Resource Tycoon Reborn

After entering April, the SARS virus that was ravaging the world finally showed a hint of "fatigue". According to the World Health Organization's bulletin, in the last week of March, there were only 87 cases of SARS patients worldwide, and

Not only did no new countries or regions appear, but some countries or regions that once had SARS patients successfully achieved ten days without new cases, temporarily getting rid of the shadow of SARS.

As for China, Japan, Hong Kong, Taiwan, Singapore and other places that are the hardest hit areas, the number of new SARS patients has also dropped significantly, which makes people feel relieved.

But it is too early to say that we can feel relieved! There is the biggest threat right in front of us - the May Day Golden Week!

In China, since the late 1990s, the State Council has reformed and introduced a new statutory holiday system, which stipulates that the annual Spring Festival, May Day and National Day holidays plus reverse holidays will be a seven-day holiday nationwide. These three seven-day holidays have triggered a surge in tourism consumption in the country.

The craze is habitually called Golden Week.

In the first few years of the implementation of this system, the almost explosive holiday tourism consumption made tourist attractions all over the country so happy that they couldn't even talk about it. Of course, this also brought about many problems, such as

It is said that the passenger flow is too concentrated, exceeding the capacity of the scenic spots, etc. Now, the government's biggest headache is whether the tens of millions, or even nearly 100 million, tourist flows during the May Day Golden Week will be prevented and treated

The SARS epidemic brings new troubles.

Experts and scholars have recognized that the reason why the SARS epidemic that originally broke out in Guangdong Province has spread across the country and in various provinces and cities is largely due to the wave of returning home during the Spring Festival and the wave of tourism. Now it is here again

On May Day, if the SARS epidemic, which was originally under control, gets out of control again, who will bear the responsibility? Moreover, it is not difficult to cancel this year’s May Day Golden Week, but it will cause huge harm to related industries.

The losses will be in the tens of billions or even hundreds of billions! This will undoubtedly make matters worse for many industries in various places that have already declined due to the epidemic.

Employment! The employment issue has always been the sword of Damos hanging over the head of the Chinese government. In order to ensure employment, it must ensure the annual GDP growth rate!

Therefore, the government is caught in a dilemma. If the Golden Week is not canceled, the epidemic may further expand and public health investment will be further expanded. And canceling the Golden Week means that the already declining economic development speed will further decline.

decline, more corporate companies are in trouble.

But as the ancient Chinese said, "Misfortune lies where blessings depend, and misfortune lies behind." The outbreak of SARS has promoted the rapid development of the domestic Internet industry. On April 1st,

, Alibaba Group, which occupies an extremely important position in China's Internet industry, founded Taobao, which later became one of the world's largest e-commerce trading platforms!

Although Taobao at this time was not even qualified to be published in newspapers, Fang Mingyuan still got the news as soon as possible. Through various channels, he had already invested in Alibaba Group as early as 2000 years ago.

Now Mingli and Anli's shareholding has reached 47%, making him an out-and-out major shareholder. However, Fan Mingyuan has decided to operate the Alibaba Group. Unless he orders it, no one else can interfere and let the Alibaba Group do whatever it takes.

The founding team will run it. Of course, if there is an opportunity to continue to expand the equity, it goes without saying.

At this time, in the Bank of Communications headquarters in Beijing, the debate over which bank should be introduced as the strategic partner of Bank of Communications has reached a critical moment.

The strategic partners of HSBC, Bank of America, Second Gulf Bank, and Bank of Communications will emerge from these three banks, and Bank of Communications has also paid a huge price for this day.

In order to solve the problems of historical bad debts and low capital adequacy ratio of Bank of Communications, the Ministry of Finance, Social Security Fund, Huijin and other old shareholders of Bank of Communications injected 20 billion yuan into Bank of Communications. At the same time, Bank of Communications will also be worth 40 billion yuan.

The doubtful loans were resold to an asset management company at 50% of the book value in exchange for 20 billion yuan. The Bank of Communications will also issue bonds worth 12 billion yuan to ensure that after financial restructuring,

The capital adequacy ratio exceeds 8% and non-performing loans fall below 4%.

"Yucheng, I admit that Gulf Second Bank is indeed an excellent bank. In such a short period of time, it has been able to become an international bank with a small reputation in the world. This has proven its ability.

