The Rebirth of the Internet Celebrity Godfather

“I conducted an online survey and found that many people who first came into contact with online loans started with a very small amount, ranging from a few hundred to a few thousand, and rarely more than 10,000.

Maybe it's to buy a new mobile phone, or buy a computer, or buy a bag, cosmetics, or an electric car.

In the perception of young people, although they are not making money yet, they always feel that they can make money, so they are disdainful of hundreds or thousands of dollars.

This is probably the mentality. If you borrow something, just borrow it, and you will definitely be able to pay it back."

[Hey, that’s how I got on this path]

[I have fallen into the quagmire, goodbye everyone]

[I can only say that as an adult, you must be responsible for your own actions]

[I have experienced it, it’s so deceptive, you can eat people without spitting out their bones]

"However, have you ever thought that it is because of this mentality that you are being manipulated by online loan platforms.

All tragedies begin with the word 'beginning'.

What is the most vicious thing about online loans? Once you get infected, it is very difficult to get rid of it.

Online lending companies only need a gentle push behind you to push you to the point of no return.

You may have borrowed an online loan and paid it back at first, but later on, when you encounter something or a place to spend money, you will consider online loans.

Because you have formed a subconscious mind: you think it is easy to borrow money from online loans, so when you have no money, you should go to online loans.

Well, after you become dependent on this channel, you start to spend money lavishly, a meal that costs hundreds of dollars, a membership that costs dozens of dollars, go ahead!

It doesn't matter, anyway, there are online loans to protect me, and I will continue to borrow money even if the money is gone.

Everyone who is deeply involved in online loans has a period of free time.

But money borrowed must be repaid, my friends!

When you borrow more and more and start not being able to pay it back, then the nightmare is about to come.

Two days before the repayment date, the online loan customer service will call you to remind you to repay the money.

What should you do if you still can't pay? You can only pay for it by demolishing the east wall to pay for the west wall, borrowing money from this platform and then repaying it to another one. However, this is just drinking poison to quench your thirst. Next month, you will have to pay back one more platform, and then the next month.

, add one more.

It's like a snowball, and it snowballs more and more. Finally, there are even ten repayment days in a month.

But if you don’t borrow it, you won’t be able to pay it back.

That is to say, online lenders have two choices before them, one is to be devastated now, the other is to be devastated in the future.

Maybe for those who have never been exposed to online loans, they will definitely choose the former and survive with a broken arm.

But for those who are trapped in the vortex of online lending and the ideological trap, they will only choose the latter because they dare not stop.

If they stop, they will lose their reputation and die socially.

Endless collection calls and endless repayment dates are like a whip hitting them in the back:

Pay back money! Borrow money! Pay back money! Borrow money!

All their efforts are to delay their death, but one day they will no longer be able to borrow money, and one day they will no longer be able to pay back the money.

Do you think they knew this day would come?

I think they know it subconsciously, but they don’t dare to think about it. All they see when they look up is the approaching repayment date and the scarlet numbers!

What is the point of no return? This is the point of no return, a road that cannot be stopped and is doomed to self-destruction!"

[Cheng Yiguang feels suffocated when he describes it like this]

【I feel so desperate after hearing this】

“The biggest pressure for online lenders is psychological pressure, which is like a heavy stone weighing on your heart.

When you wake up in the morning, you will think about me having a debt that cannot be repaid. You will think about it during lunch, before going to bed at night, and during your dreams. You will think about it when you are happy, and you will think about it when you are sad. You will think about it all the time.

Thinking.

I’ll play a recording of when I met that senior sister.”

"Do you think it's easy? Do you know this kind of despair?... I have been exposed to online loans since my freshman year... It's almost ten. I don't dare to count. I'm afraid. Every day is the repayment day, and I have to pay at home.

The living expenses I came for were all gone in an instant... I tried all the platforms... but no one was willing to lend me money.

…Customer service calls me every day to collect debts…calls my parents, calls my friends, calls my counselor…

I begged them, I begged them to give me a few days of grace. I would pay it back if I had the money, but they didn't listen... Anyway, my life was meaningless. My life was ruined. I just wanted to die. I didn't want to live in trouble.

I live in the pain of repayment!"

