The Kyoto Bubble Era: It started with selling off hundreds of millions of property

November 29, 1989.

Back in the private apartment, Kitahara Sosuke loosened his tie, looked at the shrine on the calendar, then looked at the bustling night scene outside the window, looked around, and finally fixed his sight on the old model in the center of the living room, but here Panasonic color TV, which was quite trendy at the time.

Turning on the TV, Fuji TV replayed "Ranma 1/2" that had been broadcast today. Looking at Ranma Saotome on the screen who could freely switch back and forth between men and women, Kitahara Sosuke couldn't help but chuckle.

What an anime with a sense of the times...

Not only the animation, but also the furniture in the room, the decoration style, and various household appliances that were not even childhood memories for him, and every smell in the air revealed a very strong flavor of the times.

"To be able to own such an apartment in Osaka at this age is worthy of being a hidden rich second generation." Sosuke Kitahara sat down at the desk and turned on the lamp. Various sticky notes were posted on the seat, filled with densely written small words. It turns out that the original owner is a person with an extremely serious work attitude.

The hidden wealthy second generation is not his complaint. The Kitahara family is considered an emerging wealthy family in Tokyo's financial industry, with a strong family business. His father, Masao Kitahara, currently serves as the executive director of the Tokyo Head Office of the Tokyo Industrial Bank.

As the only son of Masao Kitahara, Sosuke Kitahara received the highest quality elite education from an early age and graduated from the Department of Finance at Tokyo University. He is what other people talk about as "other people's children."

However, the original owner was introverted and stubborn. After graduation, he did not obey his father's arrangements. Instead, he chose to come to Osaka alone to work hard. He wanted to get rid of the family and prove his worth with his own efforts.

Typical ivory tower student thinking.

All kinds of information flashed through his mind, and he quickly turned his attention back to the important things at the moment.

On December 29, 1989, the Nikkei average stock price reached its highest point of 38915.87 points, and then began to fall. Land prices also began to fall around 1991, and the bubble economy began to officially burst.

By March 1992, the Nikkei average stock price fell below 20,000 points, reaching only half of the highest point in 1989. In August, it fell further to around 14,000 points.

This paragraph of text reappeared countless times in his memory. The beautiful bubble burst so quickly that most people went bankrupt before they had time to react.

In this case, let alone him personally, the entire Beihara family may suffer heavy losses and be unable to recover.

Kitahara Sosuke turned the pen in his hand, his thoughts were racing, and he quickly sorted out the existing information and key points. After a while, the pen slid across the paper at high speed, writing down clear items one by one at an extremely fast speed.

This was his habit in his previous life, to list out the collected messy information one by one, find the internal logic, and then peel off the cocoons to find the solution to the problem.

"I only know the approximate time when the stock market and land prices fell. I don't know how the things I hold in my hands will change in the near future. And even if I travel through time, it does not necessarily mean that history will inevitably develop according to the established trajectory. Rather than holding it in my hand and betting, It will continue to rise until the end of the year, and it is better to sell outright.”

"To rise after the bubble burst, the first three industries are culture, service, and high technology. However, it is too difficult to develop from scratch during the Great Depression. The help of the family is indispensable, and the Kitahara family cannot be allowed to It completely collapsed in this storm; after the bubble burst, even security positions will be robbed, and most companies will go bankrupt and lay off employees. Now to jump out of the banking industry and start a business is to court death."

"RB Banking is at the top of all companies, occupying the uppermost part of the food chain. Here, I can have stronger connections and funds. Although I have traveled through time, I have no extraordinary skills. Being a copywriter is better than investing in them. Easy and convenient.”

As the pen swished, Kitahara Sosuke's mind gradually became clearer, blueprints and plans appeared on the paper, and the road to the future was no longer blurry.

He will use the power of the Beihara family and the banking industry as a springboard and cornerstone to accumulate capital, develop party members, and build the prototype of his own business empire during this special period.

Now he has three properties and two stocks under his name, one in Osaka and two in Tokyo.

The total price of the two apartments in Tokyo is about 180 million yen and 130 million yen respectively. They are small apartments in remote locations. The property in Osaka is the one he lives in now, with a total price of about 90 million yen. .

He also holds two blue chip stocks in Panasonic Electronics and Tokyo Industrial Bank, with a total value of about 50 million yen.

