Resource Tycoon Reborn

Chapter 398 Credit Cards and Debit Cards

The leaders of the Lishan District Committee and District Government quickly reached an agreement! If they reject Shi Wensheng's plan, they will not only offend Shi Wensheng, the Fang family, but also Zhao Xu'an, no matter who will be in the future To become the leader of the technology development industrial park, unless he can ignore the influence of the Fang family, no one can get around the behemoth Fang family. And without the strong support of the Fang family, when will this technology development industrial park become the leader of the technology development industrial park? No one can guarantee that we can truly recruit the Golden Phoenix.

If the development of the technology development industrial park fails, what will happen when Zhao Xuan settles the score in the future? The risks involved are really too great.

And if Shi Wensheng is sent to the position of actual leader of the technology development industrial park, if the development of the technology development industrial park goes smoothly in the future and the investment promotion work is excellent, they will inevitably get this honor. Although it is not much, it is better than nothing. Is the stain even stronger? It can be regarded as a favor to the Fang family.

Therefore, before the Spring Festival of 1991, the Lishan District Committee and District Government reached an agreement and decided to appoint Shi Wensheng as the executive deputy director of the Lishan District Technology Development Industrial Park to preside over the daily work of the Technology Development Industrial Park. The position of director will be transferred to the District Committee* **Zhao Xu'an serves concurrently.

At this point, the competition for the top leadership position of the Technology Development Industrial Park has been settled! Zhao Xuan will become the nominal top leader, guiding the development and construction of the Technology Development Industrial Park, and the actual executor will be Shi Wensheng Not long after he became the deputy section chief, he was promoted to a new section chief. The leaders of the district committee and district government could only turn their attention to the departments in the technology development industrial park, striving to secure their trusted subordinates. ***go.

With Shi Wensheng's plan, these people believe that as long as all departments cooperate honestly, the construction and development of the Lishan District Technology Development Industrial Park will not be a problem, and the fruits of victory can be achieved with a little effort! This is simply a battle Achievement given to everyone!

Before the festival, the Fang family's villa welcomed an old friend, Gu Yucheng, the president of the Northwest Branch of the Bank of Communications and the president of the Qinxi Provincial Branch.

Today, Gu Yucheng is already the top leader of the Bank of Communications in the five provinces in northwest China. Among them, Fang Mingyuan naturally takes the greatest credit! In 1990, in order to raise funds, Fang Mingyuan handled the huge sum of money at the Qinxi Provincial Branch of the Bank of Communications. The mortgage loan made Gu Yucheng stand out in the Bank of Communications system, stealing the glory of others. It also made him take a big step forward from the position of president of the Qinxi Provincial Communications Branch. Now Gu Yucheng only needs to enter the At the headquarters, it is certain that the position of deputy general manager cannot be left. And within the Bank of Communications, everyone recognizes that Gu Yucheng is definitely the most powerful competitor for the position of president of the Bank of Communications after the old president retires.

Gu Yucheng came to the Fang family this time. On the one hand, he wanted to wish Mr. Fang and the others a happy New Year in advance. When the New Year officially comes, visitors from both the Fang family and himself will definitely be indispensable. He wants to find some quiet time to sit down. It's not easy to come down and talk about something.

On the other hand, a credit card was sent to Fang Mingyuan and his family. On January 31, 1991, Huaxia Bank of Communications officially reached an agreement with Mastercard and joined Mastercard, which is what Chinese people call MasterCard. International organization. This organization is a non-profit association of financial institutions around the world. Its members include commercial banks, savings and loan associations, and credit unions.

"Visa and MasterCard are the two major credit card organizations in the world. In our opinion, there is no saying that one is better or the other is worse. It is just that Visa is generally used more in the United States and Mastercard is used more in Europe. Moreover, the two major organizations can also transfer money to each other.

Or consumption, so it will not have any inconvenient impact on your consumption behavior." Gu Yucheng pointed to more than a dozen finely crafted credit cards on the table.

Fang Mingyuan picked up one and played with it in his hand, and asked with a smile: "Uncle Gu, what is the upper limit of overdraft on these cards?"

Gu Yucheng raised a finger and smiled without saying a word.

"One hundred million yuan?" Fang Mingyuan asked tentatively. Although he had used credit cards in his previous life, they were all low-level cards with an overdraft limit of no more than 100,000 yuan. Although, he had also heard of many overseas cards.

Some major banks even provide platinum credit cards with unlimited overdrafts to their top customers.

"One billion yuan!" Gu Yucheng said with a smile, "This is the credit card I applied for special approval from the head office. There are three overdrafts with a maximum overdraft limit of one billion yuan, the remaining six are 100 million yuan, and the rest are

Ten million yuan."

