Resource Tycoon Reborn
Chapter 60 I'm here for a loan
Chapter 60 I’m here for the loan
Cao Hu has been in a very depressed mood these days. His complete defeat in billiards made him consciously lose face in front of his comrades.
Although it is said that the Fang Family Restaurant fell into a series of crises afterwards. Not only were the forces in the county taking note of it, but the town also vigorously suppressed them. This made Cao Hu feel a little happy, although he also
He knew that his gloating about misfortune should not be expressed to others, but he just couldn't suppress the vague pleasure. It was as if he could see Fang Mingyuan shriveled, and his heart felt extremely happy. But his feeling of relief did not last for much longer.
After a long time, rumors soon spread that the Fang family had sued Chenggong as the deputy mayor in front of the new county magistrate at the banquet!
What happened next also confirmed that the gossip was not groundless. Section Chief Sun and the others, who had been haunting Fang's restaurant like a vicious dog, suddenly disappeared, and the town's deputy mayor, Cheng Cheng, suddenly disappeared.
He became low-key. News also came from the top of the factory that the leadership of the town government may be adjusted soon. The most important thing is that his father once in a while has a child. Ru Fang Mingyuan's emotion made Cao Hu thoroughly aware of it.
This time, the Fang family survived without any danger, and they also got involved with the new county magistrate Li Dongxing. Li Dongxing also personally invited the Fang family to open a restaurant in the county. This was Deputy Lu
The factory director heard it with his own ears.
Cao Hu couldn't help but feel bad about it. Looking at the entire Qinxi Calendering Equipment Factory middle school, Cao Hu still felt that the two flowers around Fang Mingyuan were the most attractive. If the Fang family fell like this, wouldn't he take advantage of it?
good opportunity.
The next Monday in class, Cao Hu learned another piece of news that made him feel even more depressed and unhappy. Not only did Fang Mingyuan not come to class, but Liu Yong also didn't come. After class, he learned that Zhao Ya and Feng Qian didn't come either.
When they came to school, there was a vague rumor in the school that they went to Fengyuan together, because Fang Mingyuan was in Fengyuan at that time. Cao Hu was so angry that he was so angry that he naturally thought that this was Fang Mingyuan's further intrusion into the small school.
A good opportunity for the girl's body and mind.
When Fang Mingyuan and the four of them appeared in class at the same time on Thursday, it undoubtedly proved the accuracy of the rumors. Cao Hu looked at Fang Mingyuan with a bit of anger in his eyes the whole day, making Fang Mingyuan a little confused. However, this made Fang Mingyuan a little confused.
He was relieved that judging from the actions of Zhao Ya and Feng Qian, it seemed that there was no super-friendly relationship between the three of them, which made Cao Hu couldn't help but breathe a sigh of relief. As long as these two lambs were not eaten by the big bad wolf
belly, then you still have a chance.
Even more depressed than Cao Hu was Guo Liang and Guo Datou. Guo Liang originally thought that with the help of deputy mayor Cheng Cheng, he would not be sure of winning the Fang Family Restaurant. He was able to capture it, but no one expected that the situation would change in the blink of an eye.
He actually managed to win the favor of the new county magistrate. Not only did he personally invite him to open a restaurant in the county town, but he also sent Chenggong as the deputy mayor to the police station. Guo Liang and Guo Datou were stealing chickens without turning back.
It's a loss of a handful of rice. Fortunately, Deputy Mayor Cheng Cheng has invested a lot, but he has not used him much. So Deputy Mayor Cheng wants to bite him, and there is only one thing he can say, and
There is a lot of room for reversal in this kind of thing. It is a fantasy to try to bring down Guo Datou on the basis of this matter. It is just a pity that the investment in becoming the deputy mayor in the past few years is a pity.
It's just that this time, Guo Liang suffered a big setback with the Fang family. He made harsh words in advance and became the laughing stock of people in the county. However, Guo Liang also understood that it was not appropriate to have any conflicts with the Fang family for the time being.
The new county magistrate has just taken office, and the three fires haven't been burned yet. He can't make a mistake and get himself into trouble. The days are long, and there will naturally be opportunities in the future.
In Fengyuan in early May, the weather was already a little hot, especially at noon, the scorching sunshine was even more unbearable. Ma Yongfu was standing in front of the window of his office, looking down at the door of the government compound.
