We're building a super chaebol in Hong Kong

"Brother Su Cheng, I hope you won't reveal the fact that I've become your woman. I don't want my daddy, my classmates, or my teachers to know. Otherwise, my daddy definitely won't let me be as free as I am now." At this moment, in the Su family's villa, after enjoying the ultimate human pleasure, Guan Jiahui was still savoring the aftertaste, but she still reminded Su Cheng.

"Don't worry, I won't say anything, and you won't say anything. It's our little secret," Su Cheng said with a smile.

Having become a woman, Guan Jiahui exuded an even more alluring charm, and that hint of naivety had also disappeared.

"It's a deal, okay!" Guan Jiahui said coquettishly.

"Where do you want to go play today? I'll take you," Su Cheng asked with a smile.

"I don't want to go anywhere today, I just want to rest." After saying that, Guan Jiahui even stood up and took a few steps, but that strange walking posture immediately made Su Cheng understand.

Although Su Cheng was somewhat gentle and considerate last night, he still couldn't avoid being a bit too rough in the end.

"Alright, then I'll stay home with you and have the chef make two big meals today," Su Cheng said with a smile.

Around 4:00 PM, Su Cheng received a long-distance call from England.

The caller was Yu Xing, the general manager of Su's Group's European branch.

At this time, it was just past 9:00 AM in England.

"Boss, I have something to report to you," Yu Xing said.

"Just tell me, I'm listening. What is it?" Su Cheng asked curiously.

As the head of Su's Group's European branch, Yu Xing would normally contact Yang Chaoye directly.

The fact that he was calling him directly today meant that the matter definitely had nothing to do with Su's Group.

"Do you remember? You asked me to find a suitable bank in England to acquire. I've now found one, a mid-level bank, that's very suitable for you, boss!" Yu Xing said directly.

"Oh? Tell me more about it," Su Cheng said, intrigued.

He currently had nearly 500 million pounds deposited in various banks in England. When it came time to pay for crude oil, withdrawing the money was indeed a bit inconvenient, and the procedures were more involved.

Fortunately, the current funds were temporarily being covered by Huifeng Bank's loan. Only after Huifeng Bank had spent the 5 billion Hong Kong dollars would it be his turn to pay.

Therefore, he still had plenty of time to find a bank.

"This bank is called Wandehahn Bank. It's a private bank headquartered in Birmingham. Besides the head office, it only has six branches, located in Birmingham, London, and Hong Kong. Birmingham has three branches, London has two, and Hong Kong has one in Causeway Bay. In addition, there are a dozen overseas consulting agencies.

Currently, Wandehahn Bank has just experienced a run on deposits, and the bank's funds are insufficient, facing bankruptcy. Therefore, their boss hopes to sell the bank to repay the users' deposits. If we buy this bank, we won't be involved in debt. The original boss will directly extract the funds from the sale to repay the depositors, thereby reducing the possibility of the original boss running away with the money."

Yu Xing briefly introduced the bank's situation.

Su Cheng knew about Birmingham, the second-largest city in England, with a highly developed financial industry. Midland Bank, one of the four major private banks in England, was founded in Birmingham.

"What's the selling price?" Su Cheng asked.

Buying this bank was like buying an empty shell, because the depositors had all run away.

However, there was also a benefit, which was that it was cheap, and it had six branches, one of which was in Hong Kong, which was a good choice for him.

"Originally, Wandehahn Bank's market value was over 30 million pounds, but after experiencing this run on deposits, its value naturally plummeted. Currently, their boss is asking for 10 million pounds. This includes a six-story bank headquarters in Birmingham, with a total construction area of about 2,000 square meters, as well as all of the bank's outstanding loans. As for the other branches, they are all leased, so they are not included. Currently, they have about 150 employees," Yu Xing replied.

"Wait a moment, I'll make a call. I'll call you back later," Su Cheng said directly after hearing this.

"Okay, boss!" Yu Xing replied.

After hanging up, Su Cheng called Brother Wu.

"Brother Wu, can you investigate matters in England?" Su Cheng asked.

"Boss, what do you want to ask? Our business scope is currently only near London, and the expansion there is relatively slow, but I can help you obtain intelligence through other channels. Our intelligence department has an intelligence sharing system," Brother Wu replied.

In their line of work, allies were very important, so Brother Wu had been relying on his previous connections for the past two months to start developing allies.

The relationship between England and Hong Kong was close, so that area was naturally a key area of focus for Brother Wu.

However, developing intelligence there was very difficult, so Brother Wu directly found a partner there to form an alliance, and everyone could share intelligence.

This was the intelligence sharing system.

"Help me investigate the detailed situation of a bank called Wandehahn Bank," Su Cheng said directly.

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"Okay, boss, wait for me for half an hour at most, and I'll give you a reply," Brother Wu replied.

After all, it wasn't his own intelligence, so he couldn't guarantee that he would be able to obtain the relevant intelligence immediately, but half an hour was more than enough.

About twenty minutes later, Brother Wu's call finally came back.

"Boss, do you have a fax machine there? I'll fax the information to you," Brother Wu said.

"Yes, the number is (00) + (852) + 78787778888," Su Cheng directly gave the fax number.

After a while, Su Cheng's fax machine received a document.

After receiving the document, Su Cheng began to read it carefully.

Wandehahn Bank is a relatively typical medium-sized commercial bank in England. Compared to the giants of the British financial industry, Wandehahn Bank has a relatively low profile in the international financial market. The bank usually enters overseas markets by establishing consulting agencies, which is related to the bank's weak risk management capabilities.

Due to the vast difference between Wandehahn Bank's financial strength and that of financial giants, it can only rely on the proprietary technical advantages and resources accumulated by the bank for decades to pursue the so-called niche market positioning strategy. Although Wandehahn Bank is fully entitled to operate retail banking business under current British financial laws, the bank has never attempted to enter the retail banking sector.

One of its core businesses—private banking—is a high-return banking business that requires high service quality and specialized technical support.

Last year, Wandehahn's former boss passed away, and the former boss's only son took over.

Originally, Wandehahn Bank had been developing very steadily, and the profits were considerable. It had been developing for decades and had never lost money.

However, since the new boss took office, because of his overly flamboyant personality, he offended several major clients. As a result, these major clients directly withdrew all of their deposits.

Moreover, after withdrawing the funds, they made the news public, and other customers, after learning about it, also went to Wandehahn Bank to withdraw funds, which ultimately led to the rupture of Wandehahn Bank's capital chain…

After reading it, Su Cheng felt that this was truly a tragic story.