But compared with HSBC, I think choosing the Second Gulf Bank is not the most suitable goal for our reform this time!” Vice President Suo Zhanghong waved his arms and said: “Why should we introduce strategic investors? It’s because we

State-owned banks are generally faced with many problems such as high levels of non-performing assets, imperfect corporate governance structures, rigid internal management, and low profitability. We must take the opportunity of introducing strategic investors to diversify investment entities and change the current monolithic structure of banks.

The equity structure, international advanced management experience, technology and methods will promote the management model and business philosophy to be in line with international advanced banks, improve the company's management structure, and test the waters for the reform of our state-owned banks. Therefore, if we want to choose, we must choose the best!

"

Many people here nodded slightly. Suo Zhanghong said it right. Why did the state inject 20 billion into Bank of Communications? Why was the asset management company willing to acquire Bank of Communications' non-performing assets at a price of 50% of the book value?

, it is not just to create conditions for Bank of Communications to introduce strategic partners. Such a large investment is of course for the success of the reform and to test the water for the subsequent reforms of other major state-owned banks! It is said to be a test, but for these people at Bank of Communications

Said, but it can only win but not lose!

Of course, the first person to eat crabs may dig up a mountain of gold with a hoe, but more people are likely to fall into a bottomless abyss - opportunities and dangers always coexist! If Bank of Communications introduces strategic partners, if

To say that they succeeded, of course, for these people here, they can add a lot of color to their resumes, but if they failed, many people may have to bid farewell to front-line leadership positions completely, retire from the second-line, or even directly

Retired.

Moreover, the introduction of foreign strategic investors this time is also of great significance to Huaxia Banking. Foreign strategic investors have always had a huge investment impulse for Huaxia Banking, but when it comes to specific operations,

It has stagnated. This is because investing in China’s commercial banks, especially wholly state-owned commercial banks, involves great commercial risks. For example, the regulations on how to invest in domestic state-owned commercial banks are relatively simple, and it can only be done in cash.

It does not allow the use of other effective financial instruments for transactions, and the investment amount is very large, etc., etc., which has caused great trouble for potential strategic investors to enter.

But today's Huaxia Banking industry has to do this, and these large state-owned commercial banks controlled by the Ministry of Finance all have strong administrative overtones, which makes the company have serious flaws in its management mechanism.

The efficiency of operation and management is low. How to standardize the systems at all levels of these banks according to the models of advanced international banks, so as to obtain better economic returns, is currently the issue that the government is most concerned about.

Moreover, if HSBC becomes a strategic partner of Bank of Communications, it will be able to achieve a broader and closer strategic cooperative relationship with HSBC in many aspects such as risk management, human resource management, international business, corporate business, etc. This will

It is of great significance to Bank of Communications' future listing in Hong Kong and overseas, as well as its development of international business.

"Vice President Suo, I don't agree with what you said!" The bald middle-aged man sitting next to Gu Yucheng glanced at Gu Yucheng and said, "If we want to choose, just choose the best one? Wrong! It should be said that we have to choose

Just choose the most suitable! No matter how good the leather shoes are, even if they are left by Queen Victoria and are worth hundreds of millions, can you ask a woman who is two sizes too big to wear them forcefully? Even if she wears them forcefully

, is it good for this woman? The same is true when choosing a partner. To say that it is the best, HSBC is not the world’s largest bank. According to Vice President Yisuo, let’s not waste time here.

, just take last year’s list of the top 500 World Banks and just choose the first bank!”

Suo Zhanghong said disdainfully: "Director Liang, you are making excuses. We are not talking about all banks, but among these three banks, I think HSBC is the best. I would rather choose the number one bank in the world."

Well, people must be able to appreciate the 20% of the shares we recognized!"

"Vice President Suo, I have a question!" Another middle-aged man sitting next to Director Liang said, "According to you, HSBC is the best, so what do you think of Second Gulf Bank?

In some aspects, it is not as good as HSBC? Can I understand it this way?"

Suo Zhanghong pondered for a moment and said: "Director Hu, yes, I do think that for us at Bank of Communications, through the introduction of strategic partners, we can promote the integration of management models and business concepts with international advanced banks and improve the company's management structure.

Gulf Second Bank is not as good as HSBC.”

"So how does Vice President Suo plan to solve the series of consequences that may arise after we reject the Second Gulf Bank?" Director Hu said calmly. (To be continued. Please search Piaotian Literature, the novel will be better and updated faster!)