Reborn Xiangjiang Tycoon Growth

We can't stay here without anyone saying anything. Shen Bi came with a strong purpose, but there were few British people present; Bauhaus-Sanderson was already very impressive just now, and now it's his turn to play again.

Shen Daban was also very helpless. Once upon a time, among the many Chinese tycoons in Hong Kong, he responded to everything and no one dared not give him face. But now, some people dare to directly oppose his opinions.

Not to mention Fok Yingdong, after all, the other party has never been polite to him. But Zheng Yutong, in the process of getting rich, HSBC definitely played a big role. And many Chinese tycoons present definitely received great help from HSBC in the process of development and growth. . Now for the sake of profit, I actually make myself feel so uncomfortable. It seems that I really can't have friendship with businessmen, and the only one who will suffer in that way is myself.

Shen Bi had a close relationship with prominent Chinese businessmen such as Bao Yugang and Li Chaoren. Bao Yugang came to Hong Kong to develop in his early years and prepared to enter the shipping industry, but he did not have enough funds. Shen Bi took a fancy to Bao Yugang's business strategy. At that time, the shipping industry Companies all use short-term chartering to make money. Although the profit is high, the ship's dead period is also long. Bao Yugang broke with tradition and rented the ship directly to customers on a long-term basis. In this way, although the profit is small, in the long run, In fact, the benefits are greater.

Shen Bi took a fancy to Bao Yugang's strategy, so he strongly supported Bao Yugang. Bao Yugang received financial support from HSBC and purchased ships on a large scale. In less than 20 years, he became the world's shipping king. Bao Yugang's success, Half of it relies on my own efforts and half of it relies on the support of HSBC.

In the late 1970s, after Shen Bi took charge of HSBC, he gave even greater support to Chinese businessmen. At that time, HSBC and the Yangtze River Group jointly built the Chinese Bank Building, and Li Chaoren also left a very good impression on Shen Bi. In the days to come, many times he Provide financial help to Li Chaoren.

Moreover, in order to have a relationship with Shen Bi, Li Chaoren did not even make any money, just to please HSBC. Now seeing that he is under siege, he is indifferent and has no conscience.

The key battle for Li Chaoren to make his fortune was to rebuild the Chinese Bank business in 1977. Li Chaoren opened a small plastics factory in Hong Kong in the 1950s. Although he was the king of plastics in Hong Kong in the 1960s, how could he make profits from the manufacturing industry? It can be compared with finance and real estate. At that time, Li Chaoren was just a small wealthy man in Xiangjiang. It was only in the early 1960s that Li Chaoren gradually started the real estate business.

In 1972, Li Chaoren's Yangtze River Group was successfully listed, and he gradually became a moderately wealthy man in Hong Kong. However, in the following ten years, Li Chaoren's career only improved steadily, without any leaps and bounds. In 1977, Li Chaoren lost money because of an unprofitable business. , and only when you get to know the noble people of your life can you truly make a fortune.

Hong Kong Central is a place where every inch of land is at a premium. In the 1970s, there were a lot of construction projects in Hong Kong, and Central was developing at a rapid pace. At that time, HSBC Bank, a wealthy man in Hong Kong, bought the Chinese Bank of Central. The Chinese Bank was a building built in the early 20th century. This building once witnessed It led to the rise of Chinese businessmen in Hong Kong, so it was called the Chinese Bank.

The famous Far East Stock Exchange was born from the Chinese Bank. It was the birth of the Far East Exchange that allowed Chinese wealthy companies such as Li Ka-shing and Lee Shau Kee to go public to raise funds and achieve leapfrog development.

HSBC was the largest company in Hong Kong at that time. The total market value of one of its banks accounted for about 10% of the entire listed companies in Hong Kong. It could be called the Big Mac in Hong Kong.

After HSBC bought the Chinese Bank, it planned to demolish and rebuild the building because it was too old. At that time, many real estate companies participated in the bidding, and it was every rich man's dream to connect with HSBC.

Naturally, Li Chaoren also hopes to win the business of rebuilding the Chinese Bank. However, facing the fierce opponents, Li Chaoren is not sure of victory. In the end, the plan submitted by Li Chaoren is almost unprofitable. For unprofitable strategies, success It attracted the attention of HSBC. Shen Bi naturally handed over the business of rebuilding the Chinese Bank to Cheung Kong Holdings.

