The Kyoto Bubble Era: It started with selling off hundreds of millions of property

"Huh? Collect the loan?"

Snapped!

Inoue Yan's right hand slapped hard on the coffee table, which scared Fujiwara Norika to the point where she almost jumped.

"You woman, do you know what you're talking about?!" Inouehiko pointed his finger at Fujiwara Norika, almost poking her eyes, with a cold and unpleasant tone, "It was your bank that shamelessly asked me for a loan in the first place. Well, why is the loan suddenly being called back without any reason? Are you treating me like a monkey?"

When Fujiwara Norika proposed to take back the loan, Inouehiko couldn't sit still anymore and yelled at her without any grace at all, accusing the bank of being an unscrupulous institution with no credit!

"Reason? What's the reason! The bank can't just take back my loan based on your personal preference!" Inoue Yan stretched out his hand and spat at Fujiwara Norika, "A mere director, do you really understand yourself? status?"

Norika Fujiwara clenched her fists. The unreasonable aura coming from Inoue Hiko made her shake. The other party kept talking about her gender and position, which was a typical PUA negotiation method. However, she was powerless and found it difficult to refute.

At this moment, she suddenly realized that this was how the department head felt when he was doing business alone when facing these difficult customers. Was this how he came all the way?

"President Inoue, we have stated the conditions for recovering the loan in the original contract. You can check the contract content carefully. We must comply with the process and system and will not do whatever we want." Norika Fujiwara maintained a professional smile and lowered her voice. said the voice.

She did her homework before coming here, carefully checked the information on Inoue Logistics in recent years, and also read in detail the loan contract signed by Section Chief Kuroda and Inoue Hiko.

This was a pure credit loan. It was originally intended to sprint for performance. It was directly approved by President Asano and did not go through the regular process.

Performance is performance. At that time, Inoue Logistics did meet the loan qualifications. At the same time, Section Chief Kuroda also reserved a hand, stating in the contract that the bank has the right to withdraw the loan from Inoue Logistics at any time when one of the following circumstances occurs.

1. The loss rate of Inoshang Logistics in the past year exceeded 30%

2. Any illegal activities and operations of Inoshang Logistics

3. Inoue Logistics’ debt exceeds 500 million yen

The department head was the first to notice that Inoue Yan secretly borrowed another 100 million yen from Sakura Bank.

Including this loan, Inoue Logistics' debt exceeds 500 million yen.

Therefore, the department head felt that it would be a huge risk, and it made sense to want to recover the loan.

Norika Fujiwara took out a copy of the original contract from her bag, spread it out in front of Inoue Yan, and specifically pointed out this special clause.

"As shown in the contract, President Inoue, your company's debt has exceeded 500 million yen, and we have the right to recover it according to the contract description." She clicked on the red handwriting, and as she was speaking, she suddenly felt a pain in her head.

"Snapped!"

"Are you kidding me?" Inouehiko didn't listen to her at all, and directly threw the pile of documents on Fujiwara Norika's head.

"It seems you haven't figured out the situation yet, woman! I told you, Naoto Asano and Yu Kuroda begged me to handle this loan. Now, if you want to take it back, just ask them to come and talk to me! Who do you think you are? !”

Inoue Yan pushed away other documents on the table and pointed hard at the door: "Get out! Get out of here now!"

Fujiwara Norika was stunned by that blow, and tears suddenly flashed in her eyes. She gritted her teeth and lowered her head not to look at Inoue Hiko. No matter how stupid she was, she now knew that the other party had no intention of reasoning with her!

From being disrespectful at the beginning, to immediately breaking up after hearing that the loan was to be recovered, Inoue Yan always had a strong dominance and suppressed her.

She had heard from other contemporaries that some of the rich and powerful club presidents were not easy to talk to, but when she actually met them, she was still a little at a loss.

This is too difficult to communicate!

In this era, banks are begging others for loans. When hot money is surging, it is the boss who lends money, which makes many bank employees miserable.

If you don't take good care of these high-quality customers, they can turn around and cooperate with other banks.

After all, they lack everything except money.

"President Inoue." Fujiwara Norika tried her best to raise her head and did not look at the department head who was sitting behind her. Today she had agreed to let her handle it. She must not back down and leave the mess to the department head.

After adjusting her breathing and regaining her composure, Norika Fujiwara's tears disappeared from her eyes. Looking at the tall man in front of her, she picked up the scattered copies of the contract again.

"That's enough, that's it, Fujiwara."

Kitahara Sosuke finally spoke.

He stood up, put the tea cup back on the table, gently patted Fujiwara Norika's shoulder with his hand, and motioned for her to sit back on the sofa.

Fujiwara Norika turned to look at him nervously: "Department Chief, I, I can"

"That's about it. President Inoue has expressed his position, hasn't he?" Kitahara Sosuke pushed her back to the sofa with his arms, and then pushed her over a cup of tea, "Let's see you in court then."