Kitahara Sosuke was slightly speechless. As a time traveler, he was still shocked by the current bubble economy of RB. As a department head of the Tokyo Industrial Bank, he was barely considered a middle- and high-income worker. His annual income was about 700 Ten thousand yen, and now the total value of the properties under his control is about 400 million yen, which is equivalent to the fact that it took him almost 60 years of working without food or water to buy it!

This is 1989!

What’s even more ridiculous is that if it weren’t for Kitahara Masao’s relationship, he wouldn’t even be able to draw the number!

The mortgage fees required for three properties are nearly 10 million yen a year, which exceeds his total salary income!

The profits brought about by the abnormal appreciation of house prices today are extremely terrifying. Compared with before Kitahara Aoi intervened, the total price of these three houses has nearly doubled. Excluding the down payment and transaction expenses, etc., as long as he sells now, he can get a net profit of 150 million yen.

Equivalent to more than 20 years of my own salary.

However, under today's crazy concept of "Tokyo and Osaka are going up, RB will always be number one in the world", no one is willing to sell properties in Tokyo and Osaka at this time.

House prices will definitely continue to rise! This is basically the consensus of all investors.

Unfortunately, the real estate bubble will burst soon, and it will be difficult to close a transaction. Many people can only watch the real estate in their hands shrink extremely, and then be saddled with debts that they will not be able to repay for the rest of their lives.

He took out a Marlboro cigarette, lit it lightly, and dialed a number on his mobile phone under the rising smoke ring.

In this era, RB's mobile phones had just been liberated from the previous bulky car-style portable phones. The Motorola mobile phone called Cellular HP-501 made its debut. Sosuke Kitahara bought one, but in order to keep a low profile, he rarely took it to the bank.

He has always kept a low profile and has not revealed his identity and background. It is estimated that only the president of the Osaka Chuo Branch, Naoto Asano, is vaguely aware of it.

Soon, there was an answer on the other end of the phone.

"Hello, this is the Osaka Stock Exchange. Dear VIP customer Mr. Kitahara, how can I help you?"

It's a sweet and intellectual girl's voice.

Kitahara Sosuke dialed the special VIP channel number of the Osaka Stock Exchange, which is open 24 hours a day and serves high-end customers at any time, so there was still customer service reception near midnight.

"I am Sosuke Kitahara, and I plan to sell all the shares of Panasonic Electronics and Tokyo Industrial Bank when the market opens tomorrow morning." His voice was strong and powerful, without any hesitation.

The customer service girl on the other end of the phone was obviously taken aback. She checked and found that Mr. Kitahara held a lot of shares in Tokyo Industrial Bank. If he sold them all at this moment, it might cause a big storm.

The customer service girl carefully checked, fearing that the boss was drunk or had ulterior motives.

She has also seen some high-end customers contact customer service girls in this way before, luring them to commit themselves step by step by showing off their own strength. In their opinion, it seems that the girls they pick up using this method are more fun than the ones they spend money on. Much.

"Are you really sure to sell all the shares in Panasonic Electronics and Tokyo Industrial Bank?" the customer service girl asked again. To be honest, in her work recently, she has seen many customers who are buying stocks frantically, and this is the first time she has seen this. A strange client who sells large amounts of high-quality stocks.

In the past, many high-end customers would sell a large number of their shares in advance only before facing a bear market. But now, how could a bear market happen?

And even if there is a bear market, there is no need to sell off the bank shares in your hands. How could the Tokyo Industrial Bank, one of the giants in the banking industry, have its stock price plummet?

The customer service girl was completely confused.

"Yes, because I will go to Tokyo first tomorrow morning and will not be able to return to Osaka until the afternoon. I hope you can complete all the procedures in advance." Kitahara Sosuke blew out a smoke ring. He could imagine the other end of the phone. The surprised look on the customer service girl's face at this moment probably meant that her head was broken.

"Okay, Mr. Kitahara, but with such a large transaction volume, I need to ask our section chief for instructions first. Are you sure you want to sell them all?"

"Yes, please."

The customer service girl on the other end of the phone confirmed again and again before carefully hanging up the phone. Finally, Kitahara Sosuke heard her breathing that became somewhat disordered because of this incident.

Then Kitahara Sosuke immediately dialed another number.

He didn't know when he was holding a gold-gilded business card in his hand, with a row of neat handwriting in light gold on it - Kitano Ran, head of the first business section of Tokyo Kitano Real Estate Trading Co., Ltd.

