We're building a super chaebol in Hong Kong

"Boss, why didn't you give me a heads-up before coming over? I could have gone downstairs to meet you." Ouyang Hai was somewhat surprised to see Su Cheng.

Since taking over Kerry Bank, he had only actually met Su Cheng once.

Of course, they had communicated many times over the phone. He would call Su Cheng for some decisions that required his approval.

"No need for such formalities. I'm here this time because I have an important matter that requires your attention, so I came to find you." Su Cheng pulled a chair over to face Ouyang Hai and sat down.

"Boss, please tell me. If there's anything you need me to do, I will definitely complete it perfectly!" Ouyang Hai said as he poured drinking water into a disposable cup for Su Cheng.

"No rush. First, tell me about the current situation of Kerry Bank," Su Cheng said with a smile.

"Okay, Boss, let me give you a brief overview.

Since the business direction of Kerry Bank changed, I have implemented a major reform.

All previous ordinary customers have withdrawn their deposits, and we have completely terminated this aspect of the business.

Regarding the bank's previous loans, except for a few customers who have encountered financial difficulties and are unable to repay on time, the remaining customers are currently repaying the bank on time every month.

These are all businesses left over from the previous owner, and they are easy to handle.

Last month, before making business adjustments, I cooperated with Heji Decoration Company to renovate the bank. Then, we published an announcement in the newspaper about the business adjustments of Kerry Bank. In addition, Boss, you agreed to let me announce that Kerry Bank belongs to you, which laid a solid foundation for the bank's future operations.

Currently, Kerry Bank already has hundreds of high-quality customers, and the total customer funds stored have exceeded 300 million Hong Kong dollars.

In addition, the financial income and expenditure of your companies, Boss, except for Hutchison Whampoa, all go through our bank. Therefore, the current asset scale of our bank has exceeded 1 billion Hong Kong dollars."

Ouyang Hai briefly reported to Su Cheng, his face full of smiles.

The changes at Kerry Bank in the past two months have been too significant.

Previously, Kerry Bank's asset scale was less than 10 million Hong Kong dollars, extremely small.

But now, it has easily exceeded 1 billion Hong Kong dollars, and he has become the general manager in charge of 1 billion assets. This change in status is quite astonishing.

Su Cheng nodded. He already knew some of the things mentioned.

For example, Ouyang Hai had reported to him about the need to renovate Kerry Bank a long time ago. Then, Su Cheng directly contacted Wei Li, and Wei Li arranged for his construction company to renovate Kerry Bank in the fastest and most cost-effective way.

"1 billion Hong Kong dollars in funds is still too little, but our bank will have a great leap forward next," Su Cheng said with a smile.

It's a pity that Hutchison Whampoa cannot temporarily deposit the group's funds in Kerry Bank. Otherwise, Kerry Bank's manageable asset scale would break through 5 billion Hong Kong dollars in minutes.

However, it is already very good that Kerry Bank has developed hundreds of customers in such a short period of time.

You should know that since they changed the bank's positioning from a general public bank to a private bank, the threshold for customers has greatly increased.

In Europe, the threshold for some private banks may be set at 1 million US dollars, while in Hong Kong, of course, it is in Hong Kong dollars. Therefore, the customer threshold set by Kerry is that the funds must reach 1 million Hong Kong dollars.

However, this is also due to Su Cheng's reputation being too prominent in recent months. He is one of the super-rich on par with the Ship King. Who wouldn't trust a bank opened by him?

Therefore, when Kerry Bank reopened, it quickly accumulated a batch of high-quality customers.

This is also why Ouyang Hai feels that Kerry Bank's future prospects are promising.

With Su Cheng as a strong backer, it's difficult for Kerry Bank not to develop!

"What great leap forward?" Ouyang Hai's eyes lit up, and he became curious.

Su Cheng handed the intelligence data of Wanderham Bank to Ouyang Hai and said, "I came to you this time because I have something for you to do.

My branch in the UK helped me find a bank that is for sale, and I plan to acquire it.

So, I plan to form a negotiating team, led by you, to go to the UK for acquisition negotiations. I will provide you with several professional negotiation experts at that time.

If the acquisition goes smoothly, our banking business will begin to expand next. Branches will be established in Singapore, Taiwan, Macau, and other places. I will entrust you with the management of the branches in Asia!"

According to the information, Wanderham Bank currently has approximately 3.3 million pounds in outstanding loans. The sincerity of their boss's sale is that although the sale price is as high as 10 million, this unrecovered loan will be included within the 10 million pounds. In reality, they are only selling for 6.7 million pounds.

That is to say, if Su Cheng's conditions are followed, the money will be given to the current owner of Wanderham Bank whenever it is recovered. Assuming the transaction is actually completed at 10 million pounds, Su Cheng only needs to pay 6.7 million pounds.

Of course, Su Cheng also hopes that the final transaction price will be as low as possible.

After all, 6.7 million pounds, converted into Hong Kong dollars, is more than 60 million Hong Kong dollars. Su Cheng feels that Wanderham Bank is not worth this price now.

After hearing this, Ouyang Hai was a little disappointed. It seems that someone else will be in charge of the future head office.

But thinking about it, being able to be the head of Asia is already good. People can't be too greedy. It's already more promising than before.

"Boss, please rest assured, I will definitely do this well. I am also familiar with the UK. I graduated from Oxford University and worked in a bank in London for five years. I am very familiar with the financial structure there. I just don't know what your bottom line is, Boss?" Ouyang Hai asked.

Negotiations must have a bottom line. He always has to know in his heart how much the boss is willing to pay for the acquisition of this bank. Otherwise, if the boss is not satisfied with the result of the negotiations, Ouyang Hai will be in tears.

"Speaking of this, let me give you a number. At most, I will only pay 9 million pounds. Of course, the lower the better. It will depend on your negotiation results. For every million less than 10 million pounds, I will take out 5% of the reduced amount to reward your negotiation team, so you don't need to have too much pressure," Su Cheng said with a smile.

"Okay, I guarantee a perfect completion of the task!" Ouyang Hai's eyes lit up when he heard the reward.

This reward is not small for him.

With his current base salary, not counting performance bonuses and the like, it is only more than 20,000 Hong Kong dollars a month. After all, Kerry Bank is a small bank, and the general manager's base salary cannot be too high.

Even if they only negotiate 1 million pounds less, there will be 50,000 pounds to be divided. The negotiation team will have a maximum of five people. If they divide it equally, each person can get 10,000 pounds, which is a full 90,000 Hong Kong dollars.

What's more, it is not impossible to negotiate a lower price. With the help of professional negotiation experts, there is even more opportunity!

With heavy rewards, there must be brave men.

Su Cheng believes that under the huge rewards, this negotiation team will bring him beautiful results.