Resource Tycoon Reborn

It really snowed all night, and it turned to moderate snow until noon and afternoon the next day. Fang Mingyuan stood in the courtyard, looking at the thick layer of snow in the courtyard that could reach his knees, and he was quite amazed at such heavy snow.

, I haven’t seen it in Qinxi Province for some years. Although it has added countless troubles to local transportation, I have to say that it is a good opportunity for agriculture in Qinxi Province where there is drought and little precipitation in winter.

Replenishing water to the land..??`

Suddenly, there was a heavy weight on the shoulders, and there was already a thick coat. Li Yuxin said with a bit of anger: "Even if you like the snow scene, you can't just stand in the courtyard and enjoy the snow, right? I'm a dad."

Now, don’t be like a child, pay attention to your own body!”

"Haha, I didn't plan to look any further. I just came out to take a few breaths of cool air and change my thoughts." Fang Mingyuan smiled and said, "Stay for a few minutes and then go back to the house."

"It's snowing so hard this time. I haven't seen it for many years." Li Yuxin rolled her eyes at him and turned her attention to the snow scene in the courtyard. Although she had been watching it all morning, but now she saw

, still find it very pleasing to the eye.

"Yes, I haven't seen it for many years." Fang Mingyuan nodded and said, maybe it is really the effect of the greenhouse effect. Compared with the 1970s and 1980s, the average annual precipitation in Qinxi Province has indeed increased.

Decreasing, but with the development of population and industry, local demand for water is constantly rising. Many places have to pump large amounts of groundwater to make up for the lack of surface runoff. Tongyi is now promoting drip irrigation in rural areas, but it needs to be truly scaled

, it still takes time.

"Mingyuan, I heard a few days ago that you ordered to 'ban' a student who graduated from Pingchuan University? What happened?" Li Yuxin turned to Fang Mingyuan curiously.

"Ah, that matter, it does happen." Fang Mingyuan was startled for a moment, then smiled, "It's nothing serious, it's just that the student loan has been delayed for a long time. I'm just informing the Fang family.

All enterprises and companies are not allowed to recruit him."

"How did I hear that there are other companies with whom he has business dealings? How much money does he owe, is it worth such a big fight?" Li Yuxin said in surprise.

"For those other companies with whom we have business dealings, we will just remind them to pay attention to the graduate's personal credit. If we interfere in the personnel affairs of other companies, wouldn't it be too overbearing? You can tell me.

I feel like a bully." Fang Mingyuan laughed and said, "I don't have much money. The total principal is about 10,000. I started taking out loans in 2001 and took out loans three times. In 2003, he graduated from Pingchuan University.

, and did not work in our company, but until the end of last year, he had not paid back a penny."

As early as when Pingchuan University was still Pingchuan Institute of Electronic Science and Technology, it began to implement work-study among students, which allowed students to hold some positions in the school to offset the low tuition fees. Later, it implemented student loans.

, to help those students whose family background is really difficult and find it difficult to complete their studies. The lender is the Fengyuan Branch of the Bank of Communications. The landlord provides guarantees and interest subsidies. In other words, according to the agreement at the time, the students of the school applied to the Bank of Communications

After receiving a student loan, there is no need to repay or pay interest during the period of study at school, and the loan repayment begins three months after they graduate, and the repayment time ranges from one to five years. And if these students graduate

At that time, if they were hired by a company owned by the Fang family and worked for a certain period of time, the loan would be repaid by the company that hired them. And those who did not work in the company owned by the Fang family and applied for student loans

Graduates will have to repay it themselves.

After graduation, this student joined a private company in Fengyuan. He changed jobs after half a year and changed companies twice. By 2005, he had no contact with the school. During that period, he had no contact with the school.

The school and the Bank of Communications notified him of repayment and turned a deaf ear. It has been almost two and a half years since the second half of 2003. Now this debt has been transferred from the hands of the Bank of Communications to the hands of Pingchuan University. Fang Mingyuan

When I went to visit the old principal Chen Nanshan before the holiday, I just learned about it from his mouth.

