The Kyoto Bubble Era: It started with selling off hundreds of millions of property

3pm sharp.

Tokyo Industrial Bank, Osaka Chuo-ku Branch, conference room, regular weekly meeting within the bank.

Because he was delayed downstairs for a while, when Kitahara Sosuke arrived, other participants had already taken their seats.

The president, Naoto Asano, who had a majestic appearance and had just turned forty this year, supported his chin with both hands and glanced at everyone solemnly. After Kitahara Sosuke sat down, he announced: "The regular meeting has officially begun."

"Department Chief, these are today's meeting materials." Norika Fujiwara, who was sitting upright, pushed a document over in a low voice, moved her little head closer, and muttered softly, "During the morning meeting, I heard that Department Chief Oshima asked Kuro Section Chief Tian is suing you."

Due to the sudden incident, Kitahara Sosuke did not submit a written request for leave to his immediate superior, Kuroda Yu, the head of the Financing Class 1. After missing the morning meeting of the Financing Class 1 in the morning, Mitsuo Oshima of the Department of the Department made a cryptic statement about the matter. to express his dissatisfaction.

At this moment, Oshima Mitsuo, who was sitting not far away, noticed the eyes cast by Kitahara Sosuke. His plump body leaned back slightly and returned a look full of goodwill.

This is the bank.

Everyone maintains the closest relationship on the surface, but maybe the other party stabs you with a fatal blow behind your back.

"I got it." Kithara Aosuke looked calm and glanced at the smiling Oshima Mitsuo, before returning the same bright smile.

Seeing the department head's indifferent look, Fujiwara Norika pouted her lips and sighed silently. My department head is good at everything, but sometimes his sense of smell in the workplace is too bad. Department head Oshima bullied him so many times and swallowed it every time. It really pissed her off!

Directly in front, Asano Naoto's routine speech had just ended. He paused and cleared his throat. Kuroda Yu, the head of the first financing class sitting on the left hand side, immediately served tea diligently and stood with a bow, his attitude was extremely serious. humble.

Yu Kuroda has gray hair and is fifty-two years old this year. He is still three years short of the fifty-five-year-old standard for bank employees to take a back seat. At this age, he is the oldest in the entire branch.

But he is still old-fashioned. Last year, the financing class successfully won the Best Department Award due to the efforts of the three department heads. If he wins again this year, he will have the opportunity to be transferred to the branch headquarters.

Just one word difference between branches and sub-branches, but the benefits after retirement are vastly different.

In order to climb up, Yu Kuroda, who was twelve years older than Naoto Asano, served him like a newbie, often serving him tea and running errands. Several other section chiefs looked down on him and mocked him privately. "Old errand boy".

After briefly sorting out the situation in the bank, Kitahara Sosuke once again focused his attention on the client list of the third financing system in his hand, and did not listen to Asano Naoto's speech at all.

After disposing of all the assets under his name, he will have a start-up capital of nearly 200 million yen. According to the current exchange rate between Japanese yen and rice gold, this is equivalent to 1.4 million rice gold!

In 1989, he owned 1.4 million meters of gold and had no assets or liabilities in his name. This was undoubtedly Tianhu's start.

He can even take this money and leave RB directly, and live an enviable wealthy life wherever he goes.

But leaving is not his character.

Traveling back to the last prosperous era of the bubble economy, if he just went to other countries to repeat the life of a billionaire, Kitahara Sosuke would only find it boring and without experience.

In his previous life, he became a financial tycoon at a young age, but Kitahara Sosuke was not satisfied. He wanted more and wanted to go higher. However, the facts gave him a hard slap in the face. The domestic environment at that time Today, it is easy to become a billionaire, but it is extremely difficult to build a financial empire.

He has the advantage of being young, but he also suffers the disadvantages of being young. His opponents are already formed behemoths, and trying to steal food from their mouths is just a fool's errand.

But it’s different now!

For RB in the bubble economy era, although the environment will be extremely bad, opportunities will come one after another. This is the only opportunity that allows him to get rid of the shackles, break the shackles, and achieve greater ideals!

At this time, the RB economy is still under the control of the six major consortiums. However, with the bursting of the bubble and the Asian financial crisis, the six major consortiums will also face a major reshuffle. This is his opportunity.

When the cards are shuffled, he is eligible to bring capital to the table, heading towards the more central Chiyoda district of Tokyo.

