Resource Tycoon Reborn

Chapter 399: Just believe in yourself

The card Fang Mingyuan mentioned is actually a debit card issued by banks in later generations. It is a credit tool with functions such as transfer settlement, cash deposit and withdrawal, shopping and consumption. It also has the additional functions of transferring money, buying and selling funds, trading stocks, and paying fees.

and many other functions, and also provides a large number of value-added services. Most debit cards have local and foreign currency, fixed-term, current and other savings functions. They can be deposited and withdrawn at the issuing bank outlets, self-service banks, and ATM machines across the country and even the world. Because

It does not require any application qualifications and can be used as long as you deposit money in a bank account, so the number of people using it is much higher than that of credit cards. But in 1991, when credit cards had just been launched and were not familiar to people, debit cards were very important to them.

For many people, it is even more unfamiliar.

Gu Yucheng, who has been overseas and worked in the banking system for many years, certainly knows about debit cards. To put it harshly, this thing is similar to the meal card used in the company canteen. It is deposited in it in advance and then used.

Deductions are made during consumption. However, debit card merchants can be used in all walks of life, while meal cards can only be used in company canteens.

But Gu Yucheng did not expect that debit cards could also become a supplementary tool for credit cards in China, cultivating a future customer base for bank credit cards! Gu Yucheng carefully calculated it, except that the cost of issuing a card is higher than that of a passbook.

Some and other expenses can fully utilize the credit card swiping equipment. In this case, the utilization rate of these equipment can also be improved. But as Fang Mingyuan said, if Bank of Communications can launch such a debit card in a timely manner, it will inevitably

It will cause a sensation among young people, and what it will gain is a huge group of credit card users in the future! It can be said to be a huge profit!

Fang Mingyuan looked at Gu Yucheng with a smile. He could see that Gu Yucheng was already tempted! In fact, it would be the same for people from other banks. Most of these bankers would not know the existence of debit cards.

It didn’t appear, but the meal card like in the previous life is no longer a rarity. It’s just such a layer of paper. No one would have thought that this debit card could be used as a tool to cultivate credit card users! And at this stage,

, the first bank to launch a debit card will inevitably cause an uproar among those young people who are eager to have a credit card but are not qualified!

Once the Bank of Communications decides to launch debit cards, the number of cards required will be a huge and eye-watering number, almost hundreds of millions. Even if it is only a part of the market in the five northwest provinces, it will be enough to make

The card printing factory under Fang Mingyuan's name will have to continue production even after expanding its production capacity. It just so happens that the new factory area of ​​this card printing factory that will expand its production capacity can be located in the technology development industrial park in Lishan District, and enjoy it by the way.

Check out the various preferential policies provided by the Technology Development Industrial Park!

Gu Yucheng left the Fang family villa with full joy. He felt that this visit was worth it. Fang Mingyuan gave him a best New Year gift.

Fang Mingyuan is also in a good mood. Once the Qinxi Provincial Branch of the Bank of Communications launches the debit card service, other banks in Qinxi Province will surely follow suit in a short period of time.

In the past year, it has been fully demonstrated. Whenever Gu Yucheng launches a new business under his own reminder, it usually does not take long for it to become popular in the banking industry in Qinxi Province. In this case, for the bank

The demand for cards will have a significant surge! Before my uncle enters the technology development industrial park, he can add another important weight.

Time continues to advance to February 14th. Although news on TV that surprises the Chinese people is coming one after another, whether in the war-torn Middle East or in the undercurrent of the Soviet Union, this does not affect the

Chinese people are full of joy for the arrival of the most important festival of the year.

Carrefour supermarket is already overcrowded, and many employees have to give up their normal days off and work overtime continuously. The supermarket also employs many temporary workers. Even so, it is still too busy. The newly built supermarket in Fengyuan City

The distribution center is also under great pressure to deliver goods to various branches. The fleet has to work almost 24 hours a day to ensure that the shelves in the supermarket do not run out of stock. Fortunately, Carrefour Supermarket executives had previously expressed their concerns about the Spring Festival.

With the arrival of the shopping wave, we have already been mentally prepared and prepared sufficient supply of goods. Otherwise, those buyers may have to purchase goods from all over the world before the holiday.

The work of the Carrefour Supermarket Product Quality Inspection Center is proceeding in an orderly manner. After the inspection of water-injected meat is on the right track, under Fang Mingyuan's instruction, the quality inspection center turns the focus of inspection to milk powder, alcohol and various imported products.

Food. As more and more items need to be tested, the personnel and equipment of the quality inspection center are constantly being added. In a corner of the commodity distribution center of Carrefour Supermarket in the suburbs of Fengyuan City, there is a building dedicated to the quality inspection center.

The foundation of the modern twelve-story building has been laid, and construction will continue after the Spring Festival and the spring flowers bloom. Although no one understands why Fang Mingyuan is willing to pay a huge sum of money for this project that obviously costs a lot of money and benefits.

The cost was high, but with no one in the Fang family objecting, the project was quickly implemented without any compromise.

"Director Xue, I will provide you with the equipment and personnel you want without any compromise. You must take care of the last step before putting this product on the shelves. No matter what, you must not allow products that do not meet quality standards to be sold to us.

Supermarkets have flowed into the market!" Fang Mingyuan said to Xue Xingwu solemnly. Although it is quite interesting for outsiders to say such words for a young man who still has a childish look on his face, but Xue Xingwu

However, he did not dare to show any signs of neglect and kept the guarantee with the same solemn attitude.

