The Kyoto Bubble Era: It started with selling off hundreds of millions of property

December 2, 1989, Sunday.

The Economy, Trade and Industry Agency not far from the Osaka Prefectural Government (Osaka City Government) welcomed a special guest.

Kitahara Sosuke parked his black and white AE86. When he got out of the car, he saw the magnificent building complex of the Department of Economy, Trade and Industry. It is indeed an important government agency in charge of economy and trade. The luxury of the buildings is no worse than that of the nearby Osaka Prefectural Government. .

At this time, the Department of Economy, Trade and Industry was still called the Department of International Trade and Industry, and it did not have as many responsibilities as it did later. He let it slip last night, but fortunately, Fujiwara Norika didn't react.

Otherwise, he would have a huge headache if she kept asking questions about the Department of Economy, Trade and Industry.

After the Plaza Agreement was signed, RB's economy took off at a rapid pace, and the skyrocketing housing and stock markets gave rise to a large number of shell clubs. They accumulated large sums of funds and focused on speculating in real estate and stocks to make huge profits.

The Ministry of Justice, which was originally responsible for business registration, had a huge headache, so it temporarily assigned the work to the Ministry of Finance and the Ministry of International Trade and Industry. They would first implement centralized registration and then consolidate it to the Ministry of Justice for unified processing.

Osaka's Legal Affairs Bureau has cumbersome procedures and its own affairs are extremely busy. Of course, Kitahara Sosuke's first choice was the Department of International Trade and Industry to register the company.

As for why they didn’t choose the Ministry of Finance, the National Tax Department, Financial Services Department and other institutions under this thing are mortal enemies of the banking industry. He is a bank employee and registered a company in his own name. If he deals with the Ministry of Finance, they are not allowed to Check it out yourself?

This is one of the reasons why Sosuke Kitahara did not choose to use the real estate on his hands to mortgage the matryoshka indefinitely after time travel.

If you do that, you will first attract the attention of a large number of colleagues and officials from the Ministry of Finance. Let’s not say whether you can last until you make huge profits by doing this. As long as you start with this, you will completely ruin your reputation in the circle. .

If the banking industry has a bad reputation, it will be difficult to move forward. If it provokes those hawks in the Ministry of Finance, business will be full of pitfalls in the future, and the gains will not be worth the losses.

Practices such as shorting the stock market are similar to this. Not only are they easy to be noticed by the superiors, but they may also be shaken up by consortiums, and in the end they lose everything.

Therefore, after careful consideration, Kitahara Sosuke chose to sell off his property to obtain funds instead of continuing to use these assets to play tricks.

With the first money, he had the confidence to manipulate it and slowly roll it into a huge snowball without taking huge risks for a small profit.

It coincides with the holidays, and the interior of the Department of International Trade and Industry is deserted. Only a few emergency windows are still open. Civil service positions are not popular these days. College students who are capable are thinking of going to big companies to become good people. Only the poor ones in school can do this. Choose to work in the system.

The RB system is different from the previous one in China. Multiple parties coexist, and consortiums manipulate elections behind the scenes. A group of shady people are involved. Even if ordinary people get in, they will not be able to get ahead.

Therefore, during this period, government units were short of manpower and could not recruit people.

Kitahara Sosuke took Fujiwara Norika around the front hall and came to the small room at the back. There was already a young woman in professional attire standing there. When she saw them coming, she bowed with a friendly and professional attitude. His smile leaves no room for doubt.

"Hello Mr. Kitahara, I am Kudo Momoe who is responsible for receiving you. Do you want to start registration now?"

Fujiwara Norika, who was holding a lot of information, looked around curiously. It turned out that there is such a VIP room in the Department of International Trade and Industry!

"Yes, let's start now." Kithara Sosuke sat on the soft sofa and let Fujiwara Norika settle down.

Someone knocked on the door, came in, brought tea and cakes, and then left, leaving only three people in the private room.

Kudo Momoe secretly looked at the young man in front of her, quite curious. It was originally a day off for her, but she was forced to work overtime by the section chief to serve this unexpected man. Although she was unhappy, she thought it was better than others to accompany the few pot-bellied perverts from the general affairs department, so she endured it. This tone.

Usually, the clients who work overtime on weekends are powerful people, but the person in front of me is a bit too young.

