Resource Tycoon Reborn

Chapter 62 Let me fool you again (Part 2)

Fang Mingyuan calmly took out his right hand. This Gu Xingzhang liked to hold other people's hands too much. Could it be that he was related to Beibei Mountain?

Naturally, Gu Yucheng didn't know that in Fan Mingyuan's heart, he had been connected with the legendary "Holy Mountain". He was overjoyed and felt that Ma Yongfu who brought Fan Mingyuan here was really his lucky star. This one

Ideas can be said to be worth tens of thousands of dollars!

"Ahem, Lao Gu, this is not the place to talk. Let me see, let's go to your office above to talk?" Ma Yongfu coughed twice. After all, he was not in the banking industry, although he felt that Fang Mingyuan's idea was

Very good, it is undoubtedly a lot more comfortable for the depositors of Bank of Communications, but they do not have a full understanding of the influence it may bring. Naturally, I feel that Gu Yucheng's attitude seems a bit exaggerated. However,

It's better this way. Fang Mingyuan sold Gu Yucheng as soon as he entered the door, so that the next thing would be easier to negotiate.

"Yes, yes, I am really too happy. I lost my composure. I lost my composure! Please don't mind, haha. Please come with me!" Gu Yucheng said incoherently.

A group of people entered Gu Yucheng's office. Taking the opportunity to go out to greet people and prepare tea and fruit drinks, Gu Yucheng pulled Ma Yongfu into the corridor. By this time, Gu Yucheng had already woken up from the initial surprise.

"I'm talking about Lao Ma, Director Ma!" Gu Yucheng lowered his voice and asked, "Now you can tell me, what is the background of these two people and what do they do? You can't let me be confused like this.

Why don't you go talk to me in Shuidi?"

Ma Yongfu patted Gu Yucheng's shoulder with a smile on his face and said: "The two of them came here to get a loan. It's not much, only a few hundred thousand, and it should be less than 200,000 to survive."

"Two hundred thousand?" Gu Yucheng said in surprise. He looked Ma Yongfu up and down for a long time, thinking to himself that with only two hundred thousand yuan, how could he beg you, Ma Yongfu? Not to mention the office director of the provincial government.

Well, it is enough for a department director or director in the city to come forward. Isn’t this overkill? It is also a waste of resources! If the director of the provincial government office can speak honestly and conscientiously, there must be someone

1.8 million. Looking at the young man just now, you shouldn't have thought of this? And for this mere 200,000 yuan, you can't go out of your way to come to me, right? There are so many banks, and there are so many banks.

It's not a matter of a word from you, Director Ma. There is something strange about this matter.

"What company is he from? He has a big background? He has a deep background?" Gu Yucheng guessed. Could it be that he is the son of a provincial leader? Otherwise, how could Director Ma personally intervene?

"Private self-employed workers, with a low background, and belong to Pingchuan County, Weinan City. But they have a lot of background." Ma Yongfu replied with a half-smile.

"Private economy? Or from the county?" Gu Yucheng was even more surprised. This thing is getting more and more weird. A private individual in the county can also beg Director Ma. Could it be that he is a relative of his.

"Your relatives?" Gu Yucheng and Ma Yongfu are old classmates after all, so they can talk much more casually.

"My relatives? If only they were my relatives! I would be relieved!" Ma Yongfu said with a wry smile, "You should know about Guo's Shipping Group, right?"

"The one in Hong Kong?" Gu Yucheng couldn't help but think about the news he heard a while ago that was secretly spread among senior people in Fengyuan City.

He asked tentatively: "Are these two the ones who saved the little princess of the Guo family? And turned over the five million reward given by the Guo family to the police department?"

Ma Yongfu raised his thumb and said with admiration: "Okay, Lao Gu, your information is well-informed and your response is fast enough. Yes, it's the two of them. Lao Gu, I brought you a

What a huge opportunity. Did you know that the Guo family has already made its first investment and is about to build a high-end hot spring sanatorium in Huaqing Pool, mainly for Hong Kong merchants. Although this investment is not large, it is of great significance to me.