Tokyo Kitano Real Estate Trading Co., Ltd. is a large real estate company controlled by Tokyo Industrial Bank. It is mainly responsible for the purchase and sale of real estate in the Tokyo area. It is also an intermediary platform for bank employees to trade real estate.

This is the good thing about being a bank employee. Regardless of food, clothing, housing, and transportation, he can get all kinds of preferential treatment. He does not have to find various intermediary companies like ordinary members.

"This is Bei Yelan, who are you?" An extremely lazy female voice came from the other end of the phone, with a hint of sweetness in it, as if she had just woken up.

At this moment, Kitano Lan was huddled on the big bed at home, wearing a light red nightgown to cover her slender body. The graceful scenery was looming, a little annoyed, but also a little curious.

This phone number is her private number. Anyone who knows this number is closely related to her company and is her important customer.

But the number in front of her was extremely unfamiliar. This was Kitano Lan’s first time seeing it.

"I'm very sorry to disturb Section Chief Kitano at such a late hour. I am Sosuke Kitara, the head of the Financing Section 3 of the Osaka Chuo-ku Branch of Tokyo Industrial Bank. I want to sell two Tokyo properties under my name. I don't know. Is Section Chief Kitano free tomorrow morning?"

The man's voice on the other end of the phone was calm and strong, but his tone was very young.

Kitano Ran was a little confused. She straightened up suddenly. First she was shocked by Kithara Sosuke's name, and then she was almost frightened out of her wits by the second half of his sentence!

Huhuhu——

She fumbled around with her hand, turned on the bedside table lamp, drank half a glass of red wine, took another long breath, and then calmed down slightly.

She didn't pay attention to the string of titles that followed, her attention was directly attracted by the other person's name.

She had heard her father Takeshi Kitano mention the name Kithara Sosuke several times!

"Xiao Ran, Director Kitahara is the savior of our company. The business of his son Kitahara Sosuke will be left to you. You must take it seriously. No matter how small it is, you have to handle it personally!"

Five years ago, before the Plaza Agreement was signed, Tokyo Kitano Real Estate Trading Co., Ltd., founded by his father, was on the verge of bankruptcy. It was Masao Kitahara who fell from the sky and invested in the merger, saving his own company and his father's life!

She has longed for the life of a bank clerk since she was a child, but due to her father's club background in the early years, she was unable to work in a bank.

Kitano Ran admires and respects Kitano, the director who saved his father and his company.

Not long after, the Plaza Agreement was signed, house prices skyrocketed, and our own company jumped from the brink of bankruptcy to becoming a well-known company in Tokyo's real estate industry. This was all thanks to Director Kitahara. It is a favor worth repaying in a lifetime!

After getting the special client of Kithara Sosuke, Kitano Ran was nervous but excited. He inherited his father's business and was already a department head of Tosan. There was a huge difference between her and a real estate manager with a corporate background like her.

Her inner inferiority complex and awe of the Kitano family made her afraid to contact Kitano Sosuke rashly, but Kitano Ran kept her father's words in mind.

I finally looked forward to Kitahara Sosuke's first business, but he actually wants to sell his real estate?

Or in this most prosperous era?

(ps: Although I don’t want to explain it, but I saw a lot of people complaining about it, and I’m afraid it will affect the readers who read the book carefully, so I’ll just say it. The reason why Kitahara’s sell-off caused a huge shock to the girl: It was not because of the 50 million yen transaction amount, but because He was an employee of Tosan and held a lot of Tosan shares, but he sold them during his tenure! At the same time, the other stock was Panasonic Electronics, which was also the best stock. At that time, anyone who bought and sold in the stock market could make a lot of money, and few people made a lot of money. The stocks he held were sold, and they were high-quality stocks and his own bank stocks! Another example: a tx employee suddenly sold all the tx stocks in his hand. When the girl checked, she found that although her position was not high, she was a VIP customer with a background People, are you not shocked? Are you not worried about whether something happened to tx? Is the stock market volatile? Moreover, it is in an era of rising prices and the market is skyrocketing. The reason why financial giants in previous lives were incompetent: Financial giants are strong in professionalism and understanding people. Here Being untalented means that you are like those cheating bosses and protagonists in novels who make a lot of money casually and form a consortium. And you, a financial tycoon from another country in the new century, are reborn in another country in the 1980s. You have a huge advantage. , if you could copy texts in that era, it would have been pretty awesome, and it would definitely be a reference; in addition, there must have been help behind the scenes from the financial giants in the previous life. Do you really think Teacher Ma is just a teacher???)