The Rebirth of the Internet Celebrity Godfather

[Reject online loans, start from yourself.

Every money you borrow is not a free lunch.

When you take out a loan, you have to pay it back.

And the online loan you borrowed was the beginning of selling yourself cheap.

The online loan you can't afford to repay is the reason for your despair.

Without legal protection, you can only make your own decisions.

If possible, please rely on your own efforts to satisfy your own desires or vanity.]

"I have a friend who takes out a daily online loan, and the emergency contact person doesn't dare write down his parents' phone number and mine.

I don’t know how many people have called me from last year to ask for repayment, and I also lent him a lot of money. If I didn’t borrow it, then the so-called brotherhood between me and him would be considered me. Later I found out that he still wanted to repay the debt.

I went to gamble. If he is really in front of me now, I will probably give him several slaps."

[When I was in school, some sophomores came down to hand out flyers, which were to promote online loans, fql.

In my colorful college life, I have a group of rich second-generation friends, but I am from an ordinary family. Although my friends don’t ask me to spend money, the dark psychology of young people made me take the step of taking online loans.

first step.

After a period of time, I found that I had accumulated a lot of debt, and finally chose to use loans to finance the loans. After a period of time, I found that I was living a life of fear from the 1st to the 10th of every month.

, because all my repayment dates fall within these few days, the first thing I think about when I get up every morning is not "Today is a new day", but "I have to repay the loan today, what should I do?".

I am only 22 years old, and I am very good in the eyes of my friends and relatives. I feel that I am living a life of survival. During this period, what I have to do every day is to call a few trustworthy friends to borrow money and pay back the money.

After taking out the loan, lend it out and return it to your friend.

In the end, I collapsed. This day would come sooner or later. I would have no living expenses left every month, and I even couldn’t live like a human being.

I don’t have depression. I have been a cheerful child since I was a child. I believe that the solution is always greater than the difficulty, but I admit that during the time when I broke down, I really wanted to commit suicide. Later, after being enlightened by the old man in the forum, I decided to talk to my family

Frankly speaking, it has been more than half a year since I confessed that I have started to die all over again.

But, am I useless?! Yes, I am useless! I have wasted two whole years of my youth, and I have not achieved any achievements of mine in these two years! I live like a walking dead. It is really a pity that I did not see my success earlier.

Yi's video.

But it’s not too late now, I don’t want anyone to take the same path as me.]

"Brother, I'm about the same as you. I've only been living for two years without telling my parents. Now I'm planning to confess after watching the video. Wish me good luck."

"Come on, you're not useless yet, isn't it just money? Stand up and earn it back!"

[I really admire Cheng Yi. I can only imagine how long he worked to complete this video.

Whether it is an analysis of the underlying logic of online lending platforms or a description of the psychological state and living conditions of people trapped in the vortex of online lending, they are all very real, as if people who have experienced them are telling their own experiences, conveying the despair of online lending people and their helplessness.

Looking back, I was full of pressure and expressed it vividly. After reading it, I was really scared and vowed never to touch online loans!

What's even more amazing is that Cheng Yi not only raised questions, but also gave solutions to the problems. But I have never borrowed an online loan and I don't know. I confess to my family that I understand. Is it really feasible to delay the repayment?

Finally, thank you Cheng Yi for speaking up. He has truly realized that the greater his influence, the greater his responsibility. Whether he spoke for ordinary people in the last issue or advised everyone not to touch online loans in this issue, it is all just things.

But, Cheng Yi must protect himself!]

"I would really rather Chengzi not make this kind of video. It's too easy to offend people, and they are all rich people. But then I think about it, if Cheng Yi doesn't do it, who will speak out and who will do it?"

"Cheng Yi will not let us down, but we can't let him down either. We must believe in him. No matter there is any black material about him on the Internet, don't believe it. This is our greatest support for Cheng Yi.

It’s the only thing we can do.”

"Concerning the second piece of advice Cheng Yi gave, personal experience is very useful!

These small online loan companies don't do anything except make phone calls. If the interest rate is really too high and exceeds the national regulations, you can call the police directly. At worst, the fish will die and the network will be destroyed. I borrowed from seven or eight online loan companies. I was very scared at first, but later

If you have too many debts, you just don't accept them and blacklist them. Later, a few months later, they said you can only pay back the principal.

Later, I prostituted for nothing for a few months, and I paid back the principal, but they didn’t take any interest. That’s how shameless I am, and they couldn’t find anyone anyway. But please don’t borrow money, call me every day, it’s too noisy.”

[In the eyes of our practitioners, taking out online loans is a dead end, especially for girls. Some scammers will ask you to take out a loan, or even worse, ask you to donate money to repay the money.

Really, there is no regret in taking medicine. Cheng Yi made this video, which is really a meritorious deed!]

…

Starting from 2013, the VC investment attracted by the p2p industry began to surge. By 2015, domestic VCs had invested more than 13 billion yuan in nearly 100 p2p platforms in China.

Last year, Qudian, Paipaidai, Rong360, etc. all listed on the US stock market.

Online lending platforms have formed a crisscross chain of interests in China and are very powerful.

However, Cheng Yi's video directly lifted their fig leaf.

You know, Cheng Yi has tens of millions of fans all over the Internet, and the popularity caused by one video is quite astonishing, no less influential than a local TV station.

After the video spread, it directly had a huge impact on these online lending platforms.

Qudian’s stock price fell by 5 points in three days. Other online lending platforms listed on the US stock market also fell to varying degrees.

It can be said that one of his videos directly caused turmoil in the entire industry.

In the online lending industry, Cheng Yi's information is placed on the desks of the chairman's offices of countless high-rise buildings.

As a small Internet celebrity, just make your own funny content. How can you be too impatient to cause trouble?

Do you know that destroying someone's wealth is like killing your parents?

truth?

Can the truth be told?!

He must be punished!

Among all the defence-breakers, the one who was most angry and frustrated was none other than a certain Ou:

Damn it, the last video "Talk about the plight of ordinary people" used the idea of ​​"people who are better than you work harder than you" to discredit me and ruin my personality!

This time, my Yanzhi Loan has just been launched, and you criticized the online loan industry.

Zhuo, you have a grudge against me, right?

Let's wait and see if I don't kill you!