"It's a great honor to serve Kitahara-kun. Are all the required documents on the list ready?" Momoe Kudo asked enthusiastically.

"Fujiwara, please show all the documents to Miss Kudo." Sosuke Kitahara called Masao Kitahara after returning home last night, and his father readily agreed to his request.

He is also looking forward to and curious about Kitahara Sosuke's next plan, and wants to see what amazing results his son with an ALL IN attitude can achieve.

With the recommendation of Kitahara Masao, the executive director of Tosan Head Office, he no longer has to worry about approval issues. He only needs to submit the documents and wait for the green light.

In fact, Kitahara Masao didn't understand his operation. With his help, Kitahara Sosuke can directly apply for a special financing project, and then the bank will contribute funds and help him get Takeuchi Rubber, and the process will be much simpler.

If you are worried about branch and sub-branch card applications, just showing his name, Kitahara Masao, is enough. Why bother to go through the process of the head office and apply for the merger and acquisition holding model to target such a small and negligible club?

Of course he couldn't understand, because this was the first step for Kitahara Sosuke to create his own financial empire!

He explained to others at the morning meeting that he disliked the branch process being too cumbersome, and Takeuchi Rubber couldn't wait any longer, so he chose this special model.

Kuroda Yu and others didn't think the branch would approve his application. From this point of view, it seemed that the merger and acquisition holding model was the only way out, and there was nothing wrong with it at all.

But the fact is that Kitahara Sosuke is not willing to bind Takeuchi Rubber to Tosan! He deliberately wanted to separate the two.

Not long after, Tosan will incur huge liabilities due to non-performing loans during this period, and the Mitsubishi Group behind the scenes will also intervene to save it.

However, Tosan, which was rotten to the core, could not survive the difficulties with the capital injection from the Mitsubishi Group. After a few years, it had to merge with the Tokyo External Banking Corporation to seek a glimmer of hope.

He didn't even know if the Osaka Chuo District branch would still be there next year, so he tied Takeuchi Rubber to the ship. If it capsized, it would be all in vain and he would definitely become a victim.

So from the very beginning, Kitahara Sosuke was ready to sell all his family property and use the big tree of Tosan, which had not yet fallen, to protect his fledgling empire.

Borrowing human, material and financial resources with almost no restrictions, this is what he wants.

It was very quiet in the private room.

While Kitahara Sosuke's thoughts were wandering, Kudo Momoe quickly confirmed all the documents, sealed them, and then looked up at him.

"What is the name of the club?"

"Let's call it Kitahara Investment Co., Ltd. The information of the board members is here." Kitahara Sosuke smiled and took out a document he kept personally.

He didn't care who was on the board of directors list. Anyway, they were just people brought in by his father to make up the numbers. When the company grew in size, he would just eliminate them one by one and re-place his subordinates.

When she heard that Kitahara was called to invest, Kudo Momoe showed an expression of sudden realization.

It seems to be another empty shell club, mainly used for real estate transactions.

These days, she has handled many similar registration businesses, all of which were sold as dog meat. As long as she paid a registration fee of several hundred thousand yen, she could start speculating on real estate with loans.

Thinking like this, Kudo Momoe took the envelope handed by Kitahara Sosuke. Inside was the registration fee. Hey, why is it so heavy?

"Miss Kudo, there is a registration fee of five million yen. Please check the amount." Kitahara Sosuke said with a smile.

Five million yen? !

Isn’t it enough for a shell club to just pay the basic payment of a few hundred thousand yen?

Five million yen has reached the registration fee threshold for a physical enterprise! If there is no need for future company business, there is no need to pay so much.

Kudo Momoe took the envelope with doubts on her face, and after counting it, she accepted it solemnly, and her eyes changed when she looked at Kitahara Sosuke.

This is a man with a lot of money.

"Then please leave it to Miss Kudo." Kitahara Sosuke stood up and bowed, and Kudo Momoe quickly stood up and returned the bow.

After completing the entity registration of Kitahara Investment, Kitahara Sosuke and Fujiwara Norika quickly left the Department of International Trade and Industry and headed to their next destination.

At this moment, Fujiwara Norika has another doubt in her head. She wonders who the big shot behind the scenes is willing to support the department head, and is actually willing to name the company Kitahara Investment!

It seems like the department head is fully responsible, but how is that possible? He is not your father, so why are you so kind and recommending and delegating power!

