to negotiate. And the purpose of opening a bank is not just to provide loans to customers and earn interest from them. !

As for the saying that 15 billion Hong Kong dollars can be used to revitalize Far East Bank, Shen Bi really believes it, and it is almost the same as what he expected.

At this time, almost all non-performing loans in Xiangjiang have been taken up by Far East Bank. The amount will definitely not be small. Maybe only Bao Zixuan will be fine if he takes it. Other so-called tycoons do not have such a good appetite. If HSBC had so many bad loans , although it will not go bankrupt, but Shen Bi will definitely be fired directly and live in retirement.

Shen Bi: "Money matters are easy to solve. Does Zheng Sheng really want to do this? You must know that Far East Bank has lost its business in Southeast Asia and has no advantage in Hong Kong. If it continues to operate, it will probably be a bottomless pit."

In fact, Shadan Tong certainly understands this truth, so he wants to cooperate with Shen Bi. Loaning money is just the first step, and there are still actions to follow. Since Shen Bi has already proposed it, he has no worries.

In fact, Shen Bi is not that kind. The main purpose is to make the other party feel that he cares about his friends. Shen Daban still knows very well what kind of character Sha Dantong has.

Zheng Yutong: "Shen Daban, now the whole of Hong Kong knows that the Zheng family acquired Far East Bank. If the acquisition resulted in a direct loss of 10 billion and declared bankruptcy, I would not be willing to do so. On the one hand, more importantly, what other people would think of the Zheng family. Therefore, some things are not profitable. The problem is, more importantly, the family’s face and inheritance.”

Family reputation may be illusory, but sometimes it is also very important. However, as an outsider, it is hard for him to say anything. And since it is the Zheng family's money, he does not need to take any of it out of his pocket.

Shen Bi: "Since Zheng Sheng has decided, as a friend, I will definitely support you unconditionally. So if you need anything else, as long as I can help, please just tell me."

As long as the old boy takes the initiative, it's fine. As for the rest, it doesn't matter. No matter where the background of HSBC lies, I believe that after forming an alliance, it will really have the ability to compete with Heiyun.

Zheng Yutong: "To be honest, I am okay with how to run jewelry and real estate business. But running a bank is definitely for a layman. At present, HSBC has almost no business in Southeast Asia."

"Although the Qiu family sold Far East Bank's Southeast Asia branch to Bao Zixuan, it was only a separated bank. The head office's banking licenses in Southeast Asian countries are still retained."

"In other words, as long as Far East Bank wants to, it can establish branches in Southeast Asian countries at any time. But the strength of the Zheng family alone will definitely not be able to support such a large expenditure, and the business volume will definitely not be enough."

"Heiyun Group's acquisition of Far East Bank's first-generation business in Southeast Asia will inevitably put HSBC at a disadvantage in future competition. The relationship between the Zheng family and Bao Zixuan must be well known to Shen Daban. And I suspect that this Far East Bank acquisition is a trap. , has nothing to do with that kid."

This is because they want to cooperate with HSBC to jointly run the first-generation business in Southeast Asia. However, Shardantong’s purpose must be more than that, otherwise he would never go around in so many circles.

Shen Bi: "Currently, HSBC has a cooperative bank in Southeast Asia, and the cooperation has been very good before. Changing partners rashly is not a wise move. Moreover, Zheng Sheng's bank has not yet been established. In addition, the situation in Southeast Asia is complicated, or It’s better to be cautious.”

"But as long as a customer agrees to choose Far East Bank, I will never refuse; at the same time, I will ask employees to actively recommend it."

What does it mean that there is customer demand? This is just an excuse. If there is no customer demand, HSBC would not recommend Far East Bank.

Zheng Yutong: "Since Mr. Shen said so, then I will do as you say! But for Far East Bank's European and American business, I hope HSBC can provide support."

They say that sharks are brave, but I didn’t expect it to be so big. The Far East Bank, despite its size and size, wants to start so many businesses at once. HSBC has been developing for hundreds of years, but I dare not say that there are no problems in all parts of the world. Every Each bank has its own sphere of influence; even if other banks are strong, they must seek cooperation with HSBC when they come to Xiangjiang, or at least come to visit the pier first. Of course, that was a few years ago, before the rise of Black Cloud Bank.

Shark Dantong didn't know anything and entered the banking industry rashly. He even thought about asking HSBC to help handle European and American business. Wouldn't that be tampering with other banks' cakes?

Shen Bi said very formally: "Zheng Sheng, it is useless even if HSBC agrees to this matter; you must obtain the consent of the local government."

"Therefore, if you want to enter the market of other countries, it is best to find the most powerful bank in the country to cooperate. Only in this way will problems be less likely to occur."

Hearing that there are so many ways here, it seems that banking business is more responsible than imagined. In the past, I thought about the problem too simply. If I had nothing to do with acquiring a bank, I would definitely be causing trouble for myself. But now it has become a foregone conclusion. We can only take one step at a time.

Zheng Yutong was still very unwilling. At present, except for the loan matter, other problems have not been solved. How can he go back like this? At least he must get something. So he smiled and said: "Shen Sheng, the Zheng family has just entered the banking industry. In Xiangjiang There are many small and medium-sized banks competing with it, but they are not as big as HSBC. Is it possible to consider dealing with them and compress their living space as much as possible?"

At present, in addition to Heiyun Bank, HSBC, Standard Chartered Bank, Hua Xia Bank, and some large foreign banks, there are also some local small banks in Hong Kong. For example, Evergrande Bank, Chong Hing Bank, Nanyang Commercial Bank, Wing Lung Bank, etc.

Zheng Yutong's intention is obvious, he wants to deal with several other small banks, thereby improving the status of Far East Bank and expanding its living space.

The acquisition or merger of a small bank means that the previous business scope and customers will be acquired or replaced by other banks. Shark Dantong's ambition is really not small, but what benefits HSBC can get is what Shen Bi needs to consider.

In the past, we did not attack small and medium-sized banks because of anti-monopoly, but now there is no such problem. If we want to monopolize, Heiyun Bank has a monopoly, and HSBC is no longer as big as Heiyun Bank.

If Zheng Yutong had caused trouble, maybe things would have been done.