"Court?" Inoue Yan had already sat back on the sofa and continued to smoke. Then he smiled, a sarcastic smile, and his voice became weird, "Are you trying to scare me? Just because of this unreasonable contract Treaty, just forcefully take back the 100 million yen loan given to me, who do you think the court will listen to?"

"I think the court will listen to this evidence." Kitahara Sosuke smiled and took out a thick stack of new documents from his briefcase, slamming it in front of Inouehiko.

Norika Fujiwara has never seen these documents!

"Evidence?" Inoue Yan was still smiling, looking at Kitahara Sosuke as if he were a clown, "What evidence?"

"Inoue Logistics has fallen into a bottleneck period in the past three years, and its profit margin has never been able to increase. In contrast, the club's expenses have been increasing year by year. Three years ago, the club's net profit was less than 10 million yen."

Kitahara Sosuke skillfully opened the pile of information and leisurely said the secret information that stunned everyone else present.

"The year before last, your external debts had expanded from 150 million to 200 million, and the net profit was negative; in the first half of last year, the debt had increased to 280 million, and the profit, oh no, should be said to be a loss. The amount is 90 million yen. At one time, I couldn’t even pay the salaries of the staff below. I’m really sorry for you, President Inoue.”

Speaking of this, Kitahara Sosuke raised his head teasingly and glanced at Inoue Hiko, whose face was already beginning to look uncertain.

"After all, it's very uncomfortable to have Dogeza kneel down and beg the Tokyo External Bank to grant you an emergency loan."

When Inoue Yan heard this, the corner of his mouth twitched slightly.

"Oh, of course, for the sake of the dignity of the president, you can't tell others that the real purpose of this loan is to pay wages to employees. Well, the purpose of the loan is to expand the factory. It's really good. Even though the club has been losing money for many years, it still has ambitions. Aspiring to continue development and expansion, President Inoue is worthy of being president!”

After Kithara Sosuke finished speaking, he clapped his hands.

"That's enough, what do you want to say!" Inouehiko slammed the table again and glared at Kitahara Sosuke fiercely.

However, "Bah!".

This time, Kitahara Sosuke's slap on the table was louder than his!

The coffee table could hardly bear the huge force and started to shake slightly.

Kitahara Sosuke narrowed the distance between him and Inoue Hiko. He was tall and comparable to Inoue Hiko. He was more powerful and firmly had the upper hand.

"Listen to me! Don't you want a reason?"

"In the second half of last year, after learning that Tosan was under performance pressure, you took the initiative to go to President Asano and revealed a little about your loan needs. Although Inoue Logistics is not operating well and has been losing money, at least the foundation is there and it will not suddenly collapsed."

"Probably this is the advice given to you by Governor Asano, asking you to switch to real estate, use new funds to buy land and real estate, and completely abandon the Inoue Logistics business. Well, in the second half of last year, the price of industrial land on the edge of Osaka's Chuo District It’s not expensive. You made a lot of money with this money, right?”

"One hundred million, two hundred million, or three hundred million? Forget it, it doesn't matter anyway." Kitahara Sosuke retreated to the side of the sofa, his eyes sharp and his tone cold, "If you continue to maintain your current scale, before the loan expires, I wouldn't consider taking it back. But you secretly borrowed another 100 million yen from Sakura Bank, and you invested all of this money in the real estate market."

"So what's the matter? Your bank should know the situation of the real estate market better than me, right? Moreover, this is Sakura Bank's funds. What does it have to do with your Dongsan?" Inouehiko was exposed, and his momentum was no longer as strong as when he faced Nori Fujiwara just now. The fragrance was so abundant, but he still maintained a condescending attitude, spreading his hands and sneering.

"After you got the funds, you didn't use it to save Inoshang Logistics, which started to decline. Instead, you poured it all into your personal account and used it to purchase real estate. Then you used a very small part to renovate the appearance of the headquarters building and use it to go to the bank. Take out more loans and then invest in real estate.”

Kithara Sosuke looked at him and said the last word,

"President Inoue, does he want to give up Inoue Logistics completely and file for bankruptcy?"

When a business goes bankrupt, those debts are wiped out and cannot be recovered.

A large amount of funds were transferred to Inoue Yan's personal name and invested in real estate. After the bankruptcy is successful, he can sit on billions of assets and get away with it!

After all, the loan was applied for in the name of Inoue Logistics. If Inoue Logistics goes bankrupt, what does it have to do with me, Inoue Hiko?

Fujiwara Norika, who listened carefully, was stunned. This is too bad!

"Asshole! What evidence do you have for saying that? Just based on these words, I can go to court and sue you for defamation! Do you know what will happen to you?!" Inoue Yan stood up suddenly, scaring Inoue who was watching from a distance. Peach jumped.

