The Kyoto Bubble Era: It started with selling off hundreds of millions of property
Chapter 4 This is the bank
November 30, 1989, Thursday, 2 pm.
The magnificent Osaka Chuo Branch of Tokyo Industrial Bank is located in Kitahama, Chuo District, Osaka, next to the landmark Osaka Stock Exchange.
At this moment, people are coming and going on the road. The bustling city during the day is in sharp contrast with the intoxication late at night. The pedestrians passing by are in a hurry, most of them are urban white-collar workers in suits and leather shoes, carrying briefcases.
Kitahara Sosuke, who slowly walked out of the exchange, breathed a sigh of relief and finally dealt with all the time bombs on hand.
He looked back at the spectacular Shiraya cylindrical building. The front wall of the exchange still preserved the style of the Showa decade (1935). The bronze statue of Tomohou Godai, the father of Osaka's economy, was erected in front of him, lifelike.
This forefather who single-handedly supported Osaka's economy was unlikely to predict that in the near future, the city would usher in a thirty-year economic recession.
Also puzzled were the staff at the stock exchange.
Kitahara Sosuke mercilessly sold off the two blue chip stocks of Panasonic Electronics and Tokyo Industrial Bank held in his hands, just like those ruthless scumbags after they are done playing.
His determination made the customer service girl in charge almost think that a bear market was coming. Even the section chief who was hiding behind the scenes came out to confirm repeatedly that it was a 50 million yen transaction. When the stock market was still rising wildly, it could be It is expected that Kitahara Sosuke's selling will cause a group of people to snap up.
But these have nothing to do with him.
After a small sigh of relief, Kitahara Sosuke carried his briefcase, walked quickly through the crowd, and returned to the branch.
The interior decoration of banks in 1989 was very different from that of the new century, even RB, whose economy has been highly developed, is no exception. The counter is a bit old. The teller lady wears a uniform, stands upright, and serves customers face to face. This is completely different from her previous life in China.
At RB, there are no windows at the bank counter. Customers communicate directly with tellers face to face, while others will consciously keep their distance and wait quietly on the sidelines, never causing trouble to others.
This is also the special social atmosphere of RB. No matter what happens in private, on the surface, everyone is harmonious and maintains a humble and polite appearance.
At 3 p.m., counter services outside will stop. After the bank closes, employees will return to the work area behind the rolling shutter door.
From now on, customers can only withdraw money from ATM machines. If they need counter service, they can make an appointment through the above operation interface.
The penetration rate of credit card and check business in RB is very high, and cash deposits and withdrawals are relatively small, so the counter business is not as busy as in China. The legal business hours of the bank are from 9 am to 3 pm on weekdays.
Of course, as a qualified bank employee, work has just begun at 3 p.m.
Kitahara Sosuke, wearing his industry uniform, walked into the hall, and the warm wind blew away the chill outside. There was a nameplate on his chest, revealing his identity as a bank employee. The crowded crowd naturally opened a passage for him to return to his work area.
"Department Chief Kitahara, good afternoon." The person who greeted him was a baby-faced female lobby staff member who was about 1.5 meters tall. She placed her hands on her lower abdomen and bowed respectfully, showing a sweet smile.
"Good afternoon, Ishikawa-san." Kitahara Sosuke nodded and was about to walk straight towards the back stairs when he was attracted by a sharp and strange laughter.
"Haha, don't employees of Tokyo Industrial Bank need to undergo induction training? They can't even handle this little thing! Do you know how much time you wasted on me? Thirty minutes, a full thirty minutes!"
The one who made the sarcastic remarks was a young man with a slicked back hair. He was wearing a colorful coat and black sunglasses. His words and actions were full of scorn. He held a briefcase like a white-collar worker, but he looked weird and weird. ridiculous.
This is a typical nouveau riche in the bubble economy era. He may have made a fortune relying on real estate and stocks, but he has no ability at all. He may also be from a gangster society.
Opposite him, a tall and beautiful girl kept bowing and apologizing. Kitahara Sosuke remembered her as a counter salesperson named Kobayashi Kyoko who entered the industry at the same time as Fujiwara Norika.
The young man's insults and scoldings became more and more unpleasant, and the people around him distanced themselves from him with some disdain. He became more and more excited as he talked, and from time to time he deliberately showed off his large gold chain and silver-white watch.
Kithara Sosuke frowned slightly, pushed aside the crowd, and walked over there. He poured a glass of water and handed it to the young man as he walked: "Mr., are you troubled by anything?"
"Who are you?" The young man happened to be a little thirsty. He reached out to take the paper cup and glanced suspiciously at the tall and handsome man in front of him. After seeing his nameplate, he added, "Bank clerk?"
"Hello, I am Kitahara Sosuke, the head of the three departments under the Financing Class 1. What happened? Do you need help?" Kitahara Sosuke nodded with a smile, stood in front of him, and blocked the man who was about to cry behind him. Kyoko Kobayashi.
