Chong Sheng 1977Nian Cong Zhi Qing Kai Shi

"Brother Wang, just lend me the money. I can guarantee that this is a good way, and the money will be earned back soon."

Central China Trade, in Wang Zhen's office, a man named Zhang Yiming was asking Wang Zhen for a loan.

"Yi Ming, I've already told you that the trade in Central China belongs to the state, and the money in the account also belongs to the state. I can't move it if I want. If I do it, I will embezzle public funds and I will go to jail."

"Brother Wang, I'm borrowing from you in the name of the company. I've checked, and lending between companies is a normal business, and it's not against the rules at all."

"Let me ask you, is your company private?"

"Sure."

"Let me tell you that it is against the rules to lend the country's money to private companies. You, don't think about trading in Central China. If you want money, I can lend it to you privately. Is 200,000 enough?"

"Why is two hundred thousand enough? I want five million."

Wang Zhen smiled wryly and said, "Then I can't do anything about it. I managed to save the two hundred thousand."

"Oh, why is it so difficult to do something? It's a good way but you can't find money." Zhang Yiming complained.

Thinking of the close friendship between his family and Zhang Yiming's family, Wang Zhen shook his head helplessly, and said to Zhang Yiming: "Come on, let me introduce someone to you, tell him your good way, and he will approve of your way , for my sake, I will lend you the money."

Zhang Yiming sat up straight, "Brother Wang, why didn't you tell me earlier if you have a way, let's go, let's get to know your way."

"What's the hurry, I'll make a call first, the person may not be in the capital."

Nan Yi glanced at the phone, picked it up, pressed the call button and put it to his ear, "Brother Wang, what are you looking for? I can't have dinner. I want to eat at home. I can find a place to sit later... just forget about Sanlitun , The bar is boring, find a place where you can drink tea... OK, whoever arrives first will wait."

After hanging up the phone, Nanyi was busy for a while, and returned to the old bungalow for dinner in about time.

Sanlitun, Happy Village.

Can't say Sanlitun, but Wang Zhen still ordered here, but instead of going to a bar, he went to a teahouse called "Jing".

Coincidentally, the location of the Jing Teahouse is the original Wudai Teahouse. Our song and dance hall earlier, when the rent expired, the Wudai Teahouse, which was only used for entertainment in Nanyi, naturally went out of business, but Nanyi sold it. A lot of money was put into it, and Nanyi, who couldn't afford to suffer, bought the house, hoping to make up for the loss through rent and house appreciation.

Naturally, Nanyi didn't need to take care of the rental of the house, so he didn't know when it was rented to Jing Tea House. When he saw the signboard, he was a little surprised.

As soon as I entered the door, I saw the simple decoration style of the teahouse, and the female doctor in cheongsam shuttled between the teahouses. If five stones are scattered, Nanyi will suspect that he has traveled to the Wei and Jin Dynasties.

"The boss here is a wonderful man."

Nan Yi muttered, walked towards a female doctor, and asked where the box in the teahouse was. After some negotiation and communication, Nan Yi was taken to the box where Wang Zhen was.

"Brother Wang, do you often come here?"

After entering the box, Nan Yi sat down in the empty seat and nodded to the stranger next door to Wang Zhen.

Wang Zhen picked up a new teacup and poured a cup of tea for Nanyi, "The boss here is my friend, and I often come to join us. Let me introduce you, Zhang Yiming, his family and mine are old friends."

"Nan Yi." Nan Yi said his name to Zhang Yiming, and then turned to tease Wang Zhen: "What kind of friend is good enough to sleep with?"

"How do you know that the boss here is a woman?" Wang Zhen asked in surprise.

"The decoration here is full of makeup. Even if the boss is not a woman, the one who has the final say must be a woman. Brother Wang, does sister-in-law know?"

"Stop talking nonsense, it doesn't have the kind of relationship you think." Wang Zhen explained, pointing to Zhang Yiming, "Yiming has a project, and I want you, a capable staff officer, to give me some advice."

Nan Yi straightened his face and said, "Brother Wang, if you want to ask me to borrow money, you don't have to bother, just tell me the amount. If you want me to invest, then come and listen to me. I will find a professional after listening Let’s demonstrate that no matter whether you vote or not, someone else will take over the rest.”

After listening to Nanyi's words, Wang Zhen immediately understood the meaning. He wanted to borrow money, and he, Wang Zhen, was the guarantor. If Zhang Yiming didn't pay back in the future, Nanyi would come to him; If you come forward, you can negotiate the conditions as you like, and you won't look at his Wang Zhen's face for less.

"Yiming, what's your idea, borrow or invest?" Wang Zhen turned his head and said to Zhang Yiming after he figured it out.

Zhang Yiming thought for a while, and said to Nanyi: "Brother Nan, how much can you borrow, how long can you borrow, and how much can you invest?"

Nan Yi smiled lightly, "Brother Wang, you can say as much as you want, as long as you want, for a few months and a year, I don't have to pay any interest. If the time is long, I will calculate some interest. My money is not just lying there and sleeping. If you invest it, you will deposit it in the bank for a three-year death period, and you can still get 12.24% interest every year, so 10 million yuan is 1.224 million yuan a year. Brother Zhang, do you understand?"