She knew that this was Inoue Yan's desperate look.

This bank clerk who looks much younger than me is so awesome!

This was the first time she saw the cynical Inoue Yan forced into such a state.

Fujiwara Norika had been negotiating before, and they all subconsciously ignored this man, thinking that he was just a companion.

It turns out that he is the real killer!

"I really don't have any evidence, but that's not the case. Doesn't President Inoue know better than me?" Kitahara Sosuke spread his hands and shrugged indifferently, "However, he fabricated the company's financial statements and transferred loan funds to his personal account. Used to purchase real estate, breach of contract, these are enough for the court to judge."

"Since President Inoue wants a reason, I will give you one. Tosan will not give you his own money as a bargaining chip to buy a house. Inoue Logistics is not a company worthy of our cooperation and trust. According to the contract description, I have the right to withdraw this 100 million yen loan now."

Kitahara Sosuke straightened up, looked at Inoue Yan, and said calmly,

"If President Inoue is unwilling to cooperate, then let's meet in court and say goodbye."

After saying this, he picked up his briefcase, glanced at Norika Fujiwara, who was already stunned, and walked straight to the door.

Kitahara Sosuke left in style with Fujiwara Norika. From the time he took over Fujiwara Norika's role to now, the situation reversed instantly. Almost without anyone else reacting, he had completely defeated Inoue Hiko.

He took out the evidence and pointed out Inoue Yan's dirty thoughts and shameless practices one by one, then left the harsh words and left calmly.

What he did was so smooth that Inouehiko didn't have a chance to react or fight back!

Until after he left, Inoue Yan was still in a daze.

All my future plans have been seen through by this hateful bank employee!

He just planned to abandon Inoue Logistics completely, file for bankruptcy and go abroad freely.

Before that, try to use this declining company to get more funds. After all, aren't the guys from these banks asking for loans to themselves?

Whenever the end of the year comes, they will also have performance pressure.

However, Kitahara Sosuke saw through all this and said it ruthlessly.

Inoue Hiko flipped through the thick stack of documents left by Kitahara Sosuke, which contained all kinds of information related to Inoue Logistics and himself. It can be seen that Kitahara Sosuke has been eyeing him for a long time.

He is like a poisonous snake, looking for an opportunity to kill himself with one blow!

"Hiko-kun, what should we do?" Inoue Momo came over, and there were no outsiders. She simply threw herself into Inoue Hiko's arms, like a cute kitten, clinging to him, her eyes filled with worry and anxiety. "We have already invested Dongzhan's 100 million in real estate."

"We lost Tosan's 100 million, but we just got Sakura's 100 million! This bastard must have come here because he saw this! Bastard! Bastard! Bastard!" Inoue Hiko was furious, and after cursing for a while, he calmed down. When he came down, he suddenly pulled Inoue Momo up from his arms and whispered a few words in her ear.

As Inoue Momo listened, her face gradually turned pale.

"Momochan, please! If Dongsan really wants to forcefully take back the 100 million loan, it will be very difficult for me!" Inoue Yan hugged her and sighed.

Inoue Momo's breathing became a little heavier, and then said: "Hiko-kun, don't you have a good relationship with President Asano? Go to him directly. A mere department head shouldn't be able to recover your loan, right? No, otherwise, If it really doesn’t work, it doesn’t matter if we give up the 100 million! Anyway, we have already received a lot of money and a house, even if we file for bankruptcy now.”

"Momochan!" A trace of anger appeared on Inoue Hiko's face, but he suppressed it again and said softly to her, "Please, as long as you get rid of that bank clerk, we can get an extra 100 million yen!"

"Please, Momo-chan!"

"Okay, okay."

Kitahara Sosuke took Fujiwara Norika out of the headquarters building. He walked in front, followed by Fujiwara Norika in small steps. He had not recovered from the negotiation just now.

"Fujiwara, I'm sorry, you were hit. Does it still hurt?" Kitahara Sosuke sighed. This was probably the first time this little girl had encountered such a situation.

In the shopping mall, not everyone is polite and polite.

In fact, the higher the position, the more glamorous the surface is, but the more rotten and disgusting the inside is.

After all, at the top of money and power, there must be the darkest side of human nature.

Inoue Hiko was quite amiable. Kitahara Sosuke had seen many truly disgusting and disgusting businessmen in his previous life.

"Eh? You don't have to apologize to me, department chief. After I saw President Inoue saying that he wanted to collect a loan, I was mentally prepared." Norika Fujiwara smiled sweetly, clenched her little fist and waved, " And in the end, he was dealt with by the department head!"

"Fujiwara, if I said that I had expected something like this from the beginning, but I had no intention of stopping it, would you hold a grudge against me?" Kitahara Sosuke paused, and together with her, he scanned the various factories of Inoue Logistics. .