His tall figure completely blocked the young man's sight. The young man was obviously a little unhappy when he couldn't see Kyoko Kobayashi.
In fact, this is not the first time he has come to the bank to make things difficult for Kobayashi Kyoko.
After seeing this beautiful female bank clerk by chance, the young man's restless heart became hot. He started his fortune by relying on real estate, and now he is a slightly famous upstart, and many people around him are envious, jealous, and hateful.
With assets of over 100 million, being young, handsome and having a good self-esteem, he thought that with just a flick of his finger, this woman would obediently go to bed and be at his mercy. However, Kyoko Kobayashi rejected his request for dates many times, making him furious.
A mere bank employee, even their section chief would grovel when he saw her. How could she be so disrespectful?
This was the perfect opportunity, and he planned to impress this woman.
"Exactly, I want to complain to this woman. It was just a simple information entry, but she actually wasted me thirty minutes! Department chief, do you know, in thirty minutes, I may have lost nearly one million yen!"
The young man gestured with his hands and spoke exaggeratedly, with an impatient look on his face, as if "I won't leave until you give me an explanation."
"No, it's not like that, Department Chief Kitahara." Behind her, Kyoko Kobayashi was crying. She gently tugged at his clothes with her little hands, and an aggrieved voice came, "It's the computer. The computer suddenly malfunctioned, and he didn't I am willing to enter it manually, but I have to use a computer to enter it.”
Kitahara Sosuke turned around, comforted Kobayashi Kyoko, and then asked others about what happened, and then he suddenly realized.
At this time, the bank has introduced PC-98 computers for daily office use. Generally, large banks will have one behind the counter. Its main function is to enter information and proofread amounts. However, after all, computers are not yet widely available, and PC-98s are also unstable and often Something would go wrong, causing headaches for these tellers working on the front lines.
This young man knew that there was something wrong with the computer, but he still stubbornly refused to enter it manually, just looking for trouble.
Kitahara Sosuke can quite understand the mentality of this kind of person. He has money, but he does not have the temperament and bearing to match it. If he wants to be recognized and respected by others, he wants to express his status in this way. .
Moreover, there was something wrong with the way he looked at Kyoko Kobayashi, and he probably had some unexplainable dirty thoughts in it.
Kitahara Sosuke doesn't like playing with buzzing flies, but if they fly in front of him, he doesn't mind slapping them to death.
The PC-98 inside was emitting a long beep. Kitahara Sosuke, who had experienced various electronic smart products in later generations, quickly guessed the cause of its failure.
Standing next to PC-98 was a young man with a sad face. He was Taro Sakamoto from the technical department of the industry. He was probably called to repair the computer, but judging from his appearance, he probably didn't know the cause of the malfunction, so he could only worry.
"Let me take a look." Kitahara Sosuke walked over. Several tellers looked at each other with distrust, but did not dare to refute.
He asked Kobayashi Kyoko to bring the tool kit and prepared to dismantle the computer to check and confirm.
"Chief Kitahara, if you dismantle this, you can't return it to the manufacturer for repair!" Taro Sakamoto reminded him in a low voice when he saw the tool kit. The other tellers couldn't help but nod, and if it really breaks, the cost will have to be shared among them. On the head.
"It's okay, I'll pay for it if it's broken." Kitahara Sosuke opened the tool bag and took out the screwdriver.
The computer structure of this era was relatively simple, and he could easily disassemble it with his accumulated knowledge. However, in the eyes of others, this was probably a difficult technical task.
"Ha, do you know how to repair computers?" The young upstart watching the commotion outside sneered and deliberately raised his voice, "My club just purchased a PC-98. This is the most advanced high-tech product at the moment. Once If it is not disassembled properly, it will be scrapped directly.”
After hearing his words, several tellers became even more nervous and worried. Taro Sakamoto, who was standing aside, also had suspicious eyes, staring at Kitahara Sosuke's every move, full of distrust.
"Chief Kitahara, let's forget it." Kyoko Kobayashi hugged the tool bag and squatted aside, not wanting to put Kitahara Sosuke in trouble because of her own affairs.
Kitahara Sosuke just smiled and disassembled the computer three times, five by two, and it turned out to be a small problem with poor contact.
He adjusted the memory module and reassembled the computer. After turning it on again, there was no weird long beeping sound and no lag.
"Try it, it should be fine." He clapped his hands and asked Kobayashi Kyoko to go over and operate it.
Kobayashi Kyoko wiped the corners of her eyes, and immediately walked over to start the operation. Then she smiled gratefully at him: "It really works! It's amazing! Thank you, Chief Kitahara!"
"You're welcome. This kind of failure is very common. In fact, it's just a poor internal hardware connection. I'll teach you next time and you can do it too." Kitahara Sosuke waved his hand, looking relaxed.
"Hey, can I, too?" Kobayashi Kyoko's eyes were full of doubts, "Didn't you say that once it is disassembled improperly, it will be scrapped directly?"