Li Chaoren has a very long-term vision. He not only wants to build a Chinese Bank business; he hopes to use this business to get on the HSBC boat. It took only 2 years for Cheung Kong Industrial to build a new Chinese Bank. New The building has a total height of 22 floors and a total area of ​​240,000 square feet. The exterior walls adopt the most advanced technology at the time. In addition, the lighting and fire protection systems of the building are all controlled by computers. The new Chinese Bank allowed HSBC and Shen Bi to He is very satisfied. In the two years of contact, he also has a comprehensive understanding of Li Chaoren.

Shen Bi believed that although Li Chaoren was not the top rich man in Hong Kong, his vision and ability were unmatched. At that time, the former chief executive of HSBC was interested in Bao Yugang's ability and supported Bao Yugang to become the richest man in China.

Li Chaoren built the Chinese People's Bank of China. Although he did not make any money, he made something more important than money. Another year later, Li Chaoren purchased Wharf stocks in the market. At that time, Jardine Matheson approached Shen Bi and asked him to persuade Li Chaoren to acquire the shares. At that time, Li Chaoren sold his face to Shen Bi. In this way, Li Chaoren even gained Shen Bi's favor.

Therefore, when Li Chaoren had any financial needs, Shen Bi would provide them without hesitation.

Without Shen Bi, Chinese businessmen would not have been able to develop so fast. But without the assistance of Chinese businessmen, HSBC would not be the scale it is today. However, during the Hong Kong dollar crisis, Shen Bi actually cooperated with Wall Street in order to realize the globalization of HSBC. This made it possible Good cards were beaten to pieces.

But in Shen Bi's heart, he still felt that these Chinese tycoons were very dishonest. In order to get the project, they deliberately curry favor with me. I could give up the easy-to-get benefits with just one word from me. Of course, Shen Bi did not let his friends suffer, at least in terms of providing funds. , never stingy.

Now, for the sake of profit, HSBC and him are ignoring it. These Xiangjiang businessmen don't know that if something goes wrong with HSBC, the only thing waiting for Shen Bi is to return to the UK for retirement. After all, due to a series of events in recent years, The board of directors no longer has that much trust in Shen Bi. But now there is great competition pressure and no suitable successor has been found, so it has no choice but to let Shen Bi continue to take charge.

Shen Bi thought for a while and said: "You are all tycoons in Xiangjiang, some of the richest people. Although I, Shen Bi, am not from Xiangjiang, I came to Xiangjiang when I was 21 and worked at HSBC. It has been 40 years now. It can be said that I watched Xiangjiang become an international metropolis step by step. My feelings for this city are definitely no worse than anyone else's."

"But haven't you seen what Hong Kong is like now? People live in a high-cost environment. It can be said that if they don't work hard for a day, there will be an economic crisis. There is no happiness in living in this kind of city."

"Those who can go to the bank to save money are all rich people. Even if the interest rate is lower, it doesn't matter to them. But the people who take out loans are all people who really need money. Many people have no choice but to do so in order to run their businesses. I just got a bank loan. If we want to develop Xiangjiang, we must reduce the cost of capital."

"In the process of development, you have basically received help from HSBC. HSBC and I, Shen, have never charged excessive interest rates! Increasing the cost of using funds is not a trivial matter. Therefore, I hope everyone will be cautious. Entrepreneurs need to You have a sense of social responsibility and you can't do things that are unfair or unkind."

Shen Bi really has a talent for speaking, and it would be a pity not to perform. After playing the emotional card, they started talking about friendship. This made many tycoons at the scene deep in thought. After all, what Shen Bi said was indeed true; at the same time, Youde's expression could not deceive anyone at all. .

If you continue to fight Shen Bi to the end, then Youde will definitely introduce new policies for the development of Xiangjiang Economic Law. The banking industry will definitely bear the brunt. Why don't you surrender yourself and see the policies changing?

That's really just asking for a fine drink instead of toasting, just looking for trouble.

At this time, Bao Yugang suddenly said: "Everyone, lowering the interest rate on deposits will be beneficial to everyone. But the situation of each bank is different. After all, some banks can only attract customers through high interest rates. Most banks have no brand names. So loud."

"Reducing interest rates will inevitably lead to the loss of customers, and a bank will lose customer deposits; then even if the family has money, it is estimated that it will be very difficult to operate. We must find a compromise plan that can not only stimulate the economy and reduce the company's capital costs, but also ensure that The core interests of small and medium-sized banks.”

"After all, we also need to survive. HSBC and Standard Chartered Bank are both century-old companies with deep foundations and can gain the trust of customers. But if we banks don't use benefits to attract customers, why should the public trust you?"

It can be said that what Yugang Bao said is still very reasonable; it can be regarded as impartial and he has found the key to the problem.