We're building a super chaebol in Hong Kong

#146 - The dramatic change in the style of Carnegie Mellon Bank

After reading the document, Su Cheng sat down and thought for a moment.

Was it really worth it to spend ten million pounds to buy such a bank?

Ten million pounds was not a small sum; converted to Hong Kong dollars, it would reach ninety million Hong Kong dollars.

According to the intelligence data, spending ten million pounds was actually not too outrageous a price.

Despite the fact that Wanderham Bank seemed to have all its funds withdrawn and even owed more than two million two hundred thousand pounds in user deposits, the bank should logically be worthless.

In fact, in addition to the Wanderham Bank headquarters building, worth several hundred thousand pounds, the bank currently had around three million three hundred thousand pounds in outstanding loans yet to be recovered.

This was also the reason why the owner of Wanderham Bank dared to ask for this price.

In other words, if all these loans were recovered, Su Cheng would only be spending about six million pounds.

In addition, there was a very important thing, which was the banking license.

It was not easy for non-British merchants to obtain a banking license in the UK; the Bank of England's banking license was not issued casually.

Wanderham Bank had a history of more than fifty years in the UK and was considered a well-known bank locally.

If Wanderham Bank cashed out the stored user funds this time, it would not have much of a negative impact, which would also be very beneficial for business development after the acquisition.

Moreover, one of Wanderham Bank's core businesses—private banking—coincided with the planned development direction that Su Cheng had implemented after acquiring Kerry Bank.

In this light, acquiring this bank was not a bad choice.

"Here's the thing, I'm somewhat interested in this bank; barring any unforeseen circumstances, I will send a negotiation team to the UK to conduct acquisition negotiations with them; you can first reveal this matter to the owner of Wanderham Bank," Su Cheng said directly.

"Okay, I will tell them over there; in addition, I can assist your negotiation team, Boss; when they come to the UK, just contact me," Yu Xing said with a smile.

Although the acquisition of the bank had nothing to do with him, Yu Xing also wanted to show his worth in front of Su Cheng.

The future European branch had great potential, and he hoped that he could continue to work on this platform and in this position, so it was very important to have a good relationship with the big boss.

"Well, thank you for your hard work, General Manager Yu," Su Cheng said.

"This is what I should do; it is my honor to serve the boss," Yu Xing replied.

After the two hung up, Su Cheng came to the terrace on the third floor.

At this time, Kwan Ka-wai was under the sun umbrella, drinking iced milk tea and comfortably enjoying the sea breeze.

She knew that Su Cheng was busy, so she did not bother him or deliberately eavesdrop on anything.

When she was a child, her mother's education had a very big impact on her, teaching her how to be a lady of a respectable family; unfortunately, after her parents divorced, her personality began to change somewhat; nevertheless, she was also a girl who knew how to act according to circumstances.

"Ka-wai, I have something to go out and do later; you stay at home, and I will be back early," Su Cheng said to her with a smile.

"Okay, Su Cheng-ge, then I'll wait for you." After last night's events, Kwan Ka-wai's eyes were full of affection when she looked at Su Cheng.

She also knew that Su Cheng was a big boss and had many things to be busy with.

And now that she had difficulty walking, she would not follow along and embarrass Su Cheng-ge.

Afterwards, Su Cheng had the driver drive directly to Kerry Bank in Tsim Sha Tsui, Kowloon.

Arriving here, Su Cheng found that Kerry Bank had changed a lot.

The exterior decoration style of the entire bank building had completely changed; looking at the Kerry Bank headquarters building from the outside, it was very luxurious.

Now, Kerry Bank was no longer positioned as an ordinary public bank, but as a more high-end and exclusive private bank.

Therefore, it would definitely not work to maintain the previous simple style.

When Su Cheng walked into the bank, the bank staff quickly recognized him.

In Hong Kong, there were not many people who did not know Su Cheng.

Nowadays, who in the bank didn't know that Su Cheng was their boss!

Su Cheng glanced at the decoration of the lobby; it had indeed changed a lot and was completely different from when he had come last time.

The decoration style was somewhat similar to that of European private banks.

Walking through the exquisite door, one could see a 5- to 6-meter-wide front desk, with fresh flower baskets placed on both sides of the desk. Accustomed to the hustle and bustle and cramped layout of bank outlets, if it weren't for the words "Hong Kong Kerry Private Bank" written on the display board, the environment here would be difficult to associate with a bank; perhaps saying it was a multinational company would be more appropriate.

Passing through the carpeted corridor, one could reach the rooms for discussing business. Obviously, in order to satisfy customers' privacy and environmental preferences, Kerry Bank had different decorations in different rooms, including simple and elegant literary styles, as well as magnificent international-style rooms, with sofas and soft seats for two-person discussions, as well as multi-person seats to satisfy family consultations.

It was obviously easier to communicate in an environment that matched the customer's identity.

In the lobby, several well-dressed customers were talking to the staff; obviously, these people were either rich or noble.

"Boss, are you here to see the general manager?" Seeing Su Cheng standing in the lobby, admiring the interior decoration style, a young female bank staff member asked respectfully.

"Yes, I have something to talk to him about; is General Manager Ouyang in the bank?" Su Cheng asked.

"Yes, does the boss need me to take you there?" The female bank staff member's voice trembled a little, but she still pretended to be calm and asked.

Who was this person in front of her? He was not just the boss of this bank; he was also one of the richest men in Hong Kong, with assets of tens of billions.

"Has his office changed?" Looking at the somewhat nervous appearance of the little girl in front of him, Su Cheng asked with a smile.

"The general manager's office has not changed," the female staff member hurriedly replied.

"Well, I know the way; I'll go myself," Su Cheng nodded.

Taking the elevator, Su Cheng quickly came to the second floor of the bank; Kerry Bank General Manager Ouyang Hai's office was located here.

Unlike when Su Cheng came before, now, in addition to the general manager's office, some private rooms for business discussions had also been opened on the second floor; the decoration style was similar to that on the first floor, still extremely luxurious.

Through the semi-transparent glass door, Su Cheng also noticed that there were customers and bank staff doing business in several private rooms on the second floor.

It seemed that Kerry Bank had been upgraded very well during this period and had already begun to successfully transform.

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