"How could it be? The structure inside is very simple, but none of you have ever been exposed to it." Kitahara Sosuke chuckled. If it's like what that guy said, just dismantle it and then scrap it, then there is no need for this computer to leave the factory. .
"Sir, you can continue with your business. I'm very sorry for wasting so much of your time." Only then did he realize that there seemed to be someone standing next to him, so he smiled and said to the young upstart again.
The young upstart's face turned blue and white. He was speechless for a while. After thinking for a long time, he couldn't find the cruel words to say to Kitahara Sosuke, so he turned to Kobayashi Kyoko and shouted coldly: "You guys from Tokyo Industrial Bank The business processing speed is too slow. I don’t plan to re-enter the information and upgrade the account. By the way, I also need to withdraw the 30 million yen from my account immediately!”
He used an accent on "Thirty million yen". When he saw the surprised looks from the people around him, he smiled with satisfaction, knocked on the counter with his hand, and said to Kitahara Sosuke: "Yes. Okay, this department head, I still have to complain about this woman~"
"Complaints will be handled by corresponding employees. As for large-amount fund deposits and withdrawals, you need to make a new appointment, and new tellers will be available to assist." Kitahara Sosuke ignored his provocation, "I still have work, so I will leave first. ”
Sosuke Kitahara has seen such a person from a thousand to eight hundred in his previous life, so he has long been used to it.
Don't waste time on idiots, this was one of his life mottos.
Behind the counter, the somewhat inexperienced Taro Sakamoto was being teased by several tellers, saying that he, a dignified employee in the technical department, was not as knowledgeable about computers as the head of the department, Kitahara. This was the case, and he could only blush and could not refute.
"Then you have wronged Sakamoto-san. I just happen to know some hardware knowledge. If I really talk about operating skills, I can't compare with professional technicians at all. I am far behind Sakamoto-san." Kitahara Sosuke turned around and took a picture He patted Bentaro on the shoulder and smiled at the tellers, "Let's go, Sakamoto-san, we have a meeting at three o'clock."
Taro Sakamoto was freed from the teasing, looked at Kitahara Sosuke with gratitude, and left quickly with him.
Watching Kitahara Sosuke go away, Kobayashi Kyoko reluctantly turned her eyes back. She was complained by the young upstart, so she could no longer handle business for him. She was replaced by another teller.
But at this moment, the annoying guy was no longer in her mind. What was echoing in her mind was the polite and extraordinary Kitahara Sosuke.
"So handsome, right~ Silly, I've been gone for a long time, why are you still staring at me?" Someone bumped her body slightly, and the person who came over to talk to Kobayashi Kyoko in a low voice was the doll who had just greeted Kitahara Sosuke. The face girl, named Ishikawa Sayuri, was at the same time as her.
Compared to the introverted and gentle Kobayashi Kyoko, Ishikawa Sayuri is much more lively and hot, and she boldly made jokes about Kitahara Sosuke after he left.
"Sayuri, what are you talking about? I, I don't mean that to Chief Beihara." Kyoko Kobayashi's face turned red and she spat lightly.
Sayuri Ishikawa continued to tease her: "Haha, don't you envy Sister Fujiwara? Compared with the head of Oshima who always has a malicious smile on his face and the iceberg-like head of Sakurai, it is so great to be able to follow the gentle and handsome head of Kitahara. I'm so happy~ Why don't you apply for a layoff?"
"Go, go, go, the more I talk, the more outrageous I am. I won't talk nonsense with you anymore. I have to go to work." Kobayashi Kyoko reached out and gently pushed her friend. Not far away, the heads of her family were casting unkind looks.
"Oh, by the way, didn't that prick just now say that he is the president of some kind of mortgage company? This guy has come to make things difficult for you several times. He obviously wants to pick you up. It's really disgusting. I should tell your department heads the truth. This way you won't be punished by your department head." Sayuri Ishikawa walked out halfway and twisted back, asking in a low voice, "Otherwise, your salary will be deducted again!"
"Yamada Real Estate Credit Co., Ltd., he is indeed the president, his name is Yamada Yo." Kobayashi Kyoko sighed slightly. It is said that the other party is the son of a certain society boss. He has made a lot of money from real estate. He doesn't know why he has targeted her. After she rejected several requests for dates, she came to the office every three days to make things difficult for herself.
In order not to affect work and not let other colleagues know, Kobayashi Kyoko has kept it secret from everyone and only mentioned it to Ishikawa Sayuri.
"It's useless to talk to the department head, he is a big customer." Kobayashi Kyoko shook her head, and as soon as she talked about this kind of thing, her reputation in the industry would become messy.
"But he took all the money! Oh, why don't you talk to Department Chief Kitahara? Look at the way that guy shrank in front of Chief Kitahara just now. It's fun to think about it. Chief Kitahara must have a way to deal with this. You annoying guy!" Sayuri Ishikawa persevered in "guiding" her good sisters.
"Okay, go back to work. By the way, you must not tell the department manager Beihara, otherwise we will break up the relationship!" She waved her fist at her friend and secretly glanced at the stairs leading to the second floor.
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