I think you are not an ordinary person, Lao Gu, you should be able to think clearly. If you fawn over that young man, maybe in the future the Guo family’s financial transactions will be recorded in your Bank of Communications accounts! Do you think this is a young man?

God of Wealth?"

Gu Yucheng was overjoyed. The Kuok Shipping Group was a large Hong Kong consortium with total assets of hundreds of millions. If it could become its capital depository bank in Qinxi Province, no matter how much money it could ultimately deposit, it would be of great significance.

No small matter - this represents the recognition of Bank of Communications by Guo Shipping Group. And this recognition will not only improve the status of Bank of Communications in the financial community of Qinxi Province, but also with more investors from Hong Kong

Coming to Fengyuan will bring a large number of Hong Kong customers to Fengyuan Branch of Bank of Communications. This is a rare development opportunity for Fengyuan Branch of Bank of Communications!

"That young man has such a big influence?" Gu Yucheng was still a little confused and unsure, but he saved the little princess of the Guo family, and the Guo family gave a five million thank you gift, which was enough.

"With such great influence? Do you know that he was the one who instigated the Guo family's first investment? The young lady of the Guo family recognized him as her younger brother. She even wanted to make him a brother.

He brought him to Hong Kong for training, and also promised to move his whole family to Hong Kong in the future." Ma Yongfu exclaimed, "His whole family! Think about it, how much he will be pampered!"

Gu Yucheng couldn't help but be amazed. Although he had heard some inside information, he knew nothing about Ma Yongfu.

"In this case, why would he come to me to borrow a mere one or two hundred thousand yuan? This amount of money is nothing but a drop in the bucket for the Guo family?" Gu Yucheng quickly noticed the weirdness in it.

"Hey, you don't know this. Although the Guo family proposed to move his whole family to Hong Kong, this one refused!" Ma Yongfu recounted the scene at that time with added embarrassment. Gu Yucheng heard this

He was dumbfounded that such a good thing was something that no one else could ask for, yet he refused it without hesitation.

"So, I think this person may want to rely on his own ability to develop, and does not want to rely on the power of the Guo family. Hehe, how can we know what they think, this is just a guess." Ma Yongfu said.

He laughed and said, "However, the leaders of the provincial government have long promised to open the door to facilitate the Fang family's business as much as possible. So, I think this amount of money is not much, and it will be very convenient for you Gu Da

The president is nothing, and it can help you form a good relationship with them, so I brought them to you. Let’s start with the ugly words. If you can’t do it and don’t have the courage, then I will take them to China Construction Bank.

, Anyway, we can talk to Lao Liu."

"Don't stop it, let alone the promise of the provincial leaders, just look at the face of Director Ma, I can't not borrow it?" Gu Yicheng smiled quickly. If such a good opportunity to push yourself out, then

I am a pig head myself.

A mere 200,000 yuan, if it can be recognized by the provincial government leaders for its work, is worth it even if it is a bad debt. What's more, it may also attract funds from the Guo family, which is so worth it!

"Mingyuan, why have these two been out for so long?" Fang Bin was sitting on the sofa, looking at the luxurious furnishings in the room, a little worried. If you can't get a loan here, then I'm afraid it's hard to say from China Construction Bank.

Why is it so difficult for private companies to get loans?

"It's okay, uncle. President Gu must be asking about our specific situation from Director Ma. Don't worry, you can definitely get this loan!" Fang Mingyuan said confidently. The reason why he chose Bank of Communications was precisely

Because it has just been established recently, it has a much more urgent desire to develop new businesses and expand the market than the other four state-owned banks. In addition, it has just been established.

Those words downstairs, and the provincial government leaders, Ma Yongfu's face, as long as President Gu Yucheng doesn't have a pig's head, he will definitely realize the mystery. A mere two hundred thousand yuan, for a national company

For banks, it is nothing.

As soon as they finished speaking, Gu Yucheng and Ma Yongfu had already opened the door and walked in.

"Two comrades, I'm really sorry for keeping you waiting for so long." Gu Yucheng apologized sincerely, "I have already discussed your situation with Director Ma. As for the work of the provincial government, we will naturally

We need to provide strong support. We will do our best to meet your loan needs. How much do you plan to borrow? How long do you want to borrow? Interest-free loans may be a bit difficult, but I can give you the lowest interest rate."