, he received a call in the morning, it was from Fang Mingyuan. Of course he remembered this young man, this was the key figure in his connection with Su Huandong and the Su family. It had been more than half a month since the Guo couple left Fengyuan, and he had been
Waiting for a reply from Fang Mingyuan and the others.
Ma Yongfu soon saw two figures, one tall and one small, appearing at the door of the provincial government compound, and his heartbeat immediately accelerated by three points.
Not long after, there was a gentle knocking on his office door.
"Come in!" Ma Yongfu said solemnly. As the door opened, Fang Mingyuan and Fang Bin appeared at the door.
"Oh, aren't these Comrade Fang Bin and Comrade Xiao Fang? Please sit down, please sit down!" Ma Yongfu greeted the two of them with a smile and sat down on the sofa in the room. He also personally poured a cup of tea for each of them.
Then he sat down opposite them.
"I've been waiting for you for more than half a month, how about it? The family has discussed it?" Ma Yongfule asked haha.
"Director Ma, we have already discussed it. This time, I am here to report to you and see if the government can agree." Fang Bin said a little unnaturally. In this provincial government compound, he felt that he was very reserved.
panic.
"Comrade Fang Bin, as long as your demands are not outrageous, and if you come here and want to make the whole family a provincial government director, then there will be no problem!" Ma Yongfu almost made a promise.
In fact, he also had confidence in his heart. It was true that Fang Mingyuan did a great job this time. He first rescued the little princess of the Guo family, and then donated the five million yuan reward given to him by the Guo family to the Provincial Police Department.
An account was established specifically to subsidize the crime of combating human trafficking, and then facilitated the implementation of the Guo family's first investment in Qinxi Province. No matter which one of these three items is proposed, it is a resounding achievement. If Fang Mingyuan is a member of the system
With these three political achievements alone, it is enough for him to jump from an ordinary section member to the section chief of a powerful department. If it is a relatively biased department, it is not impossible to even reach the deputy department level. It is a pity that Fang Mingyuan is too young.
, and no one from the Fang family is in the officialdom. Even if the provincial government leaders are determined to compensate the Fang family, they are unable to do anything at this time. Therefore, the Fang family will naturally have the green light to transfer their household registration to Fengyuan and transfer their jobs.
.
"Uncle Ma, I have a question. My two aunts and my brother-in-law are all getting married soon. Should my future uncle-in-law and aunt-in-law be included in the household registration?
"We can't let them live separately in the two places, right?" Fang Mingyuan asked.
"Of course, as long as you are sure... Well, let's do this. As long as you get the certificate, we will also move their household registrations to Fengyuan and guarantee to arrange work." Ma Yongfu said with a smile, since
They all agreed to move the Fang family to Fengyuan, so naturally these three are the only ones left.
Next, Fang Bin reported the results of the Fang family's discussion to Ma Yongfu one by one. Ma Yongfu took a pen and paper and wrote down in detail the job positions that the Fang family hoped for.
"Well, from my point of view, there is basically no problem. I think there will be results within a week." Ma Yongfu read the entire record and couldn't help but secretly praise that this family member is really kind. A total of eleven
Of the total population, six of them only need to settle down and do not need to be assigned a job. The remaining five people only hope to be placed in government agencies based on their abilities and do not make any excessive demands.
Ma Yongfu thought about it and decided not to report it to the leader for the time being. He would take time to think about it in the afternoon and see if he could assign them to a department with better pay and greater power. If possible, it would be best to give them another
When they raise their level, they cannot be calculated as if they were newbies. The Fang family is so kind, and the provincial government cannot act too petty. If this spread to the ears of the Guo family in the future, wouldn't it be a joke?
"Uncle Ma, this time we are here to ask for something else," Fang Mingyuan said.
"Huh?" Ma Yongfu put the paper on the table, sat back across from the two of them and said, "What's the matter? Tell me."
It turns out that Fang Mingyuan came here for a loan. Although the Fang family has made a lot of money over the years, most of it has been invested in stocks by Fang Mingyuan, and now it is not the best time to make a move. As for Hong Kong,
The funds are still in the process of being processed, and it will probably take nearly a month to enter China. However, Fang Bin is eager to enter the Fang family restaurant into Pingchuan County at this time. As a result, the Fang family is now short of money. Although it is already in
A store location has been found in Pingchuan County, but there is not enough funds to operate it.