Fang Mingyuan nodded. These three credit cards with overdraft limits of up to one billion yuan should be prepared for him, Mr. Fang and his uncle, because in Gu Yucheng's opinion, only the three of them can fully mobilize the Fang family's funds.

As for the six credit cards with an overdraft limit of 100 million yuan, they should be prepared for his parents, his second uncle and his wife, as well as his grandma and aunt, and the rest are prepared for his aunt and uncle. Such an arrangement is not bad.

It is reasonable and consistent with the economic status of the Fang family in the family.

"Uncle Gu, are you satisfied with the production level of these cards?" Fang Mingyuan put the credit cards back on the table and asked. These cards are all made by a card manufacturing factory that is currently inconspicuous in the Fang family industry.

As early as a year ago, Fang Mingyuan found a way to introduce several card printing machines from European and American countries and set up a factory in Fengyuan. Although the business volume has always been small and the profits are negligible, he has trained a number of well-trained people.

Qualified workers and mature designers.

This time the Bank of Communications decided to issue credit cards. Fang Mingyuan and Gu Yucheng just said hello, and the business fell into his hands.

"Satisfied, satisfied, very good!" Gu Yucheng nodded repeatedly. Fang Mingyuan's card printing factory designed many patterns in a short period of time, and produced sample cards and sent them to the branch. Together with Fengyuan City's card printing factory,

Compared with other banks, the quality is not even a little bit higher. Gu Yucheng feels that it is worth the money.

Fang Mingyuan smiled. He spent a lot of money to invite famous credit card designers in Hong Kong to train the designers in the factory for half a month, and let them practice for such a long time. If they had just come into contact with credit cards,

Soon the demands of the Chinese people will not be met, and these people are too useless!

"Then..." Fang Mingyuan said in a longer voice.

"I will formally sign the agreement after the holiday. I will hand over all the credit card production of Bank of Communications in the five northwest provinces to you!" Gu Yucheng replied happily. The Fang family is now his noble family, and they have known Fang Mingyuan for only a few years.

, he has already triple-jumped and became one of the people with the highest power outside the Bank of Communications' head office. What else can he be dissatisfied with? What's more, Bank of Communications is now the largest private sector company in Qinxi Province.

The corporate customer is the Fang family! Of course he has to give face to this small convenience.

Fang Mingyuan smiled and said, "Uncle Gu, I want more than just this."

Gu Yucheng raised his head in surprise and said, "What else? Bank of Communications' nationwide credit card production business is not something I have the final say on."

"No, no, no!" Fang Mingyuan shook his head and said, "Uncle Gu, actually I would rather do another card business with your bank?"

Gu Yucheng couldn't help but be a little confused. What card business of Bank of Communications Qinxi Provincial Branch has not been handed over to the Fang family? Even the employees' identity cards and meal cards have now been handed over to the Fang family's card manufacturing factory.

.

"Uncle Gu, has the Bank of Communications ever thought about turning the discounts on current deposits into cards? You can swipe them in stores just like a credit card, but when you swipe the card, the money will be deducted directly from the deposit account! How much money is in the account can be used to swipe it

How much money can be used without overdrawing, overdrafting or using recurring interest. You can also transfer and withdraw money through ATM machines, but overdrafts are not allowed. The amount in the account will be charged interest based on current deposits." Fang Mingyuan held a credit card between his fingers.

, waved in front of Gu Yucheng and said, "Do you think those young people who are not qualified and can't apply for a credit card will be obsessed with this kind of credit card consumption? At least in front of uninformed people, they can

Becoming a credit card owner, right? This is a very honorable thing."

In the early 1990s, the number of people who could use credit cards was as small as a drop of water in the vast ocean of China's huge population. At this time, major banks

The credit card business is purely to cultivate the market, and the annual investment and profits are completely out of proportion. Even after two thousand years, even in first-tier cities like Beijing, Shanghai, and Fengyuan, there are still many citizens who do not meet the requirements.

Standards for issuing credit cards.

Therefore, during this period, the card swiping equipment prepared by stores and the ATM machines on the streets were actually not very utilized. The Chinese people liked to use cash. Two thousand years later, it was world-famous, so those foreigners

Thieves, robbers, etc., like nothing more than to rob tourists from China, and save them from having to worry about how to cash out the money on their cards.

Gu Yucheng's eyes immediately lit up. Fang Mingyuan's idea undoubtedly catered to young people who pursue fashion. Although their incomes are not high now, as time goes by, they are bound to become the backbone of society, and when

At that time, that is when they are eligible to apply for credit cards. If Bank of Communications can provide them with the services that Fang Mingyuan said from now on, it will undoubtedly attract a huge future customer group in advance!

Moreover, apart from increasing some costs, the bank does not have any risks!