"Huh?" Fang Bin looked at Gu Yucheng in surprise, "Don't you need collateral here?" In Pingchuan County, they couldn't get a loan even if they took out collateral. Here, why didn't President Gu not mention it at all?

?

"With the guarantee of Director Ma and the provincial leaders, there is no need for this." Gu Yucheng waved his hand and said, "I believe in Director Ma, and even more so in the vision of the provincial leaders."

"Great!" Fang Bin jumped up from the sofa happily.

"Uncle!" Fang Mingyuan called in a deep voice, and Fang Bin quickly sat down again.

Fang Mingyuan then looked at Gu Yucheng and said with the same sincerity: "President Gu, we appreciate the kindness of you and Director Ma, but I don't intend to lend money like this. We have brought collateral and hope to handle it at your bank

Mortgage. Everything has to go through due process.”

"Ah?" Gu Yucheng couldn't help but be a little confused. When he came to the bank, everyone wanted to borrow as much as possible and pay as little as possible. Why was this person even more dissatisfied with his proposal? He couldn't help but turn his head.

He looked at Ma Yongfu, who also looked surprised.

Fang Mingyuan saw Gu Yucheng's surprise and said with a smile: "President Gu, we really appreciate the kindness of you and Director Ma. But that's what I think. I hope your bank can have long-term cooperation with us."

, in that case, this deal would be a bit inappropriate. We have only done a trivial thing for the government, so how can we trouble the government and Director Ma again in the future. If Director Ma can introduce President Gu to us today, we have already

I can't thank you enough. For the sake of long-term cooperation with everyone in the future, I still hope that everything can be handled according to normal procedures." In fact, Fang Mingyuan was frightened by the government settling accounts in his previous life, so he planned to start a business from the beginning.

, even if the development is slower, we must ensure that our funding sources are clean and clear, and we must not give any clues to future generations.

Fang Mingyuan's words made Ma Yongfu nod secretly. Not only was this little guy clear-headed, but his words were also precise. Although he rejected his proposal, it made him feel warm in his heart.

Yangyang.

"And I think that the Bank of Communications has shouldered dual historical missions since its reorganization. It is both the inheritor of a century-old national financial brand and a pioneer in the reform of China's financial system. The reason why the State Council wanted to reorganize the Bank of Communications was because This is exactly the purpose. Otherwise, the country already has four major state-owned banks and the Postal Savings Bank, so why bother to reorganize the Bank of Communications? The country has high hopes for you, and I hope you can contribute to China's development. The reform of the financial industry has created a new path that is different from the past, thus catalyzing, promoting and demonstrating my country's financial reform." Fang Mingyuan said eloquently.

"With the professional perspective of Governor Gu, it is not difficult to see that most of my country's past loans to state-owned enterprises can only be called 'credit loans', and the hope of repayment actually rests on the state. Even if these state-owned enterprises Enterprises are insolvent. Even if these state-owned enterprises should have gone bankrupt long ago according to Hong Kong or foreign standards, according to the instructions of government leaders, banks still have to issue them one loan after another with no hope of repayment. This In the past, it actually didn't matter. In the end, the state would still compensate the banks for these messes. But with the reform of the financial system, didn't Governor Gu find that the government increasingly hopes that banks can become independent and be able to take responsibility for themselves? Profits and losses can develop on their own. In this case, the bank will simply rely on these current businesses, and there will simply be too much food. Being able to maintain the status quo is a very good result, let alone develop and grow. If this continues, the future of the banking industry can be said to be bleak. .”

Gu Yucheng nodded repeatedly. This is indeed a dilemma faced by the banking industry at present.

"So? If possible, I would like to apply for a mortgage loan from your bank. This is the collateral we brought!" As he said that, Fang Mingyuan took out the backpack behind him, put it in front of Gu Yucheng and said, "These

The market value of the things is about 300,000 yuan, and I would like to use this as collateral for a loan of 200,000 yuan from your bank!"

Gu Yucheng opened his backpack, took one look at it, and then raised his head in surprise: "You are a monkey ticket!"