In her mind, she quickly imagined the scene where the department head was groveling to some big shot while presenting a gift box filled with ten thousand yuan bills.

Hey, it’s really not easy being a department head!

Kitahara Sosuke saw the little girl looking at him with an expression of pity, and smiled angrily. He didn't bother to pay attention to what strange thing she was thinking, and lightly tapped her on the head.

"Cheer up and go to Inoue Logistics later. It's up to you to communicate with their president."

"Hey, hey, let me do it?" Fujiwara Norika followed Kithara Sosuke around these days. She saw a lot and learned a lot, but she was basically a tool and never acted on her own.

"Yes, you have to take this loan back, Fujiwara." Kitahara Sosuke said with a smile on his face. His smile looked very warm, but it always made Fujiwara Norika feel similar to some demons in movies.

It is not easy to recover a loan. As the saying goes, "It is easy to borrow money but difficult to repay it." When customers encounter banks collecting loans, they feel like squeezing out toothpaste and want to pay it back for the rest of their lives!

Fujiwara Norika originally didn't want to do such dirty work, but when she looked up and suddenly saw the strange light in Kitahara Sosuke's eyes, she suddenly woke up.

The department head is testing his learning achievements in the past few days!

In this case, it’s okay to bite the bullet!

…

Two hours later, the two arrived at the headquarters of Inoue Logistics Co., Ltd. located on the border of Chuo District.

Before entering the building complex, you can hear the roar of large truck engines, container trucks driving in and out, and occasionally the roars of workers in blue and white uniforms.

The renovated headquarters building is particularly eye-catching, six stories high, with a huge billboard engraved on the outside of Inoue Logistics.

Fujiwara Norika naturally did her homework before coming. Inoue Logistics is a well-known logistics company in Osaka's Chuo District and an old customer of the financing class. It was previously in the hands of Section Chief Yu Kuroda. After he was promoted to Section Chief, this The client was entrusted to Sosuke Kitahara.

Judging from the financial reports in recent years, Inoue Logistics has almost reached a bottleneck period, with more than enough performance but insufficient potential. Even so, it is still a high-quality customer that various banks are vying to attract.

A year ago, it began to transform into real estate, and then expanded its loan needs, borrowing a total of 100 million yen from Sansei.

From Fujiwara Norika's perspective, Inoue Logistics is the high-quality customer they need, and major banks are flocking to it.

If she hadn't accepted the bubble concept that Kitahara Sosuke had instilled in her before, and had made up her mind to be bound to the same boat as the department head, she would never have taken the initiative to collect this loan.

"Just take it!" She took a deep breath and walked into the Inoue Logistics headquarters building as if going to the execution ground.

Kitahara Sosuke was not too anxious. He walked slowly behind and wandered around. When Fujiwara Norika disappeared, he walked into the headquarters building.

Fujiwara Norika was waiting respectfully at the entrance of the elevator. When she saw him coming, she quickly waved to signal him to open the elevator first. When Kitahara Sosuke walked in, she turned around and rushed in. Then she stood on tiptoe and looked at the side of the elevator, which was a little blurry. prompt writing.

There was a tearing sound. She walked too fast just now, and the black stockings on Fujiwara Norika's lower body were hooked and torn a small hole.

"Oops! Why are there still nails?" She said angrily, pulling down her hip-hugging skirt a little with her hands, hoping to cover the holes in the stockings. Unfortunately, the hem of the skirt was too short, and her waist was already high, so she forced it down. The hip-hugging skirt will not be able to cover the hem of the shirt.

After trying several times to no avail, Fujiwara Norika had no choice but to give up and block it gently with her hands.

Kitahara Sosuke is 1.8 meters tall. He doesn't have to stand on tiptoes like Fujiwara Norika. The instructions on the elevator are very blurry. It took him a long time to recognize the floor where the president's office is.

After getting out of the elevator, we came to the sixth floor lobby, which was an old booth design with many departments crowded together and only separated by some signboards.

There was smoke and noise, and a few employees were walking around, whispering, and no one noticed them coming.

"The decoration is too bad." Fujiwara Norika couldn't help but complained in a low voice, and then glanced at Kitahara Sosuke, who shrugged, looking like you were casual, and seemed to be determined to leave everything to him. She'll handle it.

Norika Fujiwara gritted her teeth and walked quickly to stop a female employee: "Good afternoon, I am from Tokyo Industry."