The strong self-destructive tendencies and hopeless tone in the recording deeply shocked viewers.

【scary】

【Is sister okay?】

【Human life is greater than heaven】

[Killing invisibly]

[This damn gray industrial chain]

"So, I advise everyone not to borrow online loans. Many people may ask, you borrowed so much money, where did you spend the 20,000 to 30,000?

However, a very tragic fact is that of the two to thirty thousand, he only really spent five or six thousand to himself, and the rest was earned through compound interest.

Really, stay away from online loans and excessive consumption!”

[It’s so true. I owe 40,000 to 50,000 yuan. I feel that I only spent more than 10,000 yuan and paid back too much.]

【Stay away from loans】

[Various comparisons and vanities give those illegals an opportunity to take advantage]

[Cheng Yi is really too conscientious]

“Okay, here comes the last part, what should you do if you are stuck with online loans.

Here, there are two situations.

First, your family can afford to pay back, and second, your family cannot afford to pay back.

In the first case, your family can afford to pay it back.

Well, after watching this video of mine, open your address book and confess to your parents!

It's okay, don't be afraid, you are not afraid of death. Why are you afraid of this? You have to know that they are the people who love you most in the world. They may beat and scold you, but they will never ignore you.

Don't be afraid of embarrassment and tell them: Mom and Dad, I did something wrong.

It's very simple, isn't it? Overcome psychological stress, and you will usher in a new life again.

However, you have to remember one thing: when you confess, don’t hide anything. If you owe ten thousand, it’s ten thousand, if you owe twenty thousand, it’s twenty thousand. Don’t leave any trace behind!

Don’t be afraid of too much. It doesn’t matter if you have too many. The only thing I’m afraid of is that you can keep your roots. As long as you keep your roots, you will definitely take the path of online lending.

Solve it once and for all, don’t leave any trouble later.

Second, your family can’t afford it.

That doesn't matter, my friend, it really doesn't matter.

Listen to me. First, check your credit report on the credit report website to see which loans are credit-reported and which loans are not. Okay, you remember it.

Next, is the most critical step, delete all loan software.

Yes, that’s right, delete them all.

Since you haven’t paid it yet, why do you still care whether you owe money or not?

What to do next?

Send a text message to all your relatives and friends, telling them that your personal information was leaked because you applied for a credit card, and don’t trust anyone’s calls or text messages.

If possible, just change the mobile phone cards for your parents.

This is a great address book for debt collection prevention.

Finally, just start living a good life, stop worrying about loans, and treat them as if they don't exist.

The only thing you sacrifice is your reputation, but how can reputation be as important as life?

You can charge them to do whatever they want, and let them do whatever they want. If they dare to post pictures or send threatening text messages, keep the evidence and go to the police station to sue them.

There are very few door-to-door collections, unless you borrow a large amount, such as ten thousand or twenty thousand, and even if you come to ask for thousands of dollars, you will not be able to recover the labor cost.

If they really come to ask for you, stay away.

If they send you a lawyer's letter, don't believe it. 80% of it is fake and basically just to scare people.

Sometimes the collector calls you, and you even find it funny and want to tease him.

After all, he can only call you, what else can he do? He can bite you, but he can't bite you.

This process takes about one or two years. After one or two years of resistance, basically no one will come to you.

But I didn't say that I really wouldn't pay back the money, I was just sacrificing my reputation for time.

In the past year or two, you have to make good money and pay off those online loans that are subject to your credit report first, because your credit report is very important and will affect your future purchase of a house or car.

For the remaining ones that don't show up in the credit report, you can slowly pay them back. At first, those debt collectors will definitely cost you a penny to pay back, but later on, they will definitely only ask you to pay back the principal.

In short, in the past year or two, you must not borrow any more online loans, work hard, repay the money as soon as possible, and start a new life.

Okay, this is the content of this video. Because it goes in depth, it will inevitably touch some interest groups, but as long as you believe me, this account will keep fighting.

Please like, vote, collect and repost so that more people can see this video. See you in the next video!"

【goodbye】

【Protect Oranges】

【Conscience Up Lord】

[Required three consecutive times]

[Thanks to the up owner for your hard work]

【Thank you for this video!!】

[I hope that in this world, kind people will be rewarded]