Over the years, Pingchuan University has had thousands of students apply for student loans, and less than one-third of them have graduated. In other words, they have entered the loan repayment period. Since the ability of Pingchuan University graduates has increased over the years,

It has been recognized by the society, and the companies under the Fang family will give priority to recruiting graduates from Pingchuan University, so the employment situation has always been good. Although it is impossible to achieve a 100% employment rate, there are always some people because of this and that.

Due to various reasons, the loan was not repaid on time.

If that’s all it is, that’s it. It’s not unacceptable to delay the repayment time of the loan for some time if you apply later. In fact, when we first decided to implement this student aid regulation, many people

They have already thought of this, so they also arranged a one-year grace period, which can be extended unconditionally as long as they apply. However, this student completely ignored the repayment notices from the school and the Bank of Communications. Not only did he not apply for loan repayment

The delay in time also completely cut off contact with the school, and his parents did not tell the school or bank his contact information.?.?`

Originally, according to Chen Nanshan's intention, the bank would count his default on his credit. After all, from the school's point of view, the cost of constantly pursuing a loan for him would be too high.

It was not worth it. However, Fang Mingyuan had a different attitude towards this and decided to "block" the graduate and announced the matter in the school. He would also disclose the matter to the media in the future.

"For 10,000 yuan, he would rather bear a stain on his credit for the rest of his life?" Li Yuxin said with some surprise, "This is too unworthy. Doesn't he worry about being rejected for bank loans in the future?" Fang Mingyuan shrugged, it was indeed true.

As Li Yuxin said, this kind of behavior seems to be taking advantage, but when he faces buying a house or buying a car loan in the future, he will understand that today's advantage is not so easy to take advantage of. And even so, he

It must also be set up as a target.

"If you do this, will it have a major impact on his future life?" Li Yuxin hesitated and said, "Isn't it just 10,000 yuan, including interest..."

"You're wrong!" Fang Mingyuan interrupted Li Yuxin's words and said seriously, "Do you think I'm making a fuss out of a molehill? It's only ten or twenty thousand yuan, but I have to do it with such a big fanfare and notify the media. But I want to tell you.

, if I don’t do this, maybe within a few years, Pingchuan University will have to stop guaranteeing these students, and the Bank of Communications will probably restrict the disbursement of student loans. The result is that Pingchuan University

Even students from many universities across the country can no longer enjoy today's preferential student loans." Fang Mingyuan is not just talking nonsense, whether it is the memory of the previous life or the data obtained in this life, it has basically been proved that,

When it comes to student loans for college students, although it is good to say something, when it is actually implemented, there are many problems. And the biggest trouble is too many defaults!

Although he has no memory of the specific data, he still remembers a sentence mentioned in the article at that time: "Among all personal loan businesses, the non-performing rate of student loans has always ranked first." It is said that the non-performing rate of student loans has always ranked first.

The highest rate in some areas and universities has reached over 80%! This means that eight out of ten college students default on their loans or simply refuse to repay their loans. Moreover, after many efforts, the non-performing rate of student loans is still often

More than 10%! And it is said that many students from prestigious schools have also become members of the "Lao Lai".

“Due to donations from many parties, Pingchuan University’s tuition fees have been much lower than those of other universities. Moreover, the school also provides many work-study jobs for current students, attracting many students due to family economics.

Pingchuan University and the Fengyuan Branch of the Bank of Communications have provided student loans to rural students who are poor but have excellent academic performance. In order to solve the financial difficulties encountered by these students while studying in school, it can be said that for these students

, the school has provided the greatest help to help them complete their studies." Fang Mingyuan said. "A country, a government, a company, an official, a professor, and a civilian all have their own important

That thing is credit! Without credit, a country cannot borrow debts in the international market. Without credit, no one will believe in its policies. Without credit, officials will step down in a normal country. Enterprises cannot

Without credit, they will not be favored by investors; without credit, professors will become beasts; and without credit, civilians will destroy many beautiful things. Because in any country, the number of civilians is the largest.