Kitahara Sosuke's thinking is very clear. Culture, services and high technology are the industries that are best to emerge after the bubble bursts, and they are precisely the biggest victims of the bubble era at this time.

Everyone is engaged in real estate and stocks. If the real industry and manufacturing industry do not transform, life will be very difficult.

He just browsed through the client list of the next three series. Most of the companies he had not contacted for a long time were high-tech manufacturing companies. They were once a major pillar of Osaka's economy. However, nowadays, those who are unwilling to transform are basically listed as banks. Bad customers will not be contacted.

Using the funds on hand to control and control the sluggish high-tech manufacturing industry, and using the power of banks to win over them, this is Kitahara Sosuke's first goal.

It just so happens that these companies are living very hard now, and they are probably waiting for the arrival of the savior every day.

Directly in front, Asano Naoto spoke impassionedly, spitting everywhere.

On the side, Norika Fujiwara was working hard to take notes, looking like a well-behaved student.

She is the youngest employee participating in the meeting. Only employees at director level and above can participate in this kind of regular meeting. It is a good opportunity to learn from seniors, and she will certainly not miss it.

Seeing the absent-minded look of her department head, Fujiwara Norika couldn't help but poke Kitahara Sosuke with a pen, with a look of resentment on her face. She didn't want to repeat the meeting contents to the department head after the meeting ended.

Kitahara Sosuke was stunned for a moment, and happened to hear Asano Naoto say loudly, "Everyone, as the end of the year is approaching, everyone has done a great job in this year's work, but there is still one month left, so please don't relax!"

"Last year, our bank was honored to be rated as the best branch in the Osaka area. The branch's president Kurosawa told me privately that if we can be selected as the best branch for two consecutive years, all employees of our Chuo District branch will have the opportunity to receive a A generous bonus, although it is just a private chat, but I believe that President Kurosawa will not talk nonsense."

Naoto Asano's voice was loud, and the bonus amount he mentioned was very attractive, which made several young directors feel excited, while several department heads and section chiefs who had experienced many storms listened calmly without changing their expressions.

Kitahara Sosuke chuckled inwardly. He had said this to his employees no less than a thousand times in his previous life. After all, promotion and salary increase are the goals of all workers, especially those young people who are prone to passion. As long as they are a little bit If you tease them, they will become full of energy and work hard for the company.

When the time comes for the promise to be fulfilled, you can make a discount, make a few excuses, and give some new expectations, and you will be fooled easily.

Fujiwara Norika's face turned red when she heard this, and she secretly clenched her fists. It seemed that she was also infected.

"There is only one month left before the final settlement period planned by the branch. At the reception the day before yesterday, I asked my colleagues in the statistics department of the branch. The financing quotas of Osaka Kita Branch and Tennoji Ward Branch are second only to our bank. They are very good. It’s hard to say whether we will catch up with us within a month. To this end, we must redouble our efforts and never relax! After calculation, as long as we can complete a financing limit of more than 500 million this month, we will be the first branch. The throne!"

Having said this, Naoto Asano, who looked a little excited, stood up suddenly and bowed to everyone.

“This month, I’m going to take care of you all!”

Hearing the words "500 million", Kitahara Sosuke, who had always had a relaxed expression, finally slowly frowned.

If the loan amount is divided evenly, the four financing departments will each have to bear a limit of at least 100 million. In addition to the original pressure, judging from the avalanche-like situation in the future, the financing department may be completely crushed.

Kitahara Sosuke opened the information in front of him and after checking it, his expression became more serious.

The current situation of the branch is worse than he expected. For this so-called best branch, they have issued too many unstable loans, and almost all of them are concentrated in the housing and stock markets. Add in the 500 million, and it is not only the financing that will collapse by then. a lesson.

He remembered that in the previous life, after the bubble economy burst, the Tokyo Industrial Bank had debts as high as 2.9 trillion yen. In order to survive, it had to merge with the Tokyo External Banking Corporation. Most of the 2.9 trillion yen liabilities came from this A large number of non-performing loans during the period.

Before the merger, Tosan began to lay off employees and cut salaries, and even canceled branches. Kitahara Sosuke didn't know whether the Osaka Chuo District branch had survived this wave of disasters in his previous life, but judging from the information at hand, if another 500 million yuan was released next month The mortgage loan will most likely be forcibly canceled by that branch due to a large number of bad debts.

Considering this possibility, Kitahara Sosuke had to slightly adjust his plan.