Nanyi's words didn't sound so comfortable, but Zhang Yiming could understand. Ever since he thought of "a good way", it's not that he didn't know about the interest on borrowing from outside. It was ridiculously high, and he didn't know Nanyi well.

"Brother Nan, how do you calculate the interest?"

"How much do you want?"

"5000000."

When Nan Yi heard the numbers, he omitted some words, "How long will it be?"

"Up to two years."

"Give me 5.5 million when you pay it back."

Just as Zhang Yiming was about to respond, Wang Zhen reminded him, "Yiming, I advise you to tell Nanyi about your project. He is a top student in economics and the president of a multinational corporation. He has a big business of his own." , Don’t look at his name is not on the rich list (Forbes Mainland Billionaires List), but I want to tell you that the people on the list may not be better than Nanyi.”

"Haha, Brother Wang, you are planning to flatter me, Brother Zhang, don't listen to Brother Wang's nonsense, Brother Wang has a sweet mouth, the last time he and I saw a pile of cow dung in India, he praised it as gold."

Wang Zhen glanced at Nanyi, "Don't say the opposite, I remember that you were the one who told me about the dog's head gold all over the place."

"Really? Why don't I remember?"

"Shall I help you recall memories?"

Nanyi and Wang Zhen were laughing and coughing, but Zhang Yiming was fighting with heaven and man. He was hesitating whether to say it or not, whether to recruit a partner.

It took a long time before Zhang Yiming had a choice.

"Brother Nan, do you know about the development of the driving test in our country?"

Well, when Zhang Yiming mentioned the driving test, Nanyi immediately understood what the other party wanted to do—buy a car and drive to a driving school.

"Are you familiar with the traffic intersection?"

"Very familiar."

"Want to make a fortune and leave, or take root for a long time?"

Zhang Yiming paused and said, "I want to do it as a career."

"If you want to start a business, the start-up capital of 5 million is a little less. Calculate the venue, liberate big trucks, cars, coaches, buy oil, etc., 5 million is only enough for you to open two slightly larger driving schools." mouth, and said regretfully: "Yi Ming, if you came to me two years ago when the country just let go of this area, you can start with one or two million yuan, and within two years, you can expand to a large scale .

Now, opening a driving school is a good way, but not just one or two people can understand it. There are many people who want to eat this bowl of rice. overwhelmed. "

Zhang Yiming's eyes lit up, "Brother Nan, what should I do specifically?"

Nan Yi waved his hand, "Let me ask you a question first, do you know how much it costs a person from learning to drive to getting a driver's license?"

"It's hard to say, the fees outside are quite chaotic, ranging from more than 2,000 to more than 4,000."

"Okay, let me put it another way. From beginners to getting a driver's license, apart from tuition fees and test fees, what expenses do you have?"

"I know this well. The students who learn to drive follow the car in the morning. They have to take turns to invite the instructor for two or three meals a day. Those who know how to smoke have to carry a pack of cigarettes with them. The instructor has to wait for them if they want to smoke.

Every three or four days, I will give the coach two packs of good cigarettes. Now it is popular to send Ashima, Yunyan, Aztec, Marlboro, etc., and during the exam..."

"Okay." Nanyi waved his hand, so that Zhang Yiming didn't have to continue, "It seems that you have put your heart into it, and the doorway inside is very clear. For those who are learning small cars, one car can take four students, and the learning time is about one hour. Month, calculated on the basis of two meals a day, save a little at noon, drink some wine in the evening, the cost is higher, if the cost is reduced, even if the cost of two meals is 150 yuan, the cost of treats for each student is 1125 yuan.

The money to buy cigarettes, let’s estimate it grossly, 300 yuan, add up to 1425 yuan, plus other miscellaneous things, from the beginning of learning to drive until the driver’s license is in hand, it will cost almost 5,000 yuan, which is what most people need to spend on learning to drive The total cost, am I right? "

"Yes." Zhang Yiming nodded emphatically, "Most people spend about that much."

"Testing for a driver's license not only has a lot of hidden expenses, but also has a low status. The instructor is a master, or even a master. Students have to curry favor with the instructor, for fear of being put on small shoes.

This is wrong, very wrong. Since the students cannot be gods, at least the coaches should be kind to them and teach them with all their heart. This phenomenon needs to be reversed.

There is an English training class in Beijing called Xinguangyin, you can visit it tomorrow to see how they handle the relationship between the training teacher and the students. "

Nan Yi clapped his hands, "Okay, that's all I have to say, the rest is waiting for you to persuade me to invest money, you have to tell me clearly what you will do, how much you want, and how you plan to spend the money. "

Nanyi has pointed out the pain point, and the rest should be Zhang Yiming how to change this pain point to form a preliminary plan. When the investment share is negotiated, Nanyi will ask people to improve the plan and inject a standardized management system.

No matter how good the idea is, if you want to scale up, without financial support and without a good management system, it can only be a mirage. There are too many companies that have developed rapidly in the early stage and seem to have good prospects but have fallen under the chaotic management system.

Nepotism, as well as the "double-dry" secretary that Nanyi dislikes very much, this second point has too many people falling into it, even Ren Youwei, whom Nanyi is very optimistic about, is not immune, and he should be able to drink in a short time Had a wedding with the secretary.

"Brother Nan, do you have any acquaintances in Xinguang?" Zhang Yiming asked eagerly.