"Ah, please talk to the HR department. I have something to do, so I'll excuse you!" The female employee interrupted her impatiently, waved her hand with a smile, and left quickly.

Fujiwara Norika frowned and stopped several employees one after another, but they all got similar replies. One person just said that he had something urgent to deal with, then turned around and ran to the other side of the station to chat with his colleagues.

Probably noticing what was going on here, a woman in a bright red mink coat walked over with her waist twisted. She had heavy makeup on her face and her body was filled with the pungent smell of perfume.

"Are you two from Tosan?" The charming woman came over with a smile on her face. After receiving a positive reply, she enthusiastically took Fujiwara Norika's hand. "Here, please, I am Inoue Momo, the Human Resources Director of Inoue Logistics. The chief is waiting for you in the office."

Inoue Momo led them through various work stations and came to the innermost president's office. When they opened the door and entered, their view suddenly became wider.

Compared to the noisy and shabby hall outside, the president's office is much quieter and more refined.

Huge floor-to-ceiling windows snaked on both sides, occupying almost half of the wall. On the other side of the mahogany wall were several paintings and calligraphy. Next to it were display cabinets filled with all kinds of foreign wines that Norika Fujiwara had never seen before.

Sitting on the leather sofa in the middle was a tall, oily, middle-aged man with a slicked back hair. He had his legs crossed, a cigar in his hand, and he was puffing away happily.

"President, the two guys from Tosan are here, uh" Momo Inoue looked at them awkwardly, suddenly remembering that she hadn't asked their names yet, she froze for a moment and couldn't introduce them.

Kitahara Sosuke took a step forward and handed over his business card: "I am Kitahara Sosuke from Tokyo Industrial Bank. President Inoue, the 100 million yen loan last year was handled by me and Section Chief Kuroda."

Norika Fujiwara also handed over her business card: "President Inoue, I am from Tokyo."

"Director Kitahara? I'm sorry, I can't remember clearly what happened last year. Have we really met?" A middle-aged man named Inoue Hiko casually took the business card, and then just glanced at Fujiwara Norika, impatient. He interrupted her, "As you know, our club usually only deals with the section chief and president of your bank. I really can't remember the other people this year, so I'm sorry."

"It doesn't matter, let's just treat it as the first time we meet." Kitahara Sosuke still had a smile on his face. On the other side, Inoue Momo had skillfully boiled hot water, took out teacups from the cabinet and made hot tea for them. .

"Speaking of which, Section Chief Kuroda is the old man who follows Asano, right?" Inouehiko blew out a smoke ring, "What, has he retired? Now you are taking over our business?"

"It's still early for Chief Kuroda to retire." Kitahara Sosuke nodded to Inoue Momo, took a sip of tea, and continued, "However, the business of Inoue Logistics has indeed been entrusted to our department. Now I am responsible for working with you. The person next to me is Director Fujiwara Norika."

"This is the first time we meet, please give me your advice!" Fujiwara Norika quickly stood up and bowed. This was the department head entrusting the negotiating power to herself.

Inoue Yan, who was sitting on the sofa, sneered, not hiding the disdain in his eyes at all: "Female staff? Can she handle our business well?"

"President Inoue, please rest assured. I have been working at Tosan for two years and have handled dozens of loan transactions. I can definitely handle the cooperation with your company properly." Norika Fujiwara replied in a neither humble nor condescending manner. Discrimination against women in the workplace is very common. It was common. She had met him several times and was not disturbed by Inoue Yan's questioning in person.

"Ha, okay, then what's the reason for you coming here this time? If you're looking for a loan from me, then you can only say sorry. People from Sakura Bank just came here a few days ago, and we have already borrowed 100 million from them. Yen, there is no new loan demand for the time being.”

Inoue Yan looked at them with a half-smile but not a smile. During this period, seven or eight banks came to the club to find him, all hoping that he could get a loan from their bank to meet the year-end performance requirements.

People who want to come to Tosan are no exception.

"President Inoue, actually we are here this time to recover the loan." Fujiwara Norika said bravely, her heart pounding.

It’s so embarrassing. The department head must have been unwilling to say it himself and asked me to do it on purpose!

Fujiwara Norika secretly glanced at Kitahara Sosuke, who was quietly drinking tea, and thought with some curse in her heart.

As soon as these words came out, the scene instantly went cold.