After leaving the conference room, Kuroda Yuichi waved to them to go to the small conference room for an impromptu in-class meeting.

"I heard that President Asano has been running around for everyone's year-end bonus recently, but it's terrible that he still needs 500 million." Fujiwara Norika, who followed Kitahara Sosuke in small steps, hugged a lot of information with both hands. Happy and worried at the same time.

"I also heard that President Asano has been going to the head office recently. Vice President Kishimoto of the Osaka Branch will retire next year. If he can lead his branch to win the title of best branch for two consecutive years, he may not be promoted if he works hard. opportunity." Kitahara Sosuke shook his head, feeling helpless for his somewhat green assistant, "Fujiwara, stop listening to these random rumors."

"I, how can I?" Norika Fujiwara stuck out her tongue. She usually worked very rigorously and conscientiously, but occasionally she would ask some colleagues for some "inside information" because she was keen on gossip, hoping to rely on this information to judge the decision-making in the industry. Depending on the direction of the wind, you might be able to predict some actions of the head office.

After working together for a year, Fujiwara Norika didn't communicate much with Kitahara Sosuke, but she also figured out the temper of her immediate boss. He seemed taciturn, but he was still very good to his junior and school girl.

But usually, when faced with his own words, Department Chief Beihara rarely commented. He always felt that he was a little different today than before.

After thinking for a while, Fujiwara Norika couldn't think of any difference between Kitahara Sosuke, so she had to ignore it for the time being and quickly followed him.

As soon as he entered the small conference room, Oshima Mitsuo closed the door and blocked the door with his fat body. He greeted Kitahara Sosuke and Sakurai Saeko with a smile, then glanced at Kitahara Sosuke and huddled behind him. Fujiwara Norika, the corners of her mouth were slightly raised.

After the morning meeting, he specifically asked his director, Hibiki Hayashihara, to reveal to Norika Fujiwara about his "backstabbing of Kitahara Sosuke" at the meeting. I believe that this little girl, who has not yet fully grown her hair, has already told this matter angrily. I retell it to Kitahara Sosuke.

Young people, they just can’t keep their composure.

He believed that Kitahara Sosuke would not be able to bear this embarrassing loss. As long as he took the initiative in this meeting, he would have countless ways to embarrass him even more.

"Everyone sit down, everyone is very busy with their work, so I won't waste everyone's time." After leaving the conference room, Yu Kuroda, who had been in a groveling state, straightened up again and regained the dignity that a section chief should have, " Two things, first, the financing task mentioned by President Asano; second, this year’s best department award.”

In the small conference room, only the three department heads, Yuka Kuroda and others, could sit, while the other directors stood respectfully and remained silent.

Kitahara Sosuke just had time to look at two colleagues who got along day and night, Mitsuo Oshima, the head of the first department, and Saeko Sakurai, the head of the second department.

Oshima Mitsuo is a fat, white man who looks kind and kind. He is thirty-six years old and is kind to others. He is an old member of the financing class and an old employee of the branch.

In his memory, Kitahara Sosuke had dealt with him a lot, and was tricked several times, both covertly and overtly, but every time the other party was doing it for his own good, and he had never experienced any workplace fights, so he swallowed his anger. .

What happened this morning not only stabbed him in the back, but also secretly tricked the immature Fujiwara Norika. If he continues to play like this, Kitahara Sosuke won't mind giving him a big surprise.

Compared with his fairly good career skills, his business ability is very average, which is one of the reasons why Oshima Mitsuo has never been able to climb up.

The self-righteous smiling tiger. Kitahara Sosuke silently commented in his heart.

On the other hand, Sakurai Saeko is 28 years old and has a tall figure and outstanding appearance. She graduated from the Department of Finance of Yingkei University. She is as cold as an iceberg and rarely communicates with others about things outside of work. The second line is always weak. What she brought out single-handedly, her personal abilities are extremely outstanding.

Women are easily discriminated against and treated unfairly in the RB workplace. As a saleswoman at the Chuo-ku branch, Saeko Sakurai acts resolutely and has a good reputation. She is not hindered by her gender.

On the contrary, he is completely opposite to Mitsuo Oshima.

Workaholic, Sosuke Kitahara gave her a mental evaluation.

As if noticing Kitahara Sosuke's gaze, Sakurai Saeko turned her head slightly, glanced at him with cold eyes, then nodded politely and turned back.

Kitahara Sosuke added a new adjective to her in his mind, "iceberg beauty".