Fang Mingyuan and Xue Xingwu said this while standing in front of the door of the Commodity Quality Inspection Center. At this time, in front of the door of the Commodity Quality Inspection Center, people were coming and going, and large and small boxes were transported into the building.

Things. Looking at this scene, Xue Xingwu’s eyes were sparkling.

Those boxes of various sizes contained personal computers. Although it was only a 386, it seemed to be an outdated thing to Fang Mingyuan, but in China in 1991, it was definitely something that ordinary people thought of.

A high-priced product that I dare not expect. The market price of a 386 computer is tens of thousands. In other words, a 386 computer is almost the net income of an average family in Fengyuan City for several years. In order to improve the product quality inspection center

To improve work efficiency, Fang Mingyuan specially allocated three million yuan to purchase a batch of computers for the Product Quality Inspection Center.

"Especially for foods such as milk powder and liquor, you must pay attention and pay more attention! Every batch must be inspected. There are no inspection-free products in Carrefour supermarkets!" Fang Mingyuan continued to warn.

"Even if it is a product exempted from inspection announced by the state?" Xiu Xingwu hesitated and said. To be honest, although Xiu Xingwu agreed to conduct strict quality inspection on products on the shelves, he did not expect that Fang Mingyuan would be so strict!

"Even Americans and British inspection-free products have to be inspected when they arrive here!" Fang Mingyuan said resolutely, "We only believe in our own test results!"

Fang Mingyuan didn't know whether the Americans and British had products exempted from inspection, but he did know how many of China's well-known products exempted from inspection would turn over in the future. It was originally a convenience given to these companies by the country, and it was also an honor.

rewards, but the final result proves the evil nature of human beings. The most famous one is the famous Sanlu Group Co., Ltd., a milk powder company located in Hebei Province, a joint venture between Huaxia and New Zealand's Fonterra Group.

Became one of the largest milk powder manufacturers in China.

Fang Mingyuan remembers it very clearly. Looking through the honor book of Sanlu Group Co., Ltd., you will be surprised to find that it is one of the top 100 Chinese food industries, a key national leading enterprise in agricultural industrialization, and an enterprise group supported by Hebei Province for 6 consecutive years.

Selected into the Top 500 Chinese Enterprises in 2016. The company has won the National "May Day" Labor Certificate, the National Advanced Grassroots Party Organization, the National Top Ten Enterprises in Light Industry, the National Advanced Enterprise in Quality Management, the Spark Leading Enterprise in Science and Technology Innovation, the Outstanding Enterprise in the Huaxia Food Industry, and the Huaxia

There are more than 200 honorary titles at provincial and above levels, including Excellent Integrity Enterprise.

The company has passed ISO9001, ISO14001 certification, GMP audit and HACCP certification, obtained the national laboratory accreditation certificate, and the title of nationally recognized enterprise technology center. These certifications, as recognized by relevant departments, have laid a solid and unbreakable foundation for Sanlu products to go global.

Sanlu milk powder production and sales have ranked first in the country for 15 consecutive years, kefir has ranked second in the country, and liquid milk has ranked among the top three in the country. Sanlu milk powder and liquid milk have been identified as national inspection-free products, and both have once again won the "China Famous Brand Products"

Honorary title. The "Sanlu" brand was rated as one of China's 500 most valuable brands by the World Brand Laboratory, and was rated as the most market competitive brand by the Ministry of Commerce. The "Sanlu" trademark was recognized as "China's Well-known Trademark"

, the products sell well in 31 provinces, municipalities, and autonomous regions across the country. It ranks first in the dairy industry among the "Top 100 Chinese Enterprises" selected by the internationally renowned magazine "Forbes". According to the evaluation of the China Brand Asset Evaluation Center, the Sanlu brand value is as high as 100,000

Five billion yuan.

In 2007, Sanlu Group Co., Ltd.’s “Innovation and Integration Project of New Generation Infant Formula Research and Supporting Technologies” won the National Science and Technology Progress Award from the State Council, making Sanlu Group a Chinese

The only dairy company in China to be on the podium of the country's highest technology. According to reports at the time, this fully demonstrated that Sanlu Group has reached the top domestic strength in infant formula research and marked that Huaxia Infant Formula

The research and production of milk powder have reached the international advanced level.

Later, Sanlu Group became the only partner of the China Astronaut Center for "aerospace milk beverages and milk powder" and the only professional manufacturer of "aerospace milk beverages" in the country.

But such a company, in the second half of 2008, after two months of quibbling and refusing to admit its mistakes, had to bow its head in the face of countless evidence, but it still argued that all this was because

This is because a few unscrupulous dairy farmers adulterate raw milk with melamine.

Melamine is added to milk and milk powder mainly because it can impersonate protein. The protein content of dairy products must be tested according to regulations. If there is not enough protein, it means that the milk has been mixed with too much water. However, the protein is not easy to detect, and the raw material

Chemists came up with a lazy way: because protein contains nitrogen, so as long as the nitrogen content in food is measured, the protein content can be calculated. Therefore, it is difficult to detect milk powder with melamine added.

The protein is not up to standard. This is a false protein produced by melamine.

At that time, the dairy companies involved in the quality scandal following the Sanlu Group included almost all the well-known dairy brands in China at that time, which dealt a heavy blow to the originally prosperous Chinese dairy industry, especially infant milk powder. Consumers

It is almost capable of fully switching to foreign milk powder products, and once caused a shortage of foreign brand milk products in Hong Kong.

Looking at the series of dazzling titles of Sanlu Group and the honors it has received, Fang Mingyuan has never believed in those national quality inspection departments since that time!