It is huge and the foundation of society! When a tree is rotten at the root, can the tree be saved? The reason why our family has been able to get to this day is that our family has always attached great importance to

Credit and value every promise we make to our partners and society!"

Li Yuxin's face turned a little pale. Fang Mingyuan rarely discussed a matter with her so seriously. She originally thought it was just a trivial matter, but she didn't expect that Fang Mingyuan would take it so seriously.

Fang Mingyuan noticed her expression, and said with a dumb smile: "I just want to say a few words to you out of emotion. What are you doing like this? Are you still afraid that I will retaliate against you?"

"I'm sorry, I...I'm not as long-term as you thought." Li Yuxin felt relieved and said softly.

"I know you are kind-hearted, and you always want to let people go as long as you can." Fang Mingyuan put his arm around her shoulders, turned and walked into the room, "But for some people, some things, it is easy to let go."

Don't be merciful in the slightest, otherwise, once it becomes a trend, it will be too difficult to reverse it..."

Fang Mingyuan has always believed that although a person's moral character is related to personal moral cultivation, it is also closely related to the social environment. When the cost of not abiding by laws and moral norms in a society is negligible, then no matter how much it is,

It is useless to emphasize the personal moral cultivation of citizens. In the case of student loans, only students who default on their loans must be severely punished by society and increase the cost of their breach of trust can they be worthy of those students who fulfill their contracts honestly.

At around two o'clock, Iwata Masao and Hei Keijiro returned to the gate of Fang Mingyuan's courtyard. Both of them were a little surprised and surprised. In fact, they originally planned to return to Japan today, but due to the snow, they did not wait until noon.

The weather had just weakened, and there were extensive delays in flights at Fengyuan International Airport. The two of them were not in the mood to take the train to other places for flights, so they simply waited in the hotel for the weather to improve before leaving by plane. Yesterday, they had a conversation with Fang Mingyuan

After a long conversation, although Fang Mingyuan did not express any intention to refuse, Iwata Masao also understood that if it were not for Heikejiro to accompany him this time, I am afraid it would not be easy for him to even see Fang Mingyuan. Mitsui & Co.'s turn around

, the amplitude is a bit large!

But in the shopping mall, there are no eternal rivals, only eternal interests! Mitsui & Co., Ltd. is still very optimistic about the future of the Chinese market, including iron ore trade. After the Suizhichu incident, including Masao Iwata

Many people believe that the Liaoning Iron and Steel Group Corporation's voice in China's steel industry will increase significantly, and the sufficient iron ore resources provided by CMM Company and Haiping Mining Company will provide an opportunity for the Liaoning Iron and Steel Group Corporation to intervene.

With a pair of wings, Mitsui & Co. certainly hopes to gain more benefits from the Chinese market, which imports hundreds of millions of tons of iron ore every year.

Judging from the news they have received, the current positions of the three major mining companies are not consistent. Among them, Rio Tinto Group has the toughest attitude. It is hoped that the three companies can join forces and not hesitate to cut off the supply of China's iron ore trade to fight against the Chinese government.

pressure, but the attitudes of Brazil's Vale and BHP Billiton are not so tough. On the one hand, this is because although their two companies were involved in the Shui Zhizhong incident, their involvement was not very deep.

Naturally, the pressure received is not that great. On the other hand, it is also related to the existence of CMM Company, Haiping Mining Company and Katsk Metal Group.

Brazil's Vale and BHP Billiton believe that even if the three companies join forces to force the Chinese side to bow, they will certainly gain face, but they will have a complete grudge with the Chinese side, which will not be conducive to their future trade with China. (To be continued.

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