Reborn Xiangjiang Tycoon Growth

Unexpectedly, the first plan he put forward was completely rejected. What surprised Shen Bi the most was that Shark Dantong was the first to stand up, while his old rival Bao Zixuan felt as if everything had nothing to do with him. Huo Yingdong and Zheng Yutong were almost able to On behalf of the entire Chinese Merchant Group, it seems that they are determined to fight you to the end.

Bao Zixuan’s attitude is ambiguous, but it’s easy to understand. He has laid down such a large piece of land in Fucaira, so of course he will seriously manage it. I don’t want to give up on Xiangjiang, but at least the focus will be tilted towards the Middle East.

In addition, the deposit interest rate of Heiyun Bank is not high, which is similar to that of HSBC. On this point, Heiyun and HSBC have the same interests. Both parties are large banks. Customers come to deposit money mainly because of their reputation and the convenience of handling business. .The two banks have many branches and handle cross-regional business, so they must be the first choice for people in Hong Kong.

Since Bao Zixuan had no objection, Shen Bi felt confident. Several other banks seemed to be large in scale, but their strength and outlets were limited after all. If they were really suppressed and blocked, Heiyun would be willing to cooperate and it could be done. get.

With Shen Bi's look, Bauhaus-Sanderson immediately understood something, it was asking him to speak.

Before the two came over, they had already formed an offensive and defensive alliance. The other banks were all Chinese-owned. If the two of them did not unite, they would inevitably end in failure. Although there is also a competitive relationship between the two, it does not prevent them from doing anything in this matter. We can cooperate on things.

Bauhaus-Sanderson sorted out his thoughts and said: "Taiwan Shen Bi's suggestion is still very good. After all, the increase in deposit interest will indeed reduce bank profits. As deposit interest increases, loan interest will naturally increase accordingly. In that way, we What's the difference between a bank and a loan shark?"

"High interest rates on loans are not conducive to the development of small and medium-sized enterprises. After all, their cost of money has increased, and if they want to ensure sufficient profits, they can only resort to shoddy goods. You are all well-known tycoons in Hong Kong and very rich. But have you considered other small and medium-sized enterprises? How does a business owner feel?

"Many developing companies have declined because of high financing costs. If Xiangjiang wants to have a good business environment, it must let funds circulate. If companies and individuals dare not use it because the loan interest is too high, then The final result can be imagined.”

"What we are doing now is not about the gains and losses of a bank, but about the economic development and future planning of Hong Kong."

It can be said that this guy just said what Youde thinks about the future of Xiangjiang, but it is related to Youde's arrangements for returning to London. If it is true that Bauhaus-Sanderson said it, then bank deposit interest rates really need to be controlled.

Although he is the governor of Xiangjiang, it is not easy to express too many opinions on business operations. It is really difficult to take action. After all, the game between the two sides is very fierce at the moment. It is not good to offend either party, and it is easy to be criticized.

If they turn to British companies, then Chinese businessmen will definitely feel uncomfortable. Although return is inevitable, the British still want to have a sense of presence; at least they cannot let the world say that they came here just to plunder. Many things can be done, but they must not let People find fault with anything.

If it is to favor Chinese businessmen, then Shen Bi will definitely go to London to file a complaint. This old boy can definitely do it, and he is used to taking advantage. He has not been a master who is willing to suffer losses for so many years. In other words, Bao Zixuan can suppress him, as the governor himself; In front of it, there is no obvious advantage.

Youde is very clear about HSBC’s status in the UK and the huge chain of interests involved behind it. If the HSBC board of directors puts pressure on Downing Street, it is estimated that the position of the Governor of Hong Kong will definitely be unstable.

Now both sides can't offend each other, and can only watch them strangle each other. Before coming here, I wanted to help Shen Bi stand up; now it seems that I must not force myself to come forward, because it will cause trouble for myself.

Hearing what Bauhaus-Sanderson said, Bao wanted to laugh. This kid came to Hong Kong, definitely not for the economic development of Hong Kong. Now he said it so righteously; if you are not familiar with it, you will really be bluffed by him. live.