"Eh? Did the department chief expect it?" Fujiwara Norika was stunned for a moment, then puffed up her lips, "Of course, she will still be a little angry."

After all, it was really painful, and being in a weak position as a woman and being manipulated all the time was so unpleasant!

"Fujiwara, do you remember the last time we went to Takeuchi Rubber?" Kitahara Sosuke smiled and asked suddenly.

Norika Fujiwara nodded like a chicken pecking at rice: "Of course I remember!"

"You see, although Takeuchi Rubber is nothing compared to Inoue Logistics, their employees, the atmosphere of the club, and the attitude of the president are completely different from here."

Kithara Sosuke looked around,

"These container trucks are all printed with the trademarks of other companies, and none of them are owned by Inoue Logistics. The headquarters building has only been renovated on the outside. The elevators and interiors are all outdated. Do you think such an enterprise has a future?"

"Of course not!" Norika Fujiwara shook her head. After careful contact, she did not think this was a high-quality company at all.

Hearing this, she blushed and lowered her head slightly.

Yes, compared to the department head, she still did too little homework. If the department head hadn't come forward in the end, her negotiations would have broken down long ago.

Trying to reason with these businessmen is the stupidest idea.

"Actually, even so, according to the situation of Inoue Logistics, they can last at least one or two years. When the contract expires next year, if we don't renew the loan, maybe he can repay the 100 million yen."

Kitahara Sosuke looked at her, his eyes were shining, and his tone gradually became serious,

"But if he is allowed to continue like this, who will be unlucky in the end?"

"Once Inoue Logistics collapses, those upstream and downstream companies and their employees will be very distressed." Norika Fujiwara sighed, "The longer it lasts, the greater the harm these people will suffer in the future."

"This is the second lesson I want to teach you." Kitahara Sosuke exhaled slightly, clenched his fists with his hands, and then slowly put them in front of her eyes, "While we hold power, we must shoulder the corresponding responsibilities. Responsibility."

In his previous life, he had seen too many people with wealth, fame and status gradually deteriorate, and finally fell from a high altitude and were shattered to pieces.

Because they no longer care about others, they only care about the power they hold and do not assume the responsibilities that power brings. Over time, one day, they will be dragged down by the people they look down on.

Many big figures were killed by unknown pawns.

Kitahara Sosuke's goal is not how much money he makes or how rich he becomes, but his ideal is more ambitious.

He wants to become a being on the level of the six major consortiums, and stand at the true top of the country's pyramid!

For this reason, he must be careful and do everything he can to prevent it from becoming the small screw that overturns the building.

Of course, Fujiwara Norika can't understand this sentiment.

"Besides, if you do it well, this will be a good performance in the future." He smiled, "When Inoue Logistics collapses, you will have avoided a huge risk for the bank."

"It's very good to us, but it's a pity that no one punishes that annoying guy!" Fujiwara Norika stuck out her tongue and was very angry.

Even if Inoue Logistics goes bankrupt, according to the department head, it will not affect Inoue Yan personally. He has long been prepared to leave.

But she knew the inside story and was helpless.

"Maybe." Kitahara Sosuke chuckled. Inoue Hiko has invested all his money in real estate. When the real estate bubble bursts, the debt may be higher than Inoue Logistics's. "Let's go, there is another company that wants to Go visit.”

"Okay." Norika Fujiwara prayed in her heart, hoping that Inouehiko would also go bankrupt personally. Such a bad person will never have a good ending!

Just as Kitahara Sosuke was about to get in the car, a cooing sound suddenly came from behind.

"Please stay, Chief Kitahara!"

Inoue Momo ran over panting and stopped Kitahara Sosuke who was about to leave.

"Department Chief Beihara, can you please take a step to talk?" She was still breathing heavily, her chest rising and falling violently, revealing some graceful scenes intentionally or unintentionally.

Kitahara Sosuke nodded and walked to the side with her. Fujiwara Norika, who was sitting in the car, looked curiously. Unfortunately, from her angle, she could only see the back of Kitahara Sosuke and could not hear any of the conversation.

"The president said that he hopes that Chief Kitahara can reconsider the matter of recovering the loan! He is willing to pay you three million yen as a separate reward!"

Inoue Momo bowed vigorously, revealing a large patch of pink on her chest. After a while, she slowly straightened up, waiting expectantly for his answer.

"Three days, I will only wait three days. If President Inoue cannot repay the loan within three days, we will meet at the Osaka Court." Kitahara Sosuke raised three fingers.

"Five million yen!" Seeing that he was completely unmoved, Inoue Momo gritted her teeth, mentioned the price, took out a golden business card from her bag, and forced it into his hand, "This is my business card. If, if Chief Beihara has other needs, we can discuss it separately tonight!"

As she spoke, she gently slid her fingers on Kitahara Sosuke's palm and lowered her tone again,

"I can do anything, please!"