So Fang Mingyuan thought of a loan. However, when Fang Bin took those monkey tickets and wanted to use them as collateral to apply for a loan, he repeatedly ran into obstacles at many banks in Pingchuan County. Fang Mingyuan ignored that during the planned economy period, with
In line with the traditional economic system, the loans issued by banks to mortgage loan processing companies are all credit loans. This is an important form of the "supply system" of credit funds. Although it has the disadvantages of large capital occupation, slow turnover, and poor efficiency,
But it was the mainstream at the time. As for mortgage loans, it was only after the Chinese economy went through the financial system reform and established and improved supporting laws, regulations and rules that mortgage loans were fully launched. In Pingchuan County in 1988, there were basically no mortgage loans.
There is no such business yet.
In desperation, according to Fang Bin's wishes, he went to Li Dongxing to see if he could put pressure on the bank through the county magistrate and let them lend the Fang family a sum of money. However, this proposal was rejected by Fang Mingyuan without hesitation.
.For Li Dongxing, he has not trusted him to this extent. And for Fang Mingyuan, this kind of side ball, or even obvious violation of regulations, although it can be extremely profitable in the short term, but in the long term, it is
He has planted a timely bomb for his family. It would be okay if Li Dongxing's official career goes smoothly, otherwise if something happens to Li Dongxing in the future, the Fang family may be implicated. For a mere hundred thousand yuan, it is really worth taking this risk.
It's not worth it.
Fang Mingyuan racked his brains to recall, and he couldn't remember when the first mortgage loan was issued by Huaxia Bank after the reform and opening up. But what is certain is that the time should be not long ago. So he made the idea
At the head of provincial banks. The leaders of county-level banks have narrow vision and no real power. Even if they are interested in emerging businesses that break through the rules and regulations, they may not dare to do it. But the leaders of provincial banks are different. They must always pay attention to the central government.
spirit, and having reached that position, they already have a certain amount of initiative. Such a small loan of only hundreds of thousands is nothing to them.
Moreover, the future development of the Fang family will inevitably involve dealing with banks. It is better to take advantage of now, when the relationship with the provincial government is still in the honeymoon period, to find a way to get to know the leaders of the provincial bank, obtain breakthroughs from them, and then work from top to bottom.
It is much better to obtain the support of the county bank than to put pressure on the bank through Li Dongxing!
It is out of this mentality that Fang Mingyuan asked for leave from school again today and came with Fang Bin.
"That's it!" Ma Yongfu murmured. Although he didn't understand why Fang Mingyuan didn't borrow money from the Guo family, let alone hundreds of thousands of yuan, even hundreds of thousands of yuan, it was just a word from the Guo and his wife.
But since Fang Mingyuan found him, and since he and Yang Junyi had personally promised Fang Mingyuan and the others that they would take care of their business, they had to do whatever it took to help them. And they had to do it beautifully!
"Then which bank do you want to borrow money from?" Ma Yongfu thought for a moment and said, "I'm not very familiar with the president of ICBC, but I have a good relationship with the vice presidents of China Construction Bank and Bank of Communications, so we can really get along.
Gotta talk."
"That's China Construction Bank. There doesn't seem to be a Bank of Communications branch in Pingchuan County." Fang Bin scratched his head and said.
In 1986, as a pilot project for financial reform, the State Council approved the reorganization of the Bank of Communications. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank.
At that time, the Bank of Communications was still in the development stage. In most provinces across the country, only provincial capitals and important cities had Bank of Communications outlets. In small counties like Pingchuan County, naturally there were no Bank of Communications outlets.
"I hope to meet with the leadership of Bank of Communications first!" Fang Mingyuan's answer was completely opposite to Fang Bin's.
"Um..." Ma Yongfu looked at the two of them. He couldn't lure both vice presidents out for this loan of more than 100,000 yuan.
"Then please, Director Ma, please introduce us to the leadership of Bank of Communications." Fang Bin said with a smile.
Ma Yongfu nodded. As expected, this young man seemed to have a greater say in the Fang family.
Ma Yongfu made two phone calls and left the office for another ten minutes before he came back, put his briefcase in his hands, and invited the two of them to go to the Qinxi Branch of Bank of Communications...
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