However, this also reflects from the side that the British are really anxious. Before, they had an absolute advantage in the financial field. That was because the Chinese tycoons did not enter the banking-related fields, and it was all small and medium-sized families that were fighting against them.

Now their competitors have directly upgraded to the top tycoons in Hong Kong. It can be said that they are some of the richest people in Hong Kong. They are all super families. They are also very influential in Hong Kong. People will never doubt the financial strength of these people. So before Brand advantage disappears in an instant.

At the same time, the main competitors do not even have a listed bank; making HSBC and Standard Chartered even more passive. After all, as listed companies, their operating costs are not low. If the interest is the same, other banks can make money; but for these two , it will become unprofitable or even loss-making.

Fortunately, the radiation coverage is relatively wide, and Hong Kong has had a large number of immigrants in the past two years; HSBC and Standard Chartered are not so embarrassed.

But now that the immigration wave has passed, no one needs to remit money abroad. Then the bank's profits must be obtained from loan interest. While competitors are raising deposit interest, they are also lowering loan interest. This is to attract customers. Plus, since they are all private banks, there is no one to report to.

But if HSBC and Standard Chartered do this, the board of directors will definitely not agree. They would rather not do business, but they must not lose money. This is a matter of principle. They are businessmen, not saviors.

What both sides are saying now makes sense, but everyone knows that HSBC wants to lower deposit interest rates in order to bring customers back. No matter how you put it, HSBC still has a great advantage in the financial field in Hong Kong.

Of course, compared with Heiyun Bank, it is worse. However, most of Heiyun's customers are still internal employees. There are really not many foreign businessmen. At least foreign companies will not regard Heiyun Bank as their main settlement bank. In other words, HSBC and Standard Chartered , or still have living space.

The foreign businessmen in Hong Kong are still mainly British. In recent years, they have withdrawn one after another. This has made the two banks very passive and they have no plans to withdraw.

When doing business, customers are the key. If a company loses customers, it will eventually go bankrupt. Currently, HSBC and Standard Chartered are facing this situation.

If you want to keep Xiangjiang's existing customer base but don't want to pay, you can only force small and medium-sized banks to lower their deposit interest rates, because only in this way can you win a glimmer of hope.

But now the Chinese businessmen don't agree, so they must come up with a plan that they dare not refuse.

In fact, Shark Dantong is also suffering. The Zheng family has been in troubled times recently. They have lost tens of billions of Hong Kong dollars, and the real estate market is sluggish. This has made the capital chain very tight; if there is no capital injection, it will inevitably end up It is necessary to abandon some core assets. Cutting off the tail to survive, abandoning the car to keep the handsome; may be the only option.

But if they really do that, the Zheng family will definitely be excluded from the top families. The real estate five tigers, the super tycoons, have been known for so many years. If these are deprived, then for Shark Dantong; it may be better than killing

He still feels uncomfortable.

Once you cannot enter the circle of top wealthy people, information will become blocked. If there are any good projects, the Zheng family will not be the first to come to mind. If you want to turn around, it is almost impossible, but it will definitely be very difficult.

There are only so many resources in Xiangjiang, and many people want to see the Zheng family decline. That way they can take advantage of the opportunity and embezzle more profits.

Just waiting for death is not Zheng Yutong's style of doing things and doing business, so he wants to increase the interest rate on deposits and let more customers come to Zheng's Bank to deposit money. As long as they have funds, I believe the Zheng family can definitely survive this difficulty.

Once the real estate market picks up, the Zheng family's financial gap will not be a big problem. Therefore, although Shark dares to gamble again, although the risk is high, it is not without the possibility of success. Moreover, he is very courageous, otherwise he will not be able to succeed.

I won't be called a shark.

Although fighting against HSBC will not bring any good results, there is currently no other way. We can only take it one step at a time. After all, no one wants to see Novo's business being divided up by others.

Fortunately, this time the Chinese businessmen have unified their opinions and will never back down. They must fight hard to the end with HSBC and Standard Chartered. If they back down this time, Shen Bi may cause trouble next time.

Although it will not squeeze out HSBC and Standard Chartered, after all, the British side will not agree. However, the business scale of foreign banks can be continuously reduced, as long as this can be achieved; not to mention